{"id":3738,"date":"2017-01-08T22:00:00","date_gmt":"2017-01-08T21:00:00","guid":{"rendered":"https:\/\/www.srovnator.cz\/clanky\/ostatni\/na-hory-s-kvalitnim-cestovnim-pojistenim\/"},"modified":"2024-06-24T07:46:54","modified_gmt":"2024-06-24T05:46:54","slug":"na-hory-s-kvalitnim-cestovnim-pojistenim","status":"publish","type":"post","link":"https:\/\/www.srovnator.cz\/clanky\/na-hory-s-kvalitnim-cestovnim-pojistenim\/","title":{"rendered":"Na hory s kvalitn\u00edm cestovn\u00edm poji\u0161t\u011bn\u00edm"},"content":{"rendered":"<p><strong>Jste v\u00e1\u0161niv\u00fdm ly\u017ea\u0159em a ka\u017edou volnou chv\u00edli v zimn\u00edch m\u011bs\u00edc\u00edch tak tr\u00e1v\u00edte na hor\u00e1ch? Samoz\u0159ejmost\u00ed by tak pro V\u00e1s m\u011blo b\u00fdt kvalitn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 V\u00e1m zajist\u00ed tu nejlep\u0161\u00ed p\u00e9\u010di v p\u0159\u00edpad\u011b, \u017ee V\u00e1s na sjezdovce potk\u00e1 nejen \u010derstv\u00fd sn\u00edh.<\/strong><\/p>\n<img decoding=\"async\" width=\"700\" height=\"394\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/262799c0-na-hory-s-kvalitnim-cestovnim-pojistenim.jpg\" class=\" wp-post-image wp-stateless-item\" alt=\"Na hory s kvalitn\u00edm cestovn\u00edm poji\u0161t\u011bn\u00edm\" title=\"Na hory s kvalitn\u00edm cestovn\u00edm poji\u0161t\u011bn\u00edm\" data-image-size=\"full\" data-stateless-media-bucket=\"wp-resources\" data-stateless-media-name=\"srovnator.cz\/ng\/2022\/06\/262799c0-na-hory-s-kvalitnim-cestovnim-pojistenim.jpg\" \/>\n<h2>Mezi kvalitn\u00ed vybaven\u00ed se po\u010d\u00edt\u00e1 i kvalitn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed<\/h2>\n<p>Pat\u0159\u00edte-li k milovn\u00edk\u016fm zimn\u00edch sport\u016f a Va\u0161e my\u0161lenky se s p\u0159\u00edchodem zimy obrac\u00ed hlavn\u011b ke snowboardu \u010di ly\u017e\u00edm, m\u011bli byste m\u00edt na cestu do zahrani\u010d\u00ed zabalen\u00e9 nejen tepl\u00e9 oble\u010den\u00ed a kvalitn\u00ed vybaven\u00ed, ale i kvalitn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed! Jak pozn\u00e1te, kter\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed je to nejlep\u0161\u00ed pr\u00e1v\u011b pro V\u00e1s a Va\u0161i aktivn\u00ed dovolenou? Rozhodn\u011b je dobr\u00e9 kl\u00e1st d\u016fraz na v\u00fd\u0161i pojistn\u00fdch limit\u016f a to nejen v p\u0159\u00edpad\u011b \u00farazu, ale nap\u0159\u00edklad i odcizen\u00ed vybaven\u00ed \u010di po\u0161kozen\u00ed vyp\u016fj\u010den\u00e9ho vybaven\u00ed.<\/p>\n<h2>Jak vybrat kvalitn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed<\/h2>\n<p><a href=\"\/cestovni-pojisteni\/kalkulacka\/#kalkulacka\">Cestovn\u00ed poji\u0161t\u011bn\u00ed<\/a> je dobr\u00e9 sjednat p\u0159i jak\u00e9koliv cest\u011b do zahrani\u010d\u00ed. Samoz\u0159ejm\u011b je v\u0161ak rozd\u00edl, jedeme-li na dva dny pozn\u00e1vat kr\u00e1sy V\u00eddn\u011b nebo kdy\u017e na\u0161e kroky m\u00ed\u0159\u00ed do Alp za freeridem. Pokud je c\u00edlem va\u0161\u00ed cesty pr\u00e1v\u011b aktivn\u00ed sport, nepodce\u0148ujte informaci o v\u00fd\u0161i pojistn\u00fdch limit\u016f a ov\u011b\u0159te si, zda sport, kter\u00fd pl\u00e1nujete na dovolen\u00e9 provozovat, nepat\u0159\u00ed do skupiny t\u011bch rizikov\u00fdch &#8211; to b\u00fdv\u00e1 nap\u0159\u00edklad ji\u017e zm\u00edn\u011bn\u00fd freeride nebo freeskiing \u010di skialpinismus. V takov\u00e9m p\u0159\u00edpad\u011b s\u00e1hn\u011bte po poji\u0161t\u011bn\u00ed, jeho\u017e limity jsou aspo\u0148 5 mili\u00f3n\u016f korun.<\/p>\n<h2>P\u0159\u00edklad ceny poji\u0161t\u011bn\u00ed versus vznikl\u00fdch n\u00e1klad\u016f<\/h2>\n<p>Kdy\u017e se 30let\u00e1 \u017eena rozhodne vyrazit na t\u00fdden do Alp a jej\u00ed v\u00e1\u0161n\u00ed je freeride a p\u0159\u00edle\u017eitostn\u011b skialpismus s p\u0159\u00edtelem, je pro ni ide\u00e1ln\u00ed nap\u0159\u00edklad cestovn\u00ed poji\u0161t\u011bn\u00ed Komfort od Axa Assistance, kter\u00e9 m\u00e1 limity pro l\u00e9\u010debn\u00e9 v\u00fdlohy na 5 mili\u00f3n\u016f korun, odpov\u011bdnost za \u0161kodu 1 mili\u00f3n korun v p\u0159\u00edpad\u011b \u00fajmy na zdrav\u00ed a 500 tis\u00edc korun p\u0159i po\u0161kozen\u00ed v\u011bci. Nav\u00edc spolu\u00fa\u010dast p\u0159i \u0161kod\u00e1ch vy\u0161\u0161\u00edch ne\u017e 5 000 K\u010d je nulov\u00e1. V prvn\u00edm kroku online kalkula\u010dky cestovn\u00edho poji\u0161t\u011bn\u00ed je t\u0159eba za\u0161krtnout \u201crizikov\u00e9 sporty\u201d &#8211; jejich seznam se u ka\u017ed\u00e9 poji\u0161\u0165ovny li\u0161\u00ed a naleznete jej na druh\u00e9m kroku u jednotliv\u00fdch poji\u0161\u0165oven. Cena u tohoto p\u0159\u00edkladu \u010din\u00ed 285 K\u010d.<\/p>\n<p>Proto\u017ee se jedn\u00e1 o n\u00e1ro\u010dn\u00e9 sporty, men\u0161\u00ed i v\u011bt\u0161\u00ed zran\u011bn\u00ed u nich nejsou v\u00fdjimkou. V p\u0159\u00edpad\u011b v\u00e1\u017en\u00e9 zlomeniny ve \u0161patn\u011b dostupn\u00e9m ter\u00e9nu, kdy je t\u0159eba podstoupit operaci, hospitalizaci na l\u016f\u017eku a n\u00e1sledn\u00fd p\u0159evoz do \u010cesk\u00e9 republiky, se pak \u010d\u00e1stka za zdravotn\u00ed p\u00e9\u010di pohybuje p\u0159ibli\u017en\u011b okolo 230 tis\u00edc korun a to v p\u0159\u00edpad\u011b, \u017ee nen\u00ed t\u0159eba p\u0159evoz vrtuln\u00edkem nebo vy\u017eadov\u00e1no ubytov\u00e1n\u00ed doprov\u00e1zej\u00edc\u00ed osoby &#8211; i na tyto p\u0159\u00edpady se ov\u0161em zmi\u0148ovan\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed vztahuje. Stane-li se nav\u00edc, \u017ee b\u011bhem nehody je zran\u011bna i dal\u0161\u00ed osoba a po\u0161kozen\u00e9 vyp\u016fj\u010den\u00e9 vybaven\u00ed, n\u00e1klady rapidn\u011b stoupaj\u00ed. Z cestovn\u00edho poji\u0161t\u011bn\u00ed pak m\u016f\u017ee b\u00fdt hrazeno tak\u00e9 o\u0161et\u0159en\u00ed druh\u00e9 osoby a v p\u0159\u00edpad\u011b pracovn\u00ed neschopnosti tak\u00e9 n\u00e1hrada mzdy. Bez probl\u00e9mu se n\u00e1m n\u00e1klady vy\u0161plhaj\u00ed o dal\u0161\u00ed desetitis\u00edce \u010di dokonce statis\u00edce.<\/p>\n<p>Nikdy tedy nepodce\u0148ujte v\u00fdb\u011br cestovn\u00edho poji\u0161t\u011bn\u00ed na hory a pokud se pl\u00e1nujete v\u011bnovat i rizikov\u00fdm sport\u016fm, nezapome\u0148te je b\u011bhem sjedn\u00e1v\u00e1n\u00ed zohlednit. To, co se m\u016f\u017ee b\u011bhem <a href=\"\/cestovni-pojisteni\/kalkulacka\/#kalkulacka\">kalkulace<\/a> zd\u00e1t jako levn\u00e9 se n\u00e1m toti\u017e m\u016f\u017ee v p\u0159\u00edpad\u011b pojistn\u00e9 ud\u00e1losti skute\u010dn\u011b prodra\u017eit.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jste v\u00e1\u0161niv\u00fdm ly\u017ea\u0159em a ka\u017edou volnou chv\u00edli v zimn\u00edch m\u011bs\u00edc\u00edch tak tr\u00e1v\u00edte na hor\u00e1ch? Samoz\u0159ejmost\u00ed by tak pro V\u00e1s m\u011blo b\u00fdt kvalitn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 V\u00e1m zajist\u00ed tu nejlep\u0161\u00ed p\u00e9\u010di v p\u0159\u00edpad\u011b, \u017ee V\u00e1s na sjezdovce potk\u00e1 nejen \u010derstv\u00fd sn\u00edh.<\/p>\n","protected":false},"author":5,"featured_media":3739,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[380,381,515,486,528,382,385,448],"class_list":["post-3738","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cestovni-pojisteni","tag-cestovni-pojisteni","tag-dovolena","tag-kradez","tag-naklady","tag-pojistny-limit","tag-sport","tag-uraz","tag-zahranici"],"acf":{"znacka":"","model":"","objem":"","vyrobeno":"","vykon":"","velikost_1":"","velikost_2":"","velikost_3":"","velikost_4":"","roky":"","roky_velikost_1":"","roky_velikost_2":"","roky_velikost_3":"","roky_velikost_4":"","pocet_kalkulaci":0,"page_post_meta_bread":"Na hory s kvalitn\u00edm cestovn\u00edm poji\u0161t\u011bn\u00edm","page_post_meta_bread_child":"","page_post_meta_script_head":"","page_post_meta_leaving_screen":"cat"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Na hory s kvalitn\u00edm cestovn\u00edm poji\u0161t\u011bn\u00edm - Srovn\u00e1tor.cz<\/title>\n<meta name=\"description\" content=\"Jste v\u00e1\u0161niv\u00fd ly\u017ea\u0159, v zim\u011b tr\u00e1v\u00edte v\u011bt\u0161inu \u010dasu na ly\u017e\u00edch \u010di snowboardu a nevyh\u00fdb\u00e1te se ani rizikov\u00fdm \u010di extr\u00e9mn\u00edm zimn\u00edm sport\u016fm? 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