{"id":3760,"date":"2017-03-30T20:00:00","date_gmt":"2017-03-30T18:00:00","guid":{"rendered":"https:\/\/www.srovnator.cz\/clanky\/ostatni\/vylet-za-kulturou-a-cestovni-pojisteni\/"},"modified":"2024-06-24T07:46:54","modified_gmt":"2024-06-24T05:46:54","slug":"vylet-za-kulturou-a-cestovni-pojisteni","status":"publish","type":"post","link":"https:\/\/www.srovnator.cz\/clanky\/vylet-za-kulturou-a-cestovni-pojisteni\/","title":{"rendered":"V\u00fdlet za kulturou a cestovn\u00ed poji\u0161t\u011bn\u00ed"},"content":{"rendered":"<p><strong>Po dlouh\u00e9m obdob\u00ed mraz\u016f n\u00e1s kone\u010dn\u011b p\u0159iv\u00edtalo jaro, kter\u00e9 l\u00e1k\u00e1 k v\u00fdlet\u016fm a dovolen\u00fdm. Takov\u00fd prodlou\u017een\u00fd v\u00edkend v rozkv\u00e9taj\u00edc\u00ed Pa\u0159\u00ed\u017ei by ze zimn\u00edho sp\u00e1nku probudil snad ka\u017ed\u00e9ho. A\u0165 u\u017e budete cestovat kamkoliv, nezapome\u0148te na <a href=\"\/cestovni-pojisteni\/\">cestovn\u00ed poji\u0161t\u011bn\u00ed<\/a>, a to i v p\u0159\u00edpad\u011b, pl\u00e1nujete-li odjet jen na jedno odpoledne kousek za hranice na\u0161\u00ed zem\u011b.<\/strong><\/p>\n<img decoding=\"async\" width=\"770\" height=\"604\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/cbdc20d2-vylet-za-kulturou-a-cestovni-pojisteni-770x604.jpg\" class=\" wp-post-image wp-stateless-item\" alt=\"V\u00fdlet za kulturou a cestovn\u00ed poji\u0161t\u011bn\u00ed\" title=\"V\u00fdlet za kulturou a cestovn\u00ed poji\u0161t\u011bn\u00ed\" srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/cbdc20d2-vylet-za-kulturou-a-cestovni-pojisteni-770x604.jpg 770w, https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/cbdc20d2-vylet-za-kulturou-a-cestovni-pojisteni.jpg 782w\" sizes=\"(max-width: 770px) 100vw, 770px\" data-image-size=\"medium\" data-stateless-media-bucket=\"wp-resources\" data-stateless-media-name=\"srovnator.cz\/ng\/2022\/06\/cbdc20d2-vylet-za-kulturou-a-cestovni-pojisteni.jpg\" \/>\n<h2>Jak je to s cenou poji\u0161t\u011bn\u00ed?<\/h2>\n<p>Cestovn\u00ed poji\u0161t\u011bn\u00ed obecn\u011b pat\u0159\u00ed k t\u011bm dostupn\u011bj\u0161\u00edm. D\u00edky vysok\u00e9mu mno\u017estv\u00ed nab\u00eddek m\u00e1 ka\u017ed\u00fd mo\u017enost vybrat si to nejv\u00fdhodn\u011bj\u0161\u00ed poji\u0161t\u011bn\u00ed. A od \u010deho se cena odv\u00edj\u00ed? V\u00fdsledn\u00e1 \u010d\u00e1stka, kterou za cestovn\u00ed poji\u0161t\u011bn\u00ed zaplat\u00edte, z\u00e1vis\u00ed krom\u011b d\u00e9lky pobytu tak\u00e9 na c\u00edlov\u00e9 zemi, rozsahu kryt\u00fdch \u0161kod, typu cesty, p\u0159\u00edpadn\u00e9m pl\u00e1novan\u00e9m sportu (my\u0161leny jsou sporty rekrea\u010dn\u00ed, zimn\u00ed \u010di rizikov\u00e9) a typu poji\u0161t\u011bn\u00ed. Typem poji\u0161t\u011bn\u00ed je my\u0161lena \u010detnost n\u00e1v\u0161t\u011bv zahrani\u010d\u00ed v jednom roce, jedn\u00e1 se o jednor\u00e1zov\u00fd pobyt, opakovan\u00fd \u010di celoro\u010dn\u00ed pobyt. Tak\u017ee zjednodu\u0161en\u011b lze \u0159\u00edci, \u017ee o kone\u010dn\u00e9 cen\u011b poji\u0161t\u011bn\u00ed p\u0159edev\u0161\u00edm rozhoduj\u00ed va\u0161e cestovatelsk\u00e9 \u00famysly.<\/p>\n<h2>\u00daraz v zahrani\u010d\u00ed. Jak postupovat?<\/h2>\n<p>Jakmile se v\u00e1m v zahrani\u010d\u00ed stane cokoliv ve spojitosti s l\u00e9ka\u0159skou pohotovost\u00ed, vezm\u011bte si k ruce \u010d\u00edslo pojistky a zavolejte asisten\u010dn\u00ed slu\u017eb\u011b, kter\u00e1 v\u00e1m pom\u016f\u017ee se v\u0161emi pot\u0159ebn\u00fdmi kroky. Pokud tedy budete ve stavu, kdy telefon\u00e1t a ostatn\u00ed \u00fakony zvl\u00e1dnete. I v p\u0159\u00edpad\u011b n\u00e1v\u0161t\u011bvy zuba\u0159e \u010di praktick\u00e9ho l\u00e9ka\u0159e se nebojte ozvat sv\u00e9 asisten\u010dn\u00ed slu\u017eb\u011b, v takov\u00fdch situac\u00edch v\u00e1m porad\u00ed, k jak\u00e9mu l\u00e9ka\u0159i j\u00edt a co podniknout d\u00e1l. V\u017edy s sebou m\u011bjte doklad o poji\u0161t\u011bn\u00ed a nezapome\u0148te si uschovat v\u0161echny \u00fa\u010dtenky a doklady.<\/p>\n<h2>Pozor, zlod\u011bji nejsou jen u n\u00e1s<\/h2>\n<p>Nejen \u00faraz \u010di jin\u00e1 nehoda v\u00e1s m\u016f\u017ee v zahrani\u010d\u00ed p\u0159ekvapit. V\u0161ude na sv\u011bt\u011b existuj\u00ed jedinci, kte\u0159\u00ed se r\u00e1di p\u0159i\u017eiv\u00ed na druh\u00fdch osob\u00e1ch. Jejich c\u00edlem m\u016f\u017eete b\u00fdt i vy. Zlod\u011bji se mo\u017en\u00e1 dostanou do va\u0161eho hotelov\u00e9ho pokoje nebo v\u00e1m odciz\u00ed v\u011bci je\u0161t\u011b na leti\u0161ti. V takov\u00e9m p\u0159\u00edpad\u011b p\u0159ivolejte m\u00edstn\u00ed policii a nechte si od n\u00ed vystavit policejn\u00ed protokol. Pokud v\u00e1m zlod\u011bji neukradnou fotoapar\u00e1t \u010di telefon, v\u0161e si pe\u010dliv\u011b zdokumentujte. Pojistnou ud\u00e1lost okam\u017eit\u011b hlaste sv\u00e9 poji\u0161\u0165ovn\u011b skrze asisten\u010dn\u00ed slu\u017ebu a zkuste si dovolenou u\u017e\u00edt i p\u0159es v\u0161echny probl\u00e9my.<\/p>\n<h2>Za hranice jen na \u201cchv\u00edli\u201d? Ne bez poji\u0161t\u011bn\u00ed<\/h2>\n<p>Pokud bydl\u00edte pobl\u00ed\u017e hranic, jist\u011b si ve voln\u00fdch chv\u00edl\u00edch \u201czajedete\u201d do sousedn\u00ed zem\u011b na v\u00fdlet nebo t\u0159eba jen na rychl\u00fd n\u00e1kup. \u201cDo hodiny jsme zp\u011bt, tak nen\u00ed nutn\u00e9 m\u00edt poji\u0161t\u011bn\u00ed.\u201d Takov\u00e1 v\u011bta v\u00e1s m\u016f\u017ee p\u0159ij\u00edt draho, jeliko\u017e \u010dasov\u00fd interval nerozhoduje o tom, zda si sjednat \u010di nesjednat cestovn\u00ed poji\u0161t\u011bn\u00ed. V ka\u017ed\u00e9m p\u0159\u00edpad\u011b, i kdybyste jeli k soused\u016fm jen na\u010derpat benz\u00edn, mus\u00edte m\u00edt platnou pojistku. Policie, kter\u00e1 v\u00e1s mo\u017en\u00e1 zastav\u00ed, se s v\u00e1mi nebude bavit o tom, na jak dlouho jste hranici p\u0159ekro\u010dili. Argument, \u017ee v\u00e1s poji\u0161t\u011bn\u00ed bude st\u00e1t spoustu \u010dasu, v\u00e1m rychle vyvr\u00e1t\u00edme. B\u011bhem n\u011bkolika minut si s n\u00e1mi online m\u016f\u017eete <a href=\"\/cestovni-pojisteni\/kalkulacka\/#kalkulacka\">srovnat<\/a> nespo\u010det cestovn\u00edch poji\u0161t\u011bn\u00ed, vybrat, a dokonce i sjednat.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Prvn\u00ed jarn\u00ed dny a cesta za pozn\u00e1n\u00edm. Sez\u00f3na v\u00fdlet\u016f a dovolen\u00fdch v zahrani\u010d\u00ed za\u010dala. Cestovn\u00ed poji\u0161t\u011bn\u00ed by m\u011blo b\u00fdt samoz\u0159ejmost\u00ed i v p\u0159\u00edpad\u011b, \u017ee se chyst\u00e1te jen na skok za hranice na\u0161\u00ed zem\u011b.<\/p>\n","protected":false},"author":5,"featured_media":3761,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[393,380,381,515,543,385,448],"class_list":["post-3760","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cestovni-pojisteni","tag-asistencni-sluzba","tag-cestovni-pojisteni","tag-dovolena","tag-kradez","tag-nehoda","tag-uraz","tag-zahranici"],"acf":{"znacka":"","model":"","objem":"","vyrobeno":"","vykon":"","velikost_1":"","velikost_2":"","velikost_3":"","velikost_4":"","roky":"","roky_velikost_1":"","roky_velikost_2":"","roky_velikost_3":"","roky_velikost_4":"","pocet_kalkulaci":0,"page_post_meta_bread":"V\u00fdlet za kulturou a cestovn\u00ed poji\u0161t\u011bn\u00ed","page_post_meta_bread_child":"","page_post_meta_script_head":"","page_post_meta_leaving_screen":"cat"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>V\u00fdlet za kulturou a cestovn\u00ed poji\u0161t\u011bn\u00ed - Srovn\u00e1tor.cz<\/title>\n<meta name=\"description\" content=\"Prvn\u00ed jarn\u00ed dny a cesta za pozn\u00e1n\u00edm. 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Cestovn\u00ed poji\u0161t\u011bn\u00ed by m\u011blo b\u00fdt samoz\u0159ejmost\u00ed i v p\u0159\u00edpad\u011b, \u017ee se chyst\u00e1te jen na skok za hranice na\u0161\u00ed zem\u011b.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.srovnator.cz\/clanky\/vylet-za-kulturou-a-cestovni-pojisteni\/\" \/>\n<meta property=\"og:site_name\" content=\"Srovn\u00e1tor.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/srovnator\/\" \/>\n<meta property=\"article:published_time\" content=\"2017-03-30T18:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-24T05:46:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/cbdc20d2-vylet-za-kulturou-a-cestovni-pojisteni.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"782\" \/>\n\t<meta property=\"og:image:height\" content=\"613\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Martin Dane\u0161\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Srovnator_czech\" \/>\n<meta name=\"twitter:site\" content=\"@Srovnator_czech\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Martin Dane\u0161\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.srovnator.cz\/clanky\/vylet-za-kulturou-a-cestovni-pojisteni\/\",\"url\":\"https:\/\/www.srovnator.cz\/clanky\/vylet-za-kulturou-a-cestovni-pojisteni\/\",\"name\":\"V\u00fdlet za kulturou a cestovn\u00ed poji\u0161t\u011bn\u00ed - Srovn\u00e1tor.cz\",\"isPartOf\":{\"@id\":\"https:\/\/www.srovnator.cz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.srovnator.cz\/clanky\/vylet-za-kulturou-a-cestovni-pojisteni\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.srovnator.cz\/clanky\/vylet-za-kulturou-a-cestovni-pojisteni\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/cbdc20d2-vylet-za-kulturou-a-cestovni-pojisteni.jpg\",\"datePublished\":\"2017-03-30T18:00:00+00:00\",\"dateModified\":\"2024-06-24T05:46:54+00:00\",\"author\":{\"@id\":\"https:\/\/www.srovnator.cz\/#\/schema\/person\/46d10e971bff43faa91c35835126aa3b\"},\"description\":\"Prvn\u00ed jarn\u00ed dny a cesta za pozn\u00e1n\u00edm. 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