{"id":4076,"date":"2018-01-17T22:00:00","date_gmt":"2018-01-17T21:00:00","guid":{"rendered":"https:\/\/www.srovnator.cz\/clanky\/ostatni\/leasing-a-jeho-druhy\/"},"modified":"2024-06-24T07:48:12","modified_gmt":"2024-06-24T05:48:12","slug":"leasing-a-jeho-druhy","status":"publish","type":"post","link":"https:\/\/www.srovnator.cz\/clanky\/leasing-a-jeho-druhy\/","title":{"rendered":"Leasing a jeho druhy"},"content":{"rendered":"<p><strong>P\u0159edm\u011btem leasingu je v na\u0161ich kon\u010din\u00e1ch nej\u010dast\u011bji osobn\u00ed v\u016fz a pr\u016fmyslov\u00fd stroj. Financovat se j\u00edm d\u00e1 i po\u0159\u00edzen\u00ed aktiv v podob\u011b nemovitost\u00ed. Co vlastn\u011b leasing je? Jak funguje a jak\u00e9 jsou jeho v\u00fdhody?<\/strong><\/p>\n<img decoding=\"async\" width=\"645\" height=\"428\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/bc447ca1-leasing-a-jeho-druhy.jpg\" class=\" wp-post-image wp-stateless-item\" alt=\"Leasing a jeho druhy\" title=\"Leasing a jeho druhy\" data-image-size=\"full\" data-stateless-media-bucket=\"wp-resources\" data-stateless-media-name=\"srovnator.cz\/ng\/2022\/06\/bc447ca1-leasing-a-jeho-druhy.jpg\" \/>\n<p>Leasing je vlastn\u011b pron\u00e1jem. Je to zp\u016fsob, jak n\u011bco financovat. Na leasing je mo\u017en\u00e9 si po\u0159\u00eddit osobn\u00ed nebo n\u00e1kladn\u00ed <a href=\"\/povinne-ruceni\/\">auto<\/a>, stroje a za\u0159\u00edzen\u00ed, zem\u011bd\u011blskou a lesn\u00ed techniku, IT techniku, l\u00e9ka\u0159sk\u00e9 za\u0159\u00edzen\u00ed nebo dokonce t\u011b\u017ekou stavebn\u00ed techniku a chcete-li i nemovitost.<\/p>\n<p>Leasing funguje na z\u00e1klad\u011b leasingov\u00e9 smlouvy, kter\u00e1 se uzav\u00edr\u00e1 mezi leasingovou spole\u010dnost\u00ed a n\u00e1jemcem. Z toho plyne, \u017ee n\u00e1jemce nen\u00ed vlastn\u00edkem dan\u00e9ho p\u0159edm\u011btu. Leasingov\u00e9 spole\u010dnosti hrad\u00ed spl\u00e1tky, kter\u00e9 jsou v podstat\u011b n\u00e1jmem. Po ukon\u010den\u00ed smlouvy m\u00e1 pronaj\u00edmatel pr\u00e1vo si p\u0159edm\u011bt leasingu odkoupit.<\/p>\n<h2>Spl\u00e1tky leasingu:<\/h2>\n<ul>\n<li><strong>1.spl\u00e1tka<\/strong> obsahuje obvykle akontaci. Ta se vypo\u010d\u00edt\u00e1v\u00e1 z celkov\u00e9 ceny kupovan\u00e9 v\u011bci nap\u0159\u00edklad auta. Jej\u00ed v\u00fd\u0161e se pohybuje od 10-70%. Jde vlastn\u011b o takovou z\u00e1lohu na po\u0159izovan\u00fd p\u0159edm\u011bt.<\/li>\n<li><strong>Dal\u0161\u00ed spl\u00e1tky<\/strong> tvo\u0159\u00ed: <strong>jistina<\/strong> spolu s <strong>\u00faroky<\/strong>, kter\u00e9 jsou pevn\u011b stanoven\u00e9 p\u0159i podpisu smlouvy a po celou dobu spl\u00e1cen\u00ed se nem\u011bn\u00ed. Dal\u0161\u00ed polo\u017ekou, je m\u011bs\u00ed\u010dn\u00ed platba za <strong>poji\u0161t\u011bn\u00ed<\/strong>. Poji\u0161t\u011bn\u00ed je u ka\u017ed\u00e9ho p\u0159edm\u011btu leasingu povinn\u00e9. N\u011bkter\u00e9 spole\u010dnosti vyu\u017e\u00edvaj\u00ed vlastn\u00ed poji\u0161t\u011bn\u00ed, jinde existuje mo\u017enosti, aby si n\u00e1jemce s\u00e1m poji\u0161t\u011bn\u00ed vy\u0159\u00eddil, jeho povinnost\u00ed je p\u0159edlo\u017een\u00ed vinkulace pln\u011bn\u00ed ve prosp\u011bch leasingov\u00e9 spole\u010dnosti. U automobil\u016f jde o poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0159\u00edzen\u00ed motorov\u00e9ho vozidla, tedy <a href=\"\/povinne-ruceni\/\">povinn\u00e9 ru\u010den\u00ed<\/a>. V n\u011bkter\u00fdch p\u0159\u00edpadech je po\u017eadov\u00e1no i havarijn\u00ed poji\u0161t\u011bn\u00ed. U ostatn\u00edch p\u0159edm\u011bt\u016f je to poji\u0161t\u011bn\u00ed proti \u017eiveln\u00fdm pohrom\u00e1m, odcizen\u00edm atd. <strong>Leasingov\u00fd koeficient<\/strong> &#8211; srovn\u00e1v\u00e1 celkovou zv\u00fd\u0161en\u00ed n\u00e1klad\u016f leasingu a situaci, kdy by byl p\u0159edm\u011bt po\u0159\u00edzen za hotov\u00e9.<\/li>\n<li><strong>V\u00fdhody<\/strong>:\n<ul>\n<li>Spl\u00e1tky leasingu jsou pro podnikatele da\u0148ov\u011b uznateln\u00fdm n\u00e1kladem.<\/li>\n<li>Mo\u017enost po\u0159\u00edzen\u00ed velmi drah\u00fdch p\u0159edm\u011bt\u016f bez nutnosti velk\u00e9 po\u010d\u00e1te\u010dn\u00ed investice.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>Leasing se d\u011bl\u00ed na finan\u010dn\u00ed a operativn\u00ed. U obou plat\u00ed, \u017ee po dobu trv\u00e1n\u00ed smlouvy je majitelem leasingov\u00e1 spole\u010dnost a pronaj\u00edmatel m\u00e1 pr\u00e1vo v\u011bc u\u017e\u00edvat.<\/p>\n<h2>Finan\u010dn\u00ed leasing<\/h2>\n<p>Po ukon\u010den\u00ed finan\u010dn\u00edho leasingu p\u0159ech\u00e1z\u00ed p\u0159edm\u011bt smlouvy do vlastnictv\u00ed n\u00e1jemce. Existuj\u00ed dva modely, bu\u010f m\u00e1 p\u0159\u00edjemce na konci smlouvy povinnost odkoupit p\u0159edm\u011bt leasingu a nebo m\u00e1 pr\u00e1vo na jeho odkup.<\/p>\n<p>Minim\u00e1ln\u00ed doba spl\u00e1cen\u00ed leasingu je d\u00e1na z\u00e1konem. A to stejn\u00e1 jako minim\u00e1ln\u00ed doba odepisov\u00e1n\u00ed hmotn\u00e9ho majetku.<\/p>\n<p>Krom\u011b pr\u00e1va v\u011bc u\u017e\u00edvat m\u00e1 n\u00e1jemce je\u0161t\u011b povinnosti spojen\u00e9 s p\u00e9\u010d\u00ed a p\u0159ij\u00edm\u00e1 rizika spojen\u00e1 s u\u017e\u00edv\u00e1n\u00edm p\u0159edm\u011btu.<\/p>\n<p>Zjednodu\u0161en\u011b \u0159e\u0161eno uzav\u0159en\u00edm leasingov\u00e9 smlouvy se nakonec stanete vlastn\u00edkem.<\/p>\n\n\t<div class=\"fq20 my-5\" id=\"fq-article\">\n\t<a name=\"fq\"><\/a><h2 class=\"text-center fq20h1\" id=\"fq20h1\">Spo\u010d\u00edtejte si rychle <a href=\"\/povinne-ruceni\/\" title=\"P\u0159ej\u00edt na povinn\u00e9 ru\u010den\u00ed\">povinn\u00e9 ru\u010den\u00ed<\/a><\/h2>\n\t<form action=\"https:\/\/webto.salesforce.com\/servlet\/servlet.WebToLead?encoding=UTF-8\" method=\"POST\" id=\"ngFqForm\" target=\"hidden-form\">\n\t\t<input type=\"hidden\" id=\"debug\" name=\"debug\" value=0>\n\t\t<input type=\"hidden\" id=\"debugEmail\" name=\"debugEmail\" value=\"lukas.nesvadba@suri.cz\">\n\t\t<input type=\"hidden\" id=\"oid\" name=\"oid\" value=\"00D0O000000r3aY\">\n\t\t<input type=\"hidden\" id=\"retURL\" name=\"retURL\" value=\"https:\/\/www.srovnator.cz\/clanky\/leasing-a-jeho-druhy\/\">\n\t\t<input type=\"hidden\" id=\"fq-retURL\" name=\"fq-retURL\" value=\"https:\/\/www.srovnator.cz\/clanky\/leasing-a-jeho-druhy\/\">\n\t\t<input type=\"hidden\" id=\"last_name\" maxlength=\"80\" name=\"last_name\" size=\"20\" value=\"FastQuote\" >\n\t\t<input type=\"hidden\" id=\"url\" maxlength=\"80\" name=\"url\" size=\"20\" value=\"srovnator.cz\">\n\t\t<input type=\"hidden\" id=\"lead_source\" name=\"lead_source\" maxlength=\"80\" size=\"20\" value=\"srovnator.cz\">\n\t\t<input type=\"hidden\" id=\"00N3Y00000GuOiA\" name=\"00N3Y00000GuOiA\" value=\"1\" \/>\n\t\t<input type=\"hidden\" id=\"00N3Y00000GuOi9\" name=\"00N3Y00000GuOi9\" value=\"0\" \/>\n\t\t<input type=\"hidden\" id=\"00N3Y00000GuOi7\" name=\"00N3Y00000GuOi7\" value=\"0\" \/>\n\t\t<input type=\"hidden\" id=\"description\" name=\"description\" value=\"Fast Quote From Article Not Mobile\" \/>\n\t\t<input type=\"hidden\" id=\"fq-pojistovna\" maxlength=\"100\" name=\"00N3Y00000GuOi8\" size=\"20\" value=\"zat\u00edm nevybr\u00e1no\" \/>\n\t\t<input type=\"hidden\" id=\"fq-pojistovna-nabidka\" name=\"00N3Y00000GuOiC\" size=\"20\" value=\"\" \/>\n\t\t<input id=\"utm_campaign\" maxlength=\"255\" name=\"00N3Y00000GOmH8\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"utm_medium\" maxlength=\"255\" name=\"00N3Y00000FcAr3\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"utm_source\" maxlength=\"255\" name=\"00N3Y00000FcAr4\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"_ga\" maxlength=\"255\" name=\"00N3Y00000GOmH7\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"_gsi\" maxlength=\"255\" name=\"00N3Y00000Gv8xg\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t  <div class=\"row\">\n\t  <div class=\"col-sm-6\">\n\t\t<div class=\"form-group mb-4\">\n\t\t<label for=\"znacka\">Zna\u010dka vozidla, kter\u00e9 chcete pojistit:<\/label><br>\n\t\t<select class=\"form-control\" id=\"fq-znacka\" name=\"00N3Y00000GuOiB\"><option value=\"ALFA ROMEO\">ALFA ROMEO<\/option><option value=\"AUDI\">AUDI<\/option><option value=\"BMW\">BMW<\/option><option value=\"CHEVROLET\">CHEVROLET<\/option><option value=\"CHRYSLER\">CHRYSLER<\/option><option value=\"CITRO\u00cbN\">CITRO\u00cbN<\/option><option value=\"DACIA\">DACIA<\/option><option value=\"DAEWOO\">DAEWOO<\/option><option value=\"FIAT\">FIAT<\/option><option value=\"FORD\">FORD<\/option><option value=\"HONDA\">HONDA<\/option><option value=\"HYUNDAI\">HYUNDAI<\/option><option value=\"JEEP\">JEEP<\/option><option value=\"KIA\">KIA<\/option><option value=\"LANCIA\">LANCIA<\/option><option value=\"LAND ROVER\">LAND ROVER<\/option><option value=\"MAZDA\">MAZDA<\/option><option value=\"MERCEDES-BENZ\">MERCEDES-BENZ<\/option><option value=\"MINI\">MINI<\/option><option value=\"MITSUBISHI\">MITSUBISHI<\/option><option value=\"NISSAN\">NISSAN<\/option><option value=\"OPEL\">OPEL<\/option><option value=\"PEUGEOT\">PEUGEOT<\/option><option value=\"RENAULT\">RENAULT<\/option><option value=\"ROVER\">ROVER<\/option><option value=\"SEAT\">SEAT<\/option><option value=\"\u0160KODA\" selected>\u0160KODA<\/option><option value=\"SSANGYONG\">SSANGYONG<\/option><option value=\"SUBARU\">SUBARU<\/option><option value=\"SUZUKI\">SUZUKI<\/option><option value=\"TOYOTA\">TOYOTA<\/option><option value=\"TRABANT\">TRABANT<\/option><option value=\"VOLKSWAGEN\">VOLKSWAGEN<\/option><option value=\"VOLVO\">VOLVO<\/option><\/select>\n\t  <\/div>\n\t<p class=\"mb-1\"><label for=\"fq-objem\">P\u0159ibli\u017en\u00fd objem motoru vozidla:<\/label><\/p>\n\t<div class=\"row mb-3\"><div class=\"col-9\"><input type=\"range\" class=\"fq-range\" aria-label=\"objem\" min=\"0.6\" max=\"3.3\" step=\"0.1\" value=\"1.5\" id=\"fq-objem\" aria-describedby=\"objem-value\"><\/div><div class=\"col-3 ps-2\"><input id=\"fq-objem-value\" class=\"fq-text nb\" type=\"text\" value=\"1\" size=\"4\" readonly \/><\/div><\/div>\n\t\n\t<div class=\"form-group mb-4\">\n\t<label for=\"fq-psc\">PS\u010c:<\/label>\n\t<input type=\"text\" id=\"fq-psc\" value=\"\" name=\"zip\" class=\"form-control\"><div class=\"invalid-feedback\"><\/div> \n\t<\/div>\n\t\n\t<p class=\"mb-1\"><label for=\"fq-vek\">Kolik je V\u00e1m let:<\/label><\/p>\n\t<div class=\"row mb-3\"><div class=\"col-9\"><input type=\"range\" class=\"fq-range\" aria-label=\"vek\" min=\"18\" max=\"66\" step=\"1\" value=\"42\" id=\"fq-vek\" aria-describedby=\"vek\" data-orientation=\"horizontal\" name=\"00N3Y00000GuOi6\"><\/div><div class=\"col-3 ps-2\"><input id=\"fq-vek-value\" class=\"fq-text nb\" type=\"text\" value=\"1\" size=\"4\" readonly \/><\/div><\/div>\n\t\n\t\n\t<p class=\"mb-1\"><label for=\"tel\">Pro z\u00edsk\u00e1n\u00ed kalkulace je t\u0159eba zadat tel. \u010d\u00edslo:<\/label><\/p>\n\t<div class=\"row mb-4\"><div class=\"col-4 pe-0\"><select class=\"form-control\" id=\"fq-predvolba\"><option selected value=\"+420\">+420<\/option><option value=\"+421\">+421<\/option><\/select><\/div><div class=\"col-8 ps-0\"><input type=\"text\" class=\"form-control\" aria-label=\"tel\" aria-describedby=\"predvolba\" placeholder=\"nap\u0159 603 123 123\" id=\"fq-tel\"><div class=\"invalid-feedback\"><\/div><\/div><\/div>\n\t<input id=\"fq-tel-value\" class=\"fq-text nb\" type=\"hidden\" value=\"\" size=\"4\" name=\"phone\" readonly \/>\n\t<\/div>\n\t<div class=\"col-sm-1\">\n\t<\/div>\n\t<div class=\"col-sm-4\">\n\t<div class=\"fq-sum p-3 my-4 pt-5\" style=\"display: none;\">\n\t<p class=\"mb-1\">Povinn\u00e9 ru\u010den\u00ed m\u016f\u017eete <br>m\u00edt ji\u017e od:<\/p>\n\t<p class=\"fq-sum-value-text\" id=\"fq-sum\">-<\/p>\n\t\n\t<div class=\"spinner-border text-primary fq-spinner mt-2\" role=\"status\" style=\"display: none;\" id=\"fq-loader\">\n\t\t<span class=\"sr-only\"><\/span>\n\t\n\t<\/div>\n\t<div class=\"col-sm-1\">\n\t<\/div>\n\t<input id=\"fq-sum-value\" class=\"fq-text nb\" type=\"hidden\" \/>\n\t<\/div>\t\n\t<\/div>\n\t<\/div>\n\t<div class=\"row justify-content-center mb-1\">\n\t<div class=\"col-6\">\n\t<a href=\"#fq\" id=\"fq-get\" class=\"w-100 btn bg-dark fq-btn py-3\" title=\"Zobrazit 10 poji\u0161\u0165oven\" data-bs-toggle=\"\" data-bs-target=\"\"><span class=\"sro-povinne-ruceni me-2\"><\/span>Zobrazit 10 poji\u0161\u0165oven<\/a>\n\t<\/div>\n\t<p class=\"mb-2 mt-4 col-sm-8 text-center\"><small>Odesl\u00e1n\u00edm formul\u00e1\u0159e tla\u010d\u00edtkem Zobrazit 10 poji\u0161\u0165oven souhlas\u00edte se zpracov\u00e1n\u00edm V\u00e1mi zadan\u00fdch osobn\u00edch \u00fadaj\u016f \u2013 <a href=\"\/informace-o-zpracovani-osobnich-udaju\/\" target=\"_blank\" title=\"Zobrazit\">Informace o zpracov\u00e1n\u00ed osobn\u00edch \u00fadaj\u016f<\/a><\/small><\/p>\n\t<\/div>\n\t<\/form>\n\t<IFRAME style=\"display:none\" name=\"hidden-form\"><\/IFRAME>\n\t<\/div>\n\t<!-- Modal -->\n\t<div class=\"modal fade\" id=\"offersInsurance\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"myModalLabel\" aria-hidden=\"true\">\n\t\t<div class=\"modal-dialog modal-dialog-scrollable modal-dialog-centered\" role=\"document\">\n\t\t\t<div class=\"modal-content\">\n\t\t\t\t<div class=\"modalHeader modal-header border-0\">\n\t\t\t\t\t<button type=\"button\" class=\"btn-close\" data-bs-dismiss=\"modal\" aria-label=\"Close\"><\/button>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"modal-body pt-0\">\n\t\t\t\t<h2 class=\"text-center fq20h1 mb-3\" id=\"fq20h1ls\">Kalkulace povinn\u00e9ho ru\u010den\u00ed<\/h2>\n\t\t\t\t<div class=\"fq20k3\">\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-cpp\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-cpp.png\" alt=\"\u010cPP\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-cpp.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-cpp.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">\u010cPP<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"cpp\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-gcp\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-gcp.png\" alt=\"G\u010cP\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-gcp.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-gcp.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">G\u010cP<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"gcp\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-allianz\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-allianz.png\" alt=\"allianz\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-allianz.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-allianz.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Allianz<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"allianz\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-kooperativa\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-kooperativa.png\" alt=\"kooperativa\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-kooperativa.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-kooperativa.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Kooperativa<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"kooperativa\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-direct\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-direct.png\" alt=\"direct\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-direct.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-direct.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Direct<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"direct\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-axa\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-axa.png\" alt=\"axa\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-axa.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-axa.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">AXA<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"axa\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-slavia\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-slavia.png\" alt=\"slavia\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-slavia.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-slavia.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Slavia<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"slavia\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-csob\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-csob.png\" alt=\"csob\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-csob.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-csob.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">\u010cSOB<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"csob\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-uniqa\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-uniqa.png\" alt=\"uniqa\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-uniqa.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-uniqa.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Uniqa<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"uniqa\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-pillow\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-pillow.png\" alt=\"pillow\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-pillow.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-pillow.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Pillow<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"pillow\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t  <\/div>\n\t\t  <div class=\"modal-footer text-center\">\n\t\t\t  <a href=\"#\" class=\"w-100 btn bg-dark fq-btn fq-btn-active py-3 callMe\" id=\"offersInsuranceCallMe\" title=\"Chci b\u00fdt kontaktov\u00e1n\"><span class=\"sro-zavolame mt-1 me-2\"><\/span>Chci b\u00fdt kontaktov\u00e1n<\/a>\n\t\t  <\/div>\n\t\t<\/div>\n\t  <\/div>\n\t<\/div><a name=\"hotovo\"><\/a><div class=\"fq20k2 my-5 py-5\" id=\"fq-thank\" style=\"display: none;\">\n\t<h2 class=\"mb-1\">D\u011bkujeme za V\u00e1\u0161 z\u00e1jem.<\/h2>\n\t<p>Budeme V\u00e1s co nejd\u0159\u00edve kontaktovat.<\/p>\n\t<p class=\"my-0\"><img decoding=\"async\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/css\/images\/fq-character.webp\" alt=\"Srovn\u00e1tor postavi\u010dka\" width=\"326\" height=\"342\"><\/p>\n\t<p><strong>Ne\u017e v\u00e1m zavol\u00e1me, prohl\u00e9dn\u011bte si <br>kalkulace cestovn\u00edho poji\u0161t\u011bn\u00ed.<\/strong><\/p>\n\t<div class=\"btn-center\"><a href=\"\/cestovni-pojisteni\/kalkulacka\/#kalkulacka\" class=\"btn btn-primary px-5 py-2 fq-ces-btn\" title=\"Spo\u010d\u00edtat cestovn\u00ed poji\u0161t\u011bn\u00ed\" rel=\"prefetch\">CESTOVN\u00cd POJI\u0160T\u011aN\u00cd<\/a><\/div>\n\t<\/div>\n<h2>Operativn\u00ed leasing<\/h2>\n<p>Oproti finan\u010dn\u00edmu leasingu se nepo\u010d\u00edt\u00e1 se z\u00e1v\u011bre\u010dn\u00fdm odkupem p\u0159edm\u011btu smlouvy. D\u00e1le budeme p\u0159edpokl\u00e1dat, \u017ee p\u0159edm\u011btem je osobn\u00ed automobil. Jde tedy o kr\u00e1tkodob\u00fd pron\u00e1jem automobilu, za kter\u00fd se plat\u00ed m\u011bs\u00ed\u010dn\u00ed spl\u00e1tky. Automobil je ve vlastnictv\u00ed leasingov\u00e9 spole\u010dnosti, ta se o n\u011bj, ale tak\u00e9 star\u00e1. Zabezpe\u010duje jeho servis, u n\u011bkter\u00fdch vy\u0161\u0161\u00edch kategorii operativn\u00edho leasingu v\u00e1m dokonce budou m\u011bnit kola. A p\u0159i skon\u010den\u00ed smlouvy, kter\u00e1 je oby\u010dejn\u011b krat\u0161\u00ed ne\u017e \u017eivotnost automobilu, v\u016fz vr\u00e1t\u00edte a m\u016f\u017eete si vybrat zase nov\u00fd typ, kter\u00fd budete d\u00e1le vyu\u017e\u00edvat.<\/p>\n<p>Operativn\u00ed leasing se vypl\u00e1c\u00ed p\u0159edev\u0161\u00edm u technologi\u00ed, kter\u00e9 podl\u00e9haj\u00ed rychl\u00e9mu st\u00e1rnut\u00ed. Ku p\u0159\u00edkladu drah\u00e1 IT technika, kter\u00e1 je te\u010f sice na vrcholu, ale po n\u011bjak\u00fdch 4 letech zastaral\u00e1 a nedosta\u010duj\u00edc\u00ed. A proto nen\u00ed nutn\u00e9 ani \u017e\u00e1douc\u00ed si takovou techniku odkupovat do vlastnictv\u00ed.<\/p>\n<p>Doba spl\u00e1cen\u00ed je tentokr\u00e1t libovoln\u00e1. A rizika, kter\u00e1 jsou spojen\u00e1 s provozov\u00e1n\u00edm a financov\u00e1n\u00edm jsou na stran\u011b pronaj\u00edmatele.<\/p>\n<h2>Mal\u00e9 shrnut\u00ed na z\u00e1v\u011br:<\/h2>\n<p>Leasing je vhodn\u00fd p\u0159ev\u00e1\u017en\u011b pro podnikatele. Velkou v\u00fdhodou jsou uznateln\u00e9 da\u0148ov\u00e9 n\u00e1klady. Rozhodnut\u00ed jestli volit finan\u010dn\u00ed nebo operativn\u00ed leasing je hlavn\u011b na v\u011bci, kterou chcete touto formou financovat. Kdo chce n\u011bco vlastnit a p\u0159es leasing nakupovat zvol\u00ed finan\u010dn\u00ed. Pro ty kdo pot\u0159ebuj\u00ed vyu\u017e\u00edvat v\u011bc v \u010dasov\u00e9m horizontu a potom ji obnovit vyu\u017eij\u00ed rad\u011bji operativn\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Financovat n\u00e1kup aktiv typu auto, stroj nebo nemovitost se d\u00e1 pomoc\u00ed leasingu. Co to vlastn\u011b je? Jak to funguje?<\/p>\n","protected":false},"author":5,"featured_media":4077,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[402,821,549,822],"class_list":["post-4076","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-povinne-ruceni","tag-auto","tag-leasing","tag-smlouva","tag-splatka"],"acf":{"znacka":"","model":"","objem":"","vyrobeno":"","vykon":"","velikost_1":"","velikost_2":"","velikost_3":"","velikost_4":"","roky":"","roky_velikost_1":"","roky_velikost_2":"","roky_velikost_3":"","roky_velikost_4":"","pocet_kalkulaci":0,"page_post_meta_bread":"Leasing a jeho druhy","page_post_meta_bread_child":"","page_post_meta_script_head":"","page_post_meta_leaving_screen":"cat"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Leasing a jeho druhy - Srovn\u00e1tor.cz<\/title>\n<meta name=\"description\" content=\"Financovat n\u00e1kup aktiv typu auto, stroj nebo nemovitost se d\u00e1 pomoc\u00ed leasingu. 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