{"id":3698,"date":"2016-03-21T22:00:00","date_gmt":"2016-03-21T21:00:00","guid":{"rendered":"https:\/\/www.srovnator.cz\/clanky\/ostatni\/jak-postupovat-v-pripade-pojistne-udalosti-na-dovolene\/"},"modified":"2024-06-24T07:46:56","modified_gmt":"2024-06-24T05:46:56","slug":"jak-postupovat-v-pripade-pojistne-udalosti-na-dovolene","status":"publish","type":"post","link":"https:\/\/www.srovnator.cz\/clanky\/pojistna-udalost-na-dovolene\/","title":{"rendered":"Jak postupovat v p\u0159\u00edpad\u011b pojistn\u00e9 ud\u00e1losti na dovolen\u00e9"},"content":{"rendered":"

Nemoc, \u00faraz, ukraden\u00e1 \u010di poni\u010den\u00e1 zavazadla. Pro tyto p\u0159\u00edpady si sjedn\u00e1v\u00e1me cestovn\u00ed poji\u0161t\u011bn\u00ed. Sice n\u00e1s p\u0159ed pojistnou ud\u00e1lost\u00ed neochr\u00e1n\u00ed, ale pom\u016f\u017ee n\u00e1m zm\u00edrnit finan\u010dn\u00ed ztr\u00e1tu. V\u011bd\u011bli byste, jak spr\u00e1vn\u011b \u0159e\u0161it nep\u0159\u00edjemnou situaci na dovolen\u00e9?<\/strong><\/p>\n\"Jak

Nikdy nev\u00edte, kde na V\u00e1s \u010d\u00edh\u00e1 nebezpe\u010d\u00ed.<\/div>\n

Asisten\u010dn\u00ed slu\u017ebu volejte jako prvn\u00ed<\/h2>\n

Sou\u010d\u00e1st\u00ed ka\u017ed\u00e9ho cestovn\u00edho poji\u0161t\u011bn\u00ed<\/a> je asisten\u010dn\u00ed slu\u017eba, kter\u00e1 V\u00e1m poskytne telefonickou pomoc 24 hodin denn\u011b, a v\u017edy se s oper\u00e1torem dorozum\u00edte v \u010desk\u00e9m jazyce. Pom\u016f\u017ee V\u00e1m \u0159e\u0161it probl\u00e9m hned na m\u00edst\u011b a vyhodnot\u00ed, na co m\u00e1te n\u00e1rok a za jak\u00fdch podm\u00ednek.<\/p>\n

Pokud se rozhodnete asisten\u010dn\u00ed slu\u017ebu v\u016fbec nevolat, m\u016f\u017eete b\u00fdt po n\u00e1vratu z dovolen\u00e9 nemile p\u0159ekvapeni. Nekontaktov\u00e1n\u00ed asisten\u010dn\u00ed slu\u017eby v zahrani\u010d\u00ed n\u011bkdy m\u016f\u017ee v\u00e9st k odm\u00edtnut\u00ed vyplacen\u00ed pojistn\u00e9ho pln\u011bn\u00ed.<\/p>\n

P\u0159e\u010dt\u011bte si o dal\u0161\u00edch p\u0159\u00edpadech, kdy poji\u0161\u0165ovny nemus\u00ed vypl\u00e1cet pojistn\u00e9 pln\u011bn\u00ed<\/a>.<\/p>\n

Nemoc nebo \u00faraz na dovolen\u00e9<\/h2>\n

Jestli\u017ee jste je\u0161t\u011b nevyhledali l\u00e9ka\u0159skou pomoc, obra\u0165te se na asisten\u010dn\u00ed slu\u017ebu poji\u0161\u0165ovny. Ta V\u00e1m zprost\u0159edkuje n\u00e1v\u0161t\u011bvu nejbli\u017e\u0161\u00edho l\u00e9ka\u0159sk\u00e9ho za\u0159\u00edzen\u00ed, se kter\u00fdm m\u00e1 smlouvu. Od l\u00e9ka\u0159e si nechte vystavit l\u00e9ka\u0159skou zpr\u00e1vu a \u00fa\u010det s rozepsan\u00fdmi cenami za jednotliv\u00e9 proveden\u00e9 \u00fakony.<\/p>\n

Mus\u00edte-li zaplatit za zdravotn\u00ed o\u0161et\u0159en\u00ed a nem\u00e1te u sebe dostatek pen\u011bz, zavolejte na asisten\u010dn\u00ed slu\u017ebu a po\u017e\u00e1dejte o garanci zaplacen\u00ed platby.<\/span><\/div>\n

Po\u0161kozen\u00ed, ztr\u00e1ta nebo odcizen\u00ed zavazadel<\/h2>\n

Mezi nej\u010dast\u011bj\u0161\u00ed pojistn\u00e9 ud\u00e1losti na dovolen\u00e9 pat\u0159\u00ed po\u0161kozen\u00ed \u010di zni\u010den\u00ed v\u011bc\u00ed a zavazadel nebo jejich odcizen\u00ed. I takovou ud\u00e1lost je t\u0159eba nahl\u00e1sit asisten\u010dn\u00ed slu\u017eb\u011b. Ta posoud\u00ed, m\u00e1te-li n\u00e1rok na kryt\u00ed z pojistky, nebo jestli mus\u00edte uplatnit \u0161kodu na dopravci.<\/p>\n

V\u017edy je nutn\u00e9 p\u0159ivolat policii a nechat si vystavit protokol, kter\u00fd p\u0159edlo\u017e\u00edte poji\u0161\u0165ovn\u011b spolu s formul\u00e1\u0159em o hl\u00e1\u0161en\u00ed pojistn\u00e9 ud\u00e1losti.<\/span><\/div>\n

\u0160koda na majetku nebo zdrav\u00ed druh\u00fdch osob<\/h2>\n

Zp\u016fsob\u00edte-li \u0161kodu nebo \u00fajmu n\u011bkomu jin\u00e9mu, zapi\u0161te si kontakt na po\u0161kozen\u00e9ho, ale i na p\u0159\u00edpadn\u00e9 sv\u011bdky nehody. Pokud V\u00e1s vysl\u00fdch\u00e1 policie, trvejte na tlumo\u010dn\u00edkovi, a co nejd\u0159\u00edve kontaktujte svou poji\u0161\u0165ovnu.<\/p>\n

Nikdy nepodepisujte nic, \u010demu nerozum\u00edte. V\u017edy dopl\u0148te svou verzi v\u00fdpov\u011bdi v \u010desk\u00e9m jazyce a po\u0159i\u010fte si vlastn\u00ed fotodokumentaci \u0161kody.<\/span><\/div>\n

Postup po p\u0159\u00edjezdu do \u010cR<\/h2>\n
    \n
  • S nahl\u00e1\u0161en\u00edm pojistn\u00e9 ud\u00e1losti moc neot\u00e1lejte, podejte ji co nejd\u0159\u00edv po n\u00e1vratu do \u010cR.<\/li>\n
  • Vypl\u0148te formul\u00e1\u0159 hl\u00e1\u0161en\u00ed pojistn\u00e9 ud\u00e1losti, kter\u00fd naleznete na webu sv\u00e9 poji\u0161\u0165ovny.<\/li>\n
  • Poji\u0161\u0165ovn\u011b p\u0159edlo\u017ete origin\u00e1ly zpr\u00e1v o o\u0161et\u0159en\u00ed, \u00fa\u010dty za l\u00e9ky \u010di zdravotnick\u00fd materi\u00e1l.<\/li>\n
  • V p\u0159\u00edpad\u011b, \u017ee pojistnou ud\u00e1lost \u0161et\u0159ila policie, mus\u00edte p\u0159edlo\u017eit i policejn\u00ed protokol.<\/li>\n<\/ul>\n

    Karti\u010dku s kontaktem na asisten\u010dn\u00ed slu\u017ebu a s \u010d\u00edslem pojistn\u00e9 smlouvy m\u011bjte st\u00e1le u sebe. Jestli\u017ee V\u00e1s na dovolen\u00e1 zastihne nep\u0159\u00edjemn\u00e1 ud\u00e1lost, na nic ne\u010dekejte a v okam\u017eiku, kdy je to mo\u017en\u00e9 volejte asisten\u010dn\u00ed slu\u017eb\u011b. Ve\u0161ker\u00e9 doklady o platb\u00e1ch si schov\u00e1vejte, aby V\u00e1m poji\u0161\u0165ovna mohla n\u00e1klady proplatit.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

    Nemoc, \u00faraz, ukraden\u00e1 \u010di poni\u010den\u00e1 zavazadla. Pro tyto p\u0159\u00edpady si sjedn\u00e1v\u00e1me cestovn\u00ed poji\u0161t\u011bn\u00ed. Sice n\u00e1s p\u0159ed pojistnou ud\u00e1lost\u00ed neochr\u00e1n\u00ed, ale pom\u016f\u017ee n\u00e1m zm\u00edrnit finan\u010dn\u00ed ztr\u00e1tu. V\u011bd\u011bli byste, jak spr\u00e1vn\u011b \u0159e\u0161it nep\u0159\u00edjemnou situaci na dovolen\u00e9?<\/p>\n","protected":false},"author":5,"featured_media":3699,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[393,380,381,499,583,385,448,386],"class_list":["post-3698","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cestovni-pojisteni","tag-asistencni-sluzba","tag-cestovni-pojisteni","tag-dovolena","tag-pojistna-udalost","tag-postup","tag-uraz","tag-zahranici","tag-zavazadlo"],"acf":{"znacka":"","model":"","objem":"","vyrobeno":"","vykon":"","velikost_1":"","velikost_2":"","velikost_3":"","velikost_4":"","roky":"","roky_velikost_1":"","roky_velikost_2":"","roky_velikost_3":"","roky_velikost_4":"","pocet_kalkulaci":0,"page_post_meta_bread":"Pojistn\u00e1 ud\u00e1lost na dovolen\u00e9","page_post_meta_bread_child":"","page_post_meta_script_head":"","page_post_meta_leaving_screen":"cat"},"yoast_head":"\nPojistn\u00e1 ud\u00e1lost na dovolen\u00e9 - Srovn\u00e1tor.cz<\/title>\n<meta name=\"description\" content=\"Pro rychl\u00e9 vy\u0159\u00edzen\u00ed pojistn\u00e9 ud\u00e1losti je spr\u00e1vn\u00fd postup kl\u00ed\u010dov\u00fd. Porad\u00edme V\u00e1m, co d\u011blat p\u0159i vzniku \u0161kody.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.srovnator.cz\/clanky\/pojistna-udalost-na-dovolene\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pojistn\u00e1 ud\u00e1lost na dovolen\u00e9 - Srovn\u00e1tor.cz\" \/>\n<meta property=\"og:description\" content=\"Pro rychl\u00e9 vy\u0159\u00edzen\u00ed pojistn\u00e9 ud\u00e1losti je spr\u00e1vn\u00fd postup kl\u00ed\u010dov\u00fd. 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Na\u0161\u00edm c\u00edlem je naj\u00edt pro v\u00e1s v\u017edy to nejvhodn\u011bj\u0161\u00ed poji\u0161t\u011bn\u00ed dle va\u0161ich pot\u0159eb. D\u00edky \u0161irok\u00e9mu portfoliu produkt\u016f od v\u0161ech v\u00fdznamn\u00fdch poji\u0161\u0165oven v\u00e1m dok\u00e1\u017eeme poskytnout \u0159e\u0161en\u00ed odpov\u00eddaj\u00edc\u00ed va\u0161im p\u0159edstav\u00e1m. Kdy\u017e budete m\u00edt jak\u00fdkoliv produktov\u00fd dotaz, nev\u00e1hejte se na n\u00e1s obr\u00e1tit na info@srovnator.cz\",\"url\":\"https:\/\/www.srovnator.cz\/autori\/martin-danes\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pojistn\u00e1 ud\u00e1lost na dovolen\u00e9 - Srovn\u00e1tor.cz","description":"Pro rychl\u00e9 vy\u0159\u00edzen\u00ed pojistn\u00e9 ud\u00e1losti je spr\u00e1vn\u00fd postup kl\u00ed\u010dov\u00fd. 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