{"id":3734,"date":"2016-12-29T22:00:00","date_gmt":"2016-12-29T21:00:00","guid":{"rendered":"https:\/\/www.srovnator.cz\/clanky\/ostatni\/cestovni-pojisteni-na-hory\/"},"modified":"2024-06-24T07:46:55","modified_gmt":"2024-06-24T05:46:55","slug":"cestovni-pojisteni-na-hory","status":"publish","type":"post","link":"https:\/\/www.srovnator.cz\/clanky\/hory-cestovni-pojisteni\/","title":{"rendered":"Cestovn\u00ed poji\u0161t\u011bn\u00ed na hory"},"content":{"rendered":"

Jste v\u00e1\u0161niv\u00fd ly\u017ea\u0159 a proto se chyst\u00e1te tr\u00e1vit sv\u00e1tky na hor\u00e1ch? Krom\u011b nov\u00fdch ly\u017e\u00ed a helmy je pot\u0159eba s sebou zabalit tak\u00e9 kvalitn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed.<\/strong><\/p>\n\"Cestovn\u00ed\n

Na hory jedin\u011b s cestovn\u00edm poji\u0161t\u011bn\u00edm<\/h2>\n

Konec prosince a p\u0159elom roku je pro mnoh\u00e9 z n\u00e1s prvn\u00ed mo\u017enost\u00ed, kdy se m\u016f\u017eeme vydat na hory do zahrani\u010d\u00ed a tr\u00e1vit na ly\u017e\u00edch n\u011bkolik dn\u00ed. Rozd\u00edl v ly\u017eov\u00e1n\u00ed v \u010desk\u00fdch hor\u00e1ch nebo v zahrani\u010d\u00ed ov\u0161em nen\u00ed pouze ve sn\u011bhov\u00fdch podm\u00ednk\u00e1ch. Jakmile toti\u017e p\u0159ekro\u010d\u00edme hranice na\u0161eho st\u00e1tu, pot\u0159ebujeme cestovn\u00ed poji\u0161t\u011bn\u00ed do zahrani\u010d\u00ed. V p\u0159\u00edpad\u011b, \u017ee se nav\u00edc chyst\u00e1me na aktivn\u00ed dovolenou, vyplat\u00ed se u jeho sjedn\u00e1v\u00e1n\u00ed nesahat po tom nejlevn\u011bj\u0161\u00edm. Mohlo by n\u00e1s to toti\u017e vyj\u00edt pozd\u011bji velmi draho.<\/p>\n

Jak vybrat cestovn\u00ed poji\u0161t\u011bn\u00ed na ly\u017ee<\/h2>\n

Pokud si sjedn\u00e1v\u00e1me cestovn\u00ed poji\u0161t\u011bn\u00ed s v\u011bdom\u00edm, \u017ee pl\u00e1nujeme v\u011bnovat \u010das hlavn\u011b sportu a ly\u017eov\u00e1n\u00ed, vyplat\u00ed se nesledovat pouze cenu poji\u0161t\u011bn\u00ed, ale tak\u00e9 tomu, co dan\u00e1 pojistka nab\u00edz\u00ed – d\u016fle\u017eit\u00e9 jsou hlavn\u011b limity pro l\u00e9\u010debn\u00e9 v\u00fdlohy. Ty se mohou li\u0161it i v \u0159\u00e1dech mili\u00f3n\u016f korun. V p\u0159\u00edpad\u011b \u00farazu se n\u00e1m tedy m\u016f\u017ee u\u0161et\u0159en\u00e1 stovka skute\u010dn\u011b nevyplatit.<\/p>\n

Kolik u\u0161et\u0159\u00edm, kdy\u017e si p\u0159iplat\u00edm<\/h2>\n

Nap\u0159\u00edklad v p\u0159\u00edpad\u011b, kdy vyr\u00e1\u017e\u00edme na 12 dn\u00ed do \u0160v\u00fdcarska, m\u00e1me mo\u017enost sjednat cestovn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 po\u010d\u00edt\u00e1 se zimn\u00edmi sporty, u\u017e za 132 K\u010d. Takov\u00e9 poji\u0161t\u011bn\u00ed m\u00e1 limity pro l\u00e9\u010debn\u00e9 v\u00fdlohy 2.500.000 K\u010d a nevztahuje se k n\u011bmu \u017e\u00e1dn\u00e9 \u00farazov\u00e9 poji\u0161t\u011bn\u00ed, poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu nebo p\u0159ipoji\u0161t\u011bn\u00ed ztr\u00e1ty zavazadel. Sta\u010d\u00ed ov\u0161em p\u0159iplatit 84 K\u010d (cestovn\u00ed poji\u0161t\u011bn\u00ed Slavia “Na cesty”) a limity se n\u00e1m ihned zvednou – u l\u00e9\u010den\u00fdch v\u00fdloh na 5.000.000 K\u010d, odpov\u011bdnost za \u0161kodu na 1.000.000 K\u010d a nap\u0159\u00edklad p\u0159i kr\u00e1de\u017ei ly\u017e\u00ed \u010di snowboardu m\u00e1me n\u00e1rok a\u017e na 20.000 K\u010d. Vynalo\u017een\u00fdch 84 K\u010d n\u00e1m tedy m\u016f\u017ee u\u0161et\u0159it i n\u011bkolik mili\u00f3n\u016f korun.<\/p>\n

Jestli i va\u0161e leto\u0161n\u00ed sv\u00e1tky budou ve znamen\u00ed hor, sn\u011bhu a ly\u017e\u00ed, ur\u010dit\u011b si nezapome\u0148te vybrat cestovn\u00ed poji\u0161t\u011bn\u00ed tak, aby se vyplatilo i v p\u0159\u00edpad\u011b, \u017ee jej budete skute\u010dn\u011b pot\u0159ebovat. Sjednat si ho m\u016f\u017eete jednodu\u0161e online na na\u0161ich str\u00e1nk\u00e1ch a to i p\u0159es mobiln\u00ed telefon. Nezapome\u0148te, \u017ee cestovn\u00ed poji\u0161t\u011bn\u00ed je platn\u00e9 od momentu jeho \u00fahrady. Proto nenech\u00e1vejte platbu a\u017e na den odjezdu, ale zajist\u011bte v\u0161e pot\u0159ebn\u00e9 s dostate\u010dn\u00fdm p\u0159edstihem.<\/p>\n","protected":false},"excerpt":{"rendered":"

Jste v\u00e1\u0161niv\u00fd ly\u017ea\u0159 a proto se chyst\u00e1te tr\u00e1vit sv\u00e1tky na hor\u00e1ch? Krom\u011b nov\u00fdch ly\u017e\u00ed a helmy je pot\u0159eba s sebou zabalit tak\u00e9 kvalitn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed.<\/p>\n","protected":false},"author":5,"featured_media":3735,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[380,381,631,525,385,482,526],"class_list":["post-3734","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cestovni-pojisteni","tag-cestovni-pojisteni","tag-dovolena","tag-hory","tag-lecebne-vylohy","tag-uraz","tag-zima","tag-zimni-sporty"],"acf":{"znacka":"","model":"","objem":"","vyrobeno":"","vykon":"","velikost_1":"","velikost_2":"","velikost_3":"","velikost_4":"","roky":"","roky_velikost_1":"","roky_velikost_2":"","roky_velikost_3":"","roky_velikost_4":"","pocet_kalkulaci":0,"page_post_meta_bread":"Cestovn\u00ed poji\u0161t\u011bn\u00ed na hory","page_post_meta_bread_child":"","page_post_meta_script_head":"","page_post_meta_leaving_screen":"cat"},"yoast_head":"\nCestovn\u00ed poji\u0161t\u011bn\u00ed na hory - Srovn\u00e1tor.cz<\/title>\n<meta name=\"description\" content=\"Pot\u0159ebujete sjednat cestovn\u00ed poji\u0161t\u011bn\u00ed na hory? 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