{"id":2810,"date":"2022-05-20T12:38:29","date_gmt":"2022-05-20T10:38:29","guid":{"rendered":"https:\/\/www.srovnator.cz\/havarijni-pojisteni\/"},"modified":"2026-01-27T17:24:41","modified_gmt":"2026-01-27T16:24:41","slug":"havarijni-pojisteni","status":"publish","type":"page","link":"https:\/\/www.srovnator.cz\/havarijni-pojisteni\/","title":{"rendered":"Havarijn\u00ed poji\u0161t\u011bn\u00ed"},"content":{"rendered":"<p><!-- 2 --><\/p>\n<section class=\"py-3 py-sm-0\">\n<div class=\"row mt-5\">\n<div class=\"col col-md-8 offset-md-2 mb-4\">\n<h2 class=\"text-center h1\">Kolik orienta\u010dn\u011b stoj\u00ed havarijn\u00ed poji\u0161t\u011bn\u00ed na rok?<\/h2>\n<p class=\"text-center\">\n                Z\u00edskejte orienta\u010dn\u00ed cenu havarijn\u00edho poji\u0161t\u011bn\u00ed za rok. Zavolejte n\u00e1m a b\u011bhem p\u00e1r minut v\u00e1m sd\u011bl\u00edme, kolik skute\u010dn\u011b zaplat\u00edte.\n            <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"row mb-5\">\n<div class=\"col\">\n<div class=\"tabs-compare\">\n<ul class=\"nav nav-pills justify-content-center mb-3\" id=\"pills-tab\" role=\"tablist\">\n<li class=\"nav-item\" role=\"presentation\">\n                        <button class=\"nav-link text-start d-flex flex-row p-2 active\" id=\"pills-home-tab\" data-bs-toggle=\"pill\" data-bs-target=\"#pills-home\" type=\"button\" role=\"tab\" aria-controls=\"pills-home\" aria-selected=\"true\"><br \/>\n                            <img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-petr.webp\" width=\"41\" height=\"30\" alt=\"Foto Petr\" class=\"ms-1 me-3\" \/><\/p>\n<div>\n                                Petr Mlad\u00fd<br \/>\n                                <span class=\"text-muted\">20 let (bonus 0%)<\/span>\n                            <\/div>\n<p>                        <\/button>\n                    <\/li>\n<li class=\"nav-item\" role=\"presentation\">\n                        <button class=\"nav-link text-start d-flex flex-row p-2\" id=\"pills-profile-tab\" data-bs-toggle=\"pill\" data-bs-target=\"#pills-profile\" type=\"button\" role=\"tab\" aria-controls=\"pills-profile\" aria-selected=\"false\"><br \/>\n                            <img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-klara.webp\" width=\"41\" height=\"30\" alt=\"Foto Kl\u00e1ra\" class=\"ms-1 me-3\" \/><\/p>\n<div>\n                                Kl\u00e1ra Rozumn\u00e1<br \/>\n                                <span class=\"text-muted\">35 let (bonus 35%)<\/span>\n                            <\/div>\n<p>                        <\/button>\n                    <\/li>\n<li class=\"nav-item\" role=\"presentation\">\n                        <button class=\"nav-link text-start d-flex flex-row p-2\" id=\"pills-contact-tab\" data-bs-toggle=\"pill\" data-bs-target=\"#pills-contact\" type=\"button\" role=\"tab\" aria-controls=\"pills-contact\" aria-selected=\"false\"><br \/>\n                            <img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-david.webp\" width=\"41\" height=\"30\" alt=\"Foto David\" class=\"ms-1 me-3\" \/><\/p>\n<div>\n                                David Moudr\u00fd<br \/>\n                                <span class=\"text-muted\">50 let (bonus 50%)<\/span>\n                            <\/div>\n<p>                        <\/button>\n                    <\/li>\n<\/ul>\n<div class=\"tab-content text-center\" id=\"pills-tabContent\">\n<div class=\"tab-pane fade show active\" id=\"pills-home\" role=\"tabpanel\" aria-labelledby=\"pills-home-tab\">\n                        <img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-graf-20@2x.webp\" srcset=\"\n                            https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-graf-20.webp 400w,\n                                https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-graf-20@2x.webp\n                            \" width=\"1044\" height=\"540\" alt=\"Porovn\u00e1n\u00ed havarijn\u00edho poji\u0161t\u011bn\u00ed - 20 let, bonus 0%\" \/>\n                    <\/div>\n<div class=\"tab-pane fade\" id=\"pills-profile\" role=\"tabpanel\" aria-labelledby=\"pills-profile-tab\">\n                        <img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-graf-35@2x.webp\" srcset=\"\n                        https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-graf-35.webp 400w,\n                            https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-graf-35@2x.webp\n                        \" width=\"1044\" height=\"540\" alt=\"Porovn\u00e1n\u00ed havarijn\u00edho poji\u0161t\u011bn\u00ed - 35 let, bonus 35%\" \/>\n                    <\/div>\n<div class=\"tab-pane fade\" id=\"pills-contact\" role=\"tabpanel\" aria-labelledby=\"pills-contact-tab\">\n                        <img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-graf-50@2x.webp\" srcset=\"\n                        https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-graf-50.webp 400w,\n                            https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-graf-50@2x.webp\n                        \" width=\"1044\" height=\"540\" alt=\"Porovn\u00e1n\u00ed havarijn\u00edho poji\u0161t\u011bn\u00ed - 50 let, bonus 50%\" \/>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<p><!-- 3 --><\/p>\n<section class=\"py-4 pb-md-5\">\n<div class=\"row mb-md-3\">\n<div class=\"col\">\n<h2 class=\"text-center mb-4 h1\">\n                Sjednejte si sv\u00e9 poji\u0161t\u011bn\u00ed <br class=\"d-none d-md-block\">dle va\u0161ich pot\u0159eb a preferenc\u00ed<br \/>\n            <\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"row mb-md-5\" style=\"display: flex; justify-content: center;\">\n<div class=\"col-12 py-3 col-xl-6\">\n<div class=\"bg-background rounded-20 h-100 p-4 p-md-5 text-center\">\n                <picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-sjednat-2.svg?v1\" type=\"image\/svg+xml\" width=\"80\" height=\"69\" \/><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-sjednat-2.webp?v1\" alt=\"Sjednat telefonicky havarijn\u00ed poji\u0161t\u011bn\u00ed\" width=\"80\" height=\"69\" \/>\n                <\/picture>\n<div class=\"text-center h3 my-4\">Sjednat telefonicky<\/div>\n<div class=\"col d-flex justify-content-center py-4\">\n                    <div class=\"ng-form-cb round-dark\">\n        <div class=\"input-group\">\n        <label class=\"form-control tel text-start\"><span class=\"round-cb online\"><\/span>226 289 777<\/label>\n        <button class=\"btn callMe\" tabindex=\"2\" type=\"button\" onclick=\"CallbackLib.openCallbackModal();\">\n        <i class=\"sro-phone me-sm-2\"><\/i><span class=\"d-none d-sm-inline\">Kontaktujte m\u011b<\/span><\/button>\n        <\/div>\n        <\/div>\n                <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<p><!-- 4 --><\/p>\n<div class=\"section-dark-primary background-wave-after py-3 py-md-5\">\n<section>\n<div class=\"row mb-md-4\">\n<div class=\"col my-5\">\n<h2 class=\"text-center text-white h1\">\n                    Na\u0161i z\u00e1kazn\u00edci n\u00e1m d\u016fv\u011b\u0159uj\u00ed,<br class=\"d-none d-sm-block\"> p\u0159esv\u011bd\u010dte se i vy<br \/>\n                <\/h2>\n<div class=\"row row-cols-1 row-cols-md-3 g-4 my-3 mb-3 reviews\">\n<div class=\"col\">\n<div class=\"card h-100\">\n<div class=\"card-body\">\n<div class=\"d-flex align-items-center mb-4\">\n                                    <img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-review-avatar.webp\" alt=\"Foto Josef St\u0159\u00edteck\u00fd\" class=\"no-lazy me-2 rounded-circle\" width=\"56\" height=\"56\" id=\"review1-img\" \/><\/p>\n<div class=\"align-items-center\">\n<div class=\"h5 card-title flex-fill my-1\" id=\"review1-name\">Josef St\u0159\u00edteck\u00fd<\/div>\n<div class=\"text-yellow\" id=\"review1-stars\"><span class=\"sro-star\"><\/span><span class=\"sro-star\"><\/span><span class=\"sro-star\"><\/span><span class=\"sro-star\"><\/span><span class=\"sro-star\"><\/span><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p class=\"card-text\" id=\"review1-review\">V\u0161e rychle a bezprobl\u00e9mov\u011b vy\u0159e\u0161eno k&nbsp;moj\u00ed spokojenosti. Doporu\u010duji. Update:&nbsp;V&nbsp;lednu 2023 sjedn\u00e1no poji\u0161t\u011bn\u00ed na&nbsp;dal\u0161\u00ed vozidlo. Op\u011bt v\u0161e bez probl\u00e9m\u016f. St\u00e1le doporu\u010duji.<\/p>\n<\/p><\/div>\n<div class=\"card-footer\">\n                                <small class=\"text-muted\" id=\"review1-source\">Firmy.cz<\/small> \u30fb <small class=\"text-muted\" id=\"review1-date\">2. 1. 2023<\/small>\n                            <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"col\">\n<div class=\"card h-100\">\n<div class=\"card-body\">\n<div class=\"d-flex align-items-center mb-3\">\n                                    <img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/reviews\/review-martin.webp\" alt=\"Foto Martin\" class=\"no-lazy me-2 rounded-circle\" width=\"56\" height=\"56\" id=\"review2-img\" \/><\/p>\n<div class=\"align-items-center\">\n<div class=\"h5 card-title flex-fill my-1\" id=\"review2-name\">Martin<\/div>\n<div class=\"text-yellow\" id=\"review2-stars\"><span class=\"sro-star\"><\/span><span class=\"sro-star\"><\/span><span class=\"sro-star\"><\/span><span class=\"sro-star\"><\/span><span class=\"sro-star\"><\/span><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p class=\"card-text\" id=\"review2-review\">Rychl\u00e9 a p\u0159ehledn\u00e9 srovn\u00e1n\u00ed. Pojistku jsem sjednal b\u011bhem 5 minut a za&nbsp;cenu, kterou jsem jinde nedostal. D\u011bkuji a doporu\u010duji!<\/p>\n<\/p><\/div>\n<div class=\"card-footer\">\n                                <small class=\"text-muted\" id=\"review2-source\">Facebook<\/small> \u30fb <small class=\"text-muted\" id=\"review2-date\">5. 7. 2021<\/small>\n                            <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"col\">\n<div class=\"card h-100\">\n<div class=\"card-body\">\n<div class=\"d-flex align-items-center mb-3\">\n                                    <img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-review-avatar.webp\" alt=\"Foto Josef \u010capsk\u00fd\" class=\"no-lazy me-2 rounded-circle\" width=\"56\" height=\"56\" id=\"review3-img\" \/><\/p>\n<div class=\"align-items-center\">\n<div class=\"h5 card-title flex-fill my-1\" id=\"review3-name\">Josef \u010capsk\u00fd<\/div>\n<div class=\"text-yellow\" id=\"review3-stars\"><span class=\"sro-star\"><\/span><span class=\"sro-star\"><\/span><span class=\"sro-star\"><\/span><span class=\"sro-star\"><\/span><span class=\"sro-star\"><\/span><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p class=\"card-text\" id=\"review3-review\">Jeden z m\u00e1la srovn\u00e1va\u010d\u016f poji\u0161t\u011bn\u00ed, kdy jste schopn\u00ed zjistit cenu pojistky bez&nbsp;otravn\u00e9ho vypl\u0148ov\u00e1n\u00ed email\u016f a telefon\u016f. Vyu\u017e\u00edv\u00e1m velmi r\u00e1d.<\/p>\n<\/p><\/div>\n<div class=\"card-footer\">\n                                <small class=\"text-muted\" id=\"review3-source\">Google<\/small> \u30fb <small class=\"text-muted\" id=\"review3-date\">12. 2022<\/small>\n                            <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"row mb-4\">\n<div class=\"col text-center text-dark-tertiary\">\n                        V\u00fd\u0161e uveden\u00e9 recenze jsou od z\u00e1kazn\u00edk\u016f, kte\u0159\u00ed na\u0161e slu\u017eby skute\u010dn\u011b vyu\u017eili. <span data-bs-toggle=\"tooltip\" data-bs-placement=\"top\" data-bs-html=\"true\" title=\"Recenze zve\u0159ej\u0148ujeme bez ohledu na jejich obsah a nejsou n\u00e1mi ani nik\u00fdm jin\u00fdm \u017e\u00e1dn\u00fdm zp\u016fsobem ovliv\u0148ov\u00e1ny. Skute\u010dnost, \u017ee v\u00fd\u0161e uveden\u00e9 recenze poch\u00e1z\u00ed od na\u0161ich z\u00e1kazn\u00edk\u016f ov\u011b\u0159ujeme a kontrolujeme tak, \u017ee porovn\u00e1v\u00e1me jm\u00e9no a p\u0159\u00edjmen\u00ed recenzent\u016f na port\u00e1lech s hodnocen\u00edm na\u0161ich slu\u017eeb s na\u0161\u00ed klientskou datab\u00e1z\u00ed. P\u0159i shod\u011b jm\u00e9na a p\u0159\u00edjmen\u00ed kontrolujeme, zda byla recenze uve\u0159ejn\u011bna do sedmi dn\u016f po vyu\u017eit\u00ed na\u0161ich slu\u017eeb.\"><svg fill=\"none\" height=\"20\" viewBox=\"0 0 20 20\" width=\"20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                <path d=\"M0 8.33333C0 3.73096 3.73096 0 8.33333 0H11.6667C16.269 0 20 3.73096 20 8.33333V11.6667C20 16.269 16.269 20 11.6667 20H0V8.33333Z\" fill=\"var(--clrBg)\"><\/path>\n                                <path d=\"M12.3431 15.4284C11.8353 15.627 11.4316 15.7799 11.1289 15.8841C10.8262 15.9883 10.4779 16.0404 10.0775 16.0404C9.46549 16.0404 8.98698 15.8906 8.64518 15.5911C8.30664 15.2949 8.13737 14.9141 8.13737 14.4518C8.13737 14.2728 8.15039 14.0905 8.17643 13.9049C8.19922 13.7161 8.24154 13.5078 8.29687 13.2702L8.93164 11.0306C8.98698 10.8158 9.03581 10.6139 9.07487 10.4219C9.11393 10.2298 9.13021 10.054 9.13021 9.89453C9.13021 9.61133 9.07161 9.4095 8.95443 9.29883C8.83398 9.1849 8.60937 9.12956 8.27734 9.12956C8.11458 9.12956 7.94531 9.1556 7.77279 9.20443C7.60026 9.25651 7.45378 9.30534 7.33008 9.35091L7.49935 8.66081C7.91276 8.49154 8.3099 8.34831 8.69075 8.22786C9.06836 8.10742 9.42969 8.04557 9.76497 8.04557C10.3737 8.04557 10.8457 8.19531 11.1745 8.48828C11.5033 8.78125 11.6693 9.16536 11.6693 9.63411C11.6693 9.73177 11.6595 9.9043 11.6367 10.1484C11.6139 10.3926 11.5716 10.6172 11.5098 10.8255L10.8783 13.0586C10.8262 13.2376 10.7806 13.4427 10.7383 13.6706C10.6992 13.8984 10.6797 14.0742 10.6797 14.1914C10.6797 14.4876 10.7448 14.6927 10.8783 14.8001C11.0085 14.9076 11.2396 14.9596 11.5684 14.9596C11.7214 14.9596 11.8939 14.9336 12.0892 14.8815C12.2812 14.8262 12.4212 14.7806 12.5091 14.7383L12.3431 15.4284ZM12.2292 6.36263C11.9362 6.63607 11.5814 6.77279 11.168 6.77279C10.7546 6.77279 10.3965 6.63607 10.1003 6.36263C9.80404 6.08919 9.65755 5.75716 9.65755 5.36979C9.65755 4.98242 9.80729 4.64714 10.1003 4.37044C10.3965 4.09375 10.7546 3.95703 11.168 3.95703C11.5814 3.95703 11.9362 4.09375 12.2292 4.37044C12.5254 4.64714 12.6719 4.98242 12.6719 5.36979C12.6719 5.75716 12.5254 6.08919 12.2292 6.36263Z\" fill=\"var(--clrDarkSecondary)\"><\/path>\n                            <\/svg><\/span>\n                    <\/div>\n<\/p><\/div>\n<div class=\"row\">\n<div class=\"col text-center\">\n                        <a href=\"\/nase-hodnoceni\/\" class=\"text-white\"><i class=\"sro-chevron-right\"><\/i> P\u0159e\u010d\u00edst dal\u0161\u00ed hodnocen\u00ed<\/a>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<\/div>\n<p><!-- 5 --><\/p>\n<div class=\"pt-3 pt-md-5\">\n<section>\n<div class=\"row my-3 my-md-5 py-3 py-md-5\">\n<div class=\"col-12 col-md-6\">\n<h2 class=\"mb-5 h1\">Cenu havarijn\u00edho <br class=\"d-none d-md-block\">poji\u0161t\u011bn\u00ed si kontrolujte<br class=\"d-none d-md-block\"> ka\u017ed\u00fd rok<\/h2>\n<\/p><\/div>\n<div class=\"col-12 col-md-6\">\n<p>Po\u00a0nehod\u011b, odcizen\u00ed, \u010di\u00a0jin\u00e9 pojistn\u00e9 ud\u00e1losti v\u00e1m poji\u0161\u0165ovna vypo\u010d\u00edt\u00e1v\u00e1 vyplacen\u00ed \u010d\u00e1stky z\u00a0poji\u0161t\u011bn\u00ed podle aktu\u00e1ln\u00ed hodnoty va\u0161eho vozu, nikoliv podle ceny vozu v\u00a0dob\u011b z\u0159\u00edzen\u00ed poji\u0161t\u011bn\u00ed. <\/p>\n<p>Aktu\u00e1ln\u00ed hodnota vozu s\u00a0ka\u017ed\u00fdm rokem prudce kles\u00e1, a\u00a0tak\u00a0se\u00a0v\u0161em provozovatel\u016fm vozidel vyplat\u00ed p\u0159i\u00a0ka\u017ed\u00e9m konci pojistn\u00e9ho obdob\u00ed havarijn\u00edho poji\u0161t\u011bn\u00ed upravit svoji pojistnou smlouvu tak, aby\u00a0tuto hodnotu reflektovala.<\/p>\n<p>Nebojte se, p\u0159i\u00a0z\u0159\u00edzen\u00ed poji\u0161t\u011bn\u00ed u\u00a0n\u00e1s v\u00e1m nov\u00e9 varianty poji\u0161t\u011bn\u00ed ka\u017edoro\u010dn\u011b pohl\u00edd\u00e1me a\u00a0ujist\u00edme se, \u017ee\u00a0ro\u010dn\u011b za\u00a0havarijn\u00ed poji\u0161t\u011bn\u00ed nep\u0159epl\u00e1c\u00edte.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<\/div>\n<p><!-- 6 --><\/p>\n<section class=\"pb-3 pb-md-5\">\n    <!-- \n\n<div class=\"row mb-md-5\">\n        \n\n<div class=\"col d-flex justify-content-center mb-4\">\n            \n\n<div class=\"ng-form-rz mx-auto mx-lg-0 mb-3 mb-md-4\">\n                [ngsc field=\"cta_desktop\" id=\"option\"]\n            <\/div>\n\n\n        <\/div>\n\n\n    <\/div>\n\n --><br \/>\n<\/section>\n<p><!-- 7 --><\/p>\n<div class=\"d-none d-md-block section-background py-3 py-md-5\">\n<section>\n<div class=\"row\">\n<div class=\"col my-5\">\n<h2 class=\"text-center h1\">\n                    Pro\u010d si sjednat poji\u0161t\u011bn\u00ed<br class=\"d-none d-md-block\"> na\u00a0srovn\u00e1toru?<br \/>\n                <\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"row gx-md-5\">\n<div class=\"col-12 col-md-4 my-3 text-center\">\n                <picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-proc-1.svg\" type=\"image\/svg+xml\" width=\"64\" height=\"64\" \/><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-proc-1.webp\" alt=\"Havarijn\u00ed poji\u0161t\u011bn\u00ed cena\" width=\"64\" height=\"64\" \/>\n                <\/picture>\n<h3 class=\"text-center mt-4 mb-3\">Pom\u00e1h\u00e1me z\u00e1kazn\u00edk\u016fm u\u0161et\u0159it<\/h3>\n<p class=\"text-center\">9 z\u00a010 z\u00e1kazn\u00edk\u016f u\u00a0n\u00e1s najde v\u00fdhodn\u011bj\u0161\u00ed havarijn\u00ed poji\u0161t\u011bn\u00ed a\u00a0u\u0161et\u0159\u00ed a\u017e n\u011bkolik stovek i\u00a0tis\u00edc korun ro\u010dn\u011b.<\/p>\n<\/p><\/div>\n<div class=\"col-12 col-md-4 my-3 text-center\">\n                <picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-proc-2.svg\" type=\"image\/svg+xml\" width=\"64\" height=\"64\" \/><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-proc-2.webp\" alt=\"Havarijn\u00ed poji\u0161t\u011bn\u00ed online\" width=\"64\" height=\"64\" \/>\n                <\/picture>\n<h3 class=\"text-center mt-4 mb-3\">Rychl\u00e9 sjedn\u00e1n\u00ed po\u00a0telefonu<\/h3>\n<p class=\"text-center\">\u017d\u00e1dn\u00e9 zdlouhav\u00e9 formul\u00e1\u0159e ani n\u00e1v\u0161t\u011bvy pobo\u010dek. Po\u00a0telefonu n\u00e1m p\u0159ed\u00e1te p\u00e1r z\u00e1kladn\u00edch \u00fadaj\u016f a\u00a0na\u0161i oper\u00e1to\u0159i v\u00e1m b\u011bhem n\u011bkolika minut pomohou poji\u0161t\u011bn\u00ed sjednat.<\/p>\n<\/p><\/div>\n<div class=\"col-12 col-md-4 my-3 text-center\">\n                <picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-proc-3.svg\" type=\"image\/svg+xml\" width=\"64\" height=\"64\" \/><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-proc-3.webp\" alt=\"Pom\u016f\u017eeme v\u00e1m s havarijn\u00edm poji\u0161t\u011bn\u00edm\" width=\"64\" height=\"64\" \/>\n                <\/picture>\n<h3 class=\"text-center mt-4 mb-3\">Se\u00a0v\u0161\u00edm v\u00e1m pom\u016f\u017eeme<\/h3>\n<p class=\"text-center\">Na\u0161i vst\u0159\u00edcn\u00ed oper\u00e1to\u0159i jsou v\u00e1m k\u00a0dispozici na\u00a0telefonu, e-mailu i\u00a0chatu. I\u00a0o\u00a0v\u00edkendu v\u00e1m pom\u016f\u017eeme vybrat ten spr\u00e1vn\u00fd produkt a\u00a0v\u0161e spole\u010dn\u011b uzav\u0159\u00edt.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<\/div>\n<p><!-- 8 --><\/p>\n<section class=\"pt-3 pt-md-5\">\n<div class=\"row mt-md-5\">\n<div class=\"col\">\n<h2 class=\"text-center mb-5 h1\">Nab\u00edz\u00edme v\u00e1m tu nejrychlej\u0161\u00ed cestu <br class=\"d-none d-md-block\">k&nbsp;poji\u0161t\u011bn\u00ed&nbsp;vozidla<\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"row mb-md-5\">\n<div class=\"col-md-4 text-center mb-4\">\n            <picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-step-1.svg\" type=\"image\/svg+xml\" width=\"370\" height=\"265\" \/><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-step-1.webp\" alt=\"Krok 1 - Zadejte SPZ vozidla pro v\u00fdpo\u010det havarijn\u00edho poji\u0161t\u011bn\u00ed\" width=\"370\" height=\"265\" \/>\n            <\/picture>\n            <picture class=\"step-num d-md-block d-none\"><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-step-1-num.svg\" type=\"image\/svg+xml\" width=\"40\" height=\"42\" \/><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-step-1-num.webp\" alt=\"Krok 1\" width=\"40\" height=\"42\" \/>\n            <\/picture>\n<h3 class=\"mt-4 mb-3\">Sd\u011blte n\u00e1m SPZ vozidla<\/h3>\n<p>Sta\u010d\u00ed n\u00e1m po\u00a0telefonu sd\u011blit SPZ vozu, va\u0161e PS\u010c a\u00a0v\u011bk. Na\u00a0z\u00e1klad\u011b t\u011bchto \u00fadaj\u016f v\u00e1m na\u0161i oper\u00e1to\u0159i p\u0159iprav\u00ed p\u0159ehled nejlep\u0161\u00edch variant havarijn\u00edho poji\u0161t\u011bn\u00ed.<\/p>\n<\/p><\/div>\n<div class=\"col-md-4 text-center mb-4\">\n            <picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-step-2.svg\" type=\"image\/svg+xml\" width=\"370\" height=\"265\" \/><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-step-2.webp\" alt=\"Krok 2 - Havarijn\u00ed poji\u0161t\u011bn\u00ed cena\" width=\"370\" height=\"265\" \/>\n            <\/picture>\n            <picture class=\"step-num d-md-block d-none\"><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-step-2-num.svg\" type=\"image\/svg+xml\" width=\"42\" height=\"42\" \/><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-step-2-num.webp\" alt=\"Krok 2\" width=\"42\" height=\"42\" \/>\n            <\/picture>\n<h3 class=\"mt-4 mb-3\">Vyberte si to nejlep\u0161\u00ed poji\u0161t\u011bn\u00ed<\/h3>\n<p>Oper\u00e1tor v\u00e1m po\u00a0telefonu p\u0159edstav\u00ed srovnan\u00e9 mo\u017enosti podle ceny i\u00a0rozsahu poji\u0161t\u011bn\u00ed. D\u00edky tomu snadno vyberete nejv\u00fdhodn\u011bj\u0161\u00ed i\u00a0nejlevn\u011bj\u0161\u00ed \u0159e\u0161en\u00ed.<\/p>\n<\/p><\/div>\n<div class=\"col-md-4 text-center mb-4\">\n            <picture><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-step-3.svg?v3\" type=\"image\/svg+xml\" width=\"370\" height=\"265\" \/><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-step-3.webp?v3\" alt=\"Krok 3 - Sjednejte si sv\u00e9 havarijn\u00ed poji\u0161t\u011bn\u00ed\" width=\"370\" height=\"265\" \/>\n            <\/picture>\n            <picture class=\"step-num d-md-block d-none\"><source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-step-3-num.svg?v1\" type=\"image\/svg+xml\" width=\"42\" height=\"42\" \/><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-step-3-num.webp?v1\" alt=\"Krok 3\" width=\"42\" height=\"42\" \/>\n            <\/picture>\n<h3 class=\"mt-4 mb-3\">Sjednejte si sv\u00e9 poji\u0161t\u011bn\u00ed<\/h3>\n<p>Poji\u0161t\u011bn\u00ed s\u00a0v\u00e1mi sjedn\u00e1me b\u011bhem n\u011bkolika minut p\u0159\u00edmo po\u00a0telefonu. Ve\u0161ker\u00e9 dokumenty n\u00e1sledn\u011b obdr\u017e\u00edte e-mailem a\u00a0uhrazen\u00edm prvn\u00ed platby p\u0159ijmete smlouvu i\u00a0jej\u00ed podm\u00ednky.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"row mb-md-5\"><\/div>\n<\/section>\n<p><!-- 9 --><\/p>\n<section class=\"pb-5\">\n<div class=\"row my-3 my-md-5\">\n<div class=\"col-md-6 text-center text-md-start mb-4\">\n            <img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-havarijni-pojisteni-nehoda@1x.webp\" srcset=\"\n                   https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-havarijni-pojisteni-nehoda@075x.webp 400w,\n                   https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-havarijni-pojisteni-nehoda@1x.webp\n               \" width=\"470\" height=\"553\" alt=\"o havarijn\u00edm poji\u0161t\u011bn\u00ed\" \/>\n        <\/div>\n<div class=\"col-md-6 mb-4\">\n<h2 class=\"mb-4 h1\">K \u010demu pot\u0159ebujete<br class=\"d-none d-sm-block\"> havarijn\u00ed poji\u0161t\u011bn\u00ed?<\/h2>\n<p>\n                V \u010cesk\u00e9 republice se ka\u017edou hodinu stane deset dopravn\u00edch nehod a vin\u00edkem se m\u016f\u017ee st\u00e1t kdokoliv. Pokud nehodu zp\u016fsob\u00edte vy, povinn\u00e9 ru\u010den\u00ed v\u00e1m nijak nepom\u016f\u017ee. Pouze havarijn\u00ed poji\u0161t\u011bn\u00ed auta pokryje \u0161kodu nejen v p\u0159\u00edpad\u011b v\u00e1mi zp\u016fsoben\u00e9 nehody, ale i v p\u0159\u00edpad\u011b kr\u00e1de\u017ee, nebo kdy\u017e v\u00e1m auto poni\u010d\u00ed nezn\u00e1m\u00ed vandalov\u00e9 \u010di kroupy.\n            <\/p>\n<div class=\"accordion clean\" id=\"lpPovSluh\">\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovSluhH1\">\n                        <button class=\"accordion-button align-items-start\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovSluhC1\" aria-expanded=\"true\" aria-controls=\"lpPovSluhC1\"><br \/>\n                            Hav\u00e1rie<br \/>\n                        <\/button><br \/>\n                    <\/h3>\n<div id=\"lpPovSluhC1\" class=\"accordion-collapse collapse show\" aria-labelledby=\"lpPovSluhH1\" data-bs-parent=\"#lpPovSluh\">\n<div class=\"accordion-body\">\n                            I vy m\u016f\u017eete bourat a i vy m\u016f\u017eete necht\u011bnou vinou zranit sebe nebo va\u0161e nejbli\u017e\u0161\u00ed. Jen havarijn\u00ed poji\u0161t\u011bn\u00ed v\u00e1m m\u016f\u017ee zajistit dostate\u010dn\u00e9 od\u0161kodn\u011bn\u00ed.\n                        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovSluhH2\">\n                        <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovSluhC2\" aria-expanded=\"false\" aria-controls=\"lpPovSluhC2\"><br \/>\n                            \u017diveln\u00ed pohromy<br \/>\n                        <\/button><br \/>\n                    <\/h3>\n<div id=\"lpPovSluhC2\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovSluhH2\" data-bs-parent=\"#lpPovSluh\">\n<div class=\"accordion-body\">\n                            Kdykoliv v\u00e1s mohou zastihnout kroupy, p\u00e1d stromu p\u0159i proj\u00ed\u017e\u010fce lesem, nebo povodn\u011b, p\u0159i kter\u00fdch se k autu prost\u011b nedostanete.\n                        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovSluhH3\">\n                        <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovSluhC3\" aria-expanded=\"false\" aria-controls=\"lpPovSluhC3\"><br \/>\n                            Poji\u0161t\u011bn\u00ed skel<br \/>\n                        <\/button><br \/>\n                    <\/h3>\n<div id=\"lpPovSluhC3\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovSluhH3\" data-bs-parent=\"#lpPovSluh\">\n<div class=\"accordion-body\">\n                            Nemus\u00edte bourat, mal\u00fd kam\u00ednek odra\u017een\u00fd ze silnice dok\u00e1\u017ee vytvo\u0159it nemalou prasklinu. Chra\u0148te sebe i sv\u00e1 skla s t\u00edm spr\u00e1vn\u00fdm poji\u0161t\u011bn\u00edm.\n                        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovSluhH4\">\n                        <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovSluhC4\" aria-expanded=\"false\" aria-controls=\"lpPovSluhC4\"><br \/>\n                            Odcizen\u00ed va\u0161eho vozidla<br \/>\n                        <\/button><br \/>\n                    <\/h3>\n<div id=\"lpPovSluhC4\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovSluhH4\" data-bs-parent=\"#lpPovSluh\">\n<div class=\"accordion-body\">\n                            Po hav\u00e1rii je odcizen\u00ed hned druhou nej\u010dast\u011bj\u0161\u00ed \u0161kodou na vozidle. Nenechte si zlod\u011bji zkazit den a zajist\u011bte si proplacen\u00ed ve\u0161ker\u00fdch vznikl\u00fdch \u0161kod.\n                        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovSluhH5\">\n                        <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovSluhC5\" aria-expanded=\"false\" aria-controls=\"lpPovSluhC5\"><br \/>\n                            St\u0159et se zv\u011b\u0159\u00ed<br \/>\n                        <\/button><br \/>\n                    <\/h3>\n<div id=\"lpPovSluhC5\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovSluhH5\" data-bs-parent=\"#lpPovSluh\">\n<div class=\"accordion-body\">\n                            Nebezpe\u010d\u00ed sr\u00e1\u017eky se zv\u011b\u0159\u00ed hroz\u00ed i mimo rizikov\u00e9 oblasti. Po\u0161kozen\u00ed vozidla p\u0159i st\u0159etu i s malou zv\u011b\u0159\u00ed m\u016f\u017ee zavinit velik\u00e9 \u0161kody, proti kter\u00fdm je lep\u0161\u00ed se pojistit.\n                        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovSluhH6\">\n                        <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovSluhC6\" aria-expanded=\"false\" aria-controls=\"lpPovSluhC6\"><br \/>\n                            Vandalismus<br \/>\n                        <\/button><br \/>\n                    <\/h3>\n<div id=\"lpPovSluhC6\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovSluhH6\" data-bs-parent=\"#lpPovSluh\">\n<div class=\"accordion-body\">\n                            Nenechte se dop\u00e1lit vandaly. V takov\u00e9 situaci se spolehn\u011bte na pen\u00edze od poji\u0161\u0165ovny, kter\u00e9 v\u00e1m uleh\u010d\u00ed i takto nep\u0159\u00edjemn\u00e9 okolnosti.\n                        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"row my-5 d-block d-md-none\">\n<div class=\"col d-flex justify-content-center\">\n<div class=\"ng-form-rz mx-auto mx-lg-0 mb-3 mb-md-4\">\n                <form method=\"get\" action=\"https:\/\/carb.srovnator.cz\/\" id=\"rzForm\" class=\"d-flex\" onsubmit=\"(this.querySelector('input').value=this.querySelector('input').value.toUpperCase().replace(\/\\s\/g, ''));\">\r\n<div class=\"reg-plate-area input-group\">\r\n<svg width=\"44\" height=\"60\" viewBox=\"0 0 44 60\" fill=\"none\" class=\"flex-none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n          <path d=\"M0 10C0 4.47715 4.47715 0 10 0H44V60H10C4.47715 60 0 55.5228 0 50V10Z\" fill=\"#114EAA\"><\/path>\r\n          <path d=\"M22 11L22.4559 11.93L23.4741 12.0782L22.7373 12.8014L22.9114 13.8241L22 13.3418L21.0891 13.8245L21.2632 12.8018L20.5264 12.0786L21.5445 11.9305L22 11ZM17.6218 12.3182L18.0777 13.2482L19.0959 13.3973L18.3591 14.1205L18.5332 15.1432L17.6223 14.6605L16.7114 15.1432L16.8845 14.1205L16.1477 13.3973L17.1668 13.2482L17.6218 12.3182ZM14.5109 15.2077L14.9668 16.1377L15.9859 16.2859L15.2491 17.0091L15.4223 18.0314L14.5114 17.5486L13.6005 18.0314L13.7745 17.0091L13.0377 16.2859L14.0559 16.1377L14.5109 15.2077ZM26.3782 12.3182L25.9223 13.2482L24.9041 13.3973L25.6409 14.1205L25.4668 15.1432L26.3777 14.6605L27.2886 15.1432L27.1155 14.1205L27.8523 13.3973L26.8332 13.2482L26.3782 12.3182ZM17.6218 26.3709L18.0777 27.3009L19.0959 27.45L18.3591 28.1732L18.5332 29.1959L17.6223 28.7136L16.7114 29.1959L16.8845 28.1732L16.1477 27.45L17.1668 27.3009L17.6218 26.3709ZM26.3782 26.3709L25.9223 27.3009L24.9041 27.45L25.6409 28.1732L25.4668 29.1959L26.3777 28.7136L27.2886 29.1959L27.1155 28.1732L27.8523 27.45L26.8332 27.3009L26.3782 26.3709ZM29.4891 15.2077L29.0332 16.1377L28.0141 16.2859L28.7509 17.0091L28.5773 18.0318L29.4882 17.5491L30.3991 18.0318L30.225 17.0095L30.9618 16.2864L29.9436 16.1382L29.4891 15.2077ZM14.5109 23.44L14.9668 24.37L15.9859 24.5191L15.2491 25.2423L15.4223 26.2645L14.5114 25.7818L13.6005 26.2645L13.7745 25.2423L13.0377 24.5191L14.0559 24.37L14.5109 23.44ZM29.4891 23.44L29.0332 24.37L28.0141 24.5191L28.7509 25.2423L28.5777 26.2645L29.4886 25.7818L30.3995 26.2645L30.2255 25.2423L30.9623 24.5191L29.9441 24.37L29.4891 23.44ZM30.5259 19.5877L30.9818 20.5177L32 20.6668L31.2632 21.39L31.4373 22.4123L30.5264 21.9295L29.6155 22.4123L29.7895 21.39L29.0505 20.6668L30.0695 20.5177L30.5259 19.5877ZM13.4741 19.5877L13.93 20.5177L14.9491 20.6668L14.2114 21.39L14.3855 22.4123L13.4745 21.9295L12.5636 22.4123L12.7377 21.39L12 20.6668L13.0182 20.5177L13.4741 19.5877ZM22 28.175L22.4559 29.105L23.4741 29.2541L22.7373 29.9773L22.9109 31L22 30.5177L21.0891 31L21.2632 29.9773L20.5264 29.2541L21.5445 29.105L22 28.175Z\" fill=\"#FFCE4F\"><\/path>\r\n          <path d=\"M18.168 46.123C16.6641 46.123 15.4974 45.6536 14.668 44.7148C13.834 43.7715 13.417 42.5706 13.417 41.1123C13.417 39.6312 13.8294 38.4235 14.6543 37.4893C15.4883 36.5459 16.6595 36.0742 18.168 36.0742C19.3984 36.0742 20.4102 36.4434 21.2031 37.1816C22.0052 37.929 22.4404 38.8337 22.5088 39.8955H20.2666C20.2256 39.3896 20.0251 38.9567 19.665 38.5967C19.3096 38.2412 18.8105 38.0635 18.168 38.0635C17.3568 38.0635 16.7347 38.3232 16.3018 38.8428C15.8734 39.3577 15.6592 40.1143 15.6592 41.1123C15.6592 42.1012 15.8734 42.8532 16.3018 43.3682C16.7347 43.8923 17.3568 44.1543 18.168 44.1543C18.7832 44.1543 19.2686 43.9902 19.624 43.6621C19.9658 43.3477 20.1846 42.9284 20.2803 42.4043H22.5088C22.4131 43.457 21.9642 44.3389 21.1621 45.0498C20.3555 45.7653 19.3574 46.123 18.168 46.123ZM23.0628 46V44.0791L27.7386 38.2275V38.1729H23.1927V36.1973H30.5003V38.1455L25.8382 43.9834V44.0381H30.5823V46H23.0628Z\" fill=\"white\"><\/path>\r\n        <\/svg>\r\n\t<input class=\"form-control reg-plate\" maxlength=\"17\" name=\"regPlate\" placeholder=\"Zadejte SPZ\" type=\"text\" value=\"\">\r\n<\/div>\r\n     \r\n     <button type=\"submit\" class=\"btn reg-plate-btn text-nowrap\" tabindex=\"2\" data-testid=\"car-calculator-cta-desktop\" onclick=\"dataLayer.push({'hitType' : 'event', 'event' : 'gaEvent', 'eventCategory' : 'POV Event', 'eventAction' : 'Send', 'eventLabel' : 'POV LP - srovnat nab\u00eddky'});\">\r\n        <span class=\"text-white text-nowrap d-none d-md-inline\">Spo\u010d\u00edtat cenu<\/span>\r\n        <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" class=\"inline-block\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n          <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M3.59998 12C3.59998 11.503 4.00292 11.1 4.49998 11.1L17.2655 11.1L12.2762 6.34876C11.9179 6.00425 11.9067 5.43451 12.2512 5.07621C12.5957 4.71792 13.1655 4.70675 13.5238 5.05126L20.1238 11.3513C20.3002 11.5209 20.4 11.7552 20.4 12C20.4 12.2448 20.3002 12.4791 20.1238 12.6488L13.5238 18.9488C13.1655 19.2933 12.5957 19.2821 12.2512 18.9238C11.9067 18.5655 11.9179 17.9958 12.2762 17.6513L17.2655 12.9L4.49998 12.9C4.00292 12.9 3.59998 12.4971 3.59998 12Z\" fill=\"white\"><\/path>\r\n        <\/svg>\r\n      <\/button>\r\n   <\/form>\n            <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<p><!-- 10 --><\/p>\n<div class=\"section-background py-3 py-md-5\">\n<section>\n<div class=\"row my-5 py-5\">\n<div class=\"col-md-6 mb-4\">\n                <img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-pov-co-ovlivnuje-cenu-havarijniho-pojisteni.webp\" srcset=\"\n                        https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-pov-co-ovlivnuje-cenu-havarijniho-pojisteni@075.webp 400w,\n                        https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-pov-co-ovlivnuje-cenu-havarijniho-pojisteni.webp\n                    \" width=\"470\" height=\"599\" alt=\"havarijn\u00ed poji\u0161t\u011bn\u00ed cena\" \/>\n            <\/div>\n<div class=\"col-md-6\">\n<h2 class=\"mb-5 h1\">\n                    Co ovliv\u0148uje cenu<br class=\"d-none d-md-block\"><br \/>\n                    havarijn\u00edho poji\u0161t\u011bn\u00ed?<br \/>\n                <\/h2>\n<div class=\"accordion clean\" id=\"lpPovVliv\">\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovVlivH1\">\n                            <button class=\"accordion-button align-items-start\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovVlivC1\" aria-expanded=\"true\" aria-controls=\"lpPovVlivC1\"><br \/>\n                                Bydli\u0161t\u011b<br \/>\n                            <\/button><br \/>\n                        <\/h3>\n<div id=\"lpPovVlivC1\" class=\"accordion-collapse collapse show\" aria-labelledby=\"lpPovVlivH1\" data-bs-parent=\"#lpPovVliv\">\n<div class=\"accordion-body\">\n                                Jeliko\u017e \u0159idi\u010di z\u00a0ur\u010dit\u00fdch oblast\u00ed bouraj\u00ed v\u00edce, ne\u017e z\u00a0jin\u00fdch \u010d\u00e1st\u00ed republiky, ovliv\u0148uje cenu i\u00a0trval\u00e9 bydli\u0161t\u011b pojistn\u00edka. Nap\u0159\u00edklad pojistn\u00edk z\u00a0Prahy, kde\u00a0je\u00a0riziko dopravn\u00edch nehod vy\u0161\u0161\u00ed, bude platit za\u00a0povinn\u00e9 ru\u010den\u00ed v\u00edce ne\u017e pojistn\u00edk se\u00a0stejn\u00fdm typem auta z\u00a0ji\u017en\u00edch \u010cech.\n                            <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovVlivH2\">\n                            <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovVlivC2\" aria-expanded=\"false\" aria-controls=\"lpPovVlivC2\"><br \/>\n                                V\u011bk<br \/>\n                            <\/button><br \/>\n                        <\/h3>\n<div id=\"lpPovVlivC2\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovVlivH2\" data-bs-parent=\"#lpPovVliv\">\n<div class=\"accordion-body\">\n                                U mlad\u0161\u00edch v\u011bkov\u00fdch skupin je\u00a0statisticky vy\u0161\u0161\u00ed nehodovost, proto je\u00a0poji\u0161\u0165ovny hodnot\u00ed jako rizikov\u011bj\u0161\u00ed. To\u00a0se\u00a0prom\u00edt\u00e1 do\u00a0vy\u0161\u0161\u00ed ceny povinn\u00e9ho ru\u010den\u00ed.\n                            <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovVlivH3\">\n                            <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovVlivC3\" aria-expanded=\"false\" aria-controls=\"lpPovVlivC3\"><br \/>\n                                Typ a cena vozu<br \/>\n                            <\/button><br \/>\n                        <\/h3>\n<div id=\"lpPovVlivC3\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovVlivH3\" data-bs-parent=\"#lpPovVliv\">\n<div class=\"accordion-body\">\n                                Cena havarijn\u00edho poji\u0161t\u011bn\u00ed se\u00a0odv\u00edj\u00ed od\u00a0druhu vozidla, v\u00fdkonu motoru, objemu v\u00e1lc\u016f, v\u00fdkonu, hmotnosti, st\u00e1\u0159\u00ed, i\u00a0zp\u016fsobu u\u017e\u00edv\u00e1n\u00ed. U\u00a0drah\u00fdch nov\u00fdch voz\u016f zaplat\u00ed provozovatel\u00e9 za\u00a0poji\u0161t\u011bn\u00ed v\u00edce ne\u017e u\u00a0star\u0161\u00edch vozidel. Pokud se\u00a0vozidlo vyu\u017e\u00edv\u00e1 k\u00a0podnik\u00e1n\u00ed, bude poji\u0161t\u011bn\u00ed dra\u017e\u0161\u00ed ne\u017e u\u00a0vozu pou\u017e\u00edvan\u00e9ho pouze pro\u00a0soukrom\u00e9 \u00fa\u010dely.\n                            <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovVlivH4\">\n                            <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovVlivC4\" aria-expanded=\"false\" aria-controls=\"lpPovVlivC4\"><br \/>\n                                P\u0159ipoji\u0161t\u011bn\u00ed<br \/>\n                            <\/button><br \/>\n                        <\/h3>\n<div id=\"lpPovVlivC4\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovVlivH4\" data-bs-parent=\"#lpPovVliv\">\n<div class=\"accordion-body\">\n                                Pokud m\u00e1 bal\u00ed\u010dek havarijn\u00edho poji\u0161t\u011bn\u00ed nadstandardn\u00ed slu\u017eby, jako nap\u0159\u00edklad vysok\u00e9 poji\u0161t\u011bn\u00ed skel a jin\u00e1 p\u0159ipoji\u0161t\u011bn\u00ed, cena se automaticky o n\u011bco zv\u00fd\u0161\u00ed. I tato zv\u00fd\u0161en\u00e1 cena ale m\u016f\u017ee b\u00fdt v\u00fdhodn\u00e1, pokud slu\u017eby m\u00e1te \u0161anci pozd\u011bji vyu\u017e\u00edt.\n                            <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovVlivH5\">\n                            <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovVlivC5\" aria-expanded=\"false\" aria-controls=\"lpPovVlivC5\"><br \/>\n                                V\u00fd\u0161e spolu\u00fa\u010dasti<br \/>\n                            <\/button><br \/>\n                        <\/h3>\n<div id=\"lpPovVlivC5\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovVlivH5\" data-bs-parent=\"#lpPovVliv\">\n<div class=\"accordion-body\">\n                                Pokud se rozhodnete pro vysok\u00e9 procento spolu\u00fa\u010dasti, zaplat\u00edte sice za havarijn\u00ed poji\u0161t\u011bn\u00ed m\u00e9n\u011b, v p\u0159\u00edpad\u011b nehody ale o to v\u00edc zaplat\u00edte a neu\u0161et\u0159\u00edte ani na mal\u00fdch \u0161kod\u00e1ch na aut\u011b, kter\u00e9 se p\u0159i vysok\u00e9 spolu\u00fa\u010dasti nepropl\u00e1c\u00ed.\n                            <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovVlivH6\">\n                            <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovVlivC6\" aria-expanded=\"false\" aria-controls=\"lpPovVlivC6\"><br \/>\n                                Zabezpe\u010den\u00ed vozidla<br \/>\n                            <\/button><br \/>\n                        <\/h3>\n<div id=\"lpPovVlivC6\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovVlivH6\" data-bs-parent=\"#lpPovVliv\">\n<div class=\"accordion-body\">\n                                P\u0159i z\u0159izov\u00e1n\u00ed havarijn\u00edho poji\u0161t\u011bn\u00ed se poji\u0161\u0165ovny zam\u011b\u0159uj\u00ed i na m\u00edru zabezpe\u010den\u00ed poji\u0161t\u011bn\u00e9ho vozidla. Provozovatel vozidla s nav\u00fd\u0161enou bezpe\u010dnostn\u00ed v\u00fdbavou, jako nap\u0159\u00edklad aktivn\u00ed vyhled\u00e1v\u00e1n\u00ed vozidla p\u0159i kr\u00e1de\u017ei, tak v\u017edy u\u0161et\u0159\u00ed.\n                            <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<\/div>\n<p><!-- 11 --><\/p>\n<section class=\"py-3 py-md-5\">\n<div class=\"row my-5\">\n<div class=\"col-md-6 mb-4\">\n            <img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-spoluucast.webp\" srcset=\"\n                    https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-spoluucast@075.webp 400w,\n                    https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-spoluucast.webp\n                \" width=\"470\" height=\"500\" alt=\"spolu\u00fa\u010dast\" \/>\n        <\/div>\n<div class=\"col-md-6\">\n<h2 class=\"mb-5 mt-md-3 h1\">\n                Co to je spolu\u00fa\u010dast na \u0161kod\u011b a jak\u00fd m\u00e1 na v\u00e1s dopad<br \/>\n            <\/h2>\n<div class=\"pb-3\">\n<p>Spolu\u00fa\u010dast je jednodu\u0161e v\u00e1\u0161 pod\u00edl na \u0161kodn\u00ed ud\u00e1losti. V\u017edy, kdy\u017e si sjedn\u00e1v\u00e1te havarijn\u00ed poji\u0161t\u011bn\u00ed, z\u00e1rove\u0148 ujedn\u00e1v\u00e1te i v\u00fd\u0161i spolu\u00fa\u010dasti, kter\u00e1 m\u016f\u017ee b\u00fdt stanovena bu\u010f jednou \u010d\u00e1stkou (jako nap\u0159\u00edklad 5000 K\u010d), nebo kombinac\u00ed procenta pod\u00edlu na \u0161kod\u011b a \u010d\u00e1stky (jako nap\u0159\u00edklad 5% minim\u00e1ln\u011b 5000 K\u010d). Spolu\u00fa\u010dast je tedy t\u0159eba volit co nejni\u017e\u0161\u00ed, aby i v\u00e1\u0161 pod\u00edl na \u0161kod\u011b byl co nejmen\u0161\u00ed.<\/p>\n<\/p><\/div>\n<p>            <!-- \n\n<div class=\"ng-form-rz mx-auto mx-lg-0 my-4\">\n                [ngsc field=\"cta_desktop\" id=\"option\"]\n            <\/div>\n\n -->\n        <\/div>\n<\/p><\/div>\n<\/section>\n<p><!-- 12 --><\/p>\n<section class=\"py-3 pb-5\">\n<div class=\"row\">\n<div class=\"col my-3 my-md-5\">\n<h2 class=\"text-center h1\">\n                \u010casto kladen\u00e9 ot\u00e1zky<br \/>\n            <\/h2>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"row mb-md-5\">\n<div class=\"col-12 col-xl-8\">\n<div class=\"accordion faq\" id=\"accordionLpPovFaq\">\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovFaqHeadingOne\">\n                        <button class=\"accordion-button align-items-start\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseOne\" aria-expanded=\"true\" aria-controls=\"lpPovFaqCollapseOne\"><br \/>\n                            Co je to havarijn\u00ed poji\u0161t\u011bn\u00ed a co kryje?<br \/>\n                        <\/button><br \/>\n                    <\/h3>\n<div id=\"lpPovFaqCollapseOne\" class=\"accordion-collapse collapse show\" aria-labelledby=\"lpPovFaqHeadingOne\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">\n                            Havarijn\u00ed poji\u0161t\u011bn\u00ed je\u00a0poji\u0161t\u011bn\u00ed, kter\u00e9\u00a0kryje \u0161kody na\u00a0va\u0161em vozidle, kter\u00e9\u00a0jste nemohli ovlivnit. Mezi rizika kryt\u00e1 v\u00a0r\u00e1mci havarijn\u00edho poji\u0161t\u011bn\u00ed pak spadaj\u00ed hav\u00e1rie, odcizen\u00ed vozu, vandalismus, \u017eiveln\u00e9 ud\u00e1losti a\u00a0st\u0159et se\u00a0zv\u011b\u0159\u00ed. Porucha va\u0161eho vozu v\u0161ak v\u00a0r\u00e1mci havarijn\u00edho poji\u0161t\u011bn\u00ed kryt\u00e1 nen\u00ed. Pokud se\u00a0chcete pod\u00edvat na\u00a0varianty havarijn\u00edho poji\u0161t\u011bn\u00ed, m\u016f\u017eete se\u00a0obr\u00e1tit na\u00a0na\u0161i infolinku.\n                        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovFaqHeadingTwo\">\n                        <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseTwo\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseTwo\"><br \/>\n                            Kolik stoj\u00ed havarijn\u00ed poji\u0161t\u011bn\u00ed?<br \/>\n                        <\/button><br \/>\n                    <\/h3>\n<div id=\"lpPovFaqCollapseTwo\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingTwo\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">\n                            Cena havarijn\u00edho poji\u0161t\u011bn\u00ed zale\u017e\u00ed na tom, jak\u00e9 m\u00e1te vozidlo. A to nejen na jeho v\u00fdkonu, ale i na jeho zabezpe\u010den\u00ed a jeho hodnot\u011b, ale i na v\u00fdrobci a modelu vozidla. Vozidla vy\u0161\u0161\u00ed t\u0159\u00eddy nebo vozidla obecn\u011b dra\u017e\u0161\u00ed a v\u00fdkonn\u011bj\u0161\u00ed, m\u00edvaj\u00ed i v\u00fdrazn\u011b vy\u0161\u0161\u00ed cenu havarijn\u00edho poji\u0161t\u011bn\u00ed. Pokud chcete zn\u00e1t konkr\u00e9tn\u00ed kalkulaci na va\u0161e vozidlo, nev\u00e1hejte se obr\u00e1tit na na\u0161i infolinku.\n                        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovFaqHeadingThree\">\n                        <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseThree\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseThree\"><br \/>\n                            Pro koho se vyplat\u00ed havarijn\u00ed poji\u0161t\u011bn\u00ed?<br \/>\n                        <\/button><br \/>\n                    <\/h3>\n<div id=\"lpPovFaqCollapseThree\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingThree\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">\n                            Pro kohokoliv, kdo se boj\u00ed toho, \u017ee mu bude vozidlo odcizeno, bude se pod\u00edlet na dopravn\u00ed nehod\u011b, nebo se t\u0159eba ob\u00e1v\u00e1 krupobit\u00ed, nebo st\u0159etu se zv\u011b\u0159\u00ed. Obecn\u011b se havarijn\u00ed poji\u0161t\u011bn\u00ed zejm\u00e9na vyplat\u00ed pro vozidla mlad\u0161\u00ed \u0161esti let. To ale neznamen\u00e1, \u017ee si nem\u016f\u017eete pojistit i star\u0161\u00ed vozidlo. Pokud chcete zn\u00e1t konkr\u00e9tn\u00ed kalkulaci na va\u0161e vozidlo, nev\u00e1hejte se obr\u00e1tit na na\u0161i infolinku.\n                        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovFaqHeadingFour\">\n                        <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseFour\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseFour\"><br \/>\n                            Jak se po\u010d\u00edt\u00e1 havarijn\u00ed poji\u0161t\u011bn\u00ed?<br \/>\n                        <\/button><br \/>\n                    <\/h3>\n<div id=\"lpPovFaqCollapseFour\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingFour\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">\n                            Cena havarijn\u00edho poji\u0161t\u011bn\u00ed zale\u017e\u00ed na tom, jak\u00e9 m\u00e1te vozidlo. A to nejen na jeho v\u00fdkonu, ale i na jeho zabezpe\u010den\u00ed a jeho hodnot\u011b, ale i na v\u00fdrobci a modelu vozidla. Vozidla vy\u0161\u0161\u00ed t\u0159\u00eddy nebo vozidla obecn\u011b dra\u017e\u0161\u00ed a siln\u011bj\u0161\u00ed, m\u00edvaj\u00ed i v\u00fdrazn\u011b vy\u0161\u0161\u00ed cenu havarijn\u00edho poji\u0161t\u011bn\u00ed. Pokud chcete zn\u00e1t konkr\u00e9tn\u00ed kalkulaci na va\u0161e vozidlo, nev\u00e1hejte se obr\u00e1tit na na\u0161i infolinku.\n                        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"accordion-item\">\n<h3 class=\"accordion-header\" id=\"lpPovFaqHeadingFive\">\n                        <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#lpPovFaqCollapseFive\" aria-expanded=\"false\" aria-controls=\"lpPovFaqCollapseFive\"><br \/>\n                            Co pot\u0159ebuji ke sjedn\u00e1n\u00ed havarijn\u00edho poji\u0161t\u011bn\u00ed?<br \/>\n                        <\/button><br \/>\n                    <\/h3>\n<div id=\"lpPovFaqCollapseFive\" class=\"accordion-collapse collapse\" aria-labelledby=\"lpPovFaqHeadingFive\" data-bs-parent=\"#accordionLpPovFaq\">\n<div class=\"accordion-body\">\n                            Ke sjedn\u00e1n\u00ed havarijn\u00edho pot\u0159ebujete m\u00edt u\u00a0sebe ide\u00e1ln\u011b osv\u011bd\u010den\u00ed o\u00a0registraci vozidla (ORV) a\u00a0zn\u00e1t hodnotu va\u0161eho vozu. Pokud m\u00e1me nov\u00e9 vozidlo, pak posta\u010d\u00ed, kdy\u017e\u00a0u\u00a0sebe budete m\u00edt fakturu. Pokud u\u00a0sebe dokumenty nem\u00e1te pr\u00e1v\u011b te\u010f, pak to\u00a0nevad\u00ed. Pro\u00a0kalkulaci v\u00e1m posta\u010d\u00ed pouze va\u0161e registra\u010dn\u00ed zna\u010dka a\u00a0hodnota vozu. Pokud chcete sjednat havarijn\u00ed poji\u0161t\u011bn\u00ed na\u00a0va\u0161e vozidlo, nev\u00e1hejte se\u00a0obr\u00e1tit na\u00a0na\u0161i infolinku.\n                        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"d-none d-xl-block col-xl-4\">\n<div class=\"bg-background rounded-20 p-4 h-100\">\n<h2 class=\"h5\">Slovn\u00ed\u010dek pojm\u016f<\/h2>\n<div id=\"carouselGlossary\" class=\"carousel carousel-dark slide pointer-event\" data-bs-ride=\"carousel\">\n<div class=\"carousel-inner\">\n<div class=\"carousel-item active\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-block\">\n<h3 class=\"mb-4\">Allrisk poji\u0161t\u011bn\u00ed<\/h3>\n<p>Allrisk havarijn\u00ed poji\u0161t\u011bn\u00ed je pojmem, kter\u00fd zast\u0159e\u0161uje v\u0161echna rizika, kter\u00e1 je mo\u017en\u00e9 v r\u00e1mci havarijn\u00edho poji\u0161t\u011bn\u00ed pojistit. Jedn\u00e1 se tedy o ud\u00e1losti, kter\u00e9 m\u016f\u017eete i nem\u016f\u017eete ovlivnit a kter\u00e9 mohou d\u016fvodem k po\u0161kozen\u00ed nebo zni\u010den\u00ed va\u0161eho vozu. Jedn\u00e1 se hav\u00e1rii, odcizen\u00ed, \u017eiveln\u00e9 ud\u00e1losti a vandalismus.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Asisten\u010dn\u00ed slu\u017eba<\/h3>\n<p>Asisten\u010dn\u00ed slu\u017eba je slu\u017ebou, kter\u00e1 v\u00e1m pom\u016f\u017ee p\u0159i nejrozli\u010dn\u011bj\u0161\u00edch probl\u00e9mech provozov\u00e1n\u00ed va\u0161eho vozu, jak v \u010cesk\u00e9 Republice, tak i v zahrani\u010d\u00ed. Nejd\u016fle\u017eit\u011bj\u0161\u00ed sou\u010d\u00e1st\u00ed asisten\u010dn\u00ed slu\u017eby je poskytnut\u00ed odtahu, pokud je va\u0161e vozidlo nepoj\u00edzdn\u00e9. Slu\u017eby a limity jednotliv\u00fdch poji\u0161\u0165oven se li\u0161\u00ed, proto je t\u0159eba se pod\u00edvat do p\u0159ilo\u017een\u00fdch dokument\u016f p\u0159ed sjedn\u00e1n\u00edm pojistn\u00e9 smlouvy.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Beze\u0161kodn\u00ed pr\u016fb\u011bh<\/h3>\n<p>Beze\u0161kodn\u00ed pr\u016fb\u011bh je obdob\u00ed, ve kter\u00e9m klient nem\u011bl \u017e\u00e1dnou nehodu (\u0161kodn\u00ed ud\u00e1lost), kterou by s\u00e1m zavinil. Jedn\u00e1 se o dobu od sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed, ze kter\u00e9 je ode\u010dtena ka\u017ed\u00e1 pojistn\u00e1 ud\u00e1lost, kterou klient zavinil (po\u010dtem 24-36 m\u011bs\u00edc\u016f).<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Bonus (sleva na poji\u0161t\u011bn\u00ed)<\/h3>\n<p>Bonus je sleva za to, jak dlouho jezd\u00edte bez nehod. Bonus se po\u010d\u00edt\u00e1 v procentech dle toho, kolik m\u011bs\u00edc\u016f plat\u00edte na sv\u00e9 rodn\u00e9 \u010d\u00edslo havarijn\u00ed poji\u0161t\u011bn\u00ed. Pokud jste byli vin\u00edkem nehody, poji\u0161\u0165ovna v\u00e1m za ka\u017edou takovou ud\u00e1lost n\u011bjak\u00e9 m\u011bs\u00edce ode\u010dte. V\u00fdsledn\u00fd po\u010det m\u011bs\u00edc\u016f se n\u00e1sledn\u011b projev\u00ed v procentu\u00e1ln\u00ed slev\u011b, kter\u00e1 dosahuje nej\u010dast\u011bji do v\u00fd\u0161e 50%.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Doklad o poji\u0161t\u011bn\u00ed<\/h3>\n<p>Doklad o poji\u0161t\u011bn\u00ed je d\u016fkaz o tom, \u017ee m\u00e1te platn\u00e9 povinn\u00e9 ru\u010den\u00ed na va\u0161e vozidlo. Samotn\u00fdm dokladem je zelen\u00e1 karta. Tu ji\u017e dnes nemus\u00edte m\u00edt vyti\u0161t\u011bnou, sta\u010d\u00ed kdy\u017e ji m\u00e1te elektronicky ve va\u0161em telefonu. Pro usnadn\u011bn\u00ed spr\u00e1vy va\u0161ich zelen\u00fdch karet a pota\u017emo i va\u0161ich poji\u0161t\u011bn\u00ed m\u016f\u017eete vyu\u017e\u00edt na\u0161i aplikaci &#8220;Zelen\u00e1 karta&#8221;, kterou si m\u016f\u017eete st\u00e1hnout <a href=\"https:\/\/www.zelenakarta.cz\/\">zde<\/a>.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Likvidace pojistn\u00e9 ud\u00e1losti<\/h3>\n<p>\u010cinnosti poji\u0161\u0165ovny a klienta souvisej\u00edc\u00ed s vy\u0159\u00edzen\u00edm pojistn\u00e9 ud\u00e1losti. Zahrnuje prov\u011b\u0159en\u00ed nehody nebo situace a ur\u010duje, zda a v jak\u00e9 v\u00fd\u0161i bude poji\u0161\u0165ovna plnit pojistn\u00e9 pln\u011bn\u00ed (vypl\u00e1cet klientovi pen\u00edze).<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Likvid\u00e1tor pojistn\u00fdch ud\u00e1lost\u00ed<\/h3>\n<p>Pracovn\u00edk poji\u0161\u0165ovny, kter\u00fd m\u00e1 na starosti posuzovat pojistnou ud\u00e1lost, ur\u010dovat pojistn\u00e9 pln\u011bn\u00ed a zaji\u0161\u0165uje ve\u0161kerou administrativu s t\u00edm spojenou.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Malus<\/h3>\n<p>Malus je opakem bonusu. Za ka\u017ed\u00e9 pojistn\u00e9 pln\u011bn\u00ed, kter\u00e9 v\u00e1m bylo pln\u011bno, v\u00e1m poji\u0161\u0165ovna ode\u010dte m\u011bs\u00edce z va\u0161\u00ed rozhodn\u00e9 doby. Pokud se takto dostanete do m\u00ednusu, pak je v\u00e1m aplikov\u00e1n malus. Jde tedy v podstat\u011b o p\u0159ir\u00e1\u017eku k havarijn\u00edmu poji\u0161t\u011bn\u00ed za rizikovost.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Nahodil\u00e1 ud\u00e1lost<\/h3>\n<p>Jde o ud\u00e1lost, kter\u00e1 se stane n\u00e1hle a neo\u010dek\u00e1van\u011b. Z takov\u00e9 ud\u00e1losti vznik\u00e1 pojistn\u00e1 ud\u00e1lost jen v p\u0159\u00edpad\u011b, \u017ee spln\u00ed v\u0161echny pojistn\u00e9 podm\u00ednky klientova poji\u0161t\u011bn\u00ed.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Podpoji\u0161t\u011bn\u00ed<\/h3>\n<p>Podpoji\u0161t\u011bn\u00ed vznik\u00e1 tak, \u017ee si ur\u010d\u00edte hodnotu vozu nebo nemovitosti ni\u017e\u0161\u00ed, ne\u017e je jeho aktu\u00e1ln\u00ed hodnota. Pokud tak u\u010din\u00edte, va\u0161e pojistka bude mo\u017en\u00e1 o n\u011bco ni\u017e\u0161\u00ed, ale ni\u017e\u0161\u00ed pak bude pom\u011brn\u011b i pln\u011bn\u00ed od poji\u0161\u0165ovny. Sni\u017eovat hodnotu pro zlevn\u011bn\u00ed poji\u0161t\u011bn\u00ed je pro v\u00e1s v p\u0159\u00edpad\u011b pojistn\u00e9 ud\u00e1losti nev\u00fdhodn\u00e9.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Pojistn\u00e1 \u010d\u00e1stka<\/h3>\n<p>Maxim\u00e1ln\u00ed limit pln\u011bn\u00ed poji\u0161\u0165ovny (maxim\u00e1ln\u00ed suma, kterou poji\u0161\u0165ovna zaplat\u00ed za pojistn\u00e9 ud\u00e1losti). \u010c\u00e1stka m\u016f\u017ee b\u00fdt ur\u010dena na jednu pojistnou ud\u00e1lost, na jak\u00fdkoliv po\u010det ud\u00e1lost\u00ed ve stanoven\u00e9m obdob\u00ed, nebo jako maxim\u00e1ln\u00ed \u010d\u00e1stka b\u011bhem trv\u00e1n\u00ed cel\u00e9ho poji\u0161t\u011bn\u00ed.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Pojistn\u00e1 ud\u00e1lost<\/h3>\n<p>Pojistn\u00e1 ud\u00e1lost je nahodil\u00e1 ud\u00e1lost, p\u0159i kter\u00e9 vznik\u00e1 n\u00e1rok na pojistn\u00e9 pln\u011bn\u00ed.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"carousel-item\" data-bs-interval=\"1000000000\">\n<div class=\"carousel-caption d-none d-md-block\">\n<h3 class=\"mb-4\">Zelen\u00e1 karta<\/h3>\n<p>Je d\u016fle\u017eit\u00fdm potvrzen\u00ed o platnosti povinn\u00e9ho ru\u010den\u00ed, kter\u00e9 mus\u00ed m\u00edt ka\u017ed\u00fd \u0159idi\u010d vozidla u sebe pro p\u0159\u00edpad nehody nebo silni\u010dn\u00ed kontroly. Dnes ji ji\u017e nemus\u00edte m\u00edt vyti\u0161t\u011bnou, sta\u010d\u00ed kdy\u017e ji m\u00e1te elektronicky ve va\u0161em telefonu. Pro usnadn\u011bn\u00ed spr\u00e1vy va\u0161ich zelen\u00fdch karet a pota\u017emo i va\u0161ich poji\u0161t\u011bn\u00ed m\u016f\u017eete vyu\u017e\u00edt na\u0161i aplikaci &#8220;Zelen\u00e1 karta&#8221;, kterou si m\u016f\u017eete st\u00e1hnout <a href=\"https:\/\/www.zelenakarta.cz\/\">ZDE<\/a>.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"carousel-indicators\">\n                        <button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"0\" class=\"active\" aria-current=\"true\" aria-label=\"Slide 1\">1\/13<\/button><br \/>\n                        <button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"1\" aria-label=\"Slide 2\">2\/13<\/button><br \/>\n                        <button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"2\" aria-label=\"Slide 3\">3\/13<\/button><br \/>\n                        <button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"3\" aria-label=\"Slide 4\">4\/13<\/button><br \/>\n                        <button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"4\" aria-label=\"Slide 5\">5\/13<\/button><br \/>\n                        <button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"5\" aria-label=\"Slide 6\">6\/13<\/button><br \/>\n                        <button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"6\" aria-label=\"Slide 7\">7\/13<\/button><br \/>\n                        <button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"7\" aria-label=\"Slide 8\">8\/13<\/button><br \/>\n                        <button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"8\" aria-label=\"Slide 9\">9\/13<\/button><br \/>\n                        <button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"9\" aria-label=\"Slide 10\">10\/13<\/button><br \/>\n                        <button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"10\" aria-label=\"Slide 11\">11\/13<\/button><br \/>\n                        <button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"11\" aria-label=\"Slide 12\">12\/13<\/button><br \/>\n                        <button type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide-to=\"12\" aria-label=\"Slide 13\">13\/13<\/button>\n                    <\/div>\n<p>                    <button class=\"carousel-control-prev\" type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide=\"prev\"><br \/>\n                        <span class=\"carousel-control-prev-icon\" aria-hidden=\"true\"><\/span><br \/>\n                        <span class=\"visually-hidden\">Previous<\/span><br \/>\n                    <\/button><br \/>\n                    <button class=\"carousel-control-next\" type=\"button\" data-bs-target=\"#carouselGlossary\" data-bs-slide=\"next\"><br \/>\n                        <span class=\"carousel-control-next-icon\" aria-hidden=\"true\"><\/span><br \/>\n                        <span class=\"visually-hidden\">Next<\/span><br \/>\n                    <\/button>\n                <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Kolik orienta\u010dn\u011b stoj\u00ed havarijn\u00ed poji\u0161t\u011bn\u00ed na rok? Z\u00edskejte orienta\u010dn\u00ed cenu havarijn\u00edho poji\u0161t\u011bn\u00ed za rok. Zavolejte n\u00e1m a b\u011bhem p\u00e1r minut v\u00e1m sd\u011bl\u00edme, kolik skute\u010dn\u011b zaplat\u00edte. Petr Mlad\u00fd 20 let (bonus 0%) Kl\u00e1ra Rozumn\u00e1 35 let (bonus 35%) David Moudr\u00fd 50 let (bonus 50%) Sjednejte si sv\u00e9 poji\u0161t\u011bn\u00ed dle va\u0161ich pot\u0159eb a preferenc\u00ed Sjednat telefonicky Na\u0161i [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-lp-hav.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2810","page","type-page","status-publish","hentry"],"acf":{"page_post_meta_sidebar":"default","lp_intro":"<div class=\"row\">\r\n<div class=\"col-lg-6\" style=\"margin-bottom: 150px\">\r\n<div id=\"no-tel\">\ud83d\udc4d Sjedn\u00e1n\u00ed havarijn\u00edho poji\u0161t\u011bn\u00ed po telefonu<\/div>\r\n<h1>Sjednejte si to spr\u00e1vn\u00e9 havarijn\u00ed poji\u0161t\u011bn\u00ed<\/h1>\r\n<p>V\u0161e vy\u0159e\u0161\u00edme po telefonu \u2013 rychle, jednodu\u0161e a bez vypl\u0148ov\u00e1n\u00ed formul\u00e1\u0159\u016f.<\/p>\r\n<\/div>\r\n<div class=\"col-lg-6 text-center d-lg-flex align-items-center justify-content-center mt-4 mt-sm-5 mt-lg-0\" id=\"shapes\">\r\n<div id=\"shape-3\" class=\"shapes\"><span><span>12 000<\/span><br> zv\u00ed\u0159at ro\u010dn\u011b sraz\u00ed \u0159idi\u010di na <br>na\u0161ich silnic\u00edch, pr\u016fm\u011brn\u00e1 <br>\u0161koda \u010din\u00ed 26 000 K\u010d<\/span><\/div>\r\n<div id=\"shape-2\" class=\"shapes\"><span><span>2 500<\/span><br> klient\u016f m\u00e1 ro\u010dn\u011b<br>nehodu v&nbsp;Chorvatsku, odtah<br>stoj\u00ed pr\u016fm\u011brn\u011b 22 584 K\u010d<\/span><\/div>\r\n<div id=\"shape-1\" class=\"shapes\"><span>Online srovn\u00e1n\u00ed<br> 10 poji\u0161\u0165oven<\/span><\/div>\r\n<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/pfp-theme-ng\/lp\/lp-hav-car.webp\" alt=\"Havarijn\u00ed poji\u0161t\u011bn\u00ed\" width=\"487\" height=\"273\" id=\"shape-car\" \/>\r\n<\/div>\r\n<\/div>","lp_carousel_insurance":"[mobileonly]\r\n<div id=\"carouselExampleControls\" class=\"carousel slide\" data-bs-ride=\"carousel\" data-bs-interval=\"65\">\r\n  <div class=\"carousel-inner\">\r\n    <div class=\"carousel-item active text-center\">\r\n       <a href=\"\/allianz-pojistovna\/\" title=\"Allianz poji\u0161\u0165ovna\" class=\"d-inline-block text-center\">\r\n            <picture>\r\n            \t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/allianz.svg\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n            \t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/allianz.jpg\" data-no-lazy=\"1\" alt=\"Allianz poji\u0161\u0165ovna\" title=\"Allianz poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n            <\/picture>\r\n\t    <\/a>\r\n    \t<a href=\"\/ceska-pojistovna\/\" title=\"Generali \u010cesk\u00e1 poji\u0161\u0165ovna\" class=\"d-inline-block text-center\">\r\n            <picture>\r\n        \t    <source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/generali-cp.svg\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n            \t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/generali-cp.jpg\" data-no-lazy=\"1\" alt=\"Generali \u010cesk\u00e1 poji\u0161\u0165ovna\" title=\"Generali \u010cesk\u00e1 poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n            <\/picture>\r\n        <\/a>\r\n\t<\/div>\r\n\t<div class=\"carousel-item text-center\">\r\n    \t<a href=\"\/ceska-podnikatelska-pojistovna\/\" title=\"\u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna\" class=\"d-inline-block text-center\">\r\n            <picture>\r\n    \t        <source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/cpp.svg\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n        \t    <img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/cpp.jpg\" data-no-lazy=\"1\" alt=\"\u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna\" title=\"\u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n            <\/picture>\r\n        <\/a>\r\n\t\t<a href=\"\/csob-pojistovna\/\" title=\"\u010cSOB poji\u0161\u0165ovna\" class=\"d-inline-block text-center\">\r\n        \t<picture>\r\n            \t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/csob.svg?v2\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n            \t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/csob.jpg?v2\" data-no-lazy=\"1\" alt=\"\u010cSOB poji\u0161\u0165ovna\" title=\"\u010cSOB poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n            <\/picture>\r\n        <\/a>\r\n    <\/div>\r\n\t<div class=\"carousel-item text-center\">\r\n\t\t<a href=\"\/kooperativa-pojistovna\/\" title=\"Kooperativa poji\u0161\u0165ovna\" class=\"d-inline-block text-center\">\r\n\t\t\t<picture>\r\n\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/kooperativa.svg?v3\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/kooperativa.jpg?v3\" data-no-lazy=\"1\" alt=\"Kooperativa poji\u0161\u0165ovna\" title=\"Kooperativa poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n\t\t\t<\/picture>\r\n\t\t<\/a>\r\n\t\t<a href=\"\/direct-pojistovna\/\" title=\"DIRECT poji\u0161\u0165ovna\" class=\"d-inline-block text-center\">\r\n\t\t\t<picture>\r\n\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/direct-pojistovna.svg?v2\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/direct-pojistovna.jpg?v2\" data-no-lazy=\"1\" alt=\"DIRECT poji\u0161\u0165ovna\" title=\"DIRECT poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n\t\t\t<\/picture>\r\n\t\t<\/a>\r\n\t<\/div>\r\n\t<div class=\"carousel-item text-center\">\r\n\t\t<a href=\"\/pojistovny\/\" title=\"Poji\u0161\u0165ovna VZP\" class=\"d-inline-block text-center\">\r\n\t\t\t<picture>\r\n\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/pvzp.svg\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/pvzp.jpg\" data-no-lazy=\"1\" alt=\"Poji\u0161\u0165ovna VZP\" title=\"Poji\u0161\u0165ovna VZP\" width=\"90\" height=\"50\">\r\n\t\t\t<\/picture>\r\n\t\t<\/a>\r\n\t\t<a href=\"\/pillow-pojistovna\/\" title=\"Pillow poji\u0161\u0165ovna\" class=\"d-inline-block text-center\" style=\"position:relative;top:-5px\">\r\n\t\t\t<picture>\r\n\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/pillow.svg\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/pillow.jpg\" data-no-lazy=\"1\" alt=\"Pillow poji\u0161\u0165ovna\" title=\"Pillow poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n\t\t\t<\/picture>\r\n\t\t<\/a>\r\n\t<\/div>\r\n\t<div class=\"carousel-item text-center\">\r\n\t\t<a href=\"\/slavia-pojistovna\/\" title=\"Slavia poji\u0161\u0165ovna\" class=\"d-inline-block text-center\">\r\n\t\t\t<picture>\r\n\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/slavia.svg\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/slavia.jpg\" data-no-lazy=\"1\" alt=\"Slavia poji\u0161\u0165ovna\" title=\"Slavia poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n\t\t\t<\/picture>\r\n\t\t<\/a>\r\n\t\t<a href=\"\/uniqa-pojistovna\/\" title=\"UNIQA poji\u0161\u0165ovna\" class=\"d-inline-block text-center\">\r\n\t\t\t<picture>\r\n\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/uniqa.svg?v2\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/uniqa.jpg?v2\" data-no-lazy=\"1\" alt=\"UNIQA poji\u0161\u0165ovna\" title=\"UNIQA poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n\t\t\t<\/picture>\r\n\t\t<\/a>\r\n\t<\/div>\r\n  <\/div>\r\n<\/div>\r\n[\/mobileonly]\r\n[notmobile]\r\n\t<a href=\"\/allianz-pojistovna\/\" title=\"Allianz poji\u0161\u0165ovna\" class=\"flex-fill pe-2 pe-md-3\">\r\n\t\t\t\t<picture>\r\n\t\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/allianz.svg\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t\t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/allianz.jpg\" data-no-lazy=\"1\" alt=\"Allianz poji\u0161\u0165ovna\" title=\"Allianz poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n\t\t\t\t<\/picture>\r\n\t\t\t<\/a>\r\n\t\t\t<a href=\"\/ceska-pojistovna\/\" title=\"Generali \u010cesk\u00e1 poji\u0161\u0165ovna\" class=\"flex-fill px-2 px-md-3\">\r\n\t\t\t\t<picture>\r\n\t\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/generali-cp.svg\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t\t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/generali-cp.jpg\" data-no-lazy=\"1\" alt=\"Generali \u010cesk\u00e1 poji\u0161\u0165ovna\" title=\"Generali \u010cesk\u00e1 poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n\t\t\t\t<\/picture>\r\n\t\t\t<\/a>\r\n\t\t\t<a href=\"\/ceska-podnikatelska-pojistovna\/\" title=\"\u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna\" class=\"flex-fill px-2 px-md-3\">\r\n\t\t\t\t<picture>\r\n\t\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/cpp.svg\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t\t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/cpp.jpg\" data-no-lazy=\"1\" alt=\"\u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna\" title=\"\u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n\t\t\t\t<\/picture>\r\n\t\t\t<\/a>\r\n\t\t\t<a href=\"\/csob-pojistovna\/\" title=\"\u010cSOB poji\u0161\u0165ovna\" class=\"flex-fill px-2 px-md-3\">\r\n\t\t\t\t<picture>\r\n\t\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/csob.svg?v2\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t\t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/csob.jpg?v2\" data-no-lazy=\"1\" alt=\"\u010cSOB poji\u0161\u0165ovna\" title=\"\u010cSOB poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n\t\t\t\t<\/picture>\r\n\t\t\t<\/a>\r\n\t\t\t<a href=\"\/kooperativa-pojistovna\/\" title=\"Kooperativa poji\u0161\u0165ovna\" class=\"flex-fill px-2 px-md-3\">\r\n\t\t\t\t<picture>\r\n\t\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/kooperativa.svg?v3\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t\t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/kooperativa.jpg?v3\" data-no-lazy=\"1\" alt=\"Kooperativa poji\u0161\u0165ovna\" title=\"Kooperativa poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n\t\t\t\t<\/picture>\r\n\t\t\t<\/a>\r\n\t\t\t<a href=\"\/direct-pojistovna\/\" title=\"DIRECT poji\u0161\u0165ovna\" class=\"flex-fill px-2 px-md-3\">\r\n\t\t\t\t<picture>\r\n\t\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/direct-pojistovna.svg?v2\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t\t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/direct-pojistovna.jpg?v2\" data-no-lazy=\"1\" alt=\"DIRECT poji\u0161\u0165ovna\" title=\"DIRECT poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n\t\t\t\t<\/picture>\r\n\t\t\t<\/a>\r\n\t\t\t<a href=\"\/pojistovny\/\" title=\"Poji\u0161\u0165ovna VZP\" class=\"flex-fill px-2 px-md-3\">\r\n\t\t\t\t<picture>\r\n\t\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/pvzp.svg\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t\t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/pvzp.jpg\" data-no-lazy=\"1\" alt=\"Poji\u0161\u0165ovna VZP\" title=\"Poji\u0161\u0165ovna VZP\" width=\"90\" height=\"50\">\r\n\t\t\t\t<\/picture>\r\n\t\t\t<\/a>\r\n\t\t\t<a href=\"\/pillow-pojistovna\/\" title=\"Pillow poji\u0161\u0165ovna\" class=\"flex-fill px-2 px-md-3\" style=\"position:relative;top:-5px\">\r\n\t\t\t\t<picture>\r\n\t\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/pillow.svg\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t\t<img src=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/pillow.jpg\" data-no-lazy=\"1\" alt=\"Pillow poji\u0161\u0165ovna\" title=\"Pillow poji\u0161\u0165ovna\" width=\"90\" height=\"50\">\r\n\t\t\t\t<\/picture>\r\n\t\t\t<\/a>\r\n\t\t\t<a href=\"\/slavia-pojistovna\/\" title=\"Slavia poji\u0161\u0165ovna\" class=\"flex-fill px-2 px-md-3\">\r\n\t\t\t\t<picture>\r\n\t\t\t\t\t<source srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/global\/pojistovny-loga\/slavia.svg\" data-no-lazy=\"1\" type=\"image\/svg+xml\">\r\n\t\t\t\t\t<img 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Mezi rizika kryt\u00e1 v r\u00e1mci havarijn\u00edho poji\u0161t\u011bn\u00ed pak spadaj\u00ed hav\u00e1rie, odcizen\u00ed vozu, vandalismus, \u017eiveln\u00e9 ud\u00e1losti a st\u0159et se zv\u011b\u0159\u00ed. Porucha va\u0161eho vozu v\u0161ak v r\u00e1mci havarijn\u00edho poji\u0161t\u011bn\u00ed kryt\u00e1 nen\u00ed. Pokud se chcete pod\u00edvat na varianty havarijn\u00edho poji\u0161t\u011bn\u00ed, m\u016f\u017eete si jej <a href='https:\/\/carb.srovnator.cz\/'>spo\u010d\u00edtat online<\/a>.\" } }, { \"@type\": \"Question\", \"name\": \"Kolik stoj\u00ed havarijn\u00ed poji\u0161t\u011bn\u00ed?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Cena havarijn\u00edho poji\u0161t\u011bn\u00ed zale\u017e\u00ed na tom, jak\u00e9 m\u00e1te vozidlo. A to nejen na jeho v\u00fdkonu, ale i na jeho zabezpe\u010den\u00ed a jeho hodnot\u011b, ale i na v\u00fdrobci a modelu vozidla. 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To ale neznamen\u00e1, \u017ee si nem\u016f\u017eete pojistit i star\u0161\u00ed vozidlo. Pokud chcete zn\u00e1t konkr\u00e9tn\u00ed kalkulaci na va\u0161e vozidlo, nev\u00e1hejte se obr\u00e1tit na na\u0161i infolinku nebo si cenu spo\u010d\u00edtejte <a href='https:\/\/carb.srovnator.cz\/'>zde<\/a>.\" } }, { \"@type\": \"Question\", \"name\": \"Jak se po\u010d\u00edt\u00e1 havarijn\u00ed poji\u0161t\u011bn\u00ed?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Cena havarijn\u00edho poji\u0161t\u011bn\u00ed zale\u017e\u00ed na tom, jak\u00e9 m\u00e1te vozidlo. A to nejen na jeho v\u00fdkonu, ale i na jeho zabezpe\u010den\u00ed a jeho hodnot\u011b, ale i na v\u00fdrobci a modelu vozidla. Vozidla vy\u0161\u0161\u00ed t\u0159\u00eddy nebo vozidla obecn\u011b dra\u017e\u0161\u00ed a siln\u011bj\u0161\u00ed, m\u00edvaj\u00ed i v\u00fdrazn\u011b vy\u0161\u0161\u00ed cenu havarijn\u00edho poji\u0161t\u011bn\u00ed. Pokud chcete zn\u00e1t konkr\u00e9tn\u00ed kalkulaci na va\u0161e vozidlo, nev\u00e1hejte se obr\u00e1tit na na\u0161i infolinku nebo se pod\u00edvejte do na\u0161\u00ed <a href='https:\/\/carb.srovnator.cz\/'>online kalkula\u010dky<\/a>.\" } }, { \"@type\": \"Question\", \"name\": \"Co pot\u0159ebuji ke sjedn\u00e1n\u00ed havarijn\u00edho poji\u0161t\u011bn\u00ed?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Ke sjedn\u00e1n\u00ed havarijn\u00edho pot\u0159ebujete m\u00edt u sebe ide\u00e1ln\u011b velk\u00fd technick\u00fd pr\u016fkaz a zn\u00e1t hodnotu va\u0161eho vozu. Pokud m\u00e1me nov\u00e9 vozidlo, pak posta\u010d\u00ed, kdy\u017e u sebe budete m\u00edt fakturu. Pokud u sebe dokumenty nem\u00e1te pr\u00e1v\u011b te\u010f, pak to nevad\u00ed. Pro kalkulaci v\u00e1m posta\u010d\u00ed pouze va\u0161e registra\u010dn\u00ed zna\u010dka a hodnota vozu. 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