{"id":2846,"date":"2016-05-02T05:54:37","date_gmt":"2016-05-02T03:54:37","guid":{"rendered":"https:\/\/www.srovnator.cz\/cestovni-pojisteni\/historie-cestovniho-pojisteni\/"},"modified":"2022-06-22T15:19:30","modified_gmt":"2022-06-22T13:19:30","slug":"historie-cestovniho-pojisteni","status":"publish","type":"page","link":"https:\/\/www.srovnator.cz\/historie-cestovniho-pojisteni\/","title":{"rendered":"Historie cestovn\u00edho poji\u0161t\u011bn\u00ed"},"content":{"rendered":"

Historie cestovn\u00edho poji\u0161t\u011bn\u00ed<\/h1>\n

Prvn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed<\/a> se\u00a0poprv\u00e9 objevilo v\u00a019. stolet\u00ed, a\u010dkoliv prvn\u00ed \u00favahy o\u00a0poji\u0161t\u011bn\u00ed jako takov\u00e9m vznikly u\u017e 2\u00a0000\u00a0let p\u0159ed\u00a0Kristem. P\u016fvodn\u011b se\u00a0poji\u0161\u0165ovali movit\u00ed ob\u010dan\u00e9 proti kr\u00e1de\u017e\u00edm na\u00a0cest\u00e1ch, v\u00a0sou\u010dasnosti jde hlavn\u011b o\u00a0kryt\u00ed l\u00e9\u010debn\u00fdch v\u00fdloh. Cestovn\u00ed poji\u0161t\u011bn\u00ed se\u00a0neust\u00e1le vyv\u00edj\u00ed \u2013 dnes se\u00a0m\u016f\u017eete pojistit nap\u0159\u00edklad i\u00a0proti zpo\u017ed\u011bn\u00ed letu nebo \u00fanosu letadla.<\/p>\n

\nPrvn\u00ed agenturu, kter\u00e1\u00a0poskytovala cestovn\u00ed poji\u0161t\u011bn\u00ed, zalo\u017eil Ameri\u010dan James Batterson v\u00a0roce 1864. V\u00a0t\u00e9 dob\u011b si cestov\u00e1n\u00ed mohla dovolit jen\u00a0vy\u0161\u0161\u00ed t\u0159\u00edda a\u00a0pr\u00e1v\u011b ta\u00a0byla nej\u010dast\u011bji ter\u010dem \u00fatok\u016f zlod\u011bj\u016f. Batterson tedy movit\u011bj\u0161\u00ed ob\u010dany poji\u0161\u0165oval proti kr\u00e1de\u017e\u00edm. Brzy od\u00a0n\u011bj n\u00e1pad p\u0159evzali i\u00a0dal\u0161\u00ed spole\u010dnosti a\u00a0cestovn\u00ed poji\u0161t\u011bn\u00ed se\u00a0za\u010dalo vyv\u00edjet do\u00a0dne\u0161n\u00ed podoby. Postupn\u011b za\u010dalo pokr\u00fdvat i\u00a0l\u00e9\u010debn\u00e9 v\u00fdlohy, ztr\u00e1tu zavazadel apod.<\/p>\n

\nCo\u00a0se\u00a0t\u00fd\u010de historie cestovn\u00edho poji\u0161t\u011bn\u00ed v\u00a0\u010cesk\u00e9 republice, tak\u00a0tam sehr\u00e1l z\u00e1sadn\u00ed roli komunistick\u00fd re\u017eim. Lid\u00e9 mohli cestovat velmi omezen\u011b a\u00a0dovolenou tr\u00e1vili p\u0159edev\u0161\u00edm v\u00a0tuzemsku, N\u011bmeck\u00e9 demokratick\u00e9 republice \u010di\u00a0v\u00a0Sov\u011btsk\u00e9m svazu. Obl\u00edbenou destinac\u00ed bylo letovisko So\u010di na\u00a0Krymu. Z\u00e1jezd jste si mohli koupit u\u00a0jedn\u00e9 z\u00a0p\u011bti cestovn\u00edch kancel\u00e1\u0159\u00ed \u2013 \u010cedok, Sportturist, CKM, Autoturist a\u00a0Rekrea. Samoz\u0159ejmost\u00ed byla platn\u00e1 v\u00fdjezdn\u00ed dolo\u017eka a\u00a0chov\u00e1n\u00ed v\u00a0souladu s\u00a0pokyny pr\u016fvodce z\u00a0p\u0159\u00edslu\u0161n\u00e9 CK.<\/p>\n

\"Historie
\nHistorie cestovn\u00edho poji\u0161t\u011bn\u00ed<\/span><\/p>\n

\nCestovn\u00ed poji\u0161t\u011bn\u00ed v\u00a0dne\u0161n\u00ed podob\u011b u\u00a0n\u00e1s vzniklo a\u017e po\u00a0revoluci v\u00a0roce 1989. Tehdy se\u00a0otev\u0159ely hranice, lid\u00e9 mohli za\u010d\u00edt cestovat, a\u00a0v\u016fbec poprv\u00e9 tak\u00a0byla vysok\u00e1 popt\u00e1vka po\u00a0asisten\u010dn\u00edch slu\u017eb\u00e1ch \u010di\u00a0kryt\u00ed l\u00e9\u010debn\u00fdch v\u00fdloh v\u00a0zahrani\u010d\u00ed. V\u00a0sou\u010dasnosti \u010ce\u0161i cestuj\u00ed \u010d\u00edm d\u00e1l v\u00edce a\u00a0to\u00a0nej\u010dast\u011bji na\u00a0Slovensko, do\u00a0Chorvatska, \u0158ecka, It\u00e1lie, Bulharska, \u010di\u00a0Turecka. V\u00fdjimkou u\u017e nejsou ani sportovn\u00ed z\u00e1jezdy zam\u011b\u0159en\u00e9 na\u00a0m\u00e9n\u011b b\u011b\u017en\u00e9 aktivity jako surfing nebo horolezectv\u00ed. Popt\u00e1vka po\u00a0poji\u0161t\u011bn\u00ed roste rovn\u011b\u017e d\u00edky zvy\u0161uj\u00edc\u00edmu se\u00a0po\u010dtu cest do\u00a0exotick\u00fdch destinac\u00ed, jako je\u00a0Thajsko, Indon\u00e9sie apod.<\/p>\n

\"Historie
\nHistorie cestovn\u00edho poji\u0161t\u011bn\u00ed<\/span><\/p>\n

\nZa\u00a0posledn\u00ed roky se\u00a0nab\u00eddka cestovn\u00edho poji\u0161t\u011bn\u00ed rozrostla a\u00a0je\u00a0mo\u017en\u00e9 se\u00a0pojistit tak\u00e9 proti stornu z\u00e1jezdu, \u00fanosu, vykraden\u00ed dom\u00e1cnosti v\u00a0dob\u011b nep\u0159\u00edtomnosti anebo t\u0159eba proti ztr\u00e1t\u011b zavazadel. P\u0159ed\u00a0vstupem \u010cesk\u00e9 republiky do\u00a0EU se\u00a0poji\u0161\u0165ovny ob\u00e1valy budoucnosti cestovn\u00edho poji\u0161t\u011bn\u00ed. Po\u00a0vstupu v\u00a0roce 2004 se\u00a0ale tyto obavy uk\u00e1zaly jako zbyte\u010dn\u00e9. Cestovn\u00ed poji\u0161t\u011bn\u00ed se\u00a0nestalo nadbyte\u010dn\u00fdm, ale naopak se\u00a0dob\u0159e dopl\u0148uje s\u00a0ve\u0159ejn\u00fdm zdravotn\u00edm poji\u0161t\u011bn\u00edm. Krom\u011b toho nejde jen\u00a0o\u00a0zdravotn\u00ed p\u00e9\u010di \u2013 \u0161kody zp\u016fsoben\u00e9 zru\u0161en\u00edm dovolen\u00e9 toti\u017e doh\u00e1n\u00ed ty medic\u00ednsk\u00e9. Nap\u0159\u00edklad cestovn\u00ed poji\u0161t\u011bn\u00ed za\u00a0rok 2013 ve\u00a0srovn\u00e1n\u00ed s\u00a0p\u0159ede\u0161l\u00fdm rokem pokrylo o\u00a016\u00a0% vice \u0161kod zp\u016fsoben\u00fdch stornem z\u00e1jezdu. Storna tak\u00a0tvo\u0159ila necelou polovinu v\u0161ech vyplacen\u00fdch \u0161kod. Nab\u00eddka je\u00a0pestr\u00e1; sta\u010d\u00ed si jen\u00a0vybrat dle vlastn\u00edch pot\u0159eb. Poji\u0161t\u011bn\u00ed na\u00a0t\u00fddenn\u00ed dovolenou v\u00a0Evrop\u011b po\u0159\u00edd\u00edte i\u00a0pod\u00a0stovku.<\/p>\n

<\/span>Spo\u010d\u00edtat cestovn\u00ed poji\u0161t\u011bn\u00ed<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

Historie cestovn\u00edho poji\u0161t\u011bn\u00ed Prvn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed se\u00a0poprv\u00e9 objevilo v\u00a019. stolet\u00ed, a\u010dkoliv prvn\u00ed \u00favahy o\u00a0poji\u0161t\u011bn\u00ed jako takov\u00e9m vznikly u\u017e 2\u00a0000\u00a0let p\u0159ed\u00a0Kristem. P\u016fvodn\u011b se\u00a0poji\u0161\u0165ovali movit\u00ed ob\u010dan\u00e9 proti kr\u00e1de\u017e\u00edm na\u00a0cest\u00e1ch, v\u00a0sou\u010dasnosti jde hlavn\u011b o\u00a0kryt\u00ed l\u00e9\u010debn\u00fdch v\u00fdloh. Cestovn\u00ed poji\u0161t\u011bn\u00ed se\u00a0neust\u00e1le vyv\u00edj\u00ed \u2013 dnes se\u00a0m\u016f\u017eete pojistit nap\u0159\u00edklad i\u00a0proti zpo\u017ed\u011bn\u00ed letu nebo \u00fanosu letadla. Prvn\u00ed agenturu, kter\u00e1\u00a0poskytovala cestovn\u00ed poji\u0161t\u011bn\u00ed, zalo\u017eil Ameri\u010dan […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2811,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2846","page","type-page","status-publish","hentry"],"acf":{"page_post_meta_sidebar":"sidebar-ces","page_post_meta_bread":"Historie cestovn\u00edho poji\u0161t\u011bn\u00ed","page_post_meta_bread_child":"","page_post_meta_script_head":"","page_post_meta_leaving_screen":"false"},"yoast_head":"\nHistorie cestovn\u00edho poji\u0161t\u011bn\u00ed - Srovn\u00e1tor.cz<\/title>\n<meta name=\"description\" content=\"Za posledn\u00ed roky se nab\u00eddka cestovn\u00edho poji\u0161t\u011bn\u00ed rozrostla a je mo\u017en\u00e9 se pojistit proti stornu z\u00e1jezdu, \u00fanosu anebo t\u0159eba proti ztr\u00e1t\u011b zavazadel.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.srovnator.cz\/historie-cestovniho-pojisteni\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Historie cestovn\u00edho poji\u0161t\u011bn\u00ed - 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