{"id":4276,"date":"2018-08-14T06:49:10","date_gmt":"2018-08-14T04:49:10","guid":{"rendered":"https:\/\/www.srovnator.cz\/clanky\/ostatni\/je-osobni-pujcka-na-dovolenou-dobry-napad\/"},"modified":"2024-06-24T07:46:25","modified_gmt":"2024-06-24T05:46:25","slug":"je-osobni-pujcka-na-dovolenou-dobry-napad","status":"publish","type":"post","link":"https:\/\/www.srovnator.cz\/clanky\/je-osobni-pujcka-na-dovolenou-dobry-napad\/","title":{"rendered":"Je dobr\u00fd n\u00e1pad br\u00e1t si \u00fav\u011br na dovolenou?"},"content":{"rendered":"

Letn\u00ed m\u011bs\u00edce tr\u00e1v\u00ed spousta rodin, p\u00e1r\u016f a p\u0159\u00e1tel \u010di jednotlivc\u016f na dovolen\u00e9 v zahrani\u010d\u00ed u mo\u0159e, v hor\u00e1ch nebo v tuzemsk\u00fdch luz\u00edch a h\u00e1j\u00edch. Zkr\u00e1tka v\u011bt\u0161ina lid\u00ed cestuje a na ty, kter\u00e9 z finan\u010dn\u00edch d\u016fvod\u016f sed\u00ed doma, \u010d\u00edh\u00e1 za ka\u017ed\u00fdm rohem n\u011bjak\u00e1 upout\u00e1vka na luxusn\u00ed dovolenou<\/a>, nebo sousedi, kte\u0159\u00ed nep\u0159est\u00e1vaj\u00ed l\u00ed\u010dit z\u00e1\u017eitky z pobytu v \u0158ecku. T\u011bmto svod\u016fm je t\u011b\u017ek\u00e9 nepodlehnout a tak vznikne nerozv\u00e1\u017en\u00e9 rozhodnut\u00ed o p\u016fj\u010dce na t\u00fddenn\u00ed pobyt u mo\u0159e pro celou rodinu, kterou je pot\u0159eba dal\u0161\u00edch x let spl\u00e1cet a nejen to – p\u0159eplatit o des\u00edtky tis\u00edc.<\/strong><\/p>\n\"Je\n

Na co si p\u016fj\u010duj\u00ed \u010ce\u0161i?<\/h2>\n

V\u011bt\u0161ina \u010cech\u016f preferuje leteckou dovolenou u mo\u0159e, ide\u00e1ln\u011b se stravov\u00e1n\u00edm v cen\u011b (all inclusive, polopenze) p\u0159es cestovn\u00ed kancel\u00e1\u0159e. N\u011bkter\u00e9 cestovn\u00ed kancel\u00e1\u0159e nab\u00edz\u00ed i zprost\u0159edkov\u00e1n\u00ed \u00fav\u011bru na dovolenou, kter\u00fd nemus\u00ed b\u00fdt nutn\u011b nejv\u00fdhodn\u011bj\u0161\u00ed. Podle skupiny Kruk, kter\u00e1 spravuje pohled\u00e1vky v\u011b\u0159itel\u016f, si 5 % lid\u00ed p\u016fj\u010duje na dovolenou. Nejv\u011bt\u0161\u00ed \u010d\u00e1st \u201cletn\u00edch\u201d dlu\u017en\u00edk\u016f poch\u00e1z\u00ed ze Z\u00e1padn\u00edch \u010cech, Severn\u00ed Moravy a z Prahy. P\u0159evl\u00e1daj\u00edc\u00ed d\u016fvody \u00fav\u011bru jsou ale jin\u00e9ho charakteru: n\u00e1kup vozu (32 %), stavba domu nebo po\u0159\u00edzen\u00ed bytu (30 %) a jeho vybaven\u00ed (29 %).<\/p>\n

Co nab\u00edz\u00ed trh?<\/h2>\n

Trh s p\u016fj\u010dkami je p\u0159esycen nab\u00eddkami na ne\u00fa\u010delov\u00fd \u00fav\u011br, kter\u00e9 maj\u00ed vy\u0161\u0161\u00ed \u00farokov\u00e9 m\u00edry ne\u017e \u00fa\u010delov\u00e9 \u00fav\u011bry, ale nemus\u00ed dokl\u00e1dat vyu\u017eit\u00ed pen\u011bz.<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
N\u00e1zev banky<\/th>\nV\u00fd\u0161e p\u016fj\u010dky<\/th>\nDoba spl\u00e1cen\u00ed (m\u011bs\u00edce)<\/th>\nPoplatky za veden\u00ed \u00fa\u010dtu (m\u011bs\u00ed\u010dn\u00ed)<\/th>\n\u00darokov\u00e1 sazba<\/th>\n<\/tr>\n<\/thead>\n
Air Bank<\/th>\n5 000 – 400 000 K\u010d<\/td>\n6 – 96<\/td>\n0 K\u010d<\/td>\n6,9 – 9,9 %<\/td>\n<\/tr>\n
Cetelem<\/th>\n20 000 – 100 000 K\u010d<\/td>\n6 – 120<\/td>\n0 K\u010d<\/td>\n6,9 – 21,76 %<\/td>\n<\/tr>\n
\u010cesk\u00e1 spo\u0159itelna<\/th>\n20 000 – 700 000 K\u010d<\/td>\n12 – 84<\/td>\n59 K\u010d<\/td>\n6,9 %<\/td>\n<\/tr>\n
\u010cSOB<\/th>\n20 000 – 600 000 K\u010d<\/td>\n12 – 84<\/td>\n59 K\u010d<\/td>\n8,9 %<\/td>\n<\/tr>\n
Home Credit<\/th>\n10 000 – 180 000 K\u010d<\/td>\n12 – 84<\/td>\n0 K\u010d<\/td>\n8,9 %<\/td>\n<\/tr>\n
MONETA Money Bank<\/th>\n20 000 – 800 000 K\u010d<\/td>\n24 – 120<\/td>\n0 K\u010d<\/td>\n7 %<\/td>\n<\/tr>\n
mBank<\/th>\n10 000 – 500 000 K\u010d<\/td>\n12 – 84<\/td>\n0 K\u010d<\/td>\n9,9 %<\/td>\n<\/tr>\n
Po\u0161tovn\u00ed spo\u0159itelna<\/th>\n20 000 – 600 000 K\u010d<\/td>\n12 – 84<\/td>\n0 K\u010d<\/td>\n13,9 %<\/td>\n<\/tr>\n
UniCredit Bank<\/th>\n30 000 – 1 000 000 K\u010d<\/td>\n12 – 96<\/td>\n0 K\u010d<\/td>\nod 4,9 %<\/td>\n<\/tr>\n
Zuno<\/th>\n50 001 – 500 000 K\u010d<\/td>\n6 – 72<\/td>\n0 K\u010d<\/td>\nod 6,9 %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

\u00dadaje platn\u00e9 k 7.8.2018<\/small><\/p>\n

Na co si d\u00e1t pozor, p\u0159i po\u0159\u00edzen\u00ed \u00fav\u011bru na dovolenou?<\/h2>\n