{"id":7717,"date":"2022-08-15T08:13:41","date_gmt":"2022-08-15T06:13:41","guid":{"rendered":"https:\/\/www.srovnator.cz\/?page_id=7717"},"modified":"2022-08-15T08:13:41","modified_gmt":"2022-08-15T06:13:41","slug":"refinancovani-hypoteky","status":"publish","type":"page","link":"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/","title":{"rendered":"Refinancov\u00e1n\u00ed hypot\u00e9ky"},"content":{"rendered":"<h1>Refinancov\u00e1n\u00ed hypot\u00e9ky<\/h1>\n<p><strong>Refinancov\u00e1n\u00ed hypot\u00e9ky v praxi znamen\u00e1 situaci, kdy je hypot\u00e9ka u sou\u010dasn\u00e9 banky splacena hypote\u010dn\u00edm \u00fav\u011brem od jin\u00e9 banky. D\u016fvod\u016f pro refinancov\u00e1n\u00ed m\u016f\u017ee b\u00fdt v\u00edce \u2013 ni\u017e\u0161\u00ed \u00farok u nov\u00e9 banky, v\u00fdhodn\u011bj\u0161\u00ed podm\u00ednky, dal\u0161\u00edm d\u016fvodem pro zm\u011bnu b\u00fdv\u00e1 mo\u017enost nav\u00fd\u0161en\u00ed sou\u010dasn\u00e9 hypot\u00e9ky, nebo zkr\u00e1cen\u00ed doby spl\u00e1cen\u00ed. D\u016fvodem pro refinancov\u00e1n\u00ed hypot\u00e9ky m\u016f\u017ee b\u00fdt ale tak\u00e9 \u00faprava v\u00fd\u0161e m\u011bs\u00ed\u010dn\u00ed spl\u00e1tky a nebo sou\u010dasn\u00e1 banka nenab\u00eddla p\u0159\u00edli\u0161 v\u00fdhodn\u00e9 podm\u00ednky pro nov\u00e9 obdob\u00ed fixace.<\/strong><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/08\/refinancovani-hypoteky-770x513.webp\" alt=\"refinancov\u00e1n\u00ed hypot\u00e9ky\" width=\"770\" height=\"513\" \/><\/p>\n<div class=\"small mb-4 mt-2 text-center\">Refinancov\u00e1n\u00ed hypot\u00e9ky pom\u016f\u017ee u\u0161et\u0159it va\u0161e finance<\/div>\n<h2>Refinancov\u00e1n\u00ed hypot\u00e9ky v dob\u011b fixace<\/h2>\n<p class=\"mb-0\">Hypote\u010dn\u00ed \u00fav\u011br m\u016f\u017eete refinancovat kdykoli, tedy i v obdob\u00ed fixace. Z\u00e1kon o spot\u0159ebitelsk\u00e9m \u00fav\u011bru toti\u017e d\u00e1v\u00e1 mo\u017enost splatit hypote\u010dn\u00ed \u00fav\u011br kdykoli. Banka v\u0161ak od v\u00e1s m\u016f\u017ee po\u017eadovat poplatek na \u00fahradu \u00fa\u010deln\u011b vynalo\u017een\u00fdch n\u00e1klad\u016f, kter\u00e9 ji vzniknou v souvislosti s p\u0159ed\u010dasn\u00fdm splacen\u00edm hypot\u00e9ky. Poplatky se mohou nap\u0159\u00ed\u010d bankami li\u0161it a skl\u00e1dat se mohou z t\u011bchto polo\u017eek:<\/p>\n<ul>\n<li>poplatky katastru nemovitost\u00ed<\/li>\n<li>poplatky za not\u00e1\u0159sk\u00e9 \u00fakony, pokud byly t\u0159eba<\/li>\n<li>telefonn\u00ed poplatky<\/li>\n<li>n\u00e1klady na plat zam\u011bstnance, kter\u00fd \u017e\u00e1dost zpracov\u00e1v\u00e1<\/li>\n<li>administrativn\u00ed n\u00e1klady &#8211; nap\u0159. po\u0161tovn\u00e9, n\u00e1klady na tisk a podobn\u011b<\/li>\n<\/ul>\n<h2>Refinancov\u00e1n\u00ed hypot\u00e9ky p\u0159ed koncem fixace<\/h2>\n<p>Pokud zva\u017eujete refinancov\u00e1n\u00ed hypot\u00e9ky, pak byste se m\u011bli zhruba 4 m\u011bs\u00edce p\u0159ed koncem fixace za\u010d\u00edt rozhl\u00ed\u017eet po lep\u0161\u00edch podm\u00ednk\u00e1ch hypote\u010dn\u00edho \u00fav\u011bru. Refinancovat m\u016f\u017eete \u00fav\u011br bu\u010f u va\u0161\u00ed st\u00e1vaj\u00edc\u00ed banky, nebo si m\u016f\u017eete nechat vypracovat nab\u00eddku u konkuren\u010dn\u00ed banky. Prvn\u00ed kroky by ale m\u011bly v\u00e9st pr\u00e1v\u011b do va\u0161\u00ed banky a tak se zaj\u00edmat o lep\u0161\u00ed \u00farokovou sazbu, resp. n\u00e1vrh nov\u00e9 \u00farokov\u00e9 sazby. Pokud v\u00e1m banka nen\u00ed schopna nebo ochotna sd\u011blit novou v\u00fd\u0161i \u00faroku a nebo nebudete spokojen\u00ed s navrhovanou sazbou, pak je \u010das zam\u00ed\u0159it pro informace ke konkurenci.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/08\/graf-vyvoj-urokove-sazby-2012-2022-770x484.webp\" alt=\"Refinancov\u00e1n\u00ed hypot\u00e9ky kalkuka\u010dka\" width=\"770\" height=\"484\" class=\"rounded-0\" \/><\/p>\n<div class=\"small mb-4 mt-2 text-center\">O refinancov\u00e1n\u00ed hypot\u00e9ky p\u0159ed koncem fixace se zaj\u00edmejte nejprve u sv\u00e9 banky<\/div>\n<div class=\"table-responsive mb-3\">\n<table class=\"table table-striped table-borderless text-center\">\n<thead>\n<tr>\n<th colspan=\"2\">V\u00fdvoj \u00farokov\u00fdch sazeb v roce 2012-2022<\/th>\n<\/tr>\n<tr>\n<th>Obdob\u00ed<\/th>\n<th>\u00darokov\u00e1 sazba<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>31.05.2022<\/td>\n<td>5,61%<\/td>\n<\/tr>\n<tr>\n<td>31.05.2021<\/td>\n<td>0,25%<\/td>\n<\/tr>\n<tr>\n<td>31.05.2020<\/td>\n<td>0,41%<\/td>\n<\/tr>\n<tr>\n<td>31.05.2019<\/td>\n<td>1,99%<\/td>\n<\/tr>\n<tr>\n<td>31.05.2018<\/td>\n<td>0,75%<\/td>\n<\/tr>\n<tr>\n<td>31.05.2017<\/td>\n<td>0,05%<\/td>\n<\/tr>\n<tr>\n<td>31.05.2016<\/td>\n<td>0,05%<\/td>\n<\/tr>\n<tr>\n<td>31.05.2015<\/td>\n<td>0,05%<\/td>\n<\/tr>\n<tr>\n<td>31.05.2014<\/td>\n<td>0,05%<\/td>\n<\/tr>\n<tr>\n<td>31.05.2013<\/td>\n<td>0,05%<\/td>\n<\/tr>\n<tr>\n<td>31.05.2012<\/td>\n<td>0,75%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2>Postup refinancov\u00e1n\u00ed hypot\u00e9ky<\/h2>\n<p class=\"mb-0\">Postup p\u0159i refinancov\u00e1n\u00ed hypote\u010dn\u00edho \u00fav\u011bru je mo\u017en\u00e9 shrnout do t\u011bchto po sob\u011b n\u00e1sleduj\u00edc\u00edch krok\u016f:<\/p>\n<ul>\n<li>od banky, kter\u00e1 v\u00e1m aktu\u00e1ln\u011b poskytuje hypot\u00e9ku, si vy\u017e\u00e1dejte nov\u00e9 podm\u00ednky (\u00farokovou sazbu)<\/li>\n<li>ov\u011b\u0159te si, jak\u00e1 je v sou\u010dasn\u00e9 chv\u00edli nab\u00eddka hypot\u00e9k na trhu (nap\u0159. pomoc\u00ed hypote\u010dn\u00ed kalkula\u010dky)<\/li>\n<li>nechte si od konkuren\u010dn\u00edch bankovn\u00edch spole\u010dnost\u00ed vypracovat nab\u00eddku<\/li>\n<li>na z\u00e1klad\u011b vypracovan\u00fdch nab\u00eddek oslovte svou st\u00e1vaj\u00edc\u00ed banku, zda je schopna nab\u00eddk\u00e1m konkurovat<\/li>\n<li>na z\u00e1klad\u011b t\u011bchto informac\u00ed se rozhodn\u011bte se, zda chcete z\u016fstat u sv\u00e9 st\u00e1vaj\u00edc\u00ed banky, nebo zda budete svou hypot\u00e9ku refinancovat jinde<\/li>\n<li>ov\u011b\u0159te si, co budete pot\u0159ebovat k refinancov\u00e1n\u00ed u nov\u00e9 banky a zda va\u0161e p\u016fvodn\u00ed banka podala n\u00e1vrh na v\u00fdmaz z\u00e1stavn\u00edho pr\u00e1va z katastru nemovitost\u00ed<\/li>\n<\/ul>\n<p>N\u00e1vrh na v\u00fdmaz z\u00e1stavn\u00edho pr\u00e1va by m\u011bla va\u0161e p\u016fvodn\u00ed banka u\u010dinit do 30 dn\u016f po doplacen\u00ed va\u0161eho hypote\u010dn\u00edho \u00fav\u011bru. Pokud k tomu banka zmocn\u00ed v\u00e1s, mus\u00edte si sami podat n\u00e1vrh na v\u00fdmaz z\u00e1stavn\u00edho pr\u00e1va z katastru nemovitost\u00ed.<\/p>\n<h2>Refinancov\u00e1n\u00ed hypot\u00e9ky &#8211; kalkula\u010dka<\/h2>\n<p>Pokud m\u00e1te z\u00e1jem nechat si porovnat nab\u00eddky, jak\u00fd \u00farok m\u016f\u017eete d\u00edky refinancov\u00e1n\u00ed z\u00edskat nap\u0159\u00ed\u010d bankovn\u00edmi institucemi, vyzkou\u0161ejte online kalkula\u010dku refinancov\u00e1n\u00ed hypot\u00e9k. M\u00e1te tak mo\u017enost z\u00edskat ty nejlep\u0161\u00ed mo\u017enosti refinancov\u00e1n\u00ed a u\u0161et\u0159it nemalou \u010d\u00e1stku pen\u011bz.<\/p>\n<h2>Nej\u010dast\u011bji kladen\u00e9 ot\u00e1zky \u2013 FAQ<\/h2>\n<div class=\"accordion faq \" id=\"accon0\">\n<div class=\"accordion-item\">\n        <h3 class=\"accordion-header \" id=\"head-13384\">\n            <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#item-33938\" aria-expanded=\"true\" aria-controls=\"item-33938\">\n            Co je to refinancov\u00e1n\u00ed hypot\u00e9ky?\n            <\/button>\n        <\/h3>\n        <div id=\"item-33938\" class=\"accordion-collapse collapse \" aria-labelledby=\"head-13384\" data-bs-parent=\"#accon0\">\n            <div class=\"accordion-body\">\nRefinancov\u00e1n\u00ed hypot\u00e9ky je situace, kdy je hypot\u00e9ka u sou\u010dasn\u00e9 banky splacena hypote\u010dn\u00edm \u00fav\u011brem od jin\u00e9 banky. V podstat\u011b sv\u016fj \u00fav\u011br splat\u00edte d\u0159\u00edve pomoc\u00ed jin\u00e9ho \u00fav\u011bru. O mo\u017enostech p\u0159ed\u010dasn\u00e9ho splacen\u00ed hypot\u00e9ky do\u010dtete na str\u00e1nce <a href=\"https:\/\/www.srovnator.cz\/hypoteky\/predcasne-splaceni\/\">P\u0159ed\u010dasn\u00e9 splacen\u00ed hypot\u00e9ky<\/a>.<br \/>\n<\/div>\n        <\/div>\n    <\/div>\n<div class=\"accordion-item\">\n        <h3 class=\"accordion-header \" id=\"head-85575\">\n            <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#item-329\" aria-expanded=\"true\" aria-controls=\"item-329\">\n            Kdy za\u010d\u00edt s refinancov\u00e1n\u00edm hypot\u00e9ky?\n            <\/button>\n        <\/h3>\n        <div id=\"item-329\" class=\"accordion-collapse collapse \" aria-labelledby=\"head-85575\" data-bs-parent=\"#accon0\">\n            <div class=\"accordion-body\">\nO refinancov\u00e1n\u00ed hypot\u00e9ky byste m\u011bli za\u010d\u00edt p\u0159em\u00fd\u0161let p\u0159ibli\u017en\u011b \u010dty\u0159i m\u011bs\u00edce p\u0159ed koncem fixace hypote\u010dn\u00edho \u00fav\u011bru, hypot\u00e9ku lze ale refinancovat kdykoliv, jen je pot\u0159eba po\u010d\u00edtat s poplatky bance. V\u00edce se o fixaci \u00fav\u011bru dozv\u00edte na str\u00e1nce <a href=\"https:\/\/www.srovnator.cz\/hypoteky\/splatky-hypoteky\/\">Fixace hypot\u00e9ky<\/a>.<br \/>\n<\/div>\n        <\/div>\n    <\/div>\n<div class=\"accordion-item\">\n        <h3 class=\"accordion-header \" id=\"head-61557\">\n            <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#item-10383\" aria-expanded=\"true\" aria-controls=\"item-10383\">\n            Jak funguje refinancov\u00e1n\u00ed hypot\u00e9ky?\n            <\/button>\n        <\/h3>\n        <div id=\"item-10383\" class=\"accordion-collapse collapse \" aria-labelledby=\"head-61557\" data-bs-parent=\"#accon0\">\n            <div class=\"accordion-body\">\nP\u0159i refinancov\u00e1n\u00ed hypot\u00e9ky spl\u00e1c\u00edte sv\u016fj hypote\u010dn\u00ed \u00fav\u011br nov\u00fdm \u00fav\u011brem, kter\u00fd v\u00e1m nab\u00eddne jin\u00fd poskytovatel. Tento nov\u00fd \u00fav\u011br pot\u00e9 spl\u00e1c\u00edte m\u00edsto p\u016fvodn\u00edho \u00fav\u011bru. V\u00edce se o p\u0159ed\u010dasn\u00e9m splacen\u00ed hypot\u00e9ky do\u010dtete na str\u00e1nce <a href=\"https:\/\/www.srovnator.cz\/hypoteky\/predcasne-splaceni\/\">P\u0159ed\u010dasn\u00e9 splacen\u00ed hypot\u00e9ky<\/a>.<br \/>\n<\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Refinancov\u00e1n\u00ed hypot\u00e9ky Refinancov\u00e1n\u00ed hypot\u00e9ky v praxi znamen\u00e1 situaci, kdy je hypot\u00e9ka u sou\u010dasn\u00e9 banky splacena hypote\u010dn\u00edm \u00fav\u011brem od jin\u00e9 banky. D\u016fvod\u016f pro refinancov\u00e1n\u00ed m\u016f\u017ee b\u00fdt v\u00edce \u2013 ni\u017e\u0161\u00ed \u00farok u nov\u00e9 banky, v\u00fdhodn\u011bj\u0161\u00ed podm\u00ednky, dal\u0161\u00edm d\u016fvodem pro zm\u011bnu b\u00fdv\u00e1 mo\u017enost nav\u00fd\u0161en\u00ed sou\u010dasn\u00e9 hypot\u00e9ky, nebo zkr\u00e1cen\u00ed doby spl\u00e1cen\u00ed. D\u016fvodem pro refinancov\u00e1n\u00ed hypot\u00e9ky m\u016f\u017ee b\u00fdt ale tak\u00e9 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7719,"parent":7714,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-7717","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":{"page_post_meta_sidebar":"default","page_post_meta_bread":"Refinancov\u00e1n\u00ed hypot\u00e9ky","page_post_meta_bread_child":"Refinancov\u00e1n\u00ed hypot\u00e9ky","page_post_meta_script_head":"<script type=\"application\/ld+json\">\r\n    {\r\n        \"@context\": \"https:\/\/schema.org\",\r\n        \"@type\": \"FAQPage\",\r\n        \"mainEntity\": [{\r\n            \"@type\": \"Question\",\r\n            \"name\": \"Co je to refinancov\u00e1n\u00ed hypot\u00e9ky?\",\r\n            \"acceptedAnswer\": {\r\n                \"@type\": \"Answer\",\r\n                \"text\": \"Refinancov\u00e1n\u00ed hypot\u00e9ky je situace, kdy je hypot\u00e9ka u sou\u010dasn\u00e9 banky splacena hypote\u010dn\u00edm \u00fav\u011brem od jin\u00e9 banky. V podstat\u011b sv\u016fj \u00fav\u011br splat\u00edte d\u0159\u00edve pomoc\u00ed jin\u00e9ho \u00fav\u011bru. O mo\u017enostech p\u0159ed\u010dasn\u00e9ho splacen\u00ed hypot\u00e9ky do\u010dtete na str\u00e1nce <a href='https:\/\/www.srovnator.cz\/hypoteky\/predcasne-splaceni\/'>P\u0159ed\u010dasn\u00e9 splacen\u00ed hypot\u00e9ky<\/a>.\"\r\n                }\r\n            }, {\r\n            \"@type\": \"Question\",\r\n            \"name\": \"Kdy za\u010d\u00edt s refinancov\u00e1n\u00edm hypot\u00e9ky?\",\r\n            \"acceptedAnswer\": {\r\n                \"@type\": \"Answer\",\r\n                \"text\": \"O refinancov\u00e1n\u00ed hypot\u00e9ky byste m\u011bli za\u010d\u00edt p\u0159em\u00fd\u0161let p\u0159ibli\u017en\u011b \u010dty\u0159i m\u011bs\u00edce p\u0159ed koncem fixace hypote\u010dn\u00edho \u00fav\u011bru, hypot\u00e9ku lze ale refinancovat kdykoliv, jen je pot\u0159eba po\u010d\u00edtat s poplatky bance. V\u00edce se o fixaci \u00fav\u011bru dozv\u00edte na str\u00e1nce <a href='https:\/\/www.srovnator.cz\/hypoteky\/splatky-hypoteky\/'>Fixace hypot\u00e9ky<\/a>.\"\r\n                }\r\n            }, {\r\n            \"@type\": \"Question\",\r\n            \"name\": \"Jak funguje refinancov\u00e1n\u00ed hypot\u00e9ky?\",\r\n            \"acceptedAnswer\": {\r\n                \"@type\": \"Answer\",\r\n                \"text\": \"P\u0159i refinancov\u00e1n\u00ed hypot\u00e9ky spl\u00e1c\u00edte sv\u016fj hypote\u010dn\u00ed \u00fav\u011br nov\u00fdm \u00fav\u011brem, kter\u00fd v\u00e1m nab\u00eddne jin\u00fd poskytovatel. Tento nov\u00fd \u00fav\u011br pot\u00e9 spl\u00e1c\u00edte m\u00edsto p\u016fvodn\u00edho \u00fav\u011bru. V\u00edce se o p\u0159ed\u010dasn\u00e9m splacen\u00ed hypot\u00e9ky do\u010dtete na str\u00e1nce <a href='https:\/\/www.srovnator.cz\/hypoteky\/predcasne-splaceni\/'>P\u0159ed\u010dasn\u00e9 splacen\u00ed hypot\u00e9ky<\/a>.\"\r\n                }\r\n            }\r\n        ]\r\n    }\r\n<\/script>","page_post_meta_leaving_screen":"cat"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Refinancov\u00e1n\u00ed hypot\u00e9ky - Srovn\u00e1tor.cz<\/title>\n<meta name=\"description\" content=\"Refinancov\u00e1n\u00ed hypot\u00e9ky znamen\u00e1, \u017ee je hypot\u00e9ka u sou\u010dasn\u00e9 banky splacena hypote\u010dn\u00edm \u00fav\u011brem od jin\u00e9 banky. Lze si ale zajistit refinancov\u00e1n\u00ed hypot\u00e9ky v dob\u011b fixace?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Refinancov\u00e1n\u00ed hypot\u00e9ky - Srovn\u00e1tor.cz\" \/>\n<meta property=\"og:description\" content=\"Refinancov\u00e1n\u00ed hypot\u00e9ky znamen\u00e1, \u017ee je hypot\u00e9ka u sou\u010dasn\u00e9 banky splacena hypote\u010dn\u00edm \u00fav\u011brem od jin\u00e9 banky. Lze si ale zajistit refinancov\u00e1n\u00ed hypot\u00e9ky v dob\u011b fixace?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/\" \/>\n<meta property=\"og:site_name\" content=\"Srovn\u00e1tor.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/srovnator\/\" \/>\n<meta property=\"og:image\" content=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/08\/refinancovani-hypoteky.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Srovnator_czech\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/\",\"url\":\"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/\",\"name\":\"Refinancov\u00e1n\u00ed hypot\u00e9ky - Srovn\u00e1tor.cz\",\"isPartOf\":{\"@id\":\"https:\/\/www.srovnator.cz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/08\/refinancovani-hypoteky.webp\",\"datePublished\":\"2022-08-15T06:13:41+00:00\",\"description\":\"Refinancov\u00e1n\u00ed hypot\u00e9ky znamen\u00e1, \u017ee je hypot\u00e9ka u sou\u010dasn\u00e9 banky splacena hypote\u010dn\u00edm \u00fav\u011brem od jin\u00e9 banky. Lze si ale zajistit refinancov\u00e1n\u00ed hypot\u00e9ky v dob\u011b fixace?\",\"breadcrumb\":{\"@id\":\"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/#breadcrumb\"},\"inLanguage\":\"cs-CZ\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs-CZ\",\"@id\":\"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/#primaryimage\",\"url\":\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/08\/refinancovani-hypoteky.webp\",\"contentUrl\":\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/08\/refinancovani-hypoteky.webp\",\"width\":1200,\"height\":800,\"caption\":\"refinancov\u00e1n\u00ed hypot\u00e9ky\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Hypot\u00e9ky\",\"item\":\"https:\/\/www.srovnator.cz\/hypoteky\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Refinancov\u00e1n\u00ed hypot\u00e9ky\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.srovnator.cz\/#website\",\"url\":\"https:\/\/www.srovnator.cz\/\",\"name\":\"Srovn\u00e1tor.cz\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.srovnator.cz\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"cs-CZ\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Refinancov\u00e1n\u00ed hypot\u00e9ky - Srovn\u00e1tor.cz","description":"Refinancov\u00e1n\u00ed hypot\u00e9ky znamen\u00e1, \u017ee je hypot\u00e9ka u sou\u010dasn\u00e9 banky splacena hypote\u010dn\u00edm \u00fav\u011brem od jin\u00e9 banky. Lze si ale zajistit refinancov\u00e1n\u00ed hypot\u00e9ky v dob\u011b fixace?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/","og_locale":"cs_CZ","og_type":"article","og_title":"Refinancov\u00e1n\u00ed hypot\u00e9ky - Srovn\u00e1tor.cz","og_description":"Refinancov\u00e1n\u00ed hypot\u00e9ky znamen\u00e1, \u017ee je hypot\u00e9ka u sou\u010dasn\u00e9 banky splacena hypote\u010dn\u00edm \u00fav\u011brem od jin\u00e9 banky. Lze si ale zajistit refinancov\u00e1n\u00ed hypot\u00e9ky v dob\u011b fixace?","og_url":"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/","og_site_name":"Srovn\u00e1tor.cz","article_publisher":"https:\/\/www.facebook.com\/srovnator\/","og_image":[{"width":1200,"height":800,"url":"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/08\/refinancovani-hypoteky.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_site":"@Srovnator_czech","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/","url":"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/","name":"Refinancov\u00e1n\u00ed hypot\u00e9ky - Srovn\u00e1tor.cz","isPartOf":{"@id":"https:\/\/www.srovnator.cz\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/#primaryimage"},"image":{"@id":"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/#primaryimage"},"thumbnailUrl":"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/08\/refinancovani-hypoteky.webp","datePublished":"2022-08-15T06:13:41+00:00","description":"Refinancov\u00e1n\u00ed hypot\u00e9ky znamen\u00e1, \u017ee je hypot\u00e9ka u sou\u010dasn\u00e9 banky splacena hypote\u010dn\u00edm \u00fav\u011brem od jin\u00e9 banky. Lze si ale zajistit refinancov\u00e1n\u00ed hypot\u00e9ky v dob\u011b fixace?","breadcrumb":{"@id":"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/#breadcrumb"},"inLanguage":"cs-CZ","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/"]}]},{"@type":"ImageObject","inLanguage":"cs-CZ","@id":"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/#primaryimage","url":"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/08\/refinancovani-hypoteky.webp","contentUrl":"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/08\/refinancovani-hypoteky.webp","width":1200,"height":800,"caption":"refinancov\u00e1n\u00ed hypot\u00e9ky"},{"@type":"BreadcrumbList","@id":"https:\/\/www.srovnator.cz\/hypoteky\/refinancovani-hypoteky\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ky","item":"https:\/\/www.srovnator.cz\/hypoteky\/"},{"@type":"ListItem","position":2,"name":"Refinancov\u00e1n\u00ed hypot\u00e9ky"}]},{"@type":"WebSite","@id":"https:\/\/www.srovnator.cz\/#website","url":"https:\/\/www.srovnator.cz\/","name":"Srovn\u00e1tor.cz","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.srovnator.cz\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"cs-CZ"}]}},"_links":{"self":[{"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/pages\/7717","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/comments?post=7717"}],"version-history":[{"count":4,"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/pages\/7717\/revisions"}],"predecessor-version":[{"id":7722,"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/pages\/7717\/revisions\/7722"}],"up":[{"embeddable":true,"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/pages\/7714"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/media\/7719"}],"wp:attachment":[{"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/media?parent=7717"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}