{"id":3730,"date":"2016-12-14T22:00:00","date_gmt":"2016-12-14T21:00:00","guid":{"rendered":"https:\/\/www.srovnator.cz\/clanky\/ostatni\/nejlevnejsi-cestovni-pojisteni\/"},"modified":"2024-06-24T07:46:55","modified_gmt":"2024-06-24T05:46:55","slug":"nejlevnejsi-cestovni-pojisteni","status":"publish","type":"post","link":"https:\/\/www.srovnator.cz\/clanky\/nejlevnejsi-cestovni-pojisteni\/","title":{"rendered":"Nejlevn\u011bj\u0161\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed"},"content":{"rendered":"\"Nejlevn\u011bj\u0161\u00ed\n

Chyst\u00e1te se p\u0159es V\u00e1noce a Silvestr vyrazit do zahrani\u010d\u00ed? A\u0165 u\u017e budete vyr\u00e1\u017eet na hory nebo za teplem, ur\u010dit\u011b budete \u0159e\u0161it cestovn\u00ed poji\u0161t\u011bn\u00ed<\/a>. P\u0159irozen\u011b m\u00e1me tendenci vyb\u00edrat to nejlevn\u011bj\u0161\u00ed. Na \u010dem se ale vyplat\u00ed ne\u0161et\u0159it?<\/p>\n

Nejlevn\u011bj\u0161\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed je pro m\u011b to nejlep\u0161\u00ed<\/h2>\n

Ji\u017e samotn\u00e1 dovolen\u00e1 je pom\u011brn\u011b velk\u00fdm z\u00e1sahem do na\u0161eho rozpo\u010dtu, proto je celkem p\u0159irozen\u00e9, \u017ee se sna\u017e\u00edme u\u0161et\u0159it na n\u00e1kladech s n\u00ed spojen\u00fdch. Je ale opravdu nejlevn\u011bj\u0161\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed do zahrani\u010d\u00ed to nejv\u00fdhodn\u011bj\u0161\u00ed? Cestovn\u00ed poji\u0161t\u011bn\u00ed maj\u00ed velk\u00e9 rozd\u00edly. Ty hlavn\u00ed se t\u00fdkaj\u00ed limit\u016f pro l\u00e9\u010debn\u00e9 v\u00fdlohy, kdy rozd\u00edl stovek \u010di des\u00edtek korun v cen\u011b poji\u0161t\u011bn\u00ed m\u016f\u017ee znamenat rozd\u00edl v milionech pr\u00e1v\u011b ve zm\u00edn\u011bn\u00fdch l\u00e9\u010debn\u00fdch v\u00fdloh\u00e1ch.<\/p>\n

Co zohlednit p\u0159i v\u00fdb\u011bru cestovn\u00edho poji\u0161t\u011bn\u00ed?<\/h2>\n

Mus\u00edme v\u017edy br\u00e1t v \u00favahu i \u00fa\u010del na\u0161\u00ed cesty do ciziny. Pokud jedeme nap\u0159\u00edklad na slu\u017eebn\u00ed cestu a na\u0161e kroky sm\u011b\u0159uj\u00ed z leti\u0161t\u011b p\u0159\u00edmo na hotel a ten krom\u011b n\u00e1v\u0161t\u011bvy meetingu tak\u00e9 neopou\u0161t\u00edme, skute\u010dn\u011b m\u016f\u017eeme volit poji\u0161t\u011bn\u00ed dle n\u00edzk\u00e9 ceny a aspo\u0148 z\u00e1kladn\u00edch limit\u016f pro l\u00e9\u010debn\u00e9 v\u00fdlohy \u010di asisten\u010dn\u00ed slu\u017eby. Pokud ale pl\u00e1nujeme cestovat, sportovat a pozn\u00e1vat ciz\u00ed zemi, ur\u010dit\u011b se vyplat\u00ed porovn\u00e1vat cenu\/v\u00fdkon – tedy to, co za sv\u00e9 pen\u00edze dostaneme, pokud dojde k pojistn\u00e9 ud\u00e1losti.<\/p>\n

Chci cestovat, sportovat a u\u017e\u00edvat si dovolenou<\/h2>\n

V n\u011bkter\u00fdch st\u00e1tech n\u00e1s m\u016f\u017ee zanedb\u00e1n\u00ed v\u00fdb\u011bru cestovn\u00edho poji\u0161t\u011bn\u00ed vyj\u00edt v p\u0159\u00edpad\u011b \u00farazu velmi draho. Nap\u0159\u00edklad v USA je zdravotn\u00ed p\u00e9\u010de tak drah\u00e1, \u017ee n\u00e1s u\u0161et\u0159en\u00fdch 64 K\u010d m\u016f\u017ee v tom lep\u0161\u00edm p\u0159\u00edpad\u011b \u201cst\u00e1t\u201d 20 000 K\u010d v p\u0159\u00edpad\u011b kr\u00e1de\u017ee \u010di ztr\u00e1ty cestovn\u00edch zavazadel a v tom hor\u0161\u00edm, stane-li se n\u00e1m v\u00e1\u017en\u011bj\u0161\u00ed \u00faraz, m\u016f\u017eeme b\u00fdt p\u0159i dopl\u00e1cen\u00ed zdravotn\u00ed p\u00e9\u010de \u201cleh\u010d\u00ed\u201d i o 2 000 000 K\u010d. Kdy\u017e budeme konkr\u00e9tn\u00ed, pokud se 30 let\u00e1 \u017eena vyd\u00e1 na 15 dn\u00ed na cestu do USA a zvol\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed za 400 K\u010d, jej\u00ed limit pro poji\u0161t\u011bn\u00ed zavazadel bude 0 K\u010d a limit pro l\u00e9\u010debn\u00e9 v\u00fdlohy 3 000 000 K\u010d. Rozhodne-li se ale lehce p\u0159iplatit a zvol\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed za 464 K\u010d, jej\u00ed limity se v p\u0159\u00edpad\u011b zavazadel zvednou na 20 000 K\u010d a u l\u00e9\u010debn\u00fdch v\u00fdloh dokonce na 5 000 000 K\u010d.<\/p>\n

Jak vybrat to nejv\u00fdhodn\u011bj\u0161\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed?<\/h2>\n

Jak jsme ji\u017e zm\u00ednili v\u00fd\u0161e, v\u017edy je dobr\u00e9 zv\u00e1\u017eit, za jak\u00fdm \u00fa\u010delem se chyst\u00e1me vycestovat do zahrani\u010d\u00ed a kolik \u010dasu tam budeme tr\u00e1vit. Pokud vyr\u00e1\u017e\u00edte nas\u00e1t v\u00e1no\u010dn\u00ed atmosf\u00e9ru do Dr\u00e1\u017e\u010fan a va\u0161\u00edm c\u00edlem budou pouze trhy a p\u0159ilehl\u00e9 kr\u00e1mky, m\u016f\u017eete volit z\u00e1kladn\u00ed variantu cestovn\u00edho poji\u0161t\u011bn\u00ed. Jakmile ale bal\u00edte kufry do Rakouska a sv\u00e9 volno hodl\u00e1te tr\u00e1vit hlavn\u011b na sjezdovce, v\u017edy volte variantu, kde jsou limity na l\u00e9\u010debn\u00e9 v\u00fdlohy minim\u00e1ln\u011b 3 000 000 K\u010d. Stejn\u011b tak je tomu v p\u0159\u00edpad\u011b exotick\u00e9 dovolen\u00e9 a to v p\u0159\u00edpad\u011b, a\u0165 u\u017e je va\u0161\u00edm c\u00edlem sport \u010di pozn\u00e1v\u00e1n\u00ed m\u00edstn\u00ed fauny a flory. Nejpohodln\u011bj\u0161\u00ed a nejp\u0159ehledn\u011bj\u0161\u00ed variantou je ur\u010dit\u011b sjedn\u00e1n\u00ed cestovn\u00edho poji\u0161t\u011bn\u00ed online<\/a> pomoc\u00ed online kalkula\u010dky<\/a> cestovn\u00edho poji\u0161t\u011bn\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"

Chyst\u00e1te se p\u0159es V\u00e1noce a Silvestr vyrazit do zahrani\u010d\u00ed? A\u0165 u\u017e budete vyr\u00e1\u017eet na hory nebo za teplem, ur\u010dit\u011b budete \u0159e\u0161it cestovn\u00ed poji\u0161t\u011bn\u00ed. P\u0159irozen\u011b m\u00e1me tendenci vyb\u00edrat to nejlevn\u011bj\u0161\u00ed. Na \u010dem se ale vyplat\u00ed ne\u0161et\u0159it?<\/p>\n","protected":false},"author":5,"featured_media":3731,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[380,381,525,543,490,382,448],"class_list":["post-3730","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cestovni-pojisteni","tag-cestovni-pojisteni","tag-dovolena","tag-lecebne-vylohy","tag-nehoda","tag-online-pojisteni","tag-sport","tag-zahranici"],"acf":{"znacka":"","model":"","objem":"","vyrobeno":"","vykon":"","velikost_1":"","velikost_2":"","velikost_3":"","velikost_4":"","roky":"","roky_velikost_1":"","roky_velikost_2":"","roky_velikost_3":"","roky_velikost_4":"","pocet_kalkulaci":0,"page_post_meta_bread":"Nejlevn\u011bj\u0161\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed","page_post_meta_bread_child":"","page_post_meta_script_head":"","page_post_meta_leaving_screen":"cat"},"yoast_head":"\nNejlevn\u011bj\u0161\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed - Srovn\u00e1tor.cz<\/title>\n<meta name=\"description\" content=\"Chyst\u00e1te se p\u0159es V\u00e1noce a Silvestr vyrazit do zahrani\u010d\u00ed? A\u0165 u\u017e budete vyr\u00e1\u017eet na hory nebo za teplem, ur\u010dit\u011b budete \u0159e\u0161it cestovn\u00ed poji\u0161t\u011bn\u00ed. P\u0159irozen\u011b m\u00e1me tendenci vyb\u00edrat to nejlevn\u011bj\u0161\u00ed. Na \u010dem se ale vyplat\u00ed ne\u0161et\u0159it?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.srovnator.cz\/clanky\/nejlevnejsi-cestovni-pojisteni\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nejlevn\u011bj\u0161\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed - Srovn\u00e1tor.cz\" \/>\n<meta property=\"og:description\" content=\"Chyst\u00e1te se p\u0159es V\u00e1noce a Silvestr vyrazit do zahrani\u010d\u00ed? A\u0165 u\u017e budete vyr\u00e1\u017eet na hory nebo za teplem, ur\u010dit\u011b budete \u0159e\u0161it cestovn\u00ed poji\u0161t\u011bn\u00ed. P\u0159irozen\u011b m\u00e1me tendenci vyb\u00edrat to nejlevn\u011bj\u0161\u00ed. 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Na \u010dem se ale vyplat\u00ed ne\u0161et\u0159it?","og_url":"https:\/\/www.srovnator.cz\/clanky\/nejlevnejsi-cestovni-pojisteni\/","og_site_name":"Srovn\u00e1tor.cz","article_publisher":"https:\/\/www.facebook.com\/srovnator\/","article_published_time":"2016-12-14T21:00:00+00:00","article_modified_time":"2024-06-24T05:46:55+00:00","og_image":[{"width":1000,"height":667,"url":"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/a7ac142e-nejlevnejsi-cestovni-pojisteni.jpg","type":"image\/jpeg"}],"author":"Martin Dane\u0161","twitter_card":"summary_large_image","twitter_creator":"@Srovnator_czech","twitter_site":"@Srovnator_czech","twitter_misc":{"Written by":"Martin Dane\u0161","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.srovnator.cz\/clanky\/nejlevnejsi-cestovni-pojisteni\/","url":"https:\/\/www.srovnator.cz\/clanky\/nejlevnejsi-cestovni-pojisteni\/","name":"Nejlevn\u011bj\u0161\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed - Srovn\u00e1tor.cz","isPartOf":{"@id":"https:\/\/www.srovnator.cz\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.srovnator.cz\/clanky\/nejlevnejsi-cestovni-pojisteni\/#primaryimage"},"image":{"@id":"https:\/\/www.srovnator.cz\/clanky\/nejlevnejsi-cestovni-pojisteni\/#primaryimage"},"thumbnailUrl":"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/a7ac142e-nejlevnejsi-cestovni-pojisteni.jpg","datePublished":"2016-12-14T21:00:00+00:00","dateModified":"2024-06-24T05:46:55+00:00","author":{"@id":"https:\/\/www.srovnator.cz\/#\/schema\/person\/46d10e971bff43faa91c35835126aa3b"},"description":"Chyst\u00e1te se p\u0159es V\u00e1noce a Silvestr vyrazit do zahrani\u010d\u00ed? A\u0165 u\u017e budete vyr\u00e1\u017eet na hory nebo za teplem, ur\u010dit\u011b budete \u0159e\u0161it cestovn\u00ed poji\u0161t\u011bn\u00ed. P\u0159irozen\u011b m\u00e1me tendenci vyb\u00edrat to nejlevn\u011bj\u0161\u00ed. Na \u010dem se ale vyplat\u00ed ne\u0161et\u0159it?","inLanguage":"cs-CZ","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.srovnator.cz\/clanky\/nejlevnejsi-cestovni-pojisteni\/"]}]},{"@type":"ImageObject","inLanguage":"cs-CZ","@id":"https:\/\/www.srovnator.cz\/clanky\/nejlevnejsi-cestovni-pojisteni\/#primaryimage","url":"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/a7ac142e-nejlevnejsi-cestovni-pojisteni.jpg","contentUrl":"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/a7ac142e-nejlevnejsi-cestovni-pojisteni.jpg","width":1000,"height":667,"caption":"Nejlevn\u011bj\u0161\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed"},{"@type":"WebSite","@id":"https:\/\/www.srovnator.cz\/#website","url":"https:\/\/www.srovnator.cz\/","name":"Srovn\u00e1tor.cz","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.srovnator.cz\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"cs-CZ"},{"@type":"Person","@id":"https:\/\/www.srovnator.cz\/#\/schema\/person\/46d10e971bff43faa91c35835126aa3b","name":"Martin Dane\u0161","image":{"@type":"ImageObject","inLanguage":"cs-CZ","@id":"https:\/\/www.srovnator.cz\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5cac60568def8a68791e2b771a3394888cf55828e445636dfc99f7ccd1e1d1b8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5cac60568def8a68791e2b771a3394888cf55828e445636dfc99f7ccd1e1d1b8?s=96&d=mm&r=g","caption":"Martin Dane\u0161"},"description":"Jsem Martin Dane\u0161, obchodn\u00ed \u0159editel Srovn\u00e1tor.cz. Na\u0161\u00edm c\u00edlem je naj\u00edt pro v\u00e1s v\u017edy to nejvhodn\u011bj\u0161\u00ed poji\u0161t\u011bn\u00ed dle va\u0161ich pot\u0159eb. D\u00edky \u0161irok\u00e9mu portfoliu produkt\u016f od v\u0161ech v\u00fdznamn\u00fdch poji\u0161\u0165oven v\u00e1m dok\u00e1\u017eeme poskytnout \u0159e\u0161en\u00ed odpov\u00eddaj\u00edc\u00ed va\u0161im p\u0159edstav\u00e1m. Kdy\u017e budete m\u00edt jak\u00fdkoliv produktov\u00fd dotaz, nev\u00e1hejte se na n\u00e1s obr\u00e1tit na info@srovnator.cz","url":"https:\/\/www.srovnator.cz\/autori\/martin-danes\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/posts\/3730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/comments?post=3730"}],"version-history":[{"count":1,"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/posts\/3730\/revisions"}],"predecessor-version":[{"id":9683,"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/posts\/3730\/revisions\/9683"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/media\/3731"}],"wp:attachment":[{"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/media?parent=3730"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/categories?post=3730"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.srovnator.cz\/rest_api\/wp\/v2\/tags?post=3730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}