{"id":3758,"date":"2017-03-26T20:00:00","date_gmt":"2017-03-26T18:00:00","guid":{"rendered":"https:\/\/www.srovnator.cz\/clanky\/ostatni\/pojistka-na-blbost\/"},"modified":"2024-06-24T07:51:55","modified_gmt":"2024-06-24T05:51:55","slug":"pojistka-na-blbost","status":"publish","type":"post","link":"https:\/\/www.srovnator.cz\/clanky\/pojistka-na-blbost\/","title":{"rendered":"Pojistka na blbost"},"content":{"rendered":"

\u017divot je jedna velk\u00e1 n\u00e1hoda pln\u00e1 n\u00e1strah a nehod. A\u010dkoli se sna\u017e\u00edme b\u00fdt opatrn\u00ed, p\u0159e\u0161lap\u016fm se zcela nevyhneme. Tu v obchod\u011b omylem rozbijeme drahocennou v\u00e1zu, tu sousedovi autem p\u0159ejedeme zbrusu nov\u00e9 kolo. N\u011bkter\u00e9 n\u00e1hody prost\u011b neovlivn\u00edme, av\u0161ak dok\u00e1\u017eeme ovlivnit jejich n\u00e1sledky ohro\u017euj\u00edc\u00ed na\u0161i kapsu, a to s poji\u0161t\u011bn\u00edm odpov\u011bdnosti<\/a>.<\/strong><\/p>\n\"Pojistka\n

Poji\u0161t\u011bn\u00ed pro ka\u017ed\u00e9ho<\/h2>\n

Poji\u0161t\u011bn\u00ed odpov\u011bdnosti v\u00e1s chr\u00e1n\u00ed p\u0159ed vlastn\u00edmi chybami, kter\u00fdmi po\u0161kod\u00edte ciz\u00ed osobu \u010di jej\u00ed majetek. A nejen p\u0159ed nimi. Kryje tak\u00e9 \u0161kody zap\u0159\u00ed\u010din\u011bn\u00e9 osobami, kter\u00e9 jsou sou\u010d\u00e1st\u00ed va\u0161\u00ed dom\u00e1cnosti v\u010detn\u011b dom\u00e1c\u00edch mil\u00e1\u010dk\u016f, stejn\u011b tak \u0161kody zp\u016fsoben\u00e9 provozem va\u0161eho majetku. Jedn\u00e1 se o praktick\u00e9 poji\u0161t\u011bn\u00ed, kter\u00e9 se vyplat\u00ed komukoli bez rozd\u00edl\u016f.<\/p>\n

Nerozhodujte se v\u017edy podle ceny<\/h2>\n

Poji\u0161t\u011bn\u00ed m\u016f\u017eete uzav\u0159\u00edt jako samostatnou pojistnou smlouvu nebo jako sou\u010d\u00e1st poji\u0161t\u011bn\u00ed majetku \u010di dom\u00e1cnosti. Z\u00e1kladn\u00edm faktorem pro stanoven\u00ed ceny pojistky je v\u00fd\u0161e limit\u016f pojistn\u00e9ho pln\u011bn\u00ed, kter\u00e9 se pohybuj\u00ed v \u0159\u00e1dech milion\u016f korun. Limity jsou uvedeny zvl\u00e1\u0161\u0165 pro \u0161kody na majetku a na zdrav\u00ed. P\u0159i v\u00fdb\u011bru pojistky doporu\u010dujeme nev\u00e1zat se na cenu, ale sp\u00ed\u0161e na rozsah pojistn\u00fdch ud\u00e1lost\u00ed a jednotliv\u00fdch limit\u016f. Tak\u00e9 je vhodn\u00e9 se poradit s odborn\u00edkem<\/a> a v\u017edy si podrobn\u011b p\u0159e\u010d\u00edst smluvn\u00ed podm\u00ednky poji\u0161\u0165ovny, u kter\u00e9 pl\u00e1nujete poji\u0161t\u011bn\u00ed uzav\u0159\u00edt.<\/p>\n

Pojistka na blbost a provoz dom\u00e1cnosti<\/h2>\n

Nej\u010dast\u011bj\u0161\u00edmi hl\u00e1\u0161en\u00fdmi pojistn\u00fdmi ud\u00e1lostmi jsou n\u00e1sledky b\u011b\u017en\u00e9ho chodu dom\u00e1cnosti, p\u0159\u00edkladem m\u016f\u017ee b\u00fdt nedota\u017een\u00fd kohoutek a vytopen\u00ed soused\u016f nebo zavin\u011bn\u00ed po\u017e\u00e1ru kv\u016fli neopatrnosti v kuchyni. M\u00e1lokdo si dok\u00e1\u017ee p\u0159edstavit, co samotn\u00e9 ob\u00fdv\u00e1n\u00ed bytu m\u016f\u017ee zp\u016fsobit a jak\u00e9 \u010d\u00e1stky mohou ohrozit va\u0161i pen\u011b\u017eenku. Nemluv\u011b o tom, kdy\u017e m\u00e1te doma mal\u00e9 pr\u016fzkumn\u00edky nebo ps\u00ed hl\u00edda\u010de. V ka\u017ed\u00e9m p\u0159\u00edpad\u011b se vyplat\u00ed pojistit se na blbost a\u0165 u\u017e v r\u00e1mci poji\u0161t\u011bn\u00ed dom\u00e1cnosti nebo samostatn\u011b.<\/p>\n

P\u0159i sportu opatrn\u011b<\/h2>\n

A\u010d se fr\u00e1ze \u201csportem ku zdrav\u00ed\u201d pou\u017e\u00edv\u00e1 velmi hojn\u011b, \u010dasto plat\u00ed sp\u00ed\u0161e jej\u00ed opak. Pr\u00e1v\u011b p\u0159i sportovn\u00ed aktivit\u011b vznik\u00e1 vysok\u00e9 riziko \u00farazu, a to nejen ve vztahu k vlastn\u00ed osob\u011b. P\u0159i fotbale, volejbale, na kole \u010di ly\u017e\u00edch m\u016f\u017eete ubl\u00ed\u017eit druh\u00e9 osob\u011b mrknut\u00edm oka. \u0160kody v podob\u011b zlomen\u00fdch ly\u017e\u00ed nebo zni\u010den\u00fdch kol nejsou nic proti tomu, kdy\u017e n\u011bkomu zp\u016fsob\u00edte \u0161kodu na zdrav\u00ed. V takov\u00e9m p\u0159\u00edpad\u011b se bez poji\u0161t\u011bn\u00ed odpov\u011bdnosti mo\u017en\u00e1 nedoplat\u00edte. Pr\u00e1v\u011b n\u00e1sledkem sportu toti\u017e vznikaj\u00ed, dle statistik, nejdra\u017e\u0161\u00ed \u0161kody na zdrav\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u017divot je jedna velk\u00e1 n\u00e1hoda pln\u00e1 n\u00e1strah a nehod. A\u010dkoli se sna\u017e\u00edme b\u00fdt opatrn\u00ed, p\u0159e\u0161lap\u016fm se zcela nevyhneme. Tu v obchod\u011b omylem rozbijeme drahocennou v\u00e1zu, tu sousedovi autem p\u0159ejedeme zbrusu nov\u00e9 kolo. N\u011bkter\u00e9 n\u00e1hody prost\u011b neovlivn\u00edme, av\u0161ak dok\u00e1\u017eeme ovlivnit jejich n\u00e1sledky ohro\u017euj\u00edc\u00ed na\u0161i kapsu, a to s poji\u0161t\u011bn\u00edm odpov\u011bdnosti.<\/p>\n","protected":false},"author":6,"featured_media":3759,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5],"tags":[387,517,544,458,382,385,633],"class_list":["post-3758","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni-majetku","tag-nahrada-skody","tag-pojisteni-domacnosti","tag-pojisteni-majetku","tag-pojisteni-odpovednosti","tag-sport","tag-uraz","tag-vytopeni"],"acf":{"znacka":"","model":"","objem":"","vyrobeno":"","vykon":"","velikost_1":"","velikost_2":"","velikost_3":"","velikost_4":"","roky":"","roky_velikost_1":"","roky_velikost_2":"","roky_velikost_3":"","roky_velikost_4":"","pocet_kalkulaci":0,"page_post_meta_bread":"Pojistka na blbost","page_post_meta_bread_child":"","page_post_meta_script_head":"","page_post_meta_leaving_screen":"cat"},"yoast_head":"\nPojistka na blbost - Srovn\u00e1tor.cz<\/title>\n<meta name=\"description\" content=\"Poji\u0161t\u011bn\u00ed odpov\u011bdnosti je v dne\u0161n\u00ed dob\u011b t\u00e9m\u011b\u0159 nutnost\u00ed. Ne\u010dekejte, a\u017e n\u011bkomu zp\u016fsob\u00edte \u0161kody na majetku \u010di zdrav\u00ed. Pojist\u011bte vlastn\u00ed blbost je\u0161t\u011b dnes, s n\u00e1mi m\u00e1te mo\u017enost srovn\u00e1n\u00ed t\u011bch nejv\u00fdhodn\u011bj\u0161\u00edch pojistn\u00fdch produkt\u016f.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.srovnator.cz\/clanky\/pojistka-na-blbost\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pojistka na blbost - Srovn\u00e1tor.cz\" \/>\n<meta property=\"og:description\" content=\"Poji\u0161t\u011bn\u00ed odpov\u011bdnosti je v dne\u0161n\u00ed dob\u011b t\u00e9m\u011b\u0159 nutnost\u00ed. Ne\u010dekejte, a\u017e n\u011bkomu zp\u016fsob\u00edte \u0161kody na majetku \u010di zdrav\u00ed. Pojist\u011bte vlastn\u00ed blbost je\u0161t\u011b dnes, s n\u00e1mi m\u00e1te mo\u017enost srovn\u00e1n\u00ed t\u011bch nejv\u00fdhodn\u011bj\u0161\u00edch pojistn\u00fdch produkt\u016f.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.srovnator.cz\/clanky\/pojistka-na-blbost\/\" \/>\n<meta property=\"og:site_name\" content=\"Srovn\u00e1tor.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/srovnator\/\" \/>\n<meta property=\"article:published_time\" content=\"2017-03-26T18:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-24T05:51:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/96cf0e16-pojistka-na-blbost.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"848\" \/>\n\t<meta property=\"og:image:height\" content=\"566\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tom\u00e1\u0161 Mina\u0159\u00edk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Srovnator_czech\" \/>\n<meta name=\"twitter:site\" content=\"@Srovnator_czech\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tom\u00e1\u0161 Mina\u0159\u00edk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.srovnator.cz\/clanky\/pojistka-na-blbost\/\",\"url\":\"https:\/\/www.srovnator.cz\/clanky\/pojistka-na-blbost\/\",\"name\":\"Pojistka na blbost - Srovn\u00e1tor.cz\",\"isPartOf\":{\"@id\":\"https:\/\/www.srovnator.cz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.srovnator.cz\/clanky\/pojistka-na-blbost\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.srovnator.cz\/clanky\/pojistka-na-blbost\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/96cf0e16-pojistka-na-blbost.jpg\",\"datePublished\":\"2017-03-26T18:00:00+00:00\",\"dateModified\":\"2024-06-24T05:51:55+00:00\",\"author\":{\"@id\":\"https:\/\/www.srovnator.cz\/#\/schema\/person\/9edfe86141eba69ff5b2149b530db68d\"},\"description\":\"Poji\u0161t\u011bn\u00ed odpov\u011bdnosti je v dne\u0161n\u00ed dob\u011b t\u00e9m\u011b\u0159 nutnost\u00ed. 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