{"id":4490,"date":"2019-03-26T09:43:59","date_gmt":"2019-03-26T08:43:59","guid":{"rendered":"https:\/\/www.srovnator.cz\/clanky\/ostatni\/pripojisteni-na-hory\/"},"modified":"2024-06-24T07:45:50","modified_gmt":"2024-06-24T05:45:50","slug":"pripojisteni-na-hory","status":"publish","type":"post","link":"https:\/\/www.srovnator.cz\/clanky\/pripojisteni-na-hory\/","title":{"rendered":"Jak\u00e9 mo\u017enosti nab\u00edz\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed na hory?"},"content":{"rendered":"<p><strong>Dovolen\u00e1 nebo prodlou\u017een\u00fd v\u00edkend na hor\u00e1ch s sebou v\u017edy nese ur\u010dit\u00e1 rizika, proti kter\u00fdm je dobr\u00e9 se pojistit. Slou\u017e\u00ed k tomu cestovn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 je nab\u00edzen\u00e9 v r\u016fzn\u00fdch variant\u00e1ch, s r\u016fzn\u00fdmi pojistn\u00fdmi limity a se \u0161irokou nab\u00eddkou dopl\u0148kov\u00fdch p\u0159ipoji\u0161t\u011bn\u00ed. Zdaleka se nemus\u00ed jednat jen o poji\u0161t\u011bn\u00ed l\u00e9\u010debn\u00fdch v\u00fdloh.<\/strong><\/p>\n<img decoding=\"async\" width=\"770\" height=\"513\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/c5f54ec5-pripojisteni-na-hory-770x513.jpg\" class=\" wp-post-image wp-stateless-item\" alt=\"Jak\u00e9 mo\u017enosti nab\u00edz\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed na hory?\" title=\"Jak\u00e9 mo\u017enosti nab\u00edz\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed na hory?\" srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/c5f54ec5-pripojisteni-na-hory-770x513.jpg 770w, https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/c5f54ec5-pripojisteni-na-hory.jpg 1280w\" sizes=\"(max-width: 770px) 100vw, 770px\" data-image-size=\"medium\" data-stateless-media-bucket=\"wp-resources\" data-stateless-media-name=\"srovnator.cz\/ng\/2022\/06\/c5f54ec5-pripojisteni-na-hory.jpg\" \/>\n<h2>Do zahrani\u010d\u00ed bez starost\u00ed<\/h2>\n<p>Chyst\u00e1te-li se do zahrani\u010d\u00ed, cestovn\u00ed poji\u0161t\u011bn\u00ed l\u00e9\u010debn\u00fdch v\u00fdloh by pro v\u00e1s m\u011blo b\u00fdt samoz\u0159ejmost\u00ed bez ohledu na to, \u010demu se hodl\u00e1te v zahrani\u010d\u00ed v\u011bnovat. Vymknut\u00fd kotn\u00edk, zlomen\u00e1 ruka, z\u00e1n\u011bt slep\u00e9ho st\u0159eva &#8211; k takov\u00fdm situac\u00edm doch\u00e1z\u00ed zcela ne\u010dekan\u011b a o\u0161et\u0159en\u00ed v cizin\u011b v\u00e1s m\u016f\u017ee bez poji\u0161t\u011bn\u00ed vyj\u00edt p\u011bkn\u011b draho.<\/p>\n<p>Praktickou sou\u010d\u00e1st\u00ed <a href=\"https:\/\/www.srovnator.cz\/cestovni-pojisteni\/\">cestovn\u00edho poji\u0161t\u011bn\u00ed<\/a> je nav\u00edc nep\u0159etr\u017eit\u011b funguj\u00edc\u00ed asisten\u010dn\u00ed slu\u017eba, na kterou se m\u016f\u017eete obr\u00e1tit s prosbou o radu, pomoc, p\u0159eklad \u010di tlumo\u010den\u00ed.<\/p>\n<h2>\u00darazov\u00e9 p\u0159ipoji\u0161t\u011bn\u00ed<\/h2>\n<p>No hor\u00e1ch, kde se obvykle odd\u00e1v\u00e1me aktivn\u00edmu odpo\u010dinku a provozujeme v\u00edce \u010di m\u00e9n\u011b obvykl\u00e9 sportovn\u00ed \u010dinnosti, riziko \u00farazu roste. Proto je mo\u017en\u00e9 roz\u0161\u00ed\u0159it z\u00e1kladn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed o <strong>\u00farazov\u00e9 p\u0159ipoji\u0161t\u011bn\u00ed<\/strong>. Jeho smyslem je poskytnout finan\u010dn\u00ed kompenzaci v p\u0159\u00edpad\u011b, \u017ee \u00faraz zanechal trval\u00e9 n\u00e1sledky na zdrav\u00ed nebo n\u00e1sledkem \u00farazu do\u0161lo ke smrti zran\u011bn\u00e9no.<\/p>\n<h2>P\u0159ipoji\u0161t\u011bn\u00ed rizikov\u00fdch sport\u016f<\/h2>\n<p>Podle toho, jak\u00fdm sportovn\u00edm aktivit\u00e1m se na hor\u00e1ch budete v\u011bnovat, budete mo\u017en\u00e1 pot\u0159ebovat tak\u00e9 <strong>p\u0159ipoji\u0161t\u011bn\u00ed sportovn\u00edch \u010dinnost\u00ed<\/strong>. B\u011b\u017en\u00e9 sporty (nap\u0159. turistika, bruslen\u00ed, plav\u00e1n\u00ed) jsou v cestovn\u00edm poji\u0161t\u011bn\u00ed zahrnut\u00e9 automaticky, pro ostatn\u00ed sporty je nutn\u00e9 sjednat p\u0159ipoji\u0161t\u011bn\u00ed za p\u0159\u00edplatek. Poji\u0161\u0165ovny d\u011bl\u00ed sporty do r\u016fzn\u00fdch kategori\u00ed (zimn\u00ed, rizikov\u00e9, adrenalinov\u00e9), proto je t\u0159eba v\u017edy prostudovat pojistn\u00e9 podm\u00ednky konkr\u00e9tn\u00ed poji\u0161\u0165ovny. Ly\u017ea\u0159i a snowboardist\u00e9 by si m\u011bli d\u00e1t pozor na rozd\u00edl mezi sj\u00ed\u017ed\u011bn\u00edm po vyzna\u010den\u00fdch sjezdovk\u00e1ch a pohybem mimo vyzna\u010den\u00e9 trasy.<\/p>\n<h2>Odpov\u011bdnost za zp\u016fsobenou \u0161kodu<\/h2>\n<p>Cestovn\u00ed poji\u0161t\u011bn\u00ed m\u016f\u017ee zahrnovat tak\u00e9 <strong>poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu<\/strong> na zdrav\u00ed nebo majetku, kterou zp\u016fsob\u00edte jin\u00e9 osob\u011b. Neopatrnost\u00ed nebo ne\u0161\u0165astnou n\u00e1hodou m\u016f\u017eete n\u011bkoho p\u0159i sportu poranit, v hotelov\u00e9m pokoji m\u016f\u017eete poni\u010dit vybaven\u00ed, dov\u00e1d\u011bn\u00ed va\u0161ich d\u011bt\u00ed tak\u00e9 nemus\u00ed z\u016fstat bez n\u00e1sledk\u016f.<\/p>\n<h2>Mo\u017enost\u00ed je mnohem v\u00edce<\/h2>\n<p>Poji\u0161\u0165ovny jdou s nab\u00eddkou je\u0161t\u011b d\u00e1le. Je na rozhodnut\u00ed ka\u017ed\u00e9ho, zda si vysta\u010d\u00ed se <a href=\"https:\/\/www.srovnator.cz\/cestovni-pojisteni\/kalkulacka\/#kalkulacka\">z\u00e1kladn\u00edm poji\u0161t\u011bn\u00edm<\/a>, nebo zda si p\u0159iplat\u00ed je\u0161t\u011b za:<\/p>\n<ul>\n<li><strong>p\u0159ipoji\u0161t\u011bn\u00ed storna z\u00e1jezdu<\/strong>, poplatk\u016f a letenek,<\/li>\n<li><strong>p\u0159ipoji\u0161t\u011bn\u00ed zavazadel<\/strong> pro p\u0159\u00edpad ztr\u00e1ty, kr\u00e1de\u017ee, zpo\u017ed\u011bn\u00ed nebo po\u0161kozen\u00ed,<\/li>\n<li><strong>roz\u0161\u00ed\u0159en\u00e9 asisten\u010dn\u00ed slu\u017eby pro vozidlo<\/strong>,<\/li>\n<li><strong>kr\u00e1tkodob\u00e9 poji\u0161t\u011bn\u00ed dom\u00e1cnosti<\/strong> po dobu nep\u0159\u00edtomnosti proti kr\u00e1de\u017ei vloup\u00e1n\u00edm.<\/li>\n<\/ul>\n<h2>Kdy\u017e cestujete po \u010desk\u00fdch hor\u00e1ch<\/h2>\n<p>Cestovn\u00ed poji\u0161t\u011bn\u00ed je p\u016fvodn\u011b ur\u010den\u00e9 pro zahrani\u010dn\u00ed cesty. V \u010cesku jsou l\u00e9ka\u0159sk\u00e1 o\u0161et\u0159en\u00ed a l\u00e9\u010debn\u00e9 v\u00fdlohy hrazen\u00e9 ze zdravotn\u00edho poji\u0161t\u011bn\u00ed, proto dal\u0161\u00ed poji\u0161t\u011bn\u00ed nen\u00ed pot\u0159eba. P\u0159esto n\u011bkter\u00e9 poji\u0161\u0165ovny tuzemsk\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed nab\u00edzej\u00ed. Nesoust\u0159ed\u00ed se ov\u0161em na b\u011b\u017enou l\u00e9ka\u0159skou p\u00e9\u010di, ale pr\u00e1v\u011b na r\u016fzn\u00e1 p\u0159ipoji\u0161t\u011bn\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cestovn\u00ed poji\u0161t\u011bn\u00ed nemus\u00ed zahrnovat pouze l\u00e9\u010debn\u00e9 v\u00fdlohy. M\u016f\u017ee v\u00e1m poskytnout komplexn\u00ed ochranu proti nejr\u016fzn\u011bj\u0161\u00edm rizik\u016fm.<\/p>\n","protected":false},"author":5,"featured_media":4491,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[539,380,631,525,458,392,385,375],"class_list":["post-4490","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cestovni-pojisteni","tag-cestovani","tag-cestovni-pojisteni","tag-hory","tag-lecebne-vylohy","tag-pojisteni-odpovednosti","tag-pripojisteni","tag-uraz","tag-urazove-pojisteni"],"acf":{"znacka":"","model":"","objem":"","vyrobeno":"","vykon":"","velikost_1":"","velikost_2":"","velikost_3":"","velikost_4":"","roky":"","roky_velikost_1":"","roky_velikost_2":"","roky_velikost_3":"","roky_velikost_4":"","pocet_kalkulaci":0,"page_post_meta_bread":"P\u0159ipoji\u0161t\u011bn\u00ed na hory","page_post_meta_bread_child":"","page_post_meta_script_head":"","page_post_meta_leaving_screen":"cat"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>P\u0159ipoji\u0161t\u011bn\u00ed na hory - Srovn\u00e1tor.cz<\/title>\n<meta name=\"description\" content=\"Cestovn\u00ed poji\u0161t\u011bn\u00ed nemus\u00ed zahrnovat pouze l\u00e9\u010debn\u00e9 v\u00fdlohy. M\u016f\u017ee v\u00e1m poskytnout komplexn\u00ed ochranu proti nejr\u016fzn\u011bj\u0161\u00edm rizik\u016fm.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.srovnator.cz\/clanky\/pripojisteni-na-hory\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"P\u0159ipoji\u0161t\u011bn\u00ed na hory - Srovn\u00e1tor.cz\" \/>\n<meta property=\"og:description\" content=\"Cestovn\u00ed poji\u0161t\u011bn\u00ed nemus\u00ed zahrnovat pouze l\u00e9\u010debn\u00e9 v\u00fdlohy. M\u016f\u017ee v\u00e1m poskytnout komplexn\u00ed ochranu proti nejr\u016fzn\u011bj\u0161\u00edm rizik\u016fm.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.srovnator.cz\/clanky\/pripojisteni-na-hory\/\" \/>\n<meta property=\"og:site_name\" content=\"Srovn\u00e1tor.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/srovnator\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-03-26T08:43:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-24T05:45:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/c5f54ec5-pripojisteni-na-hory.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"853\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Martin Dane\u0161\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Srovnator_czech\" \/>\n<meta name=\"twitter:site\" content=\"@Srovnator_czech\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Martin Dane\u0161\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.srovnator.cz\/clanky\/pripojisteni-na-hory\/\",\"url\":\"https:\/\/www.srovnator.cz\/clanky\/pripojisteni-na-hory\/\",\"name\":\"P\u0159ipoji\u0161t\u011bn\u00ed na hory - Srovn\u00e1tor.cz\",\"isPartOf\":{\"@id\":\"https:\/\/www.srovnator.cz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.srovnator.cz\/clanky\/pripojisteni-na-hory\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.srovnator.cz\/clanky\/pripojisteni-na-hory\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/c5f54ec5-pripojisteni-na-hory.jpg\",\"datePublished\":\"2019-03-26T08:43:59+00:00\",\"dateModified\":\"2024-06-24T05:45:50+00:00\",\"author\":{\"@id\":\"https:\/\/www.srovnator.cz\/#\/schema\/person\/46d10e971bff43faa91c35835126aa3b\"},\"description\":\"Cestovn\u00ed poji\u0161t\u011bn\u00ed nemus\u00ed zahrnovat pouze l\u00e9\u010debn\u00e9 v\u00fdlohy. M\u016f\u017ee v\u00e1m poskytnout komplexn\u00ed ochranu proti nejr\u016fzn\u011bj\u0161\u00edm rizik\u016fm.\",\"inLanguage\":\"cs-CZ\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.srovnator.cz\/clanky\/pripojisteni-na-hory\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs-CZ\",\"@id\":\"https:\/\/www.srovnator.cz\/clanky\/pripojisteni-na-hory\/#primaryimage\",\"url\":\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/c5f54ec5-pripojisteni-na-hory.jpg\",\"contentUrl\":\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2022\/06\/c5f54ec5-pripojisteni-na-hory.jpg\",\"width\":1280,\"height\":853,\"caption\":\"Turistika v hor\u00e1ch\"},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.srovnator.cz\/#website\",\"url\":\"https:\/\/www.srovnator.cz\/\",\"name\":\"Srovn\u00e1tor.cz\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.srovnator.cz\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"cs-CZ\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.srovnator.cz\/#\/schema\/person\/46d10e971bff43faa91c35835126aa3b\",\"name\":\"Martin Dane\u0161\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs-CZ\",\"@id\":\"https:\/\/www.srovnator.cz\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5cac60568def8a68791e2b771a3394888cf55828e445636dfc99f7ccd1e1d1b8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5cac60568def8a68791e2b771a3394888cf55828e445636dfc99f7ccd1e1d1b8?s=96&d=mm&r=g\",\"caption\":\"Martin Dane\u0161\"},\"description\":\"Jsem Martin Dane\u0161, obchodn\u00ed \u0159editel Srovn\u00e1tor.cz. Na\u0161\u00edm c\u00edlem je naj\u00edt pro v\u00e1s v\u017edy to nejvhodn\u011bj\u0161\u00ed poji\u0161t\u011bn\u00ed dle va\u0161ich pot\u0159eb. D\u00edky \u0161irok\u00e9mu portfoliu produkt\u016f od v\u0161ech v\u00fdznamn\u00fdch poji\u0161\u0165oven v\u00e1m dok\u00e1\u017eeme poskytnout \u0159e\u0161en\u00ed odpov\u00eddaj\u00edc\u00ed va\u0161im p\u0159edstav\u00e1m. Kdy\u017e budete m\u00edt jak\u00fdkoliv produktov\u00fd dotaz, nev\u00e1hejte se na n\u00e1s obr\u00e1tit na info@srovnator.cz\",\"url\":\"https:\/\/www.srovnator.cz\/autori\/martin-danes\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"P\u0159ipoji\u0161t\u011bn\u00ed na hory - Srovn\u00e1tor.cz","description":"Cestovn\u00ed poji\u0161t\u011bn\u00ed nemus\u00ed zahrnovat pouze l\u00e9\u010debn\u00e9 v\u00fdlohy. 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