{"id":2862,"date":"2016-09-20T11:31:32","date_gmt":"2016-09-20T09:31:32","guid":{"rendered":"https:\/\/www.srovnator.cz\/povinne-ruceni\/pojisteni-auta-do-zahranici\/"},"modified":"2026-01-27T12:35:12","modified_gmt":"2026-01-27T11:35:12","slug":"pojisteni-auta-do-zahranici","status":"publish","type":"page","link":"https:\/\/www.srovnator.cz\/pojisteni-auta-do-zahranici\/","title":{"rendered":"Poji\u0161t\u011bn\u00ed auta do zahrani\u010d\u00ed"},"content":{"rendered":"<h1>Poji\u0161t\u011bn\u00ed auta do zahrani\u010d\u00ed<\/h1>\n<p>Chyst\u00e1te se vycestovat do ciziny autem a chcete m\u00edt jistotu, \u017ee se o v\u00e1s v p\u0159\u00edpad\u011b nehody n\u011bkdo postar\u00e1? Pak je pot\u0159eba v\u011bnovat pozornost sv\u00e9mu povinn\u00e9mu ru\u010den\u00ed, stejn\u011b tak p\u0159ipoji\u0161t\u011bn\u00edm, kter\u00e1 obsahuje a rozsahu asisten\u010dn\u00edch slu\u017eeb. Z\u00e1kladn\u00ed ru\u010den\u00ed kryje pouze \u0161kodu ostatn\u00edm \u00fa\u010dastn\u00edk\u016fm nehody, kterou \u0159idi\u010d zavin\u00ed. Dobr\u00e9 poji\u0161t\u011bn\u00ed auta do zahrani\u010d\u00ed v\u00e1s podr\u017e\u00ed na va\u0161ich cest\u00e1ch do zahrani\u010d\u00ed za v\u0161ech okolnost\u00ed.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/ng.srovnator.cz\/2022\/06\/743523ae-pojisteni-auta-do-zahranici-770x513.webp\" alt=\"Poji\u0161t\u011bn\u00ed auta do zahrani\u010d\u00ed\" width=\"770\" height=\"513\" \/><\/p>\n<div class=\"text-center\"><a href=\"https:\/\/carb.srovnator.cz\/\" class=\"btnc  btn btn-primary mt-4 mb-4\" title=\"Vyzkou\u0161ejte si pokro\u010dil\u00e9 srovn\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed\" rel=\"prefetch\"><span class=\"sro-calculator me-2\"><\/span>Spo\u010d\u00edtat povinn\u00e9 ru\u010den\u00ed<\/a><\/div>\n<h2>Poji\u0161t\u011bn\u00ed auta do zahrani\u010d\u00ed &#8211; ochrana na cest\u00e1ch<\/h2>\n<p>Poji\u0161t\u011bn\u00ed auta je platn\u00e9 v zem\u00edch Evropsk\u00e9 Unie a ve v\u011bt\u0161in\u011b dal\u0161\u00edch evropsk\u00fdch zem\u00ed, p\u0159esn\u00fd seznam st\u00e1t\u016f najdete na va\u0161\u00ed <a href=\"\/clanky\/zelena-karta-v-zahranici\/\">zelen\u00e9 kart\u011b<\/a>. Povinn\u00e9 ru\u010den\u00ed kryje pouze \u0161kodu \u00fa\u010dastn\u00edk\u016fm dopravn\u00ed nehody, kterou zp\u016fsob\u00edte vy. Aby v\u00e1m poji\u0161t\u011bn\u00ed auta do zahrani\u010d\u00ed dostate\u010dn\u011b pomohlo, je nutn\u00e9 se zam\u011b\u0159it na dva aspekty \u2013 asisten\u010dn\u00ed slu\u017eby, p\u0159ipoji\u0161t\u011bn\u00ed a tak\u00e9 havarijn\u00ed poji\u0161t\u011bn\u00ed.<\/p>\n<h2>P\u0159ipoji\u0161t\u011bn\u00ed zajist\u00ed klid<\/h2>\n<p>Se sjednan\u00fdm p\u0159ipoji\u0161t\u011bn\u00edm, o kter\u00e9 va\u0161e poji\u0161t\u011bn\u00ed auta do zahrani\u010d\u00ed roz\u0161\u00ed\u0159\u00edte, v\u00e1m uhrad\u00ed poji\u0161\u0165ovna nap\u0159\u00edklad i \u0161kodu zp\u016fsobenou vandaly a nebo kroupami. Vhodn\u011b zvolen\u00fd rozsah p\u0159ipoji\u0161t\u011bn\u00ed u z\u00e1konn\u00e9ho poji\u0161t\u011bn\u00ed auta je tedy dobr\u00e9 m\u00edt i v cizin\u011b. A\u0165 u\u017e jedete na dovolenou nebo pravideln\u00e9 pracovn\u00ed cesty, p\u0159ipoji\u0161t\u011bn\u00edm m\u016f\u017eete z\u00edskat klid, \u017ee na to v p\u0159\u00edpad\u011b nenad\u00e1l\u00e9 situace za volantem nejste sami. To, jak\u00e1 je optim\u00e1ln\u00ed kombinace p\u0159ipoji\u0161t\u011bn\u00ed, z\u00e1le\u017e\u00ed na \u0159ad\u011b faktor\u016f, nap\u0159\u00edklad typu vozidla \u010di specifick\u00fdch rizic\u00edch region\u016f a st\u00e1t\u016f, kde se bude nej\u010dast\u011bji pohybovat.<\/p>\n<h2>Asisten\u010dn\u00ed slu\u017eby \u2013 na co se zam\u011b\u0159it<\/h2>\n<p>Sou\u010d\u00e1st\u00ed povinn\u00e9ho ru\u010den\u00ed do zahrani\u010d\u00ed by v\u017edy m\u011bly b\u00fdt zaji\u0161t\u011bny <a href=\"\/clanky\/asistencni-sluzby-v-zahranici\/\">asisten\u010dn\u00ed slu\u017eby<\/a>. V cen\u011b je zahrnut p\u0159\u00edjezd asistence na m\u00edsto nehody, dal\u0161\u00ed mo\u017en\u00e1 pomoc ale z\u00e1vis\u00ed na konkr\u00e9tn\u00ed podob\u011b smlouvy a rozsahu asisten\u010dn\u00edch slu\u017eeb. M\u016f\u017ee se jednat nap\u0159\u00edklad o zaji\u0161t\u011bn\u00ed odvozu, zap\u016fj\u010den\u00ed n\u00e1hradn\u00edho vozu, uhrazen\u00ed nutn\u00e9ho ubytov\u00e1n\u00ed nebo poskytnut\u00ed nezbytn\u00fdch finan\u010dn\u00edch prost\u0159edk\u016f. Za tyto nadstandardn\u00ed slu\u017eby je t\u0159eba si p\u0159iplatit, rozhodn\u011b se ale v p\u0159\u00edpad\u011b cest do zahrani\u010d\u00ed nejedn\u00e1 o nev\u00fdhodnou investici.<\/p>\n<h2>Autem do zahrani\u010d\u00ed<\/h2>\n<h3>Co si sjednat k povinn\u00e9mu ru\u010den\u00ed?<\/h3>\n<div class=\"row\">\n<div class=\"col-md-6 mb-3\">\n<h4>Kvalitn\u00ed asisten\u010dn\u00ed slu\u017eby<\/h4>\n<ul>\n<li>Podpora na telefonu 24\/7<\/li>\n<li>P\u0159\u00edjezd na m\u00edsto nehody<\/li>\n<li>Odta\u017een\u00ed vozidla a zaji\u0161t\u011bn\u00ed do\u010dasn\u00e9ho parkovac\u00edho m\u00edsta<\/li>\n<li>Zaji\u0161t\u011bn\u00ed n\u00e1hradn\u00edho vozidla, odvozu \u010di ubytov\u00e1n\u00ed<\/li>\n<li>P\u016fj\u010den\u00ed nezbytn\u00fdch finan\u010dn\u00edch prost\u0159edk\u016f<\/li>\n<\/ul>\n<\/div>\n<div class=\"col-md-6 mb-3\">\n<h4>Vhodn\u00e1 p\u0159ipoji\u0161t\u011bn\u00ed<\/h4>\n<ul>\n<li>Poji\u0161t\u011bn\u00ed sklen\u011bn\u00fdch oken<\/li>\n<li>\u00darazov\u00e9 poji\u0161t\u011bn\u00ed<\/li>\n<li>Poji\u0161t\u011bn\u00ed zavazadel<\/li>\n<li>Poji\u0161t\u011bn\u00ed \u017eiveln\u00edch nebezpe\u010d\u00ed<\/li>\n<li>Poji\u0161t\u011bn\u00ed st\u0159etu se zv\u00ed\u0159etem<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>Kr\u00e1tkodob\u00e9 poji\u0161t\u011bn\u00ed auta do zahrani\u010d\u00ed<\/h2>\n<p>Kr\u00e1tkodob\u00e9 povinn\u00e9 ru\u010den\u00ed je lze sjednat na pojistnou dobu krat\u0161\u00ed ne\u017e je jeden kalend\u00e1\u0159n\u00ed rok. Nejv\u00edce takov\u00e9 poji\u0161t\u011bn\u00ed vyu\u017e\u00edvaj\u00ed p\u0159edev\u0161\u00edm motork\u00e1\u0159i, kte\u0159\u00ed si sjedn\u00e1vaj\u00ed povinn\u00e9 ru\u010den\u00ed pouze na sez\u00f3nu, kdy motocykl aktivn\u011b vyu\u017e\u00edvaj\u00ed. Vhodn\u00e9 je ale tak\u00e9 pr\u00e1v\u011b pro obdob\u00ed letn\u00edch pr\u00e1zdnin, dovolen\u00fdch a s nimi spojen\u00fdch cest do zahrani\u010d\u00ed.<\/p>\n<h2>Pro\u010d si sjednat povinn\u00e9 ru\u010den\u00ed online?<\/h2>\n<p>Srovn\u00e1tor.cz v\u00e1m na z\u00e1klad\u011b zadan\u00fdch parametr\u016f srovn\u00e1 poji\u0161t\u011bn\u00ed ov\u011b\u0159en\u00fdch poji\u0161\u0165oven. Z t\u011bch si m\u016f\u017eete vybrat bal\u00ed\u010dek, kter\u00fd odpov\u00edd\u00e1 nejl\u00e9pe va\u0161im pot\u0159eb\u00e1m. Vyzkou\u0161ejte na\u0161i <a href=\"https:\/\/carb.srovnator.cz\/\">kalkula\u010dku<\/a> a spo\u010d\u00edtejte si, na kolik v\u00e1s p\u0159ijdou r\u016fzn\u00e9 kombinace povinn\u00e9ho ru\u010den\u00ed a p\u0159ipoji\u0161t\u011bn\u00ed. v\u0161e je z\u00e1le\u017eitost\u00ed jen n\u011bkolika minut.<\/p>\n<div class=\"text-center\"><a href=\"https:\/\/carb.srovnator.cz\/\" class=\"btnc  btn btn-primary mt-3 mb-4\" title=\"Vyzkou\u0161ejte si pokro\u010dil\u00e9 srovn\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed\" rel=\"prefetch\"><span class=\"sro-calculator me-2\"><\/span>Spo\u010d\u00edtat povinn\u00e9 ru\u010den\u00ed<\/a><\/div>\n<h2 class=\"mt-4\">Nej\u010dast\u011bji kladen\u00e9 ot\u00e1zky &#8211; FAQ<\/h2>\n<div class=\"accordion faq \" id=\"accon0\">\n<div class=\"accordion-item\">\n        <h3 class=\"accordion-header \" id=\"head-87560\">\n            <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#item-3627\" aria-expanded=\"true\" aria-controls=\"item-3627\">\n            Co je kr\u00e1tkodob\u00e9 poji\u0161t\u011bn\u00ed auta do zahrani\u010d\u00ed?\n            <\/button>\n        <\/h3>\n        <div id=\"item-3627\" class=\"accordion-collapse collapse \" aria-labelledby=\"head-87560\" data-bs-parent=\"#accon0\">\n            <div class=\"accordion-body\">\nKr\u00e1tkodob\u00e9 poji\u0161t\u011bn\u00ed auta do zahrani\u010d\u00ed lze uzav\u0159\u00edt na pojistnou dobu krat\u0161\u00ed ne\u017e je jeden kalend\u00e1\u0159n\u00ed rok. V\u00edce o tomto typu poji\u0161t\u011bn\u00ed vozidel dozv\u00edte na str\u00e1nk\u00e1ch <a href=\"\/kratkodobe-povinne-ruceni\/\">Kr\u00e1tkodob\u00e9 povinn\u00e9 ru\u010den\u00ed<\/a>.<br \/>\n<\/div>\n        <\/div>\n    <\/div>\n<div class=\"accordion-item\">\n        <h3 class=\"accordion-header \" id=\"head-79770\">\n            <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#item-37495\" aria-expanded=\"true\" aria-controls=\"item-37495\">\n            Co je poji\u0161t\u011bn\u00ed auta?\n            <\/button>\n        <\/h3>\n        <div id=\"item-37495\" class=\"accordion-collapse collapse \" aria-labelledby=\"head-79770\" data-bs-parent=\"#accon0\">\n            <div class=\"accordion-body\">\nPoji\u0161t\u011bn\u00ed auta, tedy spr\u00e1vn\u011b poji\u0161t\u011bn\u00ed odpov\u011bdnosti z provozu vozidla, je z\u00e1konnou povinnost\u00ed ka\u017ed\u00e9ho provozovatele motorov\u00e9ho vozidla, kter\u00e9 je evidovan\u00e9ho v registru vozidel. Je to podm\u00ednka k tomu, aby vozidlo mohlo b\u00fdt aktivn\u011b provozov\u00e1no na ve\u0159ejn\u00fdch komunikac\u00edch. V\u00edce se o t\u00e9to z\u00e1konn\u00e9 povinnosti dozv\u00edte na str\u00e1nk\u00e1ch <a href=\"\/zakon-o-povinnem-ruceni\/\">Z\u00e1kon o povinn\u00e9m ru\u010den\u00ed<\/a>.<br \/>\n<\/div>\n        <\/div>\n    <\/div>\n<div class=\"accordion-item\">\n        <h3 class=\"accordion-header \" id=\"head-9748\">\n            <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#item-37861\" aria-expanded=\"true\" aria-controls=\"item-37861\">\n            Jak\u00e9 jsou limity pojistn\u00e9ho pln\u011bn\u00ed?\n            <\/button>\n        <\/h3>\n        <div id=\"item-37861\" class=\"accordion-collapse collapse \" aria-labelledby=\"head-9748\" data-bs-parent=\"#accon0\">\n            <div class=\"accordion-body\">\nLimit pojistn\u00e9ho pln\u011bn\u00ed za\u010d\u00edn\u00e1 na \u010d\u00e1stce 50 milion\u016f K\u010d na \u0161kody na zdrav\u00ed (na ka\u017ed\u00e9ho po\u0161kozen\u00e9ho) a 50 milion\u016f K\u010d na \u0161kody na majetku (celkem bez ohledu na po\u010det po\u0161kozen\u00fdch). Tuto doln\u00ed hranici ukl\u00e1d\u00e1 poji\u0161\u0165ovn\u00e1m z\u00e1kon. Horn\u00ed hranice pojistn\u00e9ho kryt\u00ed nen\u00ed pevn\u011b stanovena a m\u016f\u017ee se pohybovat i v \u010d\u00e1stk\u00e1ch 200\/200 milion\u016f. V na\u0161\u00ed <a href=\"https:\/\/carb.srovnator.cz\/\">kalkula\u010dce<\/a> si m\u016f\u017eete vybrat poji\u0161t\u011bn\u00ed tak\u00e9 podle nab\u00edzen\u00e9 v\u00fd\u0161e pojistn\u00e9ho pln\u011bn\u00ed.<br \/>\n<\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Poji\u0161t\u011bn\u00ed auta do zahrani\u010d\u00ed Chyst\u00e1te se vycestovat do ciziny autem a chcete m\u00edt jistotu, \u017ee se o v\u00e1s v p\u0159\u00edpad\u011b nehody n\u011bkdo postar\u00e1? Pak je pot\u0159eba v\u011bnovat pozornost sv\u00e9mu povinn\u00e9mu ru\u010den\u00ed, stejn\u011b tak p\u0159ipoji\u0161t\u011bn\u00edm, kter\u00e1 obsahuje a rozsahu asisten\u010dn\u00edch slu\u017eeb. Z\u00e1kladn\u00ed ru\u010den\u00ed kryje pouze \u0161kodu ostatn\u00edm \u00fa\u010dastn\u00edk\u016fm nehody, kterou \u0159idi\u010d zavin\u00ed. Dobr\u00e9 poji\u0161t\u011bn\u00ed auta do [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2809,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2862","page","type-page","status-publish","hentry"],"acf":{"page_post_meta_sidebar":"sidebar-pov","page_post_meta_bread":"Poji\u0161t\u011bn\u00ed auta do zahrani\u010d\u00ed","page_post_meta_bread_child":"","page_post_meta_script_head":"<script type=\"application\/ld+json\">\r\n    {\r\n        \"@context\": \"https:\/\/schema.org\",\r\n        \"@type\": \"FAQPage\",\r\n        \"mainEntity\": [{\r\n            \"@type\": \"Question\",\r\n            \"name\": \"Co je kr\u00e1tkodob\u00e9 poji\u0161t\u011bn\u00ed auta do zahrani\u010d\u00ed?\",\r\n            \"acceptedAnswer\": {\r\n                \"@type\": \"Answer\",\r\n                \"text\": \"Kr\u00e1tkodob\u00e9 poji\u0161t\u011bn\u00ed auta do zahrani\u010d\u00ed lze uzav\u0159\u00edt na pojistnou dobu krat\u0161\u00ed ne\u017e je jeden kalend\u00e1\u0159n\u00ed rok. V\u00edce o tomto typu poji\u0161t\u011bn\u00ed vozidel dozv\u00edte na str\u00e1nk\u00e1ch <a href='https:\/\/www.srovnator.cz\/kratkodobe-povinne-ruceni\/'>Kr\u00e1tkodob\u00e9 povinn\u00e9 ru\u010den\u00ed<\/a>.\"\r\n                }\r\n            }, {\r\n            \"@type\": \"Question\",\r\n            \"name\": \"Co je poji\u0161t\u011bn\u00ed auta?\",\r\n            \"acceptedAnswer\": {\r\n                \"@type\": \"Answer\",\r\n                \"text\": \"Poji\u0161t\u011bn\u00ed auta, tedy spr\u00e1vn\u011b poji\u0161t\u011bn\u00ed odpov\u011bdnosti z provozu vozidla, je z\u00e1konnou povinnost\u00ed ka\u017ed\u00e9ho vlastn\u00edka motorov\u00e9ho vozidla, kter\u00e9 je evidovan\u00e9ho v registru vozidel. Je to podm\u00ednka k tomu, aby vozidlo mohlo b\u00fdt aktivn\u011b provozov\u00e1no na ve\u0159ejn\u00fdch komunikac\u00edch. V\u00edce se o t\u00e9to z\u00e1konn\u00e9 povinnosti dozv\u00edte na str\u00e1nk\u00e1ch <a href='https:\/\/www.srovnator.cz\/zakon-o-povinnem-ruceni\/'>Z\u00e1kon o povinn\u00e9m ru\u010den\u00ed<\/a>.\"\r\n                }\r\n            }, {\r\n            \"@type\": \"Question\",\r\n            \"name\": \"Jak\u00e9 jsou limity pojistn\u00e9ho pln\u011bn\u00ed?\",\r\n            \"acceptedAnswer\": {\r\n                \"@type\": \"Answer\",\r\n                \"text\": \"Limit pojistn\u00e9ho pln\u011bn\u00ed za\u010d\u00edn\u00e1 na \u010d\u00e1stce 50 milion\u016f K\u010d na \u0161kody na zdrav\u00ed (na ka\u017ed\u00e9ho po\u0161kozen\u00e9ho) a 50 milion\u016f K\u010d na \u0161kody na majetku (celkem bez ohledu na po\u010det po\u0161kozen\u00fdch). Tuto doln\u00ed hranici ukl\u00e1d\u00e1 poji\u0161\u0165ovn\u00e1m z\u00e1kon. 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