{"id":2808,"date":"2022-05-20T12:36:27","date_gmt":"2022-05-20T10:36:27","guid":{"rendered":"https:\/\/www.srovnator.cz\/uvod-3\/"},"modified":"2026-04-27T09:13:37","modified_gmt":"2026-04-27T07:13:37","slug":"uvod-3","status":"publish","type":"page","link":"https:\/\/www.srovnator.cz\/","title":{"rendered":"\u00davod"},"content":{"rendered":"<section class=\"pb-5\">\n<div class=\"row my-3 my-md-3\">\n<div class=\"col-lg-8 offset-lg-2\">\n<h1 class=\"mb-4 text-center h6\">Zaslou\u017e\u00edte si poji\u0161t\u011bn\u00ed, kter\u00e9\u00a0v\u00e1s opravdu ochr\u00e1n\u00ed<\/h1>\n<\/div>\n<\/div>\n<div class=\"row row-cols-1 row-cols-md-3 g-2 g-xl-4 my-3 d-none d-md-flex\">\n<div class=\"col\">\n<div class=\"card card-pov\">\n<div class=\"card-body text-center\"><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-pov-car@2x.webp\" srcset=\" https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-pov-car.webp 767w, https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-pov-car@2x.webp\" alt=\"Povinn\u00e9 ru\u010den\u00ed kalkula\u010dka\" width=\"240\" height=\"160\" \/><\/p>\n<h2 class=\"card-title h3 text-center\">Povinn\u00e9 ru\u010den\u00ed<\/h2>\n<p><a class=\"btn btn-primary px-3 py-2 stretched-link\" href=\"https:\/\/carb.srovnator.cz\/\"><i class=\"sro-calculator me-sm-2\"><\/i>Spo\u010d\u00edtat<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"col\">\n<div class=\"card card-hav\">\n<div class=\"card-body text-center\"><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-hav-car@2x.webp\" srcset=\" https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-hav-car.webp 767w, https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-hav-car@2x.webp\" alt=\"Havarijn\u00ed poji\u0161t\u011bn\u00ed kalkula\u010dka\" width=\"240\" height=\"160\" \/><\/p>\n<h2 class=\"card-title h3 text-center\">Havarijn\u00ed poji\u0161t\u011bn\u00ed<\/h2>\n<p><a class=\"btn btn-primary px-3 py-2 stretched-link\" href=\"\/havarijni-pojisteni\/\"><i class=\"sro-calculator me-sm-2\"><\/i>Spo\u010d\u00edtat<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"col\">\n<div class=\"card card-pov card-prop\">\n<div class=\"card-body text-center\"><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-maj-v3@2x.webp\" srcset=\" https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-maj-v3.webp 767w, https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-maj-v3@2x.webp\" alt=\"Povinn\u00e9 ru\u010den\u00ed kalkula\u010dka\" width=\"240\" height=\"160\" \/><\/p>\n<h2 class=\"card-title h3 text-center\">Majetek<\/h2>\n<p><a class=\"btn btn-primary px-3 py-2 stretched-link\" href=\"https:\/\/property.srovnator.cz\/\"><i class=\"sro-calculator me-sm-2\"><\/i>Spo\u010d\u00edtat<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"row row-cols-1 g-1 mt-3 mb-5 d-md-none\">\n<div class=\"col\">\n<div class=\"card card-pov-mobile\"><img decoding=\"async\" class=\"card-img\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-pov-bg-mobile@2x.webp\" alt=\"Povinn\u00e9 ru\u010den\u00ed kalkula\u010dka\" width=\"670\" height=\"160\" \/><\/p>\n<div class=\"card-img-overlay\">\n<h2 class=\"card-title h4 py-2\"><a class=\"stretched-link\" href=\"\/povinne-ruceni\/\">Povinn\u00e9 ru\u010den\u00ed<\/a><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"col\">\n<div class=\"card card-hav-mobile\"><img decoding=\"async\" class=\"card-img\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-hav-bg-mobile@2x.webp\" alt=\"Havarijn\u00ed poji\u0161t\u011bn\u00ed kalkula\u010dka\" width=\"670\" height=\"160\" \/><\/p>\n<div class=\"card-img-overlay\">\n<h2 class=\"card-title h4 py-2\"><a class=\"stretched-link\" href=\"\/havarijni-pojisteni\/\">Havarijn\u00ed poji\u0161t\u011bn\u00ed<\/a><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"col\">\n<div class=\"card card-maj-mobile\"><img decoding=\"async\" class=\"card-img\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-maj-bg-mobile-v2@2x.webp\" alt=\"Poji\u0161t\u011bn\u00ed majetku kalkula\u010dka\" width=\"670\" height=\"160\" \/><\/p>\n<div class=\"card-img-overlay\">\n<h2 class=\"card-title h4 py-2\"><a class=\"stretched-link\" href=\"https:\/\/property.srovnator.cz\/\">Majetek<\/a><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"row my-4 my-md-5\">\n<div class=\"col-12 col-md-6 py-3 py-md-5 order-2 order-md-1\">\n<div class=\"grid\">\n<div class=\"g-col-4 text-center p-3 px-md-2 py-md-4 bg-background rounded-3\"><a title=\"Allianz poji\u0161\u0165ovna\" href=\"\/allianz-pojistovna\/\">\n<picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/allianz.svg\" type=\"image\/svg+xml\" data-no-lazy=\"1\" \/><\/picture>\n<picture><img decoding=\"async\" title=\"Allianz poji\u0161\u0165ovna\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/allianz.webp\" alt=\"logo Allianz\" width=\"90\" height=\"50\" data-no-lazy=\"1\" \/><\/picture>\n<\/a><\/div>\n<div class=\"g-col-4 text-center p-3 px-md-2 py-md-4 bg-background rounded-3\"><a title=\"Generali \u010cesk\u00e1 poji\u0161\u0165ovna\" href=\"\/ceska-pojistovna\/\">\n<picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/generali-cp.svg\" type=\"image\/svg+xml\" data-no-lazy=\"1\" \/><\/picture>\n<picture><img decoding=\"async\" title=\"Generali \u010cesk\u00e1 poji\u0161\u0165ovna\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/generali-cp.webp\" alt=\"logo Generali \u010cesk\u00e1 poji\u0161\u0165ovna\" width=\"90\" height=\"50\" data-no-lazy=\"1\" \/><\/picture>\n<\/a><\/div>\n<div class=\"g-col-4 text-center p-3 px-md-2 py-md-4 bg-background rounded-3\"><a title=\"\u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna\" href=\"\/ceska-podnikatelska-pojistovna\/\">\n<picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/cpp.svg\" type=\"image\/svg+xml\" data-no-lazy=\"1\" \/><\/picture>\n<picture><img decoding=\"async\" title=\"\u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/cpp.webp\" alt=\"logo \u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna\" width=\"90\" height=\"50\" data-no-lazy=\"1\" \/><\/picture>\n<\/a><\/div>\n<div class=\"g-col-4 text-center p-3 px-md-2 py-md-4 bg-background rounded-3\"><a title=\"Kooperativa poji\u0161\u0165ovna\" href=\"\/kooperativa-pojistovna\/\">\n<picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/kooperativa.svg?v3\" type=\"image\/svg+xml\" data-no-lazy=\"1\" \/><\/picture>\n<picture><img decoding=\"async\" title=\"Kooperativa poji\u0161\u0165ovna\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/kooperativa.webp?v3\" alt=\"logo Kooperativa\" width=\"90\" height=\"50\" data-no-lazy=\"1\" \/><\/picture>\n<\/a><\/div>\n<div class=\"g-col-4 text-center p-3 px-md-2 py-md-4 bg-background rounded-3\"><a title=\"DIRECT poji\u0161\u0165ovna\" href=\"\/direct-pojistovna\/\">\n<picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/direct-pojistovna.svg?v2\" type=\"image\/svg+xml\" data-no-lazy=\"1\" \/><\/picture>\n<picture><img decoding=\"async\" title=\"DIRECT poji\u0161\u0165ovna\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/direct-pojistovna.webp?v2\" alt=\"logo DIRECT\" width=\"90\" height=\"50\" data-no-lazy=\"1\" \/><\/picture>\n<\/a><\/div>\n<div class=\"g-col-4 text-center p-3 px-md-2 py-md-4 bg-background rounded-3\"><a title=\"Pillow poji\u0161\u0165ovna\" href=\"\/pillow-pojistovna\/\">\n<picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/pillow.svg\" type=\"image\/svg+xml\" data-no-lazy=\"1\" \/><\/picture>\n<picture><img decoding=\"async\" title=\"Pillow poji\u0161\u0165ovna\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/pillow.webp\" alt=\"logo Pillow\" width=\"90\" height=\"50\" data-no-lazy=\"1\" \/><\/picture>\n<\/a><\/div>\n<div class=\"g-col-4 text-center p-3 px-md-2 py-md-4 bg-background rounded-3\"><a title=\"UNIQA poji\u0161\u0165ovna\" href=\"\/uniqa-pojistovna\/\">\n<picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/uniqa.svg?v2\" type=\"image\/svg+xml\" data-no-lazy=\"1\" \/><\/picture>\n<picture><img decoding=\"async\" title=\"UNIQA poji\u0161\u0165ovna\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/uniqa.webp?v2\" alt=\"logo UNIQA poji\u0161\u0165ovna\" width=\"90\" height=\"50\" data-no-lazy=\"1\" \/><\/picture>\n<\/a><\/div>\n<div class=\"g-col-4 text-center p-3 px-md-2 py-md-4 bg-background rounded-3\"><a title=\"\u010cSOB poji\u0161\u0165ovna\" href=\"\/csob-pojistovna\/\">\n<picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/csob.svg?v2\" type=\"image\/svg+xml\" data-no-lazy=\"1\" \/><\/picture>\n<picture><img decoding=\"async\" title=\"\u010cSOB poji\u0161\u0165ovna\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/csob.webp?v2\" alt=\"logo \u010cSOB poji\u0161\u0165ovna\" width=\"90\" height=\"50\" data-no-lazy=\"1\" \/><\/picture>\n<\/a><\/div>\n<div class=\"g-col-4 text-center p-3 px-md-2 py-md-4 bg-background rounded-3\"><a title=\"Slavia poji\u0161\u0165ovna\" href=\"\/slavia-pojistovna\/\">\n<picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/slavia.svg\" type=\"image\/svg+xml\" data-no-lazy=\"1\" \/><\/picture>\n<picture><img decoding=\"async\" title=\"Slavia poji\u0161\u0165ovna\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/slavia.webp\" alt=\"logo Slavia poji\u0161\u0165ovna\" width=\"90\" height=\"50\" data-no-lazy=\"1\" \/><\/picture>\n<\/a><\/div>\n<div class=\"g-col-4 text-center p-3 px-md-2 py-md-4 bg-background rounded-3\"><a title=\"Poji\u0161\u0165ovna VZP\" href=\"\/pojistovny\/\">\n<picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/pvzp.svg\" type=\"image\/svg+xml\" data-no-lazy=\"1\" \/><\/picture>\n<picture><img decoding=\"async\" title=\"Poji\u0161\u0165ovna VZP\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/pvzp.webp\" alt=\"logo Poji\u0161\u0165ovna VZP\" width=\"90\" height=\"50\" data-no-lazy=\"1\" \/><\/picture>\n<\/a><\/div>\n<\/div>\n<\/div>\n<div class=\"col-12 col-md-5 offset-md-1 py-3 py-md-5 order-1 order-md-2\">\n<h2 class=\"mt-0 mt-sm-0 mt-xl-5 pt-xl-5 mb-4 text-center text-md-start h1\">Poji\u0161\u0165ovny, pro\u00a0kter\u00e9\u00a0v\u00e1m srovn\u00e1me poji\u0161t\u011bn\u00ed<\/h2>\n<p class=\"mb-0 text-center text-md-start\"><a href=\"\/pojistovny\/\"><i class=\"sro-chevron-right\"><\/i> Zjistit v\u00edce<\/a><\/p>\n<\/div>\n<\/div>\n<div class=\"row\">\n<div class=\"col mb-2 mb-md-5\">\n<h2 class=\"text-center h1\">Poskytneme ty nejlep\u0161\u00ed slu\u017eby<\/h2>\n<\/div>\n<\/div>\n<div class=\"row gx-md-4\">\n<div class=\"col-12 col-md-4 my-3 text-center\"><picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-scale.svg\" type=\"image\/svg+xml\" \/><\/picture>\n<picture><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-scale.webp\" alt=\"Srovn\u00e1me i to co ostatn\u00ed ne\" width=\"64\" height=\"64\" \/><\/picture>\n<h3 class=\"h4 text-center mt-4\">Srovn\u00e1me i\u00a0to\u00a0co\u00a0ostatn\u00ed ne<\/h3>\n<p class=\"text-center\">Jasn\u011b rozkl\u00ed\u010dujeme a\u00a0srovn\u00e1me v\u0161echny produkty poji\u0161t\u011bn\u00ed, kter\u00e9\u00a0se\u00a0skl\u00e1daj\u00ed z\u00a0r\u016fzn\u00fdch polo\u017eek. V\u00edme toti\u017e, \u017ee\u00a0pouh\u00e1 cena v\u017edy nemus\u00ed vypov\u00eddat o\u00a0v\u00fdhodnosti poji\u0161t\u011bn\u00ed.<\/p>\n<\/div>\n<div class=\"col-12 col-md-4 my-3 text-center\"><picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-flag.svg\" type=\"image\/svg+xml\" \/><\/picture>\n<picture><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-flag.webp\" alt=\"Jsme nez\u00e1visl\u00ed\" width=\"64\" height=\"64\" \/><\/picture>\n<h3 class=\"h4 text-center mt-4\">Jsme nez\u00e1visl\u00ed<\/h3>\n<p class=\"text-center\">Jsme transparentn\u00ed a\u00a0100% na\u00a0stran\u011b na\u0161ich z\u00e1kazn\u00edk\u016f. Poji\u0161t\u011bn\u00ed mus\u00ed b\u00fdt v\u00fdhodn\u00e9 p\u0159edev\u0161\u00edm pro\u00a0n\u011b a\u00a0ne jen\u00a0pro\u00a0poji\u0161\u0165ovnu.<\/p>\n<\/div>\n<div class=\"col-12 col-md-4 my-3 text-center\"><picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-phone.svg\" type=\"image\/svg+xml\" \/><\/picture>\n<picture><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-phone.webp\" alt=\"Se v\u0161\u00edm v\u00e1m porad\u00edme\" width=\"64\" height=\"64\" \/><\/picture>\n<h3 class=\"h4 text-center mt-4\">Se\u00a0v\u0161\u00edm v\u00e1m porad\u00edme<\/h3>\n<p class=\"text-center\">D\u00edky na\u0161im vst\u0159\u00edcn\u00fdm oper\u00e1tor\u016fm jsme v\u00e1m k\u00a0dispozici na\u00a0telefonu, emailu i\u00a0chatu. I\u00a0o\u00a0v\u00edkendu v\u00e1m porad\u00edme a\u00a0pom\u016f\u017eeme v\u00e1m naj\u00edt ten spr\u00e1vn\u00fd produkt.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<p><!-- 4 --><\/p>\n<div class=\"section-dark-primary background-wave-after py-3 py-md-5\">\n<section>\n<div class=\"row mb-md-4\">\n<div class=\"col my-5\">\n<h2 class=\"text-center text-white h1\">Na\u0161i z\u00e1kazn\u00edci n\u00e1m d\u016fv\u011b\u0159uj\u00ed,<br class=\"d-none d-sm-block\" \/>p\u0159esv\u011bd\u010dte se\u00a0i\u00a0vy<\/h2>\n<div class=\"row row-cols-1 row-cols-md-3 g-4 my-3 mb-3 reviews\">\n<div class=\"col\">\n<div class=\"card h-100\">\n<div class=\"card-body\">\n<div class=\"d-flex align-items-center mb-4\"><img decoding=\"async\" id=\"review1-img\" class=\"no-lazy me-2 rounded-circle\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-review-avatar.webp\" alt=\"Foto Josef St\u0159\u00edteck\u00fd\" width=\"56\" height=\"56\" \/><\/p>\n<div class=\"align-items-center\">\n<div id=\"review1-name\" class=\"h5 card-title flex-fill my-1\">Josef St\u0159\u00edteck\u00fd<\/div>\n<div id=\"review1-stars\" class=\"text-yellow\"><\/div>\n<\/div>\n<\/div>\n<p id=\"review1-review\" class=\"card-text\">V\u0161e rychle a\u00a0bezprobl\u00e9mov\u011b vy\u0159e\u0161eno k\u00a0moj\u00ed spokojenosti. Doporu\u010duji. Update:\u00a0V\u00a0lednu 2023 sjedn\u00e1no poji\u0161t\u011bn\u00ed na\u00a0dal\u0161\u00ed vozidlo. Op\u011bt v\u0161e bez probl\u00e9m\u016f. St\u00e1le doporu\u010duji.<\/p>\n<\/div>\n<div class=\"card-footer\"><small id=\"review1-source\" class=\"text-muted\">Firmy.cz<\/small> \u30fb <small id=\"review1-date\" class=\"text-muted\">2.\u00a01.\u00a02023<\/small><\/div>\n<\/div>\n<\/div>\n<div class=\"col\">\n<div class=\"card h-100\">\n<div class=\"card-body\">\n<div class=\"d-flex align-items-center mb-3\"><img decoding=\"async\" id=\"review2-img\" class=\"no-lazy me-2 rounded-circle\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/reviews\/review-martin.webp\" alt=\"Foto Martin\" width=\"56\" height=\"56\" \/><\/p>\n<div class=\"align-items-center\">\n<div id=\"review2-name\" class=\"h5 card-title flex-fill my-1\">Martin<\/div>\n<div id=\"review2-stars\" class=\"text-yellow\"><\/div>\n<\/div>\n<\/div>\n<p id=\"review2-review\" class=\"card-text\">Rychl\u00e9 a\u00a0p\u0159ehledn\u00e9 srovn\u00e1n\u00ed. Pojistku jsem sjednal b\u011bhem 5\u00a0minut a\u00a0za\u00a0cenu, kterou jsem jinde nedostal. D\u011bkuji a\u00a0doporu\u010duji!<\/p>\n<\/div>\n<div class=\"card-footer\"><small id=\"review2-source\" class=\"text-muted\">Facebook<\/small> \u30fb <small id=\"review2-date\" class=\"text-muted\">5.\u00a07.\u00a02021<\/small><\/div>\n<\/div>\n<\/div>\n<div class=\"col\">\n<div class=\"card h-100\">\n<div class=\"card-body\">\n<div class=\"d-flex align-items-center mb-3\"><img decoding=\"async\" id=\"review3-img\" class=\"no-lazy me-2 rounded-circle\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-review-avatar.webp\" alt=\"Foto Josef \u010capsk\u00fd\" width=\"56\" height=\"56\" \/><\/p>\n<div class=\"align-items-center\">\n<div id=\"review3-name\" class=\"h5 card-title flex-fill my-1\">Josef \u010capsk\u00fd<\/div>\n<div id=\"review3-stars\" class=\"text-yellow\"><\/div>\n<\/div>\n<\/div>\n<p id=\"review3-review\" class=\"card-text\">Jeden z\u00a0m\u00e1la srovn\u00e1va\u010d\u016f poji\u0161t\u011bn\u00ed, kdy\u00a0jste schopn\u00ed zjistit cenu pojistky bez\u00a0otravn\u00e9ho vypl\u0148ov\u00e1n\u00ed email\u016f a\u00a0telefon\u016f. Vyu\u017e\u00edv\u00e1m velmi r\u00e1d.<\/p>\n<\/div>\n<div class=\"card-footer\"><small id=\"review3-source\" class=\"text-muted\">Google<\/small> \u30fb <small id=\"review3-date\" class=\"text-muted\">12.\u00a02022<\/small><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"row mb-4\">\n<div class=\"col text-center text-dark-tertiary\">V\u00fd\u0161e uveden\u00e9 recenze jsou od\u00a0z\u00e1kazn\u00edk\u016f, kte\u0159\u00ed na\u0161e slu\u017eby skute\u010dn\u011b vyu\u017eili. <span title=\"Recenze zve\u0159ej\u0148ujeme bez ohledu na jejich obsah a nejsou n\u00e1mi ani nik\u00fdm jin\u00fdm \u017e\u00e1dn\u00fdm zp\u016fsobem ovliv\u0148ov\u00e1ny. Skute\u010dnost, \u017ee v\u00fd\u0161e uveden\u00e9 recenze poch\u00e1z\u00ed od na\u0161ich z\u00e1kazn\u00edk\u016f ov\u011b\u0159ujeme a kontrolujeme tak, \u017ee porovn\u00e1v\u00e1me jm\u00e9no a p\u0159\u00edjmen\u00ed recenzent\u016f na port\u00e1lech s hodnocen\u00edm na\u0161ich slu\u017eeb s na\u0161\u00ed klientskou datab\u00e1z\u00ed. P\u0159i shod\u011b jm\u00e9na a p\u0159\u00edjmen\u00ed kontrolujeme, zda byla recenze uve\u0159ejn\u011bna do sedmi dn\u016f po vyu\u017eit\u00ed na\u0161ich slu\u017eeb.\" data-bs-toggle=\"tooltip\" data-bs-placement=\"top\" data-bs-html=\"true\"><br \/>\n<\/span><\/div>\n<\/div>\n<div class=\"row\">\n<div class=\"col text-center\"><a class=\"text-white\" href=\"\/nase-hodnoceni\/\"><i class=\"sro-chevron-right\"><\/i> P\u0159e\u010d\u00edst dal\u0161\u00ed hodnocen\u00ed<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<section class=\"py-5 d-none d-md-block\">\n<div class=\"row mt-md-5\">\n<div class=\"col\">\n<h2 class=\"text-center mb-5 h1\">Suver\u00e9nn\u011b nejpohodln\u011bj\u0161\u00ed sjedn\u00e1n\u00ed<br class=\"d-none d-md-block\" \/>poji\u0161t\u011bn\u00ed na\u00a0trhu<\/h2>\n<\/div>\n<\/div>\n<div class=\"row mb-md-4\">\n<div class=\"col-md-4 text-center mb-4\"><picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-step-1.svg\" type=\"image\/svg+xml\" \/><\/picture>\n<picture><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-step-1.webp\" alt=\"R\u00e1di v\u00e1s pozn\u00e1me trochu bl\u00ed\u017e\" width=\"370\" height=\"265\" \/><\/picture>\n<picture class=\"step-num d-md-block d-none\"><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-step-1-num.svg\" type=\"image\/svg+xml\" \/><\/picture>\n<picture class=\"step-num d-md-block d-none\"><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-step-1-num.webp\" alt=\"R\u00e1di v\u00e1s pozn\u00e1me trochu bl\u00ed\u017e - Krok 1\" width=\"40\" height=\"42\" \/><\/picture>\n<h3 class=\"mt-4 mb-3\">R\u00e1di v\u00e1s pozn\u00e1me trochu bl\u00ed\u017e<\/h3>\n<p>K\u00a0zobrazen\u00ed kalkulac\u00ed poji\u0161t\u011bn\u00ed v\u00e1s pot\u0159ebujeme trochu poznat. Nebojte se, ud\u011blali jsme v\u0161e pro\u00a0to, abychom odstranili v\u0161echna nepot\u0159ebn\u00e1 pol\u00ed\u010dka a\u00a0zobrazili v\u00e1m ty nejp\u0159esn\u011bj\u0161\u00ed kalkulace poji\u0161t\u011bn\u00ed s\u00a0minimem osobn\u00edch informac\u00ed.<\/p>\n<\/div>\n<div class=\"col-md-4 text-center mb-4\"><picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-step-2.svg\" type=\"image\/svg+xml\" \/><\/picture>\n<picture><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-step-2.webp\" alt=\"Vyberte si tu nejlep\u0161\u00ed nab\u00eddku\" width=\"370\" height=\"265\" \/><\/picture>\n<picture class=\"step-num d-md-block d-none\"><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-step-2-num.svg\" type=\"image\/svg+xml\" \/><\/picture>\n<picture class=\"step-num d-md-block d-none\"><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-step-2-num.webp\" alt=\"Vyberte si tu nejlep\u0161\u00ed nab\u00eddku - Krok 2\" width=\"42\" height=\"42\" \/><\/picture>\n<h3 class=\"mt-4 mb-3\">Vyberte si to\u00a0nejlep\u0161\u00ed poji\u0161t\u011bn\u00ed<\/h3>\n<p>Jen\u00a0n\u00e1\u0161 srovn\u00e1tor srovn\u00e1 produkty poji\u0161t\u011bn\u00ed podle ceny i\u00a0obsahu pro\u00a0nejf\u00e9rov\u011bj\u0161\u00ed porovn\u00e1n\u00ed. Po\u00a0v\u00fdb\u011bru produktu poji\u0161t\u011bn\u00ed okam\u017eit\u011b obdr\u017e\u00edte ve\u0161ker\u00e9 dokumenty na\u00a0v\u00e1\u0161 e-mail a\u00a0budete m\u00edt \u010dasu kolik pot\u0159ebujete, abyste si smlouvu pe\u010dliv\u011b pro\u0161li a\u00a0\u0159\u00e1dn\u011b p\u0159e\u010detli.<\/p>\n<\/div>\n<div class=\"col-md-4 text-center mb-4\"><picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-step-3.svg?v3\" type=\"image\/svg+xml\" \/><\/picture>\n<picture><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-step-3.webp?v3\" alt=\"Sjednejte si sv\u00e9 poji\u0161t\u011bn\u00ed\" width=\"370\" height=\"265\" \/><\/picture>\n<picture class=\"step-num d-md-block d-none\"><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-step-3-num.svg?v1\" type=\"image\/svg+xml\" \/><\/picture>\n<picture class=\"step-num d-md-block d-none\"><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/hp\/hp-step-3-num.webp?v1\" alt=\"Sjednejte si sv\u00e9 poji\u0161t\u011bn\u00ed - Krok 3\" width=\"42\" height=\"42\" \/><\/picture>\n<h3 class=\"mt-4 mb-3\">Sjednejte si sv\u00e9 poji\u0161t\u011bn\u00ed<\/h3>\n<p>Poji\u0161t\u011bn\u00ed si sjedn\u00e1te do\u00a0n\u011bkolika minut. Prvn\u00ed platbou za\u00a0poji\u0161t\u011bn\u00ed p\u0159ijmete smlouvu i\u00a0jej\u00ed smluvn\u00ed podm\u00ednky. Nebojte se\u00a0u\u00a0n\u00e1s platit online. Ve\u0161ker\u00e9 platby jsou rychl\u00e9 a\u00a0bezpe\u010dn\u00e9.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<div class=\"section-background py-3 py-md-5 d-none d-md-block\">\n<section>\n<div class=\"row my-5 py-5\">\n<div class=\"col col-md-6\"><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-pov-co-ovlivnuje-cenu-povinneho-ruceni.webp\" srcset=\" https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-pov-co-ovlivnuje-cenu-povinneho-ruceni@075x.webp 400w, https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-pov-co-ovlivnuje-cenu-povinneho-ruceni.webp \" alt=\"Dal\u0161\u00ed slu\u017eby\" width=\"470\" height=\"500\" \/><\/div>\n<div class=\"col col-md-6\">\n<h2 class=\"mb-5 h1\">Nab\u00edz\u00edme v\u00edc ne\u017e jen<br class=\"d-none d-md-block\" \/>sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed<\/h2>\n<div id=\"lpPovVliv\" class=\"accordion clean\">\n<div class=\"accordion-item\">\n<h3 id=\"lpPovVlivH1\" class=\"accordion-header\"><button class=\"accordion-button align-items-start\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovVlivC1\" aria-expanded=\"true\" aria-controls=\"lpPovVlivC1\"><br \/>\nBudeme v\u00e1s informovat o\u00a0v\u00fdhodn\u011bj\u0161\u00edm poji\u0161t\u011bn\u00ed<br \/>\n<\/button><\/h3>\n<div id=\"lpPovVlivC1\" class=\"accordion-collapse collapse show\" aria-labelledby=\"lpPovVlivH1\" data-bs-parent=\"#lpPovVliv\">\n<div class=\"accordion-body\">St\u00e1le pe\u010dujeme o\u00a0sv\u00e9 z\u00e1kazn\u00edky a\u00a0ka\u017ed\u00fd rok kontrolujeme, zda jsou jejich pojistn\u00e9 smlouvy st\u00e1le v\u00fdhodn\u00e9. V\u00a0p\u0159\u00edpad\u011b v\u00fdhodn\u011bj\u0161\u00edho poji\u0161t\u011bn\u00ed v\u00e1s budeme informovat a\u00a0zajist\u00edme v\u00e1m ty nejaktu\u00e1ln\u011bj\u0161\u00ed podm\u00ednky.<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<h3 id=\"lpPovVlivH2\" class=\"accordion-header\"><button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovVlivC2\" aria-expanded=\"false\" aria-controls=\"lpPovVlivC2\"><br \/>\nPom\u016f\u017eeme v\u00e1m i\u00a0p\u0159i\u00a0p\u0159ezkoum\u00e1n\u00ed pojistn\u00e9ho \u0159\u00edzen\u00ed<br \/>\n<\/button><\/h3>\n<div id=\"lpPovVlivC2\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovVlivH2\" data-bs-parent=\"#lpPovVliv\">\n<div class=\"accordion-body\">Nez\u00e1visle va\u0161i situaci posoud\u00edme a\u00a0zjist\u00edme, zda ji poji\u0161\u0165ovna vyhodnotila spr\u00e1vn\u011b a\u00a0byl\u00a0pln\u011bn dostate\u010dn\u00fd obnos a\u00a0p\u0159\u00edpadn\u011b poskytneme radu, jak situaci \u0159e\u0161it.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<section class=\"py-3 pt-md-5 d-none d-md-block\">\n<div class=\"row\">\n<div class=\"col-12 col-sm-10 col-lg-5 col-xl-5 pt-5 py-lg-5\">\n<h2 class=\"h1\">Pln\u011b ru\u010d\u00edme za\u00a0bezpe\u010dnost na\u0161ich slu\u017eeb<\/h2>\n<\/div>\n<div class=\"col-12 col-lg-7 col-xl-6 offset-xl-1 py-3 py-lg-5\">\n<ul class=\"ng-icon-list ng-icon-list-purple\">\n<li><i class=\"sro-lock-closed\"><\/i> S\u00a0\u00fadaji zach\u00e1z\u00edme bezpe\u010dn\u011b a\u00a0pln\u011b v\u00a0souladu s\u00a0GDPR<\/li>\n<li><i class=\"sro-shield-check\"><\/i> Na\u0161e zprost\u0159edkovatelsk\u00e1 \u010dinnost je\u00a0pod\u00a0dohledem \u010cNB<\/li>\n<li><i class=\"sro-users\"><\/i> Star\u00e1me se\u00a0o\u00a0v\u00edce ne\u017e 50\u00a0000 spokojen\u00fdch z\u00e1kazn\u00edk\u016f<\/li>\n<li><i class=\"sro-phone\"><\/i> Nab\u00edz\u00edme nejl\u00e9pe hodnocenou pomoc a\u00a0sjedn\u00e1n\u00ed po\u00a0telefonu<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"py-3\">\n<div class=\"row\">\n<div class=\"col my-5\">\n<h2 class=\"text-center h1\">\u010casto kladen\u00e9 ot\u00e1zky<\/h2>\n<\/div>\n<\/div>\n<div class=\"row mb-md-5\">\n<div class=\"col-12 col-xl-8\">\n<div id=\"accordionLpPovFaq\" class=\"accordion faq\">\n<div class=\"accordion-item\">\n<h3 id=\"lpPovFaqHeadingOne\" class=\"accordion-header\"><button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseOne\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseOne\"><br \/>\nCo\u00a0je\u00a0to\u00a0povinn\u00e9 ru\u010den\u00ed a\u00a0co\u00a0mi kryje?<br \/>\n<\/button><\/h3>\n<div id=\"lpPovFaqCollapseOne\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingOne\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">\n<p>Povinn\u00e9 ru\u010den\u00ed je\u00a0z\u00e1konn\u011b povinn\u00e9 poji\u0161t\u011bn\u00ed odpov\u011bdnosti z\u00a0provozu vozidla. Povinnost sjednat toto poji\u0161t\u011bn\u00ed m\u00e1 provozovatel vozidla.<\/p>\n<p>Poji\u0161t\u011bn\u00ed odpov\u011bdnosti z\u00a0provozu vozidla kryje p\u0159\u00edpadn\u00e9 v\u00e1mi zp\u016fsoben\u00e9 \u0161kody na\u00a0zdrav\u00ed \u010di\u00a0majetku po\u0161kozen\u00e9ho nebo po\u0161kozen\u00fdch. Povinn\u00e9 ru\u010den\u00ed se\u00a0sjedn\u00e1v\u00e1 s\u00a0dv\u011bma limity. Minim\u00e1ln\u00ed z\u00e1konn\u00e9 limity pojistn\u00e9ho pln\u011bn\u00ed jsou 50\u00a0milion\u016f K\u010d na\u00a0ka\u017ed\u00e9ho po\u0161kozen\u00e9ho p\u0159i\u00a0\u00fajm\u011b na\u00a0zdrav\u00ed nebo usmrcen\u00ed a\u00a050\u00a0milion\u016f K\u010d celkem p\u0159i\u00a0\u0161kod\u011b na\u00a0majetku, av\u0161ak doporu\u010dujeme sjednat limity vy\u0161\u0161\u00ed jeliko\u017e stanoven\u00e9 minimum v\u00e1m nemus\u00ed zp\u016fsoben\u00e9 \u0161kody zcela pokr\u00fdt. Pokud se\u00a0chcete dozv\u011bd\u011bt v\u00edce o\u00a0variant\u00e1ch povinn\u00e9ho ru\u010den\u00ed, r\u00e1di v\u00e1m poskytneme <a href=\"https:\/\/www.srovnator.cz\/zakonne-pojisteni-vozidel\/\">bli\u017e\u0161\u00ed informace<\/a>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<h3 id=\"lpPovFaqHeadingTwo\" class=\"accordion-header\"><button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseTwo\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseTwo\"><br \/>\nKolik stoj\u00ed povinn\u00e9 ru\u010den\u00ed?<br \/>\n<\/button><\/h3>\n<div id=\"lpPovFaqCollapseTwo\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingTwo\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">Cena povinn\u00e9ho ru\u010den\u00ed z\u00e1vis\u00ed na\u00a0mnoha faktorech, nejv\u00edce v\u0161ak na\u00a0osob\u011b pojistn\u00edka, provozovatele a\u00a0\u00fadaj\u00edch o\u00a0va\u0161em voze. Pojistn\u00edk a\u00a0dr\u017eitel ur\u010duj\u00ed sazbu sv\u00fdm v\u011bkem, trval\u00fdm bydli\u0161t\u011bm a\u00a0bonusy. Vozidlo zase ovliv\u0148uje cenu zejm\u00e9na sv\u00fdm objemem a\u00a0v\u00fdkonem. Povinn\u00e9 ru\u010den\u00ed si vypo\u010d\u00edtejte v\u00a0na\u0161\u00ed <a href=\"https:\/\/carb.srovnator.cz\/\">online kalkula\u010dce<\/a>.<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<h3 id=\"lpPovFaqHeadingThree\" class=\"accordion-header\"><button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseThree\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseThree\"><br \/>\nCo\u00a0pot\u0159ebuji ke\u00a0sjedn\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed?<br \/>\n<\/button><\/h3>\n<div id=\"lpPovFaqCollapseThree\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingThree\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">Ke\u00a0sjedn\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed pot\u0159ebujete m\u00edt u\u00a0sebe ide\u00e1ln\u011b osv\u011bd\u010den\u00ed o\u00a0registraci vozidla (ORV). Pokud jej u\u00a0sebe pr\u00e1v\u011b te\u010f nem\u00e1te, pak to\u00a0nevad\u00ed. Pro\u00a0kalkulaci v\u00e1m posta\u010d\u00ed pouze va\u0161e registra\u010dn\u00ed zna\u010dka. Pod\u00edvejte se\u00a0do\u00a0na\u0161eho <a href=\"https:\/\/www.srovnator.cz\/povinne-ruceni-srovnani\/\">cen\u00edku<\/a> nebo l\u00e9pe si spo\u010d\u00edtejte anonymn\u011b cenu p\u0159\u00edmo na\u00a0va\u0161e auto v\u00a0na\u0161\u00ed <a href=\"https:\/\/carb.srovnator.cz\/\">kalkula\u010dce<\/a>.<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<h3 id=\"lpPovFaqHeadingFour\" class=\"accordion-header\"><button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseFour\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseFour\"><br \/>\nDo\u00a0kdy\u00a0zaplatit povinn\u00e9 ru\u010den\u00ed?<br \/>\n<\/button><\/h3>\n<div id=\"lpPovFaqCollapseFour\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingFour\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">Povinn\u00e9 ru\u010den\u00ed uhra\u010fte co\u00a0nejd\u0159\u00edve po\u00a0sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed. P\u0159esn\u00e9 datum v\u0161ak naleznete v\u017edy v\u00a0e-mailu ke\u00a0sjednan\u00e9mu poji\u0161t\u011bn\u00ed. Jestli\u017ee v\u00e1m ji\u017e pojistn\u00e1 smlouva n\u011bjakou chv\u00edli \u201cb\u011b\u017e\u00ed\u201d, pak v\u00e1s poji\u0161\u0165ovna bude o\u00a0cen\u011b na\u00a0dal\u0161\u00ed obdob\u00ed informovat e-mailem a\u00a0nebo po\u0161tou s\u00a0dostate\u010dn\u00fdm p\u0159edstihem p\u0159ed\u00a0jej\u00ed obnovou. Pokud si nejste jisti a\u00a0preferujete p\u0159\u00edjemn\u00fd hlas, m\u016f\u017eete n\u00e1m <a href=\"https:\/\/www.srovnator.cz\/kontakt\/\">zavolat<\/a>.<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<h3 id=\"lpPovFaqHeadingFive\" class=\"accordion-header\"><button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseFive\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseFive\"><br \/>\nCo\u00a0se\u00a0stane, kdy\u017e\u00a0nezaplat\u00edm povinn\u00e9 ru\u010den\u00ed?<br \/>\n<\/button><\/h3>\n<div id=\"lpPovFaqCollapseFive\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingFive\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">Kdy\u017e\u00a0nezaplat\u00edte z\u00e1konn\u00e9 poji\u0161t\u011bn\u00ed, vystavujete se\u00a0pak pokut\u011b od\u00a0\u010cesk\u00e9 kancel\u00e1\u0159e pojistitel\u016f. Pokuta \u017e\u00e1dn\u00e9ho provozovatele vozu nemine, nicm\u00e9n\u011b jej\u00ed v\u00fd\u0161e je\u00a0ur\u010dena dle s\u00edly va\u0161eho vozu, tedy ji nedok\u00e1\u017eeme ur\u010dit. Nejlep\u0161\u00ed je\u00a0kontaktovat \u010cKP a\u00a0dohodnout se\u00a0s\u00a0nimi na\u00a0zp\u016fsobu uhrazen\u00ed p\u0159\u00edsp\u011bvku. Tento poplatek je\u00a0n\u00e1sledn\u011b vyu\u017eit na\u00a0likvidaci pojistn\u00fdch ud\u00e1lost\u00ed zp\u016fsoben\u00fdch nepoji\u0161t\u011bn\u00fdmi vozy. D\u016fle\u017eit\u00e9 je\u00a0ale tak\u00e9 si sjednat nov\u00e9 povinn\u00e9 ru\u010den\u00ed, abyste zabr\u00e1nili nar\u016fst\u00e1n\u00ed sankce. Povinn\u00e9 ru\u010den\u00ed si m\u016f\u017eete sjednat online ji\u017e dnes pomoc\u00ed na\u0161\u00ed <a href=\"https:\/\/carb.srovnator.cz\/\">kalkula\u010dky<\/a>.<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<h3 id=\"lpPovFaqHeadingSix\" class=\"accordion-header\"><button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseSix\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseSix\"><br \/>\nJak vypov\u011bd\u011bt povinn\u00e9 ru\u010den\u00ed?<br \/>\n<\/button><\/h3>\n<div id=\"lpPovFaqCollapseSix\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingSix\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">\n<p>Povinn\u00e9 ru\u010den\u00ed m\u016f\u017eete vypov\u011bd\u011bt nap\u0159\u00edklad ve\u00a0lh\u016ft\u011b 6\u00a0t\u00fddn\u016f p\u0159ed\u00a0koncem pojistn\u00e9ho obdob\u00ed. Dal\u0161\u00ed d\u016fvody pro\u00a0v\u00fdpov\u011b\u010f zahrnuj\u00ed zm\u011bnu vlastn\u00edka vozidla, vy\u0159azen\u00ed vozidla z\u00a0registru, trvalou fyzickou likvidaci vozidla, do\u00a02\u00a0m\u011bs\u00edc\u016f od\u00a0sjedn\u00e1n\u00ed, do\u00a03\u00a0m\u011bs\u00edc\u016f po\u00a0pojistn\u00e9 ud\u00e1losti nebo do\u00a01\u00a0m\u011bs\u00edce po\u00a0nav\u00fd\u0161en\u00ed pojistn\u00e9ho.<\/p>\n<p>Pokud jste vozidlo prodali, pak po\u0161lete p\u00edsemn\u00e9 ozn\u00e1men\u00ed poji\u0161\u0165ovn\u011b a\u00a0dolo\u017e\u00edte v\u00fdpis z\u00a0registru vozidel potvrzuj\u00edc\u00ed zm\u011bnu vlastn\u00edka. Poji\u0161t\u011bn\u00ed bude ukon\u010deno ke\u00a0dni ozn\u00e1men\u00ed poji\u0161\u0165ovn\u011b. Dal\u0161\u00ed informace se\u00a0dov\u00edte <a href=\"https:\/\/www.srovnator.cz\/vypoved-povinneho-ruceni\/\">zde<\/a>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<h3 id=\"lpPovFaqHeadingSeven\" class=\"accordion-header\"><button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseSeven\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseSeven\"><br \/>\nJak zjist\u00edm zda je\u00a0vozidlo poji\u0161t\u011bno?<br \/>\n<\/button><\/h3>\n<div id=\"lpPovFaqCollapseSeven\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingSeven\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">Platnost poji\u0161t\u011bn\u00ed lze ov\u011b\u0159it v\u00a0registru poji\u0161t\u011bn\u00ed odpov\u011bdnosti z\u00a0provozu vozidel \u010cKP, kter\u00fd\u00a0je\u00a0dostupn\u00fd poji\u0161\u0165ovn\u00e1m a\u00a0Policii \u010cR. Zelen\u00e1 karta slou\u017e\u00ed pouze pro\u00a0zahrani\u010dn\u00ed cesty, nikoli jako doklad o\u00a0platn\u00e9m poji\u0161t\u011bn\u00ed v\u00a0\u010cR.<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<h3 id=\"lpPovFaqHeadingEight\" class=\"accordion-header\"><button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseEight\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseEight\"><br \/>\nCo\u00a0je\u00a0to\u00a0havarijn\u00ed poji\u0161t\u011bn\u00ed a\u00a0co\u00a0kryje?<br \/>\n<\/button><\/h3>\n<div id=\"lpPovFaqCollapseEight\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingEight\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">Havarijn\u00ed poji\u0161t\u011bn\u00ed je\u00a0poji\u0161t\u011bn\u00ed, kter\u00e9\u00a0chr\u00e1n\u00ed va\u0161e vozidlo p\u0159i\u00a0\u0161kod\u00e1ch, kter\u00e9\u00a0jste nemohli ovlivnit. Mezi rizika kryt\u00e1 v\u00a0r\u00e1mci havarijn\u00edho poji\u0161t\u011bn\u00ed pak spadaj\u00ed hav\u00e1rie, odcizen\u00ed vozu, vandalismus, \u017eiveln\u00e9 ud\u00e1losti a\u00a0st\u0159et se\u00a0zv\u011b\u0159\u00ed. Poruchu va\u0161eho vozu v\u0161ak v\u00a0r\u00e1mci havarijn\u00edho poji\u0161t\u011bn\u00ed poji\u0161\u0165ovna nekryje.<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<h3 id=\"lpPovFaqHeadingNine\" class=\"accordion-header\"><button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseNine\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseNine\"><br \/>\nKolik stoj\u00ed havarijn\u00ed poji\u0161t\u011bn\u00ed?<br \/>\n<\/button><\/h3>\n<div id=\"lpPovFaqCollapseNine\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingNine\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">Cena havarijn\u00edho poji\u0161t\u011bn\u00ed zale\u017e\u00ed na\u00a0tom, jak\u00e9 m\u00e1te auto. A\u00a0to\u00a0nejen na\u00a0jeho v\u00fdkonu, ale i\u00a0na\u00a0jeho hodnot\u011b a\u00a0zabezpe\u010den\u00ed. Rozhoduje ale tak\u00e9 v\u00fdrobce a\u00a0model vozidla. Vozidla vy\u0161\u0161\u00ed t\u0159\u00eddy nebo vozidla obecn\u011b dra\u017e\u0161\u00ed a\u00a0v\u00fdkonn\u011bj\u0161\u00ed, m\u00edv\u00e1 i\u00a0v\u00fdrazn\u011b vy\u0161\u0161\u00ed cenu havarijn\u00edho poji\u0161t\u011bn\u00ed. Pokud chcete zn\u00e1t konkr\u00e9tn\u00ed kalkulaci na\u00a0va\u0161e vozidlo, nev\u00e1hejte se\u00a0obr\u00e1tit na\u00a0na\u0161i infolinku.<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<h3 id=\"lpPovFaqHeadingTen\" class=\"accordion-header\"><button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseTen\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseTen\"><br \/>\nPro\u00a0koho se\u00a0vyplat\u00ed havarijn\u00ed poji\u0161t\u011bn\u00ed?<br \/>\n<\/button><\/h3>\n<div id=\"lpPovFaqCollapseTen\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingTen\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">Pro\u00a0kohokoliv, kdo se\u00a0ob\u00e1v\u00e1 toho, \u017ee\u00a0mu bude vozidlo ukradeno, bude se\u00a0pod\u00edlet na\u00a0dopravn\u00ed nehod\u011b, nebo se\u00a0t\u0159eba ob\u00e1v\u00e1 krupobit\u00ed, nebo st\u0159etu se\u00a0zv\u011b\u0159\u00ed. Obecn\u011b se\u00a0havarijn\u00ed poji\u0161t\u011bn\u00ed zejm\u00e9na vyplat\u00ed pro\u00a0vozidla mlad\u0161\u00ed \u0161esti let. To\u00a0ale neznamen\u00e1, \u017ee\u00a0si nem\u016f\u017eete pojistit i\u00a0star\u0161\u00ed vozidlo. Pokud chcete zn\u00e1t konkr\u00e9tn\u00ed kalkulaci na\u00a0va\u0161e vozidlo, nev\u00e1hejte se\u00a0obr\u00e1tit na\u00a0na\u0161i infolinku.<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<h3 id=\"lpPovFaqHeadingEleven\" class=\"accordion-header\"><button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseEleven\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseEleven\"><br \/>\nJak se\u00a0po\u010d\u00edt\u00e1 havarijn\u00ed poji\u0161t\u011bn\u00ed?<br \/>\n<\/button><\/h3>\n<div id=\"lpPovFaqCollapseEleven\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingEleven\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">Cena havarijn\u00edho poji\u0161t\u011bn\u00ed zale\u017e\u00ed na\u00a0tom, jak\u00fd m\u00e1te v\u016fz. A\u00a0to\u00a0nejen na\u00a0jeho v\u00fdkonu, ale i\u00a0na\u00a0jeho hodnot\u011b a\u00a0zabezpe\u010den\u00ed. Rozhoduje ale tak\u00e9 v\u00fdrobce a\u00a0model vozidla. Vozidla vy\u0161\u0161\u00ed t\u0159\u00eddy nebo vozidla obecn\u011b dra\u017e\u0161\u00ed a\u00a0v\u00fdkonn\u011bj\u0161\u00ed, m\u00edv\u00e1 i\u00a0v\u00fdrazn\u011b vy\u0161\u0161\u00ed cenu havarijn\u00edho poji\u0161t\u011bn\u00ed. Pokud chcete zn\u00e1t konkr\u00e9tn\u00ed kalkulaci na\u00a0va\u0161e vozidlo, nev\u00e1hejte se\u00a0obr\u00e1tit na\u00a0na\u0161i infolinku.<\/div>\n<\/div>\n<\/div>\n<div class=\"accordion-item\">\n<h3 id=\"lpPovFaqHeadingTwelve\" class=\"accordion-header\"><button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseTwelve\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseTwelve\"><br \/>\nCo\u00a0pot\u0159ebuji ke\u00a0sjedn\u00e1n\u00ed havarijn\u00edho poji\u0161t\u011bn\u00ed?<br \/>\n<\/button><\/h3>\n<div id=\"lpPovFaqCollapseTwelve\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingTwelve\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">Ke\u00a0sjedn\u00e1n\u00ed havarijn\u00edho pot\u0159ebujete m\u00edt u\u00a0sebe ide\u00e1ln\u011b osv\u011bd\u010den\u00ed o\u00a0registraci vozidla (ORV) a\u00a0zn\u00e1t aktu\u00e1ln\u00ed hodnotu va\u0161eho vozu. Pokud m\u00e1me nov\u00e9 vozidlo, pak posta\u010d\u00ed, kdy\u017e\u00a0u\u00a0sebe budete m\u00edt fakturu. Pokud u\u00a0sebe dokumenty nyn\u00ed nem\u00e1te, pak to\u00a0nevad\u00ed. Pro\u00a0kalkulaci v\u00e1m posta\u010d\u00ed pouze va\u0161e registra\u010dn\u00ed zna\u010dka (SPZ) a\u00a0hodnota vozu. Pokud chcete sjednat havarijn\u00ed poji\u0161t\u011bn\u00ed na\u00a0va\u0161e vozidlo, nev\u00e1hejte se\u00a0obr\u00e1tit na\u00a0na\u0161i infolinku.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"d-none d-xl-block col-xl-4\">\n<div class=\"bg-background rounded-20 p-4 h-100\">\n<h2 class=\"h5\">Slovn\u00ed\u010dek pojm\u016f<\/h2>\n<div id=\"carouselGlossary\" class=\"carousel carousel-dark slide pointer-event\" data-bs-ride=\"carousel\">\n<div class=\"carousel-inner\">\n<div class=\"carousel-item active\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-block\">\n<h3 class=\"mb-4\">Allrisk poji\u0161t\u011bn\u00ed<\/h3>\n<p>Allrisk havarijn\u00ed poji\u0161t\u011bn\u00ed je pojmem, kter\u00fd zast\u0159e\u0161uje v\u0161echna rizika, kter\u00e1 je mo\u017en\u00e9 v r\u00e1mci havarijn\u00edho poji\u0161t\u011bn\u00ed pojistit. Jedn\u00e1 se tedy o ud\u00e1losti, kter\u00e9 m\u016f\u017eete i nem\u016f\u017eete ovlivnit a kter\u00e9 mohou b\u00fdt d\u016fvodem k po\u0161kozen\u00ed nebo zni\u010den\u00ed va\u0161eho vozu \u2014 a\u0165 u\u017e jde o hav\u00e1rii, odcizen\u00ed, \u017eiveln\u00e9 ud\u00e1losti \u010di vandalismus.<\/p>\n<\/div>\n<\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Asisten\u010dn\u00ed slu\u017eba<\/h3>\n<p>Asisten\u010dn\u00ed slu\u017eba je\u00a0slu\u017ebou, kter\u00e1\u00a0v\u00e1s pom\u016f\u017ee p\u0159i\u00a0nejrozli\u010dn\u011bj\u0161\u00edch probl\u00e9mech provozov\u00e1n\u00ed va\u0161eho vozu, jak v\u00a0\u010cesk\u00e9 Republice, tak\u00a0i\u00a0v\u00a0zahrani\u010d\u00ed. Nejd\u016fle\u017eit\u011bj\u0161\u00ed sou\u010d\u00e1st\u00ed asisten\u010dn\u00ed slu\u017eby je\u00a0poskytnut\u00ed odtahu, pokud je\u00a0va\u0161e vozidlo nepoj\u00edzdn\u00e9. Slu\u017eby a\u00a0limity jednotliv\u00fdch poji\u0161\u0165oven se\u00a0li\u0161\u00ed, proto je\u00a0t\u0159eba se\u00a0pod\u00edvat do\u00a0p\u0159ilo\u017een\u00fdch dokument\u016f p\u0159ed\u00a0sjedn\u00e1n\u00edm pojistn\u00e9 smlouvy.<\/p>\n<\/div>\n<\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Beze\u0161kodn\u00ed pr\u016fb\u011bh<\/h3>\n<p>Beze\u0161kodn\u00ed pr\u016fb\u011bh je\u00a0obdob\u00ed, ve\u00a0kter\u00e9m klient nem\u011bl \u017e\u00e1dnou nehodu (\u0161kodn\u00ed ud\u00e1lost), kterou by\u00a0s\u00e1m zavinil. Jedn\u00e1 se\u00a0o\u00a0dobu od\u00a0sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed ze\u00a0kter\u00e9\u00a0je\u00a0ode\u010dtena ka\u017ed\u00e1 pojistn\u00e1 ud\u00e1lost, kterou klient zavinil (po\u010dtem 24 nebo 36\u00a0m\u011bs\u00edc\u016f).<\/p>\n<\/div>\n<\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Bonus (sleva na\u00a0poji\u0161t\u011bn\u00ed)<\/h3>\n<p>Bonus je\u00a0sleva za\u00a0to, jak dlouho jezd\u00edte bez nehod. Bonus se\u00a0po\u010d\u00edt\u00e1 v\u00a0procentech dle toho, kolik m\u011bs\u00edc\u016f plat\u00edte na\u00a0sv\u00e9 rodn\u00e9 \u010d\u00edslo povinn\u00e9 ru\u010den\u00ed. Pokud jste byli vin\u00edkem nehody, poji\u0161\u0165ovna v\u00e1m za\u00a0ka\u017edou takovou ud\u00e1lost n\u011bjak\u00e9 m\u011bs\u00edce ode\u010dte. V\u00fdsledn\u00fd po\u010det m\u011bs\u00edc\u016f se\u00a0n\u00e1sledn\u011b projev\u00ed v\u00a0procentn\u00ed slev\u011b, kter\u00e1\u00a0dosahuje nej\u010dast\u011bji do\u00a0v\u00fd\u0161e 50%.<\/p>\n<\/div>\n<\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Doklad o\u00a0poji\u0161t\u011bn\u00ed<\/h3>\n<p>Dokladem o\u00a0platn\u00e9m poji\u0161t\u011bn\u00ed je\u00a0elektronick\u00fd z\u00e1znam v\u00a0registru poji\u0161t\u011bn\u00ed odpov\u011bdnosti z\u00a0provozu vozidel \u010cKP. Policie ov\u011b\u0159uje platnost poji\u0161t\u011bn\u00ed p\u0159\u00edmo v\u00a0tomto registru. Zelen\u00e1 karta slou\u017e\u00ed pouze pro\u00a0zahrani\u010dn\u00ed cesty.<\/p>\n<\/div>\n<\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Likvidace pojistn\u00e9 ud\u00e1losti<\/h3>\n<p>\u010cinnosti poji\u0161\u0165ovny a\u00a0klienta souvisej\u00edc\u00ed s\u00a0vy\u0159\u00edzen\u00edm pojistn\u00e9 ud\u00e1losti. Zahrnuje prov\u011b\u0159en\u00ed nehody nebo situace a\u00a0ur\u010duje, zda a\u00a0kolik bude poji\u0161\u0165ovna plnit pojistn\u00e9 pln\u011bn\u00ed (vypl\u00e1cet klientovi pen\u00edze).<\/p>\n<\/div>\n<\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Likvid\u00e1tor pojistn\u00fdch ud\u00e1lost\u00ed<\/h3>\n<p>Pracovn\u00edk poji\u0161\u0165ovny, kter\u00fd\u00a0m\u00e1 na\u00a0starosti posuzovat pojistnou ud\u00e1lost, ur\u010dovat pojistn\u00e9 pln\u011bn\u00ed a\u00a0m\u00e1 na\u00a0starosti ve\u0161kerou administrativu s\u00a0t\u00edm spojenou.<\/p>\n<\/div>\n<\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Malus<\/h3>\n<p>Malus je\u00a0opakem bonusu. Za\u00a0ka\u017edou nehodu, kde\u00a0jste byli vin\u00edky a\u00a0do\u0161lo k\u00a0pln\u011bn\u00ed druh\u00e9 stran\u011b z\u00a0povinn\u00e9ho ru\u010den\u00ed, v\u00e1m poji\u0161\u0165ovna ode\u010dte m\u011bs\u00edce z\u00a0va\u0161\u00ed rozhodn\u00e9 doby. Pokud se\u00a0takto dostanete do\u00a0m\u00ednusu, pak je\u00a0v\u00e1m aplikov\u00e1n malus. Jde tedy v\u00a0podstat\u011b o\u00a0p\u0159ir\u00e1\u017eku k\u00a0povinn\u00e9mu ru\u010den\u00ed za\u00a0rizikovost.<\/p>\n<\/div>\n<\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Nahodil\u00e1 ud\u00e1lost<\/h3>\n<p>Jde o\u00a0ud\u00e1lost, kter\u00e1\u00a0se\u00a0stane n\u00e1hle a\u00a0neo\u010dek\u00e1van\u011b. Z\u00a0takov\u00e9 ud\u00e1losti vznik\u00e1 pojistn\u00e1 ud\u00e1lost jen\u00a0v\u00a0p\u0159\u00edpad\u011b, zda spln\u00ed v\u0161echny pojistn\u00e9 podm\u00ednky klientova poji\u0161t\u011bn\u00ed.<\/p>\n<\/div>\n<\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Podpoji\u0161t\u011bn\u00ed<\/h3>\n<p>Podpoji\u0161t\u011bn\u00ed vznik\u00e1 tak, \u017ee\u00a0si ur\u010d\u00edte hodnotu vozu nebo nemovitosti ni\u017e\u0161\u00ed, ne\u017e je\u00a0jeho aktu\u00e1ln\u00ed hodnota. Pokud tak\u00a0u\u010din\u00edte, va\u0161e poji\u0161t\u011bn\u00ed bude mo\u017en\u00e1 o\u00a0n\u011bco ni\u017e\u0161\u00ed, ale ni\u017e\u0161\u00ed pak bude pom\u011brn\u011b i\u00a0pln\u011bn\u00ed od\u00a0poji\u0161\u0165ovny. Sni\u017eovat hodnotu pro\u00a0zlevn\u011bn\u00ed poji\u0161t\u011bn\u00ed je\u00a0pro\u00a0v\u00e1s v\u00a0p\u0159\u00edpad\u011b pojistn\u00e9 ud\u00e1losti nev\u00fdhodn\u00e9.<\/p>\n<\/div>\n<\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Pojistn\u00e1 \u010d\u00e1stka<\/h3>\n<p>Maxim\u00e1ln\u00ed limit pln\u011bn\u00ed poji\u0161\u0165ovny (maxim\u00e1ln\u00ed suma, kterou poji\u0161\u0165ovna zaplat\u00ed za\u00a0pojistn\u00e9 ud\u00e1losti). \u010c\u00e1stka m\u016f\u017ee b\u00fdt ur\u010dena na\u00a0jednu pojistnou ud\u00e1lost, na\u00a0jak\u00fdkoliv po\u010det ud\u00e1lost\u00ed ve\u00a0stanoven\u00e9m obdob\u00ed, nebo jako maxim\u00e1ln\u00ed \u010d\u00e1stka b\u011bhem trv\u00e1n\u00ed cel\u00e9ho poji\u0161t\u011bn\u00ed.<\/p>\n<\/div>\n<\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Pojistn\u00e1 ud\u00e1lost<\/h3>\n<p>Pojistn\u00e1 ud\u00e1lost je\u00a0nahodil\u00e1 ud\u00e1lost, p\u0159i\u00a0kter\u00e9\u00a0vznik\u00e1 n\u00e1rok na\u00a0pojistn\u00e9 pln\u011bn\u00ed.<\/p>\n<\/div>\n<\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Zelen\u00e1 karta<\/h3>\n<p>Zelen\u00e1 karta je\u00a0mezin\u00e1rodn\u00ed osv\u011bd\u010den\u00ed o\u00a0poji\u0161t\u011bn\u00ed odpov\u011bdnosti, kter\u00e9\u00a0je\u00a0vy\u017eadov\u00e1no p\u0159i\u00a0cest\u00e1ch do\u00a0zahrani\u010d\u00ed. V\u00a0\u010cesk\u00e9 republice Policie ov\u011b\u0159uje platnost poji\u0161t\u011bn\u00ed p\u0159\u00edmo v\u00a0registru poji\u0161t\u011bn\u00ed odpov\u011bdnosti z\u00a0provozu vozidel \u010cKP, zelen\u00e1 karta nen\u00ed pro\u00a0dom\u00e1c\u00ed kontroly vy\u017eadov\u00e1na.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"carousel-indicators\"><button class=\"active\" type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"0\" aria-current=\"true\" aria-label=\"Slide 1\">1\/13<\/button><br \/>\n<button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"1\" aria-label=\"Slide 2\">2\/13<\/button><br \/>\n<button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"2\" aria-label=\"Slide 3\">3\/13<\/button><br \/>\n<button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"3\" aria-label=\"Slide 4\">4\/13<\/button><br \/>\n<button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"4\" aria-label=\"Slide 5\">5\/13<\/button><br \/>\n<button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"5\" aria-label=\"Slide 6\">6\/13<\/button><br \/>\n<button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"6\" aria-label=\"Slide 7\">7\/13<\/button><br \/>\n<button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"7\" aria-label=\"Slide 8\">8\/13<\/button><br \/>\n<button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"8\" aria-label=\"Slide 9\">9\/13<\/button><br \/>\n<button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"9\" aria-label=\"Slide 10\">10\/13<\/button><br \/>\n<button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"10\" aria-label=\"Slide 11\">11\/13<\/button><br \/>\n<button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"11\" aria-label=\"Slide 12\">12\/13<\/button><br \/>\n<button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"12\" aria-label=\"Slide 13\">13\/13<\/button><\/div>\n<p><button class=\"carousel-control-prev\" type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide=\"prev\"><\/p>\n<p><span class=\"visually-hidden\">Previous<\/span><br \/>\n<\/button><br \/>\n<button class=\"carousel-control-next\" type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide=\"next\"><\/p>\n<p><span class=\"visually-hidden\">Next<\/span><br \/>\n<\/button><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Zaslou\u017e\u00edte si poji\u0161t\u011bn\u00ed, kter\u00e9\u00a0v\u00e1s opravdu ochr\u00e1n\u00ed Povinn\u00e9 ru\u010den\u00ed Spo\u010d\u00edtat Havarijn\u00ed poji\u0161t\u011bn\u00ed Spo\u010d\u00edtat Majetek Spo\u010d\u00edtat Povinn\u00e9 ru\u010den\u00ed Havarijn\u00ed poji\u0161t\u011bn\u00ed Majetek Poji\u0161\u0165ovny, pro\u00a0kter\u00e9\u00a0v\u00e1m srovn\u00e1me poji\u0161t\u011bn\u00ed Zjistit v\u00edce Poskytneme ty nejlep\u0161\u00ed slu\u017eby Srovn\u00e1me i\u00a0to\u00a0co\u00a0ostatn\u00ed ne Jasn\u011b rozkl\u00ed\u010dujeme a\u00a0srovn\u00e1me v\u0161echny produkty poji\u0161t\u011bn\u00ed, kter\u00e9\u00a0se\u00a0skl\u00e1daj\u00ed z\u00a0r\u016fzn\u00fdch polo\u017eek. V\u00edme toti\u017e, \u017ee\u00a0pouh\u00e1 cena v\u017edy nemus\u00ed vypov\u00eddat o\u00a0v\u00fdhodnosti poji\u0161t\u011bn\u00ed. Jsme nez\u00e1visl\u00ed Jsme transparentn\u00ed a\u00a0100% [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-home.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2808","page","type-page","status-publish","hentry"],"acf":{"page_post_meta_sidebar":"default","page_post_meta_bread":"","page_post_meta_bread_child":"","page_post_meta_script_head":"<script type=\"application\/ld+json\"> { \"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{ \"@type\": \"Question\", \"name\": \"Co je to povinn\u00e9 ru\u010den\u00ed a co mi kryje?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Povinn\u00e9 ru\u010den\u00ed je z\u00e1konn\u011b povinn\u00e9 poji\u0161t\u011bn\u00ed va\u0161eho vozidla, jeho sjedn\u00e1n\u00ed je tedy povinn\u00e9.<br> Pojistka kryje p\u0159\u00edpadn\u00e9 v\u00e1mi zp\u016fsoben\u00e9 \u0161kody na zdrav\u00ed \u010di majetku po\u0161kozen\u00e9ho nebo po\u0161kozen\u00fdch. Povinn\u00e9 ru\u010den\u00ed se sjedn\u00e1v\u00e1 s dv\u011bma limity, nap\u0159\u00edklad 50\/50 mil. a tyto limity pak kryj\u00ed do \u0161kody 50 mil. na \u0161kod\u00e1ch na zdrav\u00ed a do 50 mil. na \u0161kod\u00e1ch na majetku a u\u0161l\u00e9m zisku po\u0161kozen\u00fdm osob\u00e1m. Nejni\u017e\u0161\u00ed z\u00e1konem dan\u00fd limit je 35\/35 mil., av\u0161ak doporu\u010dujeme sjednat limity vy\u0161\u0161\u00ed jeliko\u017e stanoven\u00e9 minimum v\u00e1m nemus\u00ed zp\u016fsoben\u00e9 \u0161kody zcela pokr\u00fdt. Pokud se chcete dozv\u011bd\u011bt v\u00edce o variant\u00e1ch povinn\u00e9ho ru\u010den\u00ed, r\u00e1di v\u00e1m poskytneme <a href='https:\/\/www.srovnator.cz\/zakonne-pojisteni-vozidel\/'>bli\u017e\u0161\u00ed informace<\/a>.\" } }, { \"@type\": \"Question\", \"name\": \"Kolik stoj\u00ed povinn\u00e9 ru\u010den\u00ed?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Cena povinn\u00e9ho ru\u010den\u00ed z\u00e1vis\u00ed na mnoha faktorech, nejv\u00edce v\u0161ak na osob\u011b pojistn\u00edka, provozovatele a \u00fadaj\u00edch o va\u0161em voze. Pojistn\u00edk a dr\u017eitel ur\u010duj\u00ed sazbu sv\u00fdm v\u011bkem, trval\u00fdm bydli\u0161t\u011bm a bonusy. Vozidlo zase ovliv\u0148uje cenu zejm\u00e9na sv\u00fdm objemem a v\u00fdkonem. Povinn\u00e9 ru\u010den\u00ed si vypo\u010d\u00edtejte v na\u0161\u00ed <a href='https:\/\/carb.srovnator.cz\/'>online kalkula\u010dce<\/a>.\" } }, { \"@type\": \"Question\", \"name\": \"Co pot\u0159ebuji ke sjedn\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Ke sjedn\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed pot\u0159ebujete m\u00edt u sebe ide\u00e1ln\u011b mal\u00fd technick\u00fd pr\u016fkaz. Pokud jej u sebe pr\u00e1v\u011b te\u010f nem\u00e1te, pak to nevad\u00ed. Pro kalkulaci v\u00e1m posta\u010d\u00ed pouze va\u0161e registra\u010dn\u00ed zna\u010dka. Pod\u00edvejte se do na\u0161eho <a href='https:\/\/www.srovnator.cz\/povinne-ruceni-srovnani\/'>cen\u00edku<\/a> nebo l\u00e9pe si spo\u010d\u00edtejte anonymn\u011b cenu p\u0159\u00edmo na va\u0161e auto v na\u0161\u00ed <a href='https:\/\/carb.srovnator.cz\/'>kalkula\u010dce<\/a>.\" } }, { \"@type\": \"Question\", \"name\": \"Do kdy zaplatit povinn\u00e9 ru\u010den\u00ed?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Povinn\u00e9 ru\u010den\u00ed uhra\u010fte co nejd\u0159\u00edve po sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed. P\u0159esn\u00e9 datum v\u0161ak naleznete v\u017edy v e-mailu ke sjednan\u00e9mu poji\u0161t\u011bn\u00ed. Jestli\u017ee v\u00e1m ji\u017e pojistka n\u011bjakou chv\u00edli \u201cb\u011b\u017e\u00ed\u201d, pak v\u00e1s poji\u0161\u0165ovna bude o cen\u011b na dal\u0161\u00ed obdob\u00ed informovat e-mailem a nebo po\u0161tou s dostate\u010dn\u00fdm p\u0159edstihem p\u0159ed jej\u00ed obnovou. Pokud si nejste jisti a preferujete p\u0159\u00edjemn\u00fd hlas, m\u016f\u017eete n\u00e1m <a href='https:\/\/www.srovnator.cz\/kontakt\/'>zavolat<\/a>.\" } }, { \"@type\": \"Question\", \"name\": \"Co se stane, kdy\u017e nezaplat\u00edm povinn\u00e9 ru\u010den\u00ed?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Kdy\u017e nezaplat\u00edte z\u00e1konn\u00e9 poji\u0161t\u011bn\u00ed, vystavujete se pak pokut\u011b od \u010cesk\u00e9 kancel\u00e1\u0159e pojistitel\u016f. Pokuta \u017e\u00e1dn\u00e9ho vlastn\u00edka vozu nemine, nicm\u00e9n\u011b jej\u00ed v\u00fd\u0161e je ur\u010dena dle s\u00edly va\u0161eho vozu, tedy ji nedok\u00e1\u017eeme ur\u010dit. Nejlep\u0161\u00ed je kontaktovat \u010cKP a dohodnout se s nimi na zp\u016fsobu uhrazen\u00ed p\u0159\u00edsp\u011bvku. Tento poplatek je n\u00e1sledn\u011b vyu\u017eit na likvidaci pojistn\u00fdch ud\u00e1lost\u00ed zp\u016fsoben\u00fdch nepoji\u0161t\u011bn\u00fdmi vozy. D\u016fle\u017eit\u00e9 je ale tak\u00e9 si sjednat nov\u00e9 povinn\u00e9 ru\u010den\u00ed, abyste zabr\u00e1nili nar\u016fst\u00e1n\u00ed sankce. Povinn\u00e9 ru\u010den\u00ed si m\u016f\u017eete sjednat online ji\u017e dnes pomoc\u00ed na\u0161\u00ed <a href='https:\/\/carb.srovnator.cz\/'>kalkula\u010dky<\/a>.\" } }, { \"@type\": \"Question\", \"name\": \"Jak vypov\u011bd\u011bt povinn\u00e9 ru\u010den\u00ed?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Pokud jste v\u0161ak vozidlo prodali, situace je jin\u00e1. Pak je t\u0159eba poskytnout kopii p\u0159epsan\u00e9ho technick\u00e9ho pr\u016fkazu na nov\u00e9ho vlastn\u00edka a poji\u0161t\u011bn\u00ed je zru\u0161eno k datu doru\u010den\u00ed v\u00fdpov\u011bdi plus osm dn\u016f. Dal\u0161\u00ed informace se dov\u00edte <a href='https:\/\/www.srovnator.cz\/vypoved-povinneho-ruceni\/'>zde<\/a>.\" } }, { \"@type\": \"Question\", \"name\": \"Jak zjist\u00edm zda je vozidlo poji\u0161t\u011bno?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Jednou z variant je zavolat na poji\u0161\u0165ovnu, je\u017e m\u00e1te uvedenou na va\u0161\u00ed zelen\u00e9 kart\u011b. Pokud zelenou kartu nem\u00e1te zrovna u sebe, m\u016f\u017eete v\u0161ak kontaktovat i na\u0161i klientskou linku a r\u00e1di se s v\u00e1mi na platnost va\u0161eho poji\u0161t\u011bn\u00ed pod\u00edv\u00e1me. Kontakt na klientskou linku naleznete <a href='https:\/\/www.srovnator.cz\/kontakt\/'>zde<\/a>.\" } }, { \"@type\": \"Question\", \"name\": \"Co je to havarijn\u00ed poji\u0161t\u011bn\u00ed a co kryje?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Havarijn\u00ed poji\u0161t\u011bn\u00ed je poji\u0161t\u011bn\u00ed, kter\u00e9 chr\u00e1n\u00ed va\u0161e vozidlo p\u0159i \u0161kod\u00e1ch, kter\u00e9 jste nemohli ovlivnit. Mezi rizika kryt\u00e1 v r\u00e1mci havarijn\u00edho poji\u0161t\u011bn\u00ed pak spadaj\u00ed hav\u00e1rie, odcizen\u00ed vozu, vandalismus, \u017eiveln\u00e9 ud\u00e1losti a st\u0159et se zv\u011b\u0159\u00ed. Poruchu va\u0161eho vozu v\u0161ak v r\u00e1mci havarijn\u00edho poji\u0161t\u011bn\u00ed poji\u0161\u0165ovna nekryje. 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Pokud chcete zn\u00e1t konkr\u00e9tn\u00ed kalkulaci na va\u0161e vozidlo, nev\u00e1hejte se obr\u00e1tit na na\u0161i infolinku nebo si cenu spo\u010d\u00edtejte <a href='https:\/\/carb.srovnator.cz\/'>zde<\/a>.\" } }, { \"@type\": \"Question\", \"name\": \"Co pot\u0159ebuji ke sjedn\u00e1n\u00ed havarijn\u00edho poji\u0161t\u011bn\u00ed?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Ke sjedn\u00e1n\u00ed havarijn\u00edho pot\u0159ebujete m\u00edt u sebe ide\u00e1ln\u011b mal\u00fd technick\u00fd pr\u016fkaz a zn\u00e1t aktu\u00e1ln\u00ed hodnotu va\u0161eho vozu. Pokud m\u00e1me nov\u00e9 vozidlo, pak posta\u010d\u00ed, kdy\u017e u sebe budete m\u00edt fakturu. Pokud u sebe dokumenty nyn\u00ed nem\u00e1te, pak to nevad\u00ed. Pro kalkulaci v\u00e1m posta\u010d\u00ed pouze va\u0161e registra\u010dn\u00ed zna\u010dka (SPZ) a hodnota vozu. Spo\u010d\u00edtejte si anonymn\u011b cenu p\u0159\u00edmo na va\u0161e auto v na\u0161\u00ed <a href='https:\/\/carb.srovnator.cz\/'>kalkula\u010dce<\/a>.\" } } ] } <\/script>\r\n<script type='text\/javascript'>\r\n$( document ).ready(function() {\r\nconst person1 = {name:\"Marek Swaczyna\", stars:5, source:\"Firmy.cz\", img:\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-review-avatar.webp\", date:\"27. 3. 2023\", review:\"Zase za jedna d\u011bkuji V\u00e1m..\"};\r\nconst person2 = {name:\"Josef St\u0159\u00edteck\u00fd\", stars:5, source:\"Firmy.cz\", img:\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-review-avatar.webp\", date:\"27. 3. 2023\", review:\"V\u0161e rychle a bezprobl\u00e9mov\u011b vy\u0159e\u0161eno k moj\u00ed spokojenosti. Doporu\u010duji. Update: V lednu 2023 sjedn\u00e1no poji\u0161t\u011bn\u00ed na dal\u0161\u00ed vozidlo. Op\u011bt v\u0161e bez probl\u00e9m\u016f. 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