{"id":3674,"date":"2015-12-07T22:00:00","date_gmt":"2015-12-07T21:00:00","guid":{"rendered":"https:\/\/www.srovnator.cz\/clanky\/ostatni\/co-si-sbalit-na-zimni-dovolenou-hlavne-dobrou-pojistku\/"},"modified":"2024-06-24T07:46:56","modified_gmt":"2024-06-24T05:46:56","slug":"co-si-sbalit-na-zimni-dovolenou-hlavne-dobrou-pojistku","status":"publish","type":"post","link":"https:\/\/www.srovnator.cz\/clanky\/co-si-sbalit-na-zimni-dovolenou\/","title":{"rendered":"Co si sbalit na zimn\u00ed dovolenou? Hlavn\u011b dobrou pojistku"},"content":{"rendered":"

Chyst\u00e1te se na zaslou\u017een\u00fd odpo\u010dinek na hory do zahrani\u010d\u00ed? Tak to ve Va\u0161em zavazadle nesm\u00ed chyb\u011bt tepl\u00e9 podkolenky a kvalitn\u00ed termo pr\u00e1dlo. A co takhle cestovn\u00ed poji\u0161t\u011bn\u00ed na hory nebo snad posta\u010d\u00ed Evropsk\u00fd pr\u016fkaz zdravotn\u00edho poji\u0161t\u011bn\u00ed?<\/strong><\/p>\n\"Co

Pomoc z\u00e1chran\u00e1\u0159\u016f nen\u00ed zadarmo, vy\u0161plhat se m\u016f\u017ee a\u017e na 130 tis\u00edc korun. | Foto: Fotolia.com<\/a><\/div>\n

V\u00a0p\u0159\u00edpad\u011b zimn\u00edch sport\u016f nespol\u00e9hejte jen na modrou karti\u010dku. Horsk\u00e9 oblasti jsou pln\u00e9 soukrom\u00fdch l\u00e9ka\u0159\u016f, kter\u00e9 v\u011bt\u0161inou nemaj\u00ed smluvn\u00ed vztah s\u00a0m\u00edstn\u00ed zdravotn\u00ed poji\u0161\u0165ovnou a jejich p\u00e9\u010di si tak mus\u00edte zaplatit sami.<\/p>\n

Modr\u00e1 karti\u010dka pln\u011b nenahrad\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed<\/h2>\n

Komer\u010dn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed na ly\u017ee<\/a> oproti modr\u00e9 karti\u010dce nehled\u00ed na to, zda jste se nechali o\u0161et\u0159it u st\u00e1tn\u00edho \u010di soukrom\u00e9ho l\u00e9ka\u0159e. Pokud nep\u0159es\u00e1hnete V\u00e1mi stanoven\u00fd limit l\u00e9\u010debn\u00fdch v\u00fdloh (tj. n\u00e1klady na o\u0161et\u0159en\u00ed), v\u0161e p\u016fjde z\u00a0kasi\u010dky poji\u0161\u0165ovny.<\/p>\n

Asisten\u010dn\u00ed slu\u017eby, kter\u00e9 jsou sou\u010d\u00e1st\u00ed ka\u017ed\u00e9ho cestovn\u00edho poji\u0161t\u011bn\u00ed, V\u00e1m zajist\u00ed rychlej\u0161\u00ed a c\u00edlen\u011bj\u0161\u00ed p\u00e9\u010di. Budou s\u00a0V\u00e1mi komunikovat v\u00a0\u010desk\u00e9m jazyce a to 24 hodin denn\u011b. Za to s\u00a0modrou karti\u010dkou se mus\u00edte spol\u00e9hat jen sami na sebe.<\/p>\n

Pojistka na blbost nesm\u00ed chyb\u011bt<\/h2>\n

Poji\u0161t\u011bn\u00ed odpov\u011bdnosti, lidov\u011b \u0159e\u010deno pojistka na blbost, kryje \u0161kody vznikl\u00e9 Va\u0161\u00ed vinou. Sjednat si jej m\u016f\u017eete spolu s\u00a0cestovn\u00edm poji\u0161t\u011bn\u00edm<\/a> formou p\u0159ipoji\u0161t\u011bn\u00ed.<\/p>\n

\u0160kody, kter\u00e9 m\u016f\u017eou na svahu vzniknout, nejsou zas tak mal\u00e9, aby nezas\u00e1hly do rodinn\u00e9ho rozpo\u010dtu. A jeliko\u017e se na sjezdovk\u00e1ch pohybuje hodn\u011b lid\u00ed, n\u011bjak\u00e1 ta nehoda m\u016f\u017ee p\u0159ij\u00edt v m\u017eiku.<\/p>\n

\n

Jak to chod\u00ed v praxi<\/strong><\/p>\n

N\u00e1\u0161 klient v\u00a0lo\u0148sk\u00e9m roce srazil v\u00a0Alp\u00e1ch ly\u017ea\u0159e, kter\u00e9mu hradil nejen bolestn\u00e9, ale i u\u0161l\u00fd zisk v\u00a0celkov\u00e9 v\u00fd\u0161i 150 tis\u00edc korun. Jeliko\u017e m\u011bl sjednanou pojistku na blbost s\u00a0pojistn\u00fdmi limity za \u0161kodu 500 tis\u00edc korun a za \u00fajmu na zdrav\u00ed 1 milion korun, v\u0161e uhradila poji\u0161\u0165ovna.<\/p>\n<\/div>\n

Pozor si dejte na v\u00fdluky, kter\u00e9 najdete v\u00a0ka\u017ed\u00e9 smlouv\u011b. Pokud n\u011bkoho na sjezdovce sraz\u00edte a budete pod vlivem alkoholu, \u017e\u00e1dn\u00e1 pojistka V\u00e1s nezachr\u00e1n\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"

Chyst\u00e1te se na zaslou\u017een\u00fd odpo\u010dinek na hory do zahrani\u010d\u00ed? Tak to ve Va\u0161em zavazadle nesm\u00ed chyb\u011bt tepl\u00e9 podkolenky a kvalitn\u00ed termo pr\u00e1dlo. A co takhle cestovn\u00ed poji\u0161t\u011bn\u00ed na hory nebo snad posta\u010d\u00ed Evropsk\u00fd pr\u016fkaz zdravotn\u00edho poji\u0161t\u011bn\u00ed?<\/p>\n","protected":false},"author":5,"featured_media":3675,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[393,380,381,543,458,385,459,448],"class_list":["post-3674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cestovni-pojisteni","tag-asistencni-sluzba","tag-cestovni-pojisteni","tag-dovolena","tag-nehoda","tag-pojisteni-odpovednosti","tag-uraz","tag-vyluka","tag-zahranici"],"acf":{"znacka":"","model":"","objem":"","vyrobeno":"","vykon":"","velikost_1":"","velikost_2":"","velikost_3":"","velikost_4":"","roky":"","roky_velikost_1":"","roky_velikost_2":"","roky_velikost_3":"","roky_velikost_4":"","pocet_kalkulaci":0,"page_post_meta_bread":"Co si sbalit na zimn\u00ed dovolenou","page_post_meta_bread_child":"","page_post_meta_script_head":"","page_post_meta_leaving_screen":"cat"},"yoast_head":"\nCo si sbalit na zimn\u00ed dovolenou - Srovn\u00e1tor.cz<\/title>\n<meta name=\"description\" content=\"V p\u0159\u00edpad\u011b zimn\u00edch sport\u016f nespol\u00e9hejte jen na modrou karti\u010dku. 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