{"id":3618,"date":"2015-06-21T20:00:00","date_gmt":"2015-06-21T18:00:00","guid":{"rendered":"https:\/\/www.srovnator.cz\/clanky\/ostatni\/povinne-ruceni-se-spoluucasti-ne-kazdemu-se-vyplati\/"},"modified":"2024-06-24T07:48:49","modified_gmt":"2024-06-24T05:48:49","slug":"povinne-ruceni-se-spoluucasti-ne-kazdemu-se-vyplati","status":"publish","type":"post","link":"https:\/\/www.srovnator.cz\/clanky\/povinne-ruceni-se-spoluucasti\/","title":{"rendered":"Povinn\u00e9 ru\u010den\u00ed se spolu\u00fa\u010dast\u00ed. Ne ka\u017ed\u00e9mu se vyplat\u00ed"},"content":{"rendered":"<p><strong>Spo\u0159\u00edlk\u016fm, kte\u0159\u00ed hled\u00ed u povinn\u00e9ho ru\u010den\u00ed pouze na cenu, se mnohdy nemus\u00ed nejlevn\u011bj\u0161\u00ed nab\u00eddka vyplatit. Pokud si sjednaj\u00ed povinn\u00e9 ru\u010den\u00ed se spolu\u00fa\u010dast\u00ed, m\u016f\u017ee se st\u00e1t, \u017ee po nehod\u011b zaplat\u00ed n\u00e1sobek toho, co za povinn\u00e9 ru\u010den\u00ed u\u0161et\u0159\u00ed. <\/strong><\/p>\n<img decoding=\"async\" width=\"770\" height=\"512\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/8a788fe1-povinne-ruceni-se-spoluucasti-770x512.jpg\" class=\" wp-post-image wp-stateless-item\" alt=\"Povinn\u00e9 ru\u010den\u00ed se spolu\u00fa\u010dast\u00ed. Ne ka\u017ed\u00e9mu se vyplat\u00ed\" title=\"Povinn\u00e9 ru\u010den\u00ed se spolu\u00fa\u010dast\u00ed. Ne ka\u017ed\u00e9mu se vyplat\u00ed\" srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/8a788fe1-povinne-ruceni-se-spoluucasti-770x512.jpg 770w, https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/8a788fe1-povinne-ruceni-se-spoluucasti.jpg 849w\" sizes=\"(max-width: 770px) 100vw, 770px\" data-image-size=\"medium\" data-stateless-media-bucket=\"wp-resources\" data-stateless-media-name=\"srovnator.cz\/ng\/2022\/06\/8a788fe1-povinne-ruceni-se-spoluucasti.jpg\" \/><div class=\"small mb-4 mt-2 text-center\">Spolu\u00fa\u010dast sn\u00ed\u017e\u00ed cenu povinn\u00e9ho ru\u010den\u00ed a\u017e o n\u011bkolik stovek korun ro\u010dn\u011b. | Foto: <a href=\"https:\/\/eu.fotolia.com\/\">Fotolia.com<\/a><\/div>\n<p>Spolu\u00fa\u010dast p\u0159edstavuje \u010d\u00e1stku, kterou se mus\u00ed na pojistn\u00e9m pln\u011bn\u00ed pojistn\u00edk \u00fa\u010dastnit. V\u00fd\u0161e spolu\u00fa\u010dasti m\u016f\u017ee b\u00fdt fixn\u00ed, procentu\u00e1ln\u00ed nebo kombinac\u00ed oboj\u00edho.<\/p>\n\n\t<div class=\"fq20 my-5\" id=\"fq-article\">\n\t<a name=\"fq\"><\/a><h2 class=\"text-center fq20h1\" id=\"fq20h1\">Spo\u010d\u00edtejte si rychle <a href=\"\/povinne-ruceni\/\" title=\"P\u0159ej\u00edt na povinn\u00e9 ru\u010den\u00ed\">povinn\u00e9 ru\u010den\u00ed<\/a><\/h2>\n\t<form action=\"https:\/\/webto.salesforce.com\/servlet\/servlet.WebToLead?encoding=UTF-8\" method=\"POST\" id=\"ngFqForm\" target=\"hidden-form\">\n\t\t<input type=\"hidden\" id=\"debug\" name=\"debug\" value=0>\n\t\t<input type=\"hidden\" id=\"debugEmail\" name=\"debugEmail\" value=\"lukas.nesvadba@suri.cz\">\n\t\t<input type=\"hidden\" id=\"oid\" name=\"oid\" value=\"00D0O000000r3aY\">\n\t\t<input type=\"hidden\" id=\"retURL\" name=\"retURL\" value=\"https:\/\/www.srovnator.cz\/clanky\/povinne-ruceni-se-spoluucasti\/\">\n\t\t<input type=\"hidden\" id=\"fq-retURL\" name=\"fq-retURL\" value=\"https:\/\/www.srovnator.cz\/clanky\/povinne-ruceni-se-spoluucasti\/\">\n\t\t<input type=\"hidden\" id=\"last_name\" maxlength=\"80\" name=\"last_name\" size=\"20\" value=\"FastQuote\" >\n\t\t<input type=\"hidden\" id=\"url\" maxlength=\"80\" name=\"url\" size=\"20\" value=\"srovnator.cz\">\n\t\t<input type=\"hidden\" id=\"lead_source\" name=\"lead_source\" maxlength=\"80\" size=\"20\" value=\"srovnator.cz\">\n\t\t<input type=\"hidden\" id=\"00N3Y00000GuOiA\" name=\"00N3Y00000GuOiA\" value=\"1\" \/>\n\t\t<input type=\"hidden\" id=\"00N3Y00000GuOi9\" name=\"00N3Y00000GuOi9\" value=\"0\" \/>\n\t\t<input type=\"hidden\" id=\"00N3Y00000GuOi7\" name=\"00N3Y00000GuOi7\" value=\"0\" \/>\n\t\t<input type=\"hidden\" id=\"description\" name=\"description\" value=\"Fast Quote From Article Not Mobile\" \/>\n\t\t<input type=\"hidden\" id=\"fq-pojistovna\" maxlength=\"100\" name=\"00N3Y00000GuOi8\" size=\"20\" value=\"zat\u00edm nevybr\u00e1no\" \/>\n\t\t<input type=\"hidden\" id=\"fq-pojistovna-nabidka\" name=\"00N3Y00000GuOiC\" size=\"20\" value=\"\" \/>\n\t\t<input id=\"utm_campaign\" maxlength=\"255\" name=\"00N3Y00000GOmH8\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"utm_medium\" maxlength=\"255\" name=\"00N3Y00000FcAr3\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"utm_source\" maxlength=\"255\" name=\"00N3Y00000FcAr4\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"_ga\" maxlength=\"255\" name=\"00N3Y00000GOmH7\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"_gsi\" maxlength=\"255\" name=\"00N3Y00000Gv8xg\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t  <div class=\"row\">\n\t  <div class=\"col-sm-6\">\n\t\t<div class=\"form-group mb-4\">\n\t\t<label for=\"znacka\">Zna\u010dka vozidla, kter\u00e9 chcete pojistit:<\/label><br>\n\t\t<select class=\"form-control\" id=\"fq-znacka\" name=\"00N3Y00000GuOiB\"><option value=\"ALFA ROMEO\">ALFA ROMEO<\/option><option value=\"AUDI\">AUDI<\/option><option value=\"BMW\">BMW<\/option><option value=\"CHEVROLET\">CHEVROLET<\/option><option value=\"CHRYSLER\">CHRYSLER<\/option><option value=\"CITRO\u00cbN\">CITRO\u00cbN<\/option><option value=\"DACIA\">DACIA<\/option><option value=\"DAEWOO\">DAEWOO<\/option><option value=\"FIAT\">FIAT<\/option><option value=\"FORD\">FORD<\/option><option value=\"HONDA\">HONDA<\/option><option value=\"HYUNDAI\">HYUNDAI<\/option><option value=\"JEEP\">JEEP<\/option><option value=\"KIA\">KIA<\/option><option value=\"LANCIA\">LANCIA<\/option><option value=\"LAND ROVER\">LAND ROVER<\/option><option value=\"MAZDA\">MAZDA<\/option><option value=\"MERCEDES-BENZ\">MERCEDES-BENZ<\/option><option value=\"MINI\">MINI<\/option><option value=\"MITSUBISHI\">MITSUBISHI<\/option><option value=\"NISSAN\">NISSAN<\/option><option value=\"OPEL\">OPEL<\/option><option value=\"PEUGEOT\">PEUGEOT<\/option><option value=\"RENAULT\">RENAULT<\/option><option value=\"ROVER\">ROVER<\/option><option value=\"SEAT\">SEAT<\/option><option value=\"\u0160KODA\" selected>\u0160KODA<\/option><option value=\"SSANGYONG\">SSANGYONG<\/option><option value=\"SUBARU\">SUBARU<\/option><option value=\"SUZUKI\">SUZUKI<\/option><option value=\"TOYOTA\">TOYOTA<\/option><option value=\"TRABANT\">TRABANT<\/option><option value=\"VOLKSWAGEN\">VOLKSWAGEN<\/option><option value=\"VOLVO\">VOLVO<\/option><\/select>\n\t  <\/div>\n\t<p class=\"mb-1\"><label for=\"fq-objem\">P\u0159ibli\u017en\u00fd objem motoru vozidla:<\/label><\/p>\n\t<div class=\"row mb-3\"><div class=\"col-9\"><input type=\"range\" class=\"fq-range\" aria-label=\"objem\" min=\"0.6\" max=\"3.3\" step=\"0.1\" value=\"1.5\" id=\"fq-objem\" aria-describedby=\"objem-value\"><\/div><div class=\"col-3 ps-2\"><input id=\"fq-objem-value\" class=\"fq-text nb\" type=\"text\" value=\"1\" size=\"4\" readonly \/><\/div><\/div>\n\t\n\t<div class=\"form-group mb-4\">\n\t<label for=\"fq-psc\">PS\u010c:<\/label>\n\t<input type=\"text\" id=\"fq-psc\" value=\"\" name=\"zip\" class=\"form-control\"><div class=\"invalid-feedback\"><\/div> \n\t<\/div>\n\t\n\t<p class=\"mb-1\"><label for=\"fq-vek\">Kolik je V\u00e1m let:<\/label><\/p>\n\t<div class=\"row mb-3\"><div class=\"col-9\"><input type=\"range\" class=\"fq-range\" aria-label=\"vek\" min=\"18\" max=\"66\" step=\"1\" value=\"42\" id=\"fq-vek\" aria-describedby=\"vek\" data-orientation=\"horizontal\" name=\"00N3Y00000GuOi6\"><\/div><div class=\"col-3 ps-2\"><input id=\"fq-vek-value\" class=\"fq-text nb\" type=\"text\" value=\"1\" size=\"4\" readonly \/><\/div><\/div>\n\t\n\t\n\t<p class=\"mb-1\"><label for=\"tel\">Pro z\u00edsk\u00e1n\u00ed kalkulace je t\u0159eba zadat tel. \u010d\u00edslo:<\/label><\/p>\n\t<div class=\"row mb-4\"><div class=\"col-4 pe-0\"><select class=\"form-control\" id=\"fq-predvolba\"><option selected value=\"+420\">+420<\/option><option value=\"+421\">+421<\/option><\/select><\/div><div class=\"col-8 ps-0\"><input type=\"text\" class=\"form-control\" aria-label=\"tel\" aria-describedby=\"predvolba\" placeholder=\"nap\u0159 603 123 123\" id=\"fq-tel\"><div class=\"invalid-feedback\"><\/div><\/div><\/div>\n\t<input id=\"fq-tel-value\" class=\"fq-text nb\" type=\"hidden\" value=\"\" size=\"4\" name=\"phone\" readonly \/>\n\t<\/div>\n\t<div class=\"col-sm-1\">\n\t<\/div>\n\t<div class=\"col-sm-4\">\n\t<div class=\"fq-sum p-3 my-4 pt-5\" style=\"display: none;\">\n\t<p class=\"mb-1\">Povinn\u00e9 ru\u010den\u00ed m\u016f\u017eete <br>m\u00edt ji\u017e od:<\/p>\n\t<p class=\"fq-sum-value-text\" id=\"fq-sum\">-<\/p>\n\t\n\t<div class=\"spinner-border text-primary fq-spinner mt-2\" role=\"status\" style=\"display: none;\" id=\"fq-loader\">\n\t\t<span class=\"sr-only\"><\/span>\n\t\n\t<\/div>\n\t<div class=\"col-sm-1\">\n\t<\/div>\n\t<input id=\"fq-sum-value\" class=\"fq-text nb\" type=\"hidden\" \/>\n\t<\/div>\t\n\t<\/div>\n\t<\/div>\n\t<div class=\"row justify-content-center mb-1\">\n\t<div class=\"col-6\">\n\t<a href=\"#fq\" id=\"fq-get\" class=\"w-100 btn bg-dark fq-btn py-3\" title=\"Zobrazit 10 poji\u0161\u0165oven\" data-bs-toggle=\"\" data-bs-target=\"\"><span class=\"sro-povinne-ruceni me-2\"><\/span>Zobrazit 10 poji\u0161\u0165oven<\/a>\n\t<\/div>\n\t<p class=\"mb-2 mt-4 col-sm-8 text-center\"><small>Odesl\u00e1n\u00edm formul\u00e1\u0159e tla\u010d\u00edtkem Zobrazit 10 poji\u0161\u0165oven souhlas\u00edte se zpracov\u00e1n\u00edm V\u00e1mi zadan\u00fdch osobn\u00edch \u00fadaj\u016f \u2013 <a href=\"\/informace-o-zpracovani-osobnich-udaju\/\" target=\"_blank\" title=\"Zobrazit\">Informace o zpracov\u00e1n\u00ed osobn\u00edch \u00fadaj\u016f<\/a><\/small><\/p>\n\t<\/div>\n\t<\/form>\n\t<IFRAME style=\"display:none\" name=\"hidden-form\"><\/IFRAME>\n\t<\/div>\n\t<!-- Modal -->\n\t<div class=\"modal fade\" id=\"offersInsurance\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"myModalLabel\" aria-hidden=\"true\">\n\t\t<div class=\"modal-dialog modal-dialog-scrollable modal-dialog-centered\" role=\"document\">\n\t\t\t<div class=\"modal-content\">\n\t\t\t\t<div class=\"modalHeader modal-header border-0\">\n\t\t\t\t\t<button type=\"button\" class=\"btn-close\" data-bs-dismiss=\"modal\" aria-label=\"Close\"><\/button>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"modal-body pt-0\">\n\t\t\t\t<h2 class=\"text-center fq20h1 mb-3\" id=\"fq20h1ls\">Kalkulace povinn\u00e9ho ru\u010den\u00ed<\/h2>\n\t\t\t\t<div class=\"fq20k3\">\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-cpp\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-cpp.png\" alt=\"\u010cPP\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-cpp.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-cpp.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">\u010cPP<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"cpp\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-gcp\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-gcp.png\" alt=\"G\u010cP\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-gcp.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-gcp.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">G\u010cP<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"gcp\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-allianz\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-allianz.png\" alt=\"allianz\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-allianz.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-allianz.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Allianz<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"allianz\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-kooperativa\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-kooperativa.png\" alt=\"kooperativa\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-kooperativa.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-kooperativa.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Kooperativa<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"kooperativa\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-direct\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-direct.png\" alt=\"direct\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-direct.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-direct.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Direct<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"direct\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-axa\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-axa.png\" alt=\"axa\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-axa.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-axa.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">AXA<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"axa\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-slavia\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-slavia.png\" alt=\"slavia\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-slavia.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-slavia.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Slavia<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"slavia\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-csob\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-csob.png\" alt=\"csob\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-csob.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-csob.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">\u010cSOB<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"csob\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-uniqa\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-uniqa.png\" alt=\"uniqa\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-uniqa.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-uniqa.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Uniqa<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"uniqa\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-pillow\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-pillow.png\" alt=\"pillow\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-pillow.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-pillow.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Pillow<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"pillow\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t  <\/div>\n\t\t  <div class=\"modal-footer text-center\">\n\t\t\t  <a href=\"#\" class=\"w-100 btn bg-dark fq-btn fq-btn-active py-3 callMe\" id=\"offersInsuranceCallMe\" title=\"Chci b\u00fdt kontaktov\u00e1n\"><span class=\"sro-zavolame mt-1 me-2\"><\/span>Chci b\u00fdt kontaktov\u00e1n<\/a>\n\t\t  <\/div>\n\t\t<\/div>\n\t  <\/div>\n\t<\/div><a name=\"hotovo\"><\/a><div class=\"fq20k2 my-5 py-5\" id=\"fq-thank\" style=\"display: none;\">\n\t<h2 class=\"mb-1\">D\u011bkujeme za V\u00e1\u0161 z\u00e1jem.<\/h2>\n\t<p>Budeme V\u00e1s co nejd\u0159\u00edve kontaktovat.<\/p>\n\t<p class=\"my-0\"><img decoding=\"async\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/css\/images\/fq-character.webp\" alt=\"Srovn\u00e1tor postavi\u010dka\" width=\"326\" height=\"342\"><\/p>\n\t<p><strong>Ne\u017e v\u00e1m zavol\u00e1me, prohl\u00e9dn\u011bte si <br>kalkulace cestovn\u00edho poji\u0161t\u011bn\u00ed.<\/strong><\/p>\n\t<div class=\"btn-center\"><a href=\"\/cestovni-pojisteni\/kalkulacka\/#kalkulacka\" class=\"btn btn-primary px-5 py-2 fq-ces-btn\" title=\"Spo\u010d\u00edtat cestovn\u00ed poji\u0161t\u011bn\u00ed\" rel=\"prefetch\">CESTOVN\u00cd POJI\u0160T\u011aN\u00cd<\/a><\/div>\n\t<\/div>\n<p><a href=\"\/povinne-ruceni\/\">Povinn\u00e9 ru\u010den\u00ed<\/a> se spolu\u00fa\u010dast\u00ed nab\u00edz\u00ed dv\u011b poji\u0161\u0165ovny \u2013 \u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna a UNIQA poji\u0161\u0165ovna. Ob\u011b umo\u017e\u0148uj\u00ed klient\u016fm sjednat si poji\u0161t\u011bn\u00ed se spolu\u00fa\u010dast\u00ed v\u00a0zahrani\u010d\u00ed, kter\u00e9 je v\u00fdhodn\u00e9 zvl\u00e1\u0161t\u011b pro \u0159idi\u010de, co nejezd\u00ed do ciziny.<\/p>\n<p>Jak zjistit, kter\u00e9 poji\u0161t\u011bn\u00ed je nejlevn\u011bj\u0161\u00ed? Vyzkou\u0161ejte n\u00e1stroj \u2013 <a href=\"https:\/\/carb.srovnator.cz\/\">povinn\u00e9 ru\u010den\u00ed kalkula\u010dka<\/a> \u2013 kde si m\u016f\u017eete porovnat a\u017e 12 poji\u0161\u0165oven.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Spo\u0159\u00edlk\u016fm, kte\u0159\u00ed hled\u00ed u povinn\u00e9ho ru\u010den\u00ed pouze na cenu, se mnohdy nemus\u00ed nejlevn\u011bj\u0161\u00ed nab\u00eddka vyplatit. Pokud si sjednaj\u00ed povinn\u00e9 ru\u010den\u00ed se spolu\u00fa\u010dast\u00ed, m\u016f\u017ee se st\u00e1t, \u017ee po nehod\u011b zaplat\u00ed n\u00e1sobek toho, co za povinn\u00e9 ru\u010den\u00ed u\u0161et\u0159\u00ed.<\/p>\n","protected":false},"author":5,"featured_media":3619,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[546,359,378,361,557,558,448],"class_list":["post-3618","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-povinne-ruceni","tag-cpp","tag-dopravni-nehoda","tag-pojistovna","tag-povinne-ruceni","tag-spoluucast","tag-uniqa","tag-zahranici"],"acf":{"znacka":"","model":"","objem":"","vyrobeno":"","vykon":"","velikost_1":"","velikost_2":"","velikost_3":"","velikost_4":"","roky":"","roky_velikost_1":"","roky_velikost_2":"","roky_velikost_3":"","roky_velikost_4":"","pocet_kalkulaci":0,"page_post_meta_bread":"Povinn\u00e9 ru\u010den\u00ed se spolu\u00fa\u010dast\u00ed","page_post_meta_bread_child":"","page_post_meta_script_head":"","page_post_meta_leaving_screen":"cat"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Povinn\u00e9 ru\u010den\u00ed se spolu\u00fa\u010dast\u00ed - Srovn\u00e1tor.cz<\/title>\n<meta name=\"description\" content=\"Nejlevn\u011bj\u0161\u00ed povinn\u00e9 ru\u010den\u00ed \u2013 sjednejte si spolu\u00fa\u010dast. \u010c\u00edm vy\u0161\u0161\u00ed spolu\u00fa\u010dast, t\u00edm je ni\u017e\u0161\u00ed cena povinn\u00e9ho ru\u010den\u00ed.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.srovnator.cz\/clanky\/povinne-ruceni-se-spoluucasti\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Povinn\u00e9 ru\u010den\u00ed se spolu\u00fa\u010dast\u00ed - Srovn\u00e1tor.cz\" \/>\n<meta property=\"og:description\" content=\"Nejlevn\u011bj\u0161\u00ed povinn\u00e9 ru\u010den\u00ed \u2013 sjednejte si spolu\u00fa\u010dast. \u010c\u00edm vy\u0161\u0161\u00ed spolu\u00fa\u010dast, t\u00edm je ni\u017e\u0161\u00ed cena povinn\u00e9ho ru\u010den\u00ed.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.srovnator.cz\/clanky\/povinne-ruceni-se-spoluucasti\/\" \/>\n<meta property=\"og:site_name\" content=\"Srovn\u00e1tor.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/srovnator\/\" \/>\n<meta property=\"article:published_time\" content=\"2015-06-21T18:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-24T05:48:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/8a788fe1-povinne-ruceni-se-spoluucasti.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"849\" \/>\n\t<meta property=\"og:image:height\" content=\"565\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Martin Dane\u0161\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Srovnator_czech\" \/>\n<meta name=\"twitter:site\" content=\"@Srovnator_czech\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Martin Dane\u0161\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.srovnator.cz\/clanky\/povinne-ruceni-se-spoluucasti\/\",\"url\":\"https:\/\/www.srovnator.cz\/clanky\/povinne-ruceni-se-spoluucasti\/\",\"name\":\"Povinn\u00e9 ru\u010den\u00ed se spolu\u00fa\u010dast\u00ed - 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