{"id":3686,"date":"2016-02-08T22:00:00","date_gmt":"2016-02-08T21:00:00","guid":{"rendered":"https:\/\/www.srovnator.cz\/clanky\/ostatni\/pojistnik-odlisny-od-majitele-vozu\/"},"modified":"2025-10-21T14:03:42","modified_gmt":"2025-10-21T12:03:42","slug":"pojistnik-odlisny-od-majitele-vozu","status":"publish","type":"post","link":"https:\/\/www.srovnator.cz\/clanky\/pojistnik-povinneho-ruceni\/","title":{"rendered":"Pojistn\u00edk odli\u0161n\u00fd od majitele vozu"},"content":{"rendered":"<p><strong>Povinn\u00e9 ru\u010den\u00ed je z\u00a0velk\u00e9 m\u00edry st\u00e1le vn\u00edm\u00e1no jako nutn\u00e9 zlo a tak se na n\u011bm sna\u017e\u00edme u\u0161et\u0159it, co se d\u00e1. N\u011bkdy sah\u00e1me po zp\u016fsobech, kter\u00e9 se nemus\u00ed ve fin\u00e1le vyplatit. Nap\u0159\u00edklad kdy\u017e novope\u010den\u00e9mu \u0159idi\u010di d\u011bl\u00e1 pojistn\u00edka t\u00e1ta s\u00a0pln\u00fdm bonusem.<\/strong><\/p>\n<img decoding=\"async\" width=\"770\" height=\"513\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/2a1d471f-pojistnik-povinneho-ruceni-770x513.jpg\" class=\" wp-post-image wp-stateless-item\" alt=\"Pojistn\u00edk odli\u0161n\u00fd od majitele vozu\" title=\"Pojistn\u00edk odli\u0161n\u00fd od majitele vozu\" srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/2a1d471f-pojistnik-povinneho-ruceni-770x513.jpg 770w, https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/2a1d471f-pojistnik-povinneho-ruceni.jpg 849w\" sizes=\"(max-width: 770px) 100vw, 770px\" data-image-size=\"medium\" data-stateless-media-bucket=\"wp-resources\" data-stateless-media-name=\"srovnator.cz\/ng\/2022\/06\/2a1d471f-pojistnik-povinneho-ruceni.jpg\" \/><div class=\"small mb-4 mt-2 text-center\">Mlad\u00fd \u0159idi\u010d s kr\u00e1tkou prax\u00ed \u010dasto p\u0159ece\u0148uje sv\u00e9 schopnosti, tud\u00ed\u017e pro poji\u0161\u0165ovnu p\u0159edstavuje v\u011bt\u0161\u00ed riziko.<\/div>\n<p>D\u0159\u00edve bylo mo\u017en\u00e9 bonusy (sleva na pojistn\u00e9m za j\u00edzdu bez nehod) p\u0159ev\u00e1d\u011bt na rodinn\u00e9 p\u0159\u00edslu\u0161n\u00edky, co\u017e bylo pro nov\u00e1\u010dka mnohem v\u00fdhodn\u011bj\u0161\u00ed. Dnes jsou poji\u0161\u0165ovny v\u00a0tomto ohledu obez\u0159etn\u011bj\u0161\u00ed a p\u0159i v\u00fdpo\u010dtu ceny <a href=\"\/povinne-ruceni\/\">povinn\u00e9ho ru\u010den\u00ed<\/a> hled\u00ed v\u00edce na riziko, kter\u00e9 s\u00a0sebou klient (pojistn\u00edk) p\u0159in\u00e1\u0161\u00ed. Proto mnohdy na pojistn\u00e9 smlouv\u011b disponuje jako pojistn\u00edk n\u011bkdo jin\u00fd. N\u011bkdo kdo u\u017e m\u00e1 n\u011bjak\u00fd ten bonus vyje\u017ed\u011bn\u00fd.<\/p>\n\n\t<div class=\"fq20 my-5\" id=\"fq-article\">\n\t<a name=\"fq\"><\/a><h2 class=\"text-center fq20h1\" id=\"fq20h1\">Spo\u010d\u00edtejte si rychle <a href=\"\/povinne-ruceni\/\" title=\"P\u0159ej\u00edt na povinn\u00e9 ru\u010den\u00ed\">povinn\u00e9 ru\u010den\u00ed<\/a><\/h2>\n\t<form action=\"https:\/\/webto.salesforce.com\/servlet\/servlet.WebToLead?encoding=UTF-8\" method=\"POST\" id=\"ngFqForm\" target=\"hidden-form\">\n\t\t<input type=\"hidden\" id=\"debug\" name=\"debug\" value=0>\n\t\t<input type=\"hidden\" id=\"debugEmail\" name=\"debugEmail\" value=\"lukas.nesvadba@suri.cz\">\n\t\t<input type=\"hidden\" id=\"oid\" name=\"oid\" value=\"00D0O000000r3aY\">\n\t\t<input type=\"hidden\" id=\"retURL\" name=\"retURL\" value=\"https:\/\/www.srovnator.cz\/clanky\/pojistnik-povinneho-ruceni\/\">\n\t\t<input type=\"hidden\" id=\"fq-retURL\" name=\"fq-retURL\" value=\"https:\/\/www.srovnator.cz\/clanky\/pojistnik-povinneho-ruceni\/\">\n\t\t<input type=\"hidden\" id=\"last_name\" maxlength=\"80\" name=\"last_name\" size=\"20\" value=\"FastQuote\" >\n\t\t<input type=\"hidden\" id=\"url\" maxlength=\"80\" name=\"url\" size=\"20\" value=\"srovnator.cz\">\n\t\t<input type=\"hidden\" id=\"lead_source\" name=\"lead_source\" maxlength=\"80\" size=\"20\" value=\"srovnator.cz\">\n\t\t<input type=\"hidden\" id=\"00N3Y00000GuOiA\" name=\"00N3Y00000GuOiA\" value=\"1\" \/>\n\t\t<input type=\"hidden\" id=\"00N3Y00000GuOi9\" name=\"00N3Y00000GuOi9\" value=\"0\" \/>\n\t\t<input type=\"hidden\" id=\"00N3Y00000GuOi7\" name=\"00N3Y00000GuOi7\" value=\"0\" \/>\n\t\t<input type=\"hidden\" id=\"description\" name=\"description\" value=\"Fast Quote From Article Not Mobile\" \/>\n\t\t<input type=\"hidden\" id=\"fq-pojistovna\" maxlength=\"100\" name=\"00N3Y00000GuOi8\" size=\"20\" value=\"zat\u00edm nevybr\u00e1no\" \/>\n\t\t<input type=\"hidden\" id=\"fq-pojistovna-nabidka\" name=\"00N3Y00000GuOiC\" size=\"20\" value=\"\" \/>\n\t\t<input id=\"utm_campaign\" maxlength=\"255\" name=\"00N3Y00000GOmH8\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"utm_medium\" maxlength=\"255\" name=\"00N3Y00000FcAr3\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"utm_source\" maxlength=\"255\" name=\"00N3Y00000FcAr4\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"_ga\" maxlength=\"255\" name=\"00N3Y00000GOmH7\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"_gsi\" maxlength=\"255\" name=\"00N3Y00000Gv8xg\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t  <div class=\"row\">\n\t  <div class=\"col-sm-6\">\n\t\t<div class=\"form-group mb-4\">\n\t\t<label for=\"znacka\">Zna\u010dka vozidla, kter\u00e9 chcete pojistit:<\/label><br>\n\t\t<select class=\"form-control\" id=\"fq-znacka\" name=\"00N3Y00000GuOiB\"><option value=\"ALFA ROMEO\">ALFA ROMEO<\/option><option value=\"AUDI\">AUDI<\/option><option value=\"BMW\">BMW<\/option><option value=\"CHEVROLET\">CHEVROLET<\/option><option value=\"CHRYSLER\">CHRYSLER<\/option><option value=\"CITRO\u00cbN\">CITRO\u00cbN<\/option><option value=\"DACIA\">DACIA<\/option><option value=\"DAEWOO\">DAEWOO<\/option><option value=\"FIAT\">FIAT<\/option><option value=\"FORD\">FORD<\/option><option value=\"HONDA\">HONDA<\/option><option value=\"HYUNDAI\">HYUNDAI<\/option><option value=\"JEEP\">JEEP<\/option><option value=\"KIA\">KIA<\/option><option value=\"LANCIA\">LANCIA<\/option><option value=\"LAND ROVER\">LAND ROVER<\/option><option value=\"MAZDA\">MAZDA<\/option><option value=\"MERCEDES-BENZ\">MERCEDES-BENZ<\/option><option value=\"MINI\">MINI<\/option><option value=\"MITSUBISHI\">MITSUBISHI<\/option><option value=\"NISSAN\">NISSAN<\/option><option value=\"OPEL\">OPEL<\/option><option value=\"PEUGEOT\">PEUGEOT<\/option><option value=\"RENAULT\">RENAULT<\/option><option value=\"ROVER\">ROVER<\/option><option value=\"SEAT\">SEAT<\/option><option value=\"\u0160KODA\" selected>\u0160KODA<\/option><option value=\"SSANGYONG\">SSANGYONG<\/option><option value=\"SUBARU\">SUBARU<\/option><option value=\"SUZUKI\">SUZUKI<\/option><option value=\"TOYOTA\">TOYOTA<\/option><option value=\"TRABANT\">TRABANT<\/option><option value=\"VOLKSWAGEN\">VOLKSWAGEN<\/option><option value=\"VOLVO\">VOLVO<\/option><\/select>\n\t  <\/div>\n\t<p class=\"mb-1\"><label for=\"fq-objem\">P\u0159ibli\u017en\u00fd objem motoru vozidla:<\/label><\/p>\n\t<div class=\"row mb-3\"><div class=\"col-9\"><input type=\"range\" class=\"fq-range\" aria-label=\"objem\" min=\"0.6\" max=\"3.3\" step=\"0.1\" value=\"1.5\" id=\"fq-objem\" aria-describedby=\"objem-value\"><\/div><div class=\"col-3 ps-2\"><input id=\"fq-objem-value\" class=\"fq-text nb\" type=\"text\" value=\"1\" size=\"4\" readonly \/><\/div><\/div>\n\t\n\t<div class=\"form-group mb-4\">\n\t<label for=\"fq-psc\">PS\u010c:<\/label>\n\t<input type=\"text\" id=\"fq-psc\" value=\"\" name=\"zip\" class=\"form-control\"><div class=\"invalid-feedback\"><\/div> \n\t<\/div>\n\t\n\t<p class=\"mb-1\"><label for=\"fq-vek\">Kolik je V\u00e1m let:<\/label><\/p>\n\t<div class=\"row mb-3\"><div class=\"col-9\"><input type=\"range\" class=\"fq-range\" aria-label=\"vek\" min=\"18\" max=\"66\" step=\"1\" value=\"42\" id=\"fq-vek\" aria-describedby=\"vek\" data-orientation=\"horizontal\" name=\"00N3Y00000GuOi6\"><\/div><div class=\"col-3 ps-2\"><input id=\"fq-vek-value\" class=\"fq-text nb\" type=\"text\" value=\"1\" size=\"4\" readonly \/><\/div><\/div>\n\t\n\t\n\t<p class=\"mb-1\"><label for=\"tel\">Pro z\u00edsk\u00e1n\u00ed kalkulace je t\u0159eba zadat tel. \u010d\u00edslo:<\/label><\/p>\n\t<div class=\"row mb-4\"><div class=\"col-4 pe-0\"><select class=\"form-control\" id=\"fq-predvolba\"><option selected value=\"+420\">+420<\/option><option value=\"+421\">+421<\/option><\/select><\/div><div class=\"col-8 ps-0\"><input type=\"text\" class=\"form-control\" aria-label=\"tel\" aria-describedby=\"predvolba\" placeholder=\"nap\u0159 603 123 123\" id=\"fq-tel\"><div class=\"invalid-feedback\"><\/div><\/div><\/div>\n\t<input id=\"fq-tel-value\" class=\"fq-text nb\" type=\"hidden\" value=\"\" size=\"4\" name=\"phone\" readonly \/>\n\t<\/div>\n\t<div class=\"col-sm-1\">\n\t<\/div>\n\t<div class=\"col-sm-4\">\n\t<div class=\"fq-sum p-3 my-4 pt-5\" style=\"display: none;\">\n\t<p class=\"mb-1\">Povinn\u00e9 ru\u010den\u00ed m\u016f\u017eete <br>m\u00edt ji\u017e od:<\/p>\n\t<p class=\"fq-sum-value-text\" id=\"fq-sum\">-<\/p>\n\t\n\t<div class=\"spinner-border text-primary fq-spinner mt-2\" role=\"status\" style=\"display: none;\" id=\"fq-loader\">\n\t\t<span class=\"sr-only\"><\/span>\n\t\n\t<\/div>\n\t<div class=\"col-sm-1\">\n\t<\/div>\n\t<input id=\"fq-sum-value\" class=\"fq-text nb\" type=\"hidden\" \/>\n\t<\/div>\t\n\t<\/div>\n\t<\/div>\n\t<div class=\"row justify-content-center mb-1\">\n\t<div class=\"col-6\">\n\t<a href=\"#fq\" id=\"fq-get\" class=\"w-100 btn bg-dark fq-btn py-3\" title=\"Zobrazit 10 poji\u0161\u0165oven\" data-bs-toggle=\"\" data-bs-target=\"\"><span class=\"sro-povinne-ruceni me-2\"><\/span>Zobrazit 10 poji\u0161\u0165oven<\/a>\n\t<\/div>\n\t<p class=\"mb-2 mt-4 col-sm-8 text-center\"><small>Odesl\u00e1n\u00edm formul\u00e1\u0159e tla\u010d\u00edtkem Zobrazit 10 poji\u0161\u0165oven souhlas\u00edte se zpracov\u00e1n\u00edm V\u00e1mi zadan\u00fdch osobn\u00edch \u00fadaj\u016f \u2013 <a href=\"\/informace-o-zpracovani-osobnich-udaju\/\" target=\"_blank\" title=\"Zobrazit\">Informace o zpracov\u00e1n\u00ed osobn\u00edch \u00fadaj\u016f<\/a><\/small><\/p>\n\t<\/div>\n\t<\/form>\n\t<IFRAME style=\"display:none\" name=\"hidden-form\"><\/IFRAME>\n\t<\/div>\n\t<!-- Modal -->\n\t<div class=\"modal fade\" id=\"offersInsurance\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"myModalLabel\" aria-hidden=\"true\">\n\t\t<div class=\"modal-dialog modal-dialog-scrollable modal-dialog-centered\" role=\"document\">\n\t\t\t<div class=\"modal-content\">\n\t\t\t\t<div class=\"modalHeader modal-header border-0\">\n\t\t\t\t\t<button type=\"button\" class=\"btn-close\" data-bs-dismiss=\"modal\" aria-label=\"Close\"><\/button>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"modal-body pt-0\">\n\t\t\t\t<h2 class=\"text-center fq20h1 mb-3\" id=\"fq20h1ls\">Kalkulace povinn\u00e9ho ru\u010den\u00ed<\/h2>\n\t\t\t\t<div class=\"fq20k3\">\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-cpp\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-cpp.png\" alt=\"\u010cPP\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-cpp.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-cpp.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">\u010cPP<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"cpp\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-gcp\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-gcp.png\" alt=\"G\u010cP\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-gcp.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-gcp.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">G\u010cP<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"gcp\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-allianz\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-allianz.png\" alt=\"allianz\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-allianz.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-allianz.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Allianz<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"allianz\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-kooperativa\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-kooperativa.png\" alt=\"kooperativa\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-kooperativa.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-kooperativa.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Kooperativa<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"kooperativa\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-direct\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-direct.png\" alt=\"direct\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-direct.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-direct.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Direct<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"direct\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-axa\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-axa.png\" alt=\"axa\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-axa.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-axa.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">AXA<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"axa\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-slavia\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-slavia.png\" alt=\"slavia\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-slavia.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-slavia.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Slavia<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"slavia\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-csob\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-csob.png\" alt=\"csob\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-csob.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-csob.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">\u010cSOB<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"csob\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-uniqa\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-uniqa.png\" alt=\"uniqa\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-uniqa.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-uniqa.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Uniqa<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"uniqa\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-pillow\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-pillow.png\" alt=\"pillow\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-pillow.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-pillow.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Pillow<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"pillow\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t  <\/div>\n\t\t  <div class=\"modal-footer text-center\">\n\t\t\t  <a href=\"#\" class=\"w-100 btn bg-dark fq-btn fq-btn-active py-3 callMe\" id=\"offersInsuranceCallMe\" title=\"Chci b\u00fdt kontaktov\u00e1n\"><span class=\"sro-zavolame mt-1 me-2\"><\/span>Chci b\u00fdt kontaktov\u00e1n<\/a>\n\t\t  <\/div>\n\t\t<\/div>\n\t  <\/div>\n\t<\/div><a name=\"hotovo\"><\/a><div class=\"fq20k2 my-5 py-5\" id=\"fq-thank\" style=\"display: none;\">\n\t<h2 class=\"mb-1\">D\u011bkujeme za V\u00e1\u0161 z\u00e1jem.<\/h2>\n\t<p>Budeme V\u00e1s co nejd\u0159\u00edve kontaktovat.<\/p>\n\t<p class=\"my-0\"><img decoding=\"async\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/css\/images\/fq-character.webp\" alt=\"Srovn\u00e1tor postavi\u010dka\" width=\"326\" height=\"342\"><\/p>\n\t<p><strong>Ne\u017e v\u00e1m zavol\u00e1me, prohl\u00e9dn\u011bte si <br>kalkulace cestovn\u00edho poji\u0161t\u011bn\u00ed.<\/strong><\/p>\n\t<div class=\"btn-center\"><a href=\"\/cestovni-pojisteni\/kalkulacka\/#kalkulacka\" class=\"btn btn-primary px-5 py-2 fq-ces-btn\" title=\"Spo\u010d\u00edtat cestovn\u00ed poji\u0161t\u011bn\u00ed\" rel=\"prefetch\">CESTOVN\u00cd POJI\u0160T\u011aN\u00cd<\/a><\/div>\n\t<\/div>\n<h2>Kdo je pojistn\u00edk u povinn\u00e9ho ru\u010den\u00ed<\/h2>\n<p>Pojistn\u00edk je osoba, kter\u00e1 sjedn\u00e1v\u00e1 s\u00a0poji\u0161\u0165ovnou smlouvu a k\u00a0poji\u0161t\u011bn\u00e9 v\u011bci nemus\u00ed m\u00edt \u017e\u00e1dn\u00fd vztah. Vozidlo nemus\u00ed ani vlastnit ani u\u017e\u00edvat. Je d\u016fle\u017eit\u00e9 v\u011bd\u011bt, \u017ee na pojistn\u00edka se vztahuj\u00ed ve\u0161ker\u00e9 podm\u00ednky pojistn\u00e9 smlouvy a bez jeho souhlasu nelze nic m\u011bnit ani vypov\u00eddat.<\/p>\n<p><a href=\"https:\/\/carb.srovnator.cz\/\" title=\"Spo\u010d\u00edtat cenu povinn\u00e9ho ru\u010den\u00ed\"><img decoding=\"async\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/2021\/10\/povinne-ruceni-pojistnik.jpg\" alt=\"Pojistn\u00edk povinn\u00e9ho ru\u010den\u00ed\" width=\"643\" height=\"250\"  size-full\" \/><\/a><\/p>\n<h2>Zm\u011bna pojistn\u00edka neexistuje<\/h2>\n<p>Pokud d\u011bl\u00e1te n\u011bkomu pojistn\u00edka, za \u00fa\u010delem <a href=\"https:\/\/carb.srovnator.cz\/\">u\u0161et\u0159it na povinn\u00e9m ru\u010den\u00ed<\/a>, p\u0159ipravte se na \u0159adu nev\u00fdhod. Probl\u00e9my mohou nastat t\u0159eba p\u0159i v\u00fdpov\u011bdi. Nepo\u010d\u00edtejte s\u00a0t\u00edm, \u017ee V\u00e1m poji\u0161\u0165ovna ukon\u010d\u00ed smlouvu po p\u016fl roce jen proto, \u017ee jste se pr\u00e1v\u011b roze\u0161li s\u00a0p\u0159\u00edtelkyn\u00ed a pojistn\u00edka j\u00ed u\u017e d\u011blat nechcete.<\/p>\n<iframe title=\"Video na YouTube\" width=\"100%\" height=\"361\" src=\"https:\/\/www.youtube.com\/embed\/kwdCSI_tM6M?rel=0&showinfo=0\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-link=\"https:\/\/www.youtube.com\/watch?v=kwdCSI_tM6M&rel=0&showinfo=0\"><\/iframe>\n<h2>Bonusy se v\u00e1\u017e\u00ed na pojistn\u00edka<\/h2>\n<p>Stejn\u011b jako se d\u00e1 na povinn\u00e9m ru\u010den\u00ed u\u0161et\u0159it, tak se d\u00e1 i prod\u011blat. V\u00a0p\u0159\u00edpad\u011b dopravn\u00ed nehody se vyje\u017ed\u011bn\u00fd bonus ode\u010dte pojistn\u00edkovi nikoli \u0159idi\u010di vozidla. Nez\u00e1le\u017e\u00ed na tom, kdo vozidlo \u0159\u00edd\u00ed, ale kdo je na smlouv\u011b uveden jako pojistn\u00edk.<\/p>\n<p>Pojistn\u00edk u povinn\u00e9ho ru\u010den\u00ed nese velkou zodpov\u011bdnost. Proto stoj\u00ed za zv\u00e1\u017een\u00ed, zda n\u011bkomu pomoci k\u00a0levn\u011bj\u0161\u00edmu poji\u0161t\u011bn\u00ed a prop\u016fj\u010dit mu sv\u016fj beze\u0161kodn\u00ed pr\u016fb\u011bh (bonusy).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Povinn\u00e9 ru\u010den\u00ed je z velk\u00e9 m\u00edry st\u00e1le vn\u00edm\u00e1no jako nutn\u00e9 zlo a tak se na n\u011bm sna\u017e\u00edme u\u0161et\u0159it, co se d\u00e1. N\u011bkdy sah\u00e1me po zp\u016fsobech, kter\u00e9 se nemus\u00ed ve fin\u00e1le vyplatit. Nap\u0159\u00edklad kdy\u017e novope\u010den\u00e9mu \u0159idi\u010di d\u011bl\u00e1 pojistn\u00edka t\u00e1ta s pln\u00fdm bonusem.<\/p>\n","protected":false},"author":5,"featured_media":3687,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[451,359,453,608,361,432],"class_list":["post-3686","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-povinne-ruceni","tag-bonus","tag-dopravni-nehoda","tag-malus","tag-pojistnik","tag-povinne-ruceni","tag-ridic"],"acf":{"znacka":"","model":"","objem":"","vyrobeno":"","vykon":"","velikost_1":"","velikost_2":"","velikost_3":"","velikost_4":"","roky":"","roky_velikost_1":"","roky_velikost_2":"","roky_velikost_3":"","roky_velikost_4":"","pocet_kalkulaci":0,"page_post_meta_bread":"Pojistn\u00edk povinn\u00e9ho ru\u010den\u00ed","page_post_meta_bread_child":"","page_post_meta_script_head":"<script type=\"application\/ld+json\">\r\n{\r\n\t\"@context\": \"https:\/\/schema.org\",\r\n\t\"@type\": \"VideoObject\",\r\n\t\"name\": \"Pojistn\u00edk odli\u0161n\u00fd od majitele vozu\",\r\n\t\"description\": \"Povinn\u00e9 ru\u010den\u00ed je z\u00a0velk\u00e9 m\u00edry st\u00e1le vn\u00edm\u00e1no jako nutn\u00e9 zlo a tak se na n\u011bm sna\u017e\u00edme u\u0161et\u0159it, co se d\u00e1. N\u011bkdy sah\u00e1me po zp\u016fsobech, kter\u00e9 se nemus\u00ed ve fin\u00e1le v...\",\r\n\t\"thumbnailUrl\": \"https:\/\/i.ytimg.com\/vi\/kwdCSI_tM6M\/mqdefault.jpg\",\r\n\t\"duration\": \"PT1M29S\",\r\n\t\"contentUrl\": \"https:\/\/www.youtube.com\/watch?v=kwdCSI_tM6M\",\r\n\t\"embedUrl\": \"https:\/\/www.youtube.com\/embed\/kwdCSI_tM6M\",\r\n\t\"uploadDate\": \"2018-10-02T02:59:03-07:00\",\r\n\t\"inLanguage\": \"cs\",\r\n\t\"publisher\": {\r\n\t\t\"@type\": \"Organization\",\r\n\t\t\"name\": \"Srovn\u00e1tor.cz\",\r\n\t\t\"logo\": {\r\n\t\t\t\"@type\": \"ImageObject\",\r\n\t\t\t\"url\": \"https:\/\/cdn.suri.cz\/pfp\/img\/logo\/srovnatorcz-oglogo.png\",\r\n\t\t\t\"width\": 600,\r\n\t\t\t\"height\": 600\r\n\t\t}\r\n\t}\r\n}\r\n<\/script>","page_post_meta_leaving_screen":"cat"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kdo je pojistn\u00edk povinn\u00e9ho ru\u010den\u00ed ? - Srovn\u00e1tor.cz<\/title>\n<meta name=\"description\" content=\"Pojistn\u00edk je osoba, kter\u00e1 sjedn\u00e1v\u00e1 s poji\u0161\u0165ovnou smlouvu a k poji\u0161t\u011bn\u00e9 v\u011bci nemus\u00ed m\u00edt \u017e\u00e1dn\u00fd vztah. 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