{"id":9108,"date":"2023-08-22T09:07:01","date_gmt":"2023-08-22T07:07:01","guid":{"rendered":"https:\/\/www.srovnator.cz\/?p=9108"},"modified":"2026-01-30T16:19:23","modified_gmt":"2026-01-30T15:19:23","slug":"kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly","status":"publish","type":"post","link":"https:\/\/www.srovnator.cz\/clanky\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly\/","title":{"rendered":"Kroupy a poji\u0161t\u011bn\u00ed auta \u2013 co d\u011blat, kdy\u017e zas\u00e1hnou p\u0159\u00edrodn\u00ed \u017eivly"},"content":{"rendered":"<p><strong>P\u0159\u00edroda je\u00a0mocn\u00e1 \u010darod\u011bjka a\u00a0obzvl\u00e1\u0161\u0165 v\u00a0posledn\u00edch letech n\u00e1s dok\u00e1\u017ee neust\u00e1le p\u0159ekvapovat. P\u0159ekvapen\u00ed to\u00a0ale nemus\u00ed b\u00fdt v\u017edycky mil\u00e9. L\u00e9to a\u00a0vysok\u00e9 letn\u00ed teploty s\u00a0sebou p\u0159in\u00e1\u0161ej\u00ed i\u00a0bou\u0159kovou sez\u00f3nu a\u00a0krupobit\u00ed. To\u00a0m\u016f\u017ee zanechat na\u00a0va\u0161em vozidle dost nep\u0159\u00edjemn\u00fd podpis a\u00a0je\u00a0t\u0159eba s\u00a0t\u011bmito situacemi po\u010d\u00edtat. Proto je\u00a0dobr\u00e9 m\u00edt dob\u0159e nastaven\u00e9 poji\u0161t\u011bn\u00ed. A\u00a0jak je\u00a0to\u00a0s\u00a0rozd\u00edlem v\u00a0poji\u0161t\u011bn\u00ed dom\u00e1cnosti a\u00a0nemovitosti? To\u00a0se\u00a0dozv\u00edte v\u00a0n\u00e1sleduj\u00edc\u00edch \u0159\u00e1dc\u00edch.<\/strong><\/p>\n<p class=\"h2 mt-3\">Obsah \u010dl\u00e1nku<\/p>\n<ul>\n<li><a href=\"#toc-kroupy-a-pojisteni-auta\">Kroupy a\u00a0poji\u0161t\u011bn\u00ed auta<\/a><\/li>\n<li><a href=\"#toc-kroupy-v-italii\">Kroupy v\u00a0It\u00e1lii<\/a><\/li>\n<li><a href=\"#toc-pojistka-na-auto\">Poji\u0161t\u011bn\u00ed auta<\/a><\/li>\n<li><a href=\"#toc-pojisteni-nemovitosti-a-pojisteni-domacnosti\">Poji\u0161t\u011bn\u00ed nemovitosti a\u00a0poji\u0161t\u011bn\u00ed dom\u00e1cnosti<\/a><\/li>\n<\/ul>\n<img decoding=\"async\" width=\"770\" height=\"431\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly3-770x431.webp\" class=\" wp-post-image wp-stateless-item\" alt=\"Kroupy a poji\u0161t\u011bn\u00ed auta \u2013 co d\u011blat, kdy\u017e zas\u00e1hnou p\u0159\u00edrodn\u00ed \u017eivly\" title=\"Kroupy a poji\u0161t\u011bn\u00ed auta \u2013 co d\u011blat, kdy\u017e zas\u00e1hnou p\u0159\u00edrodn\u00ed \u017eivly\" srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly3-770x431.webp 770w, https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly3.webp 995w\" sizes=\"(max-width: 770px) 100vw, 770px\" data-image-size=\"medium\" data-stateless-media-bucket=\"wp-resources\" data-stateless-media-name=\"srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly3.webp\" \/><div class=\"small mb-4 mt-2 text-center\">Kroupy mohou na va\u0161em vozidle zanechat po\u0159\u00e1dnou paseku.<\/div>\n<h2 id=\"toc-kroupy-a-pojisteni-auta\" data-context=\"Kroupy a\u00a0poji\u0161t\u011bn\u00ed auta\">Kroupy a\u00a0poji\u0161t\u011bn\u00ed auta<\/h2>\n<p>P\u0159\u00edrodn\u00ed \u017eivly jsou nel\u00edtostn\u00e9 a\u00a0nen\u00ed v\u017edy mo\u017en\u00e9 v\u016fz p\u0159ed\u00a0nimi ochr\u00e1nit. I\u00a0kdy\u017e\u00a0m\u00e1te mo\u017enost v\u016fz schovat do\u00a0kryt\u00e9 gar\u00e1\u017ee, m\u016f\u017ee v\u00e1s krupobit\u00ed zastihnout na\u00a0cest\u00e1ch, nebo zkr\u00e1tka v\u00a0moment\u011b, kdy\u00a0v\u016fz v\u00a0gar\u00e1\u017ei zaparkovan\u00fd nem\u00e1te.<\/p>\n<p>Karoserie automobilu rozhodn\u011b nen\u00ed z\u00a0cukru a\u00a0drobn\u00fdm kroup\u00e1m hrav\u011b odol\u00e1. V\u011bt\u0161\u00ed kroupy v\u0161ak u\u017e mohou zanechat po\u0159\u00e1dnou paseku a\u00a0cena za\u00a0opravu se\u00a0m\u016f\u017ee v\u00a0m\u017eiku vy\u0161plhat na\u00a0vy\u0161\u0161\u00ed desetitis\u00edce korun.<\/p>\n<h2 id=\"toc-kroupy-v-italii\" data-context=\"Kroupy v\u00a0It\u00e1lii\">Kroupy v\u00a0It\u00e1lii<\/h2>\n<p>U\u017e jen\u00a0v\u00a0leto\u0161n\u00edm roce padlo n\u011bkolik evropsk\u00fdch rekord\u016f, co\u00a0se\u00a0velikost\u00ed krup t\u00fd\u010de. Prvn\u00edm rekordem byla kroupa o\u00a0velikosti p\u0159ibli\u017en\u011b 16\u00a0centimetr\u016f. Zachycena byla v\u00a0severoitalsk\u00e9m m\u011bst\u011b Padova. Tento rekord byl\u00a0ale po\u00a0necel\u00e9m t\u00fddnu p\u0159ekon\u00e1n a\u00a0op\u011bt si ho na\u00a0sv\u00e9 konto mohla p\u0159ipsat It\u00e1lie. V\u00a0m\u011bste\u010dku Azzano Decimo byla evidov\u00e1na kroupa, kter\u00e1\u00a0byla je\u0161t\u011b o\u00a03\u00a0centimetry v\u011bt\u0161\u00ed. Se\u00a0sv\u00fdmi 19\u00a0centimetry se\u00a0v\u00fdznamn\u011b p\u0159ibl\u00ed\u017eila k\u00a0sv\u011btov\u00e9mu rekordu. Dle ESSL (Evropsk\u00e1 laborato\u0159 pro\u00a0v\u00fdzkum siln\u00fdch bou\u0159\u00ed) je\u00a0prozat\u00edm nejv\u011bt\u0161\u00ed evidovanou kroupou kroupa z\u00a0roku 2010, kter\u00e1\u00a0byla zaznamen\u00e1na ve\u00a0m\u011bst\u011b Vivan v\u00a0Ji\u017en\u00ed Dakot\u011b. Byla 20,3\u00a0centimetr\u016f velk\u00e1, a\u00a0v\u00e1\u017eila 879\u00a0gram\u016f. A\u00a0te\u010f si p\u0159edstavte, \u017ee\u00a0by\u00a0se\u00a0takov\u00e9hle kroupy mohly objevit i\u00a0na\u00a0\u00fazem\u00ed \u010cesk\u00e9 republiky.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-medium wp-image-9110\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly4-770x512.webp\" alt=\"kroupy v It\u00e1lii\" width=\"770\" height=\"512\" srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly4-770x512.webp 770w, https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly4.webp 998w\" sizes=\"(max-width: 770px) 100vw, 770px\" \/><br \/>\n<span class=\"small d-block mb-3 text-center\">Sv\u011btov\u00fd rekord ve\u00a0velikosti krup dr\u017e\u00ed kroupa z\u00a0m\u011bsta Vivan o\u00a0velikosti 20,3\u00a0cm.<\/span><\/p>\n<h2 id=\"toc-pojistka-na-auto\" data-context=\"Poji\u0161t\u011bn\u00ed auta\">Poji\u0161t\u011bn\u00ed auta<\/h2>\n<p>Takto velk\u00e9 kroupy na\u00a0va\u0161em voze mohou zanechat opravdu nehezk\u00e9 \u0161kody. Bohu\u017eel, povinn\u00e9 ru\u010den\u00ed v\u00e1s v\u00a0t\u011bchto p\u0159\u00edpadech zpravidla nezachr\u00e1n\u00ed \u2013 to\u00a0kryje pouze \u0161kody, kter\u00e9\u00a0zavin\u00edte vy druh\u00fdm. Na\u0161t\u011bst\u00ed vedle povinn\u00e9ho ru\u010den\u00ed si m\u016f\u017eete sjednat tak\u00e9 havarijn\u00ed poji\u0161t\u011bn\u00ed. Havarijn\u00ed poji\u0161t\u011bn\u00ed je, na\u00a0rozd\u00edl od\u00a0povinn\u00e9ho ru\u010den\u00ed, dobrovoln\u00e9. D\u00edky n\u011bmu ale m\u00e1te jistotu, \u017ee\u00a0jste kryt\u00ed pro\u00a0v\u0161echny p\u0159\u00edpady. Co\u00a0v\u0161echno havarijn\u00ed poji\u0161t\u011bn\u00ed kryje?<\/p>\n<ul>\n<li>Hav\u00e1rie vozidla v\u010detn\u011b t\u011bch, kter\u00e9\u00a0zavin\u00edte;<\/li>\n<li>kr\u00e1de\u017e vozidla, nebo n\u011bkter\u00e9 z\u00a0jeho \u010d\u00e1st\u00ed;<\/li>\n<li>\u0161kody zp\u016fsoben\u00e9 v\u00a0d\u016fsledku vandalismu;<\/li>\n<li>\u017eiveln\u00ed ud\u00e1losti.<\/li>\n<\/ul>\n<p>Pr\u00e1v\u011b pod\u00a0\u017eiveln\u00ed ud\u00e1losti spad\u00e1 i\u00a0krupobit\u00ed. Dejte si ale pozor na\u00a0spr\u00e1vn\u00e9 nastaven\u00ed poji\u0161t\u011bn\u00ed! U\u00a0levn\u011bj\u0161\u00edch variant havarijn\u00edho poji\u0161t\u011bn\u00ed je\u00a0dobr\u00e9 si d\u016fkladn\u011b prostudovat smlouvu, zda n\u00e1hodou nejsou \u017eiveln\u00ed ud\u00e1losti (a\u00a0tedy i\u00a0\u0161kody v\u00a0d\u016fsledku krupobit\u00ed) ve\u00a0v\u00fdjimce. Jistotou by\u00a0m\u011blo b\u00fdt, pokud s\u00e1hnete po\u00a0variant\u011b poji\u0161t\u011bn\u00ed obvykle nazvan\u00e9 jako \u201eall-risk\u201c. Ta\u00a0by\u00a0m\u011bla pokr\u00fdvat ve\u0161ker\u00e1 v\u00fd\u0161e uveden\u00e1 rizika a\u00a0to\u00a0v\u010detn\u011b \u017eivl\u016f. Zkontrolujte si tak\u00e9 v\u00fd\u0161i spolu\u00fa\u010dasti, kter\u00e1\u00a0je\u00a0b\u011b\u017enou sou\u010d\u00e1st\u00ed havarijn\u00edho poji\u0161t\u011bn\u00ed \u2013 u\u00a0n\u011bkter\u00fdch pojistek si j\u00ed m\u016f\u017eete i\u00a0sami zvolit, co\u017e\u00a0m\u00e1 vliv na\u00a0v\u00fdslednou cenu poji\u0161t\u011bn\u00ed. Podobn\u011b jako k\u00a0povinn\u00e9mu ru\u010den\u00ed i\u00a0k\u00a0havarijn\u00edmu poji\u0161t\u011bn\u00ed si lze sjednat r\u016fzn\u00e1 p\u0159ipoji\u0161t\u011bn\u00ed.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-medium wp-image-9112\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly2-770x515.webp\" alt=\"Pojistka na auto\" width=\"770\" height=\"515\" srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly2-770x515.webp 770w, https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly2.webp 995w\" sizes=\"(max-width: 770px) 100vw, 770px\" \/><br \/>\n<span class=\"small d-block mb-3 text-center\">Na\u00a0rozd\u00edl od\u00a0povinn\u00e9ho ru\u010den\u00ed v\u00e1m havarijn\u00ed poji\u0161t\u011bn\u00ed kryje \u0161kody zp\u016fsoben\u00e9 \u017eivly.<\/span><\/p>\n<p>Pokud chcete rychl\u00fd a jednoduch\u00fd zp\u016fsob, jak porovnat havarijn\u00ed poji\u0161t\u011bn\u00ed od r\u016fzn\u00fdch poji\u0161\u0165oven, obra\u0165te se na na\u0161e call centrum, kde v\u00e1m srovn\u00e1n\u00ed p\u0159iprav\u00edme.<\/p>\n\n\t<div class=\"fq20 my-5\" id=\"fq-article\">\n\t<a name=\"fq\"><\/a><h2 class=\"text-center fq20h1\" id=\"fq20h1\">Spo\u010d\u00edtejte si rychle <a href=\"\/povinne-ruceni\/\" title=\"P\u0159ej\u00edt na povinn\u00e9 ru\u010den\u00ed\">povinn\u00e9 ru\u010den\u00ed<\/a><\/h2>\n\t<form action=\"https:\/\/webto.salesforce.com\/servlet\/servlet.WebToLead?encoding=UTF-8\" method=\"POST\" id=\"ngFqForm\" target=\"hidden-form\">\n\t\t<input type=\"hidden\" id=\"debug\" name=\"debug\" value=0>\n\t\t<input type=\"hidden\" id=\"debugEmail\" name=\"debugEmail\" value=\"lukas.nesvadba@suri.cz\">\n\t\t<input type=\"hidden\" id=\"oid\" name=\"oid\" value=\"00D0O000000r3aY\">\n\t\t<input type=\"hidden\" id=\"retURL\" name=\"retURL\" value=\"https:\/\/www.srovnator.cz\/clanky\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly\/\">\n\t\t<input type=\"hidden\" id=\"fq-retURL\" name=\"fq-retURL\" value=\"https:\/\/www.srovnator.cz\/clanky\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly\/\">\n\t\t<input type=\"hidden\" id=\"last_name\" maxlength=\"80\" name=\"last_name\" size=\"20\" value=\"FastQuote\" >\n\t\t<input type=\"hidden\" id=\"url\" maxlength=\"80\" name=\"url\" size=\"20\" value=\"srovnator.cz\">\n\t\t<input type=\"hidden\" id=\"lead_source\" name=\"lead_source\" maxlength=\"80\" size=\"20\" value=\"srovnator.cz\">\n\t\t<input type=\"hidden\" id=\"00N3Y00000GuOiA\" name=\"00N3Y00000GuOiA\" value=\"1\" \/>\n\t\t<input type=\"hidden\" id=\"00N3Y00000GuOi9\" name=\"00N3Y00000GuOi9\" value=\"0\" \/>\n\t\t<input type=\"hidden\" id=\"00N3Y00000GuOi7\" name=\"00N3Y00000GuOi7\" value=\"0\" \/>\n\t\t<input type=\"hidden\" id=\"description\" name=\"description\" value=\"Fast Quote From Article Not Mobile\" \/>\n\t\t<input type=\"hidden\" id=\"fq-pojistovna\" maxlength=\"100\" name=\"00N3Y00000GuOi8\" size=\"20\" value=\"zat\u00edm nevybr\u00e1no\" \/>\n\t\t<input type=\"hidden\" id=\"fq-pojistovna-nabidka\" name=\"00N3Y00000GuOiC\" size=\"20\" value=\"\" \/>\n\t\t<input id=\"utm_campaign\" maxlength=\"255\" name=\"00N3Y00000GOmH8\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"utm_medium\" maxlength=\"255\" name=\"00N3Y00000FcAr3\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"utm_source\" maxlength=\"255\" name=\"00N3Y00000FcAr4\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"_ga\" maxlength=\"255\" name=\"00N3Y00000GOmH7\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t\t<input id=\"_gsi\" maxlength=\"255\" name=\"00N3Y00000Gv8xg\" size=\"20\" type=\"hidden\" value=\"\" \/>\n\t  <div class=\"row\">\n\t  <div class=\"col-sm-6\">\n\t\t<div class=\"form-group mb-4\">\n\t\t<label for=\"znacka\">Zna\u010dka vozidla, kter\u00e9 chcete pojistit:<\/label><br>\n\t\t<select class=\"form-control\" id=\"fq-znacka\" name=\"00N3Y00000GuOiB\"><option value=\"ALFA ROMEO\">ALFA ROMEO<\/option><option value=\"AUDI\">AUDI<\/option><option value=\"BMW\">BMW<\/option><option value=\"CHEVROLET\">CHEVROLET<\/option><option value=\"CHRYSLER\">CHRYSLER<\/option><option value=\"CITRO\u00cbN\">CITRO\u00cbN<\/option><option value=\"DACIA\">DACIA<\/option><option value=\"DAEWOO\">DAEWOO<\/option><option value=\"FIAT\">FIAT<\/option><option value=\"FORD\">FORD<\/option><option value=\"HONDA\">HONDA<\/option><option value=\"HYUNDAI\">HYUNDAI<\/option><option value=\"JEEP\">JEEP<\/option><option value=\"KIA\">KIA<\/option><option value=\"LANCIA\">LANCIA<\/option><option value=\"LAND ROVER\">LAND ROVER<\/option><option value=\"MAZDA\">MAZDA<\/option><option value=\"MERCEDES-BENZ\">MERCEDES-BENZ<\/option><option value=\"MINI\">MINI<\/option><option value=\"MITSUBISHI\">MITSUBISHI<\/option><option value=\"NISSAN\">NISSAN<\/option><option value=\"OPEL\">OPEL<\/option><option value=\"PEUGEOT\">PEUGEOT<\/option><option value=\"RENAULT\">RENAULT<\/option><option value=\"ROVER\">ROVER<\/option><option value=\"SEAT\">SEAT<\/option><option value=\"\u0160KODA\" selected>\u0160KODA<\/option><option value=\"SSANGYONG\">SSANGYONG<\/option><option value=\"SUBARU\">SUBARU<\/option><option value=\"SUZUKI\">SUZUKI<\/option><option value=\"TOYOTA\">TOYOTA<\/option><option value=\"TRABANT\">TRABANT<\/option><option value=\"VOLKSWAGEN\">VOLKSWAGEN<\/option><option value=\"VOLVO\">VOLVO<\/option><\/select>\n\t  <\/div>\n\t<p class=\"mb-1\"><label for=\"fq-objem\">P\u0159ibli\u017en\u00fd objem motoru vozidla:<\/label><\/p>\n\t<div class=\"row mb-3\"><div class=\"col-9\"><input type=\"range\" class=\"fq-range\" aria-label=\"objem\" min=\"0.6\" max=\"3.3\" step=\"0.1\" value=\"1.5\" id=\"fq-objem\" aria-describedby=\"objem-value\"><\/div><div class=\"col-3 ps-2\"><input id=\"fq-objem-value\" class=\"fq-text nb\" type=\"text\" value=\"1\" size=\"4\" readonly \/><\/div><\/div>\n\t\n\t<div class=\"form-group mb-4\">\n\t<label for=\"fq-psc\">PS\u010c:<\/label>\n\t<input type=\"text\" id=\"fq-psc\" value=\"\" name=\"zip\" class=\"form-control\"><div class=\"invalid-feedback\"><\/div> \n\t<\/div>\n\t\n\t<p class=\"mb-1\"><label for=\"fq-vek\">Kolik je V\u00e1m let:<\/label><\/p>\n\t<div class=\"row mb-3\"><div class=\"col-9\"><input type=\"range\" class=\"fq-range\" aria-label=\"vek\" min=\"18\" max=\"66\" step=\"1\" value=\"42\" id=\"fq-vek\" aria-describedby=\"vek\" data-orientation=\"horizontal\" name=\"00N3Y00000GuOi6\"><\/div><div class=\"col-3 ps-2\"><input id=\"fq-vek-value\" class=\"fq-text nb\" type=\"text\" value=\"1\" size=\"4\" readonly \/><\/div><\/div>\n\t\n\t\n\t<p class=\"mb-1\"><label for=\"tel\">Pro z\u00edsk\u00e1n\u00ed kalkulace je t\u0159eba zadat tel. \u010d\u00edslo:<\/label><\/p>\n\t<div class=\"row mb-4\"><div class=\"col-4 pe-0\"><select class=\"form-control\" id=\"fq-predvolba\"><option selected value=\"+420\">+420<\/option><option value=\"+421\">+421<\/option><\/select><\/div><div class=\"col-8 ps-0\"><input type=\"text\" class=\"form-control\" aria-label=\"tel\" aria-describedby=\"predvolba\" placeholder=\"nap\u0159 603 123 123\" id=\"fq-tel\"><div class=\"invalid-feedback\"><\/div><\/div><\/div>\n\t<input id=\"fq-tel-value\" class=\"fq-text nb\" type=\"hidden\" value=\"\" size=\"4\" name=\"phone\" readonly \/>\n\t<\/div>\n\t<div class=\"col-sm-1\">\n\t<\/div>\n\t<div class=\"col-sm-4\">\n\t<div class=\"fq-sum p-3 my-4 pt-5\" style=\"display: none;\">\n\t<p class=\"mb-1\">Povinn\u00e9 ru\u010den\u00ed m\u016f\u017eete <br>m\u00edt ji\u017e od:<\/p>\n\t<p class=\"fq-sum-value-text\" id=\"fq-sum\">-<\/p>\n\t\n\t<div class=\"spinner-border text-primary fq-spinner mt-2\" role=\"status\" style=\"display: none;\" id=\"fq-loader\">\n\t\t<span class=\"sr-only\"><\/span>\n\t\n\t<\/div>\n\t<div class=\"col-sm-1\">\n\t<\/div>\n\t<input id=\"fq-sum-value\" class=\"fq-text nb\" type=\"hidden\" \/>\n\t<\/div>\t\n\t<\/div>\n\t<\/div>\n\t<div class=\"row justify-content-center mb-1\">\n\t<div class=\"col-6\">\n\t<a href=\"#fq\" id=\"fq-get\" class=\"w-100 btn bg-dark fq-btn py-3\" title=\"Zobrazit 10 poji\u0161\u0165oven\" data-bs-toggle=\"\" data-bs-target=\"\"><span class=\"sro-povinne-ruceni me-2\"><\/span>Zobrazit 10 poji\u0161\u0165oven<\/a>\n\t<\/div>\n\t<p class=\"mb-2 mt-4 col-sm-8 text-center\"><small>Odesl\u00e1n\u00edm formul\u00e1\u0159e tla\u010d\u00edtkem Zobrazit 10 poji\u0161\u0165oven souhlas\u00edte se zpracov\u00e1n\u00edm V\u00e1mi zadan\u00fdch osobn\u00edch \u00fadaj\u016f \u2013 <a href=\"\/informace-o-zpracovani-osobnich-udaju\/\" target=\"_blank\" title=\"Zobrazit\">Informace o zpracov\u00e1n\u00ed osobn\u00edch \u00fadaj\u016f<\/a><\/small><\/p>\n\t<\/div>\n\t<\/form>\n\t<IFRAME style=\"display:none\" name=\"hidden-form\"><\/IFRAME>\n\t<\/div>\n\t<!-- Modal -->\n\t<div class=\"modal fade\" id=\"offersInsurance\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"myModalLabel\" aria-hidden=\"true\">\n\t\t<div class=\"modal-dialog modal-dialog-scrollable modal-dialog-centered\" role=\"document\">\n\t\t\t<div class=\"modal-content\">\n\t\t\t\t<div class=\"modalHeader modal-header border-0\">\n\t\t\t\t\t<button type=\"button\" class=\"btn-close\" data-bs-dismiss=\"modal\" aria-label=\"Close\"><\/button>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"modal-body pt-0\">\n\t\t\t\t<h2 class=\"text-center fq20h1 mb-3\" id=\"fq20h1ls\">Kalkulace povinn\u00e9ho ru\u010den\u00ed<\/h2>\n\t\t\t\t<div class=\"fq20k3\">\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-cpp\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-cpp.png\" alt=\"\u010cPP\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-cpp.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-cpp.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">\u010cPP<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"cpp\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-gcp\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-gcp.png\" alt=\"G\u010cP\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-gcp.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-gcp.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">G\u010cP<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"gcp\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-allianz\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-allianz.png\" alt=\"allianz\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-allianz.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-allianz.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Allianz<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"allianz\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-kooperativa\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-kooperativa.png\" alt=\"kooperativa\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-kooperativa.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-kooperativa.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Kooperativa<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"kooperativa\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-direct\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-direct.png\" alt=\"direct\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-direct.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-direct.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Direct<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"direct\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-axa\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-axa.png\" alt=\"axa\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-axa.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-axa.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">AXA<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"axa\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-slavia\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-slavia.png\" alt=\"slavia\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-slavia.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-slavia.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Slavia<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"slavia\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-csob\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-csob.png\" alt=\"csob\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-csob.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-csob.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">\u010cSOB<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"csob\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-uniqa\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-uniqa.png\" alt=\"uniqa\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-uniqa.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-uniqa.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Uniqa<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"uniqa\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row fq-nabidka mb-3 p-2 mx-3\" id=\"fq-pillow\">\n\t\t\t\t\t\t<div class=\"col-3 ps-0 pe-0\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-pillow.png\" alt=\"pillow\" width=\"74\" height=\"74\" class=\"alignnone size-full wp-image-21674\" srcset=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-pillow.png 74w, https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/img\/fq-logo-pillow.png 70w\" sizes=\"auto, (max-width: 74px) 100vw, 74px\"><\/div>\n\t\t\t\t\t\t<div class=\"col-5 ps-3 pe-1 align-self-center\">\n\t\t\t\t\t\t\t<p class=\"fq-nadpis mb-0\">Pillow<\/p>\n\t\t\t\t\t\t\t<p class=\"mb-1\">od <strong class=\"fq-cena\">0<\/strong> <strong>K\u010d<\/strong><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"col-4 ps-0 pe-0 align-self-center\"><a href=\"#\" class=\"btn btn-primary mt-0 text-white btn-sm p-3\" title=\"M\u00e1m z\u00e1jem\" data-pojistovna=\"pillow\">M\u00c1M Z\u00c1JEM<\/a><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t  <\/div>\n\t\t  <div class=\"modal-footer text-center\">\n\t\t\t  <a href=\"#\" class=\"w-100 btn bg-dark fq-btn fq-btn-active py-3 callMe\" id=\"offersInsuranceCallMe\" title=\"Chci b\u00fdt kontaktov\u00e1n\"><span class=\"sro-zavolame mt-1 me-2\"><\/span>Chci b\u00fdt kontaktov\u00e1n<\/a>\n\t\t  <\/div>\n\t\t<\/div>\n\t  <\/div>\n\t<\/div><a name=\"hotovo\"><\/a><div class=\"fq20k2 my-5 py-5\" id=\"fq-thank\" style=\"display: none;\">\n\t<h2 class=\"mb-1\">D\u011bkujeme za V\u00e1\u0161 z\u00e1jem.<\/h2>\n\t<p>Budeme V\u00e1s co nejd\u0159\u00edve kontaktovat.<\/p>\n\t<p class=\"my-0\"><img decoding=\"async\" src=\"https:\/\/www.srovnator.cz\/wp-content\/plugins\/ng-fast-quote\/css\/images\/fq-character.webp\" alt=\"Srovn\u00e1tor postavi\u010dka\" width=\"326\" height=\"342\"><\/p>\n\t<p><strong>Ne\u017e v\u00e1m zavol\u00e1me, prohl\u00e9dn\u011bte si <br>kalkulace cestovn\u00edho poji\u0161t\u011bn\u00ed.<\/strong><\/p>\n\t<div class=\"btn-center\"><a href=\"\/cestovni-pojisteni\/kalkulacka\/#kalkulacka\" class=\"btn btn-primary px-5 py-2 fq-ces-btn\" title=\"Spo\u010d\u00edtat cestovn\u00ed poji\u0161t\u011bn\u00ed\" rel=\"prefetch\">CESTOVN\u00cd POJI\u0160T\u011aN\u00cd<\/a><\/div>\n\t<\/div>\n<h2 id=\"toc-pojisteni-nemovitosti-a-pojisteni-domacnosti\" data-context=\"Poji\u0161t\u011bn\u00ed nemovitosti a\u00a0poji\u0161t\u011bn\u00ed dom\u00e1cnosti\">Poji\u0161t\u011bn\u00ed nemovitosti a\u00a0poji\u0161t\u011bn\u00ed dom\u00e1cnosti<\/h2>\n<p>Pod\u00a0<a href=\"https:\/\/www.srovnator.cz\/pojisteni-majetku\/\">majetkov\u00e9 poji\u0161t\u011bn\u00ed<\/a> pat\u0159\u00ed jak poji\u0161t\u011bn\u00ed dom\u00e1cnosti, tak poji\u0161t\u011bn\u00ed nemovitosti. Ob\u011b tato poji\u0161t\u011bn\u00ed v\u0161ak kryj\u00ed rozd\u00edln\u00e9 v\u011bci a \u010dasto je lid\u00e9 zam\u011b\u0148uj\u00ed. Jak to tedy s nimi je?<\/p>\n<h3>Poji\u0161t\u011bn\u00ed nemovitosti<\/h3>\n<p>Kroupy ale nejsou rizikem pouze pro\u00a0automobil. Po\u0159\u00e1dn\u00e9 krupobit\u00ed m\u016f\u017ee poni\u010dit okna nebo, pokud jsou kroupy opravdu velk\u00e9, i\u00a0st\u0159echu, obzvl\u00e1\u0161\u0165, pokud je\u00a0ploch\u00e1. Tyto \u0161kody v\u00e1m pom\u016f\u017ee pokr\u00fdt poji\u0161t\u011bn\u00ed nemovitosti. D\u00edky n\u011bmu m\u00e1te kryt\u00e9 \u0161kody na\u00a0stavb\u011b, kter\u00e1\u00a0je\u00a0pevn\u011b spojen\u00e1 se\u00a0zem\u00ed. Kryt\u00e9 jsou i\u00a0stavebn\u00ed sou\u010d\u00e1sti, jako nap\u0159\u00edklad:<\/p>\n<ul>\n<li>klimatizace,<\/li>\n<li>sol\u00e1rn\u00ed panely,<\/li>\n<li>kotle,<\/li>\n<li>radi\u00e1tory<\/li>\n<li>a\u00a0podobn\u011b.<\/li>\n<\/ul>\n<p>Poji\u0161t\u011bn\u00ed nemovitosti se\u00a0vztahuje v\u00a0z\u00e1sad\u011b na\u00a0v\u0161echny v\u011bci, kter\u00e9\u00a0by\u00a0nebylo mo\u017en\u00e9 nap\u0159\u00edklad b\u011bhem st\u011bhov\u00e1n\u00ed jen\u00a0tak\u00a0odn\u00e9st.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-medium wp-image-9111\" src=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly-770x512.webp\" alt=\"poji\u0161t\u011bn\u00ed nemovitosti\" width=\"770\" height=\"512\" srcset=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly-770x512.webp 770w, https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly.webp 999w\" sizes=\"(max-width: 770px) 100vw, 770px\" \/><br \/>\n<span class=\"small d-block mb-3 text-center\">Poji\u0161t\u011bn\u00ed nemovitosti kryje st\u0159echu, okna a\u00a0dal\u0161\u00ed v\u011bci, kter\u00e9\u00a0by\u00a0nebylo mo\u017en\u00e9 odst\u011bhovat.<\/span><\/p>\n<h3>Poji\u0161t\u011bn\u00ed majetku<\/h3>\n<p>Pokud v\u00e1m krupobit\u00ed poni\u010d\u00ed okna, m\u016f\u017ee se\u00a0st\u00e1t, \u017ee\u00a0vzniknou i\u00a0dal\u0161\u00ed \u0161kody na\u00a0v\u011bcech, kter\u00e9\u00a0m\u00e1te doma. Mohou to\u00a0b\u00fdt sk\u0159\u00edn\u011b, nebo tak\u00e9 elektronika. V\u00a0t\u011bchto p\u0159\u00edpadech v\u00e1m poji\u0161t\u011bn\u00ed nemovitosti nepom\u016f\u017ee. K\u00a0tomu slou\u017e\u00ed poji\u0161t\u011bn\u00ed dom\u00e1cnosti. Na\u00a0rozd\u00edl od\u00a0p\u0159edchoz\u00edho p\u0159\u00edpadu, poji\u0161t\u011bn\u00ed dom\u00e1cnosti se\u00a0vztahuje na\u00a0v\u0161echny v\u011bci, kter\u00e9\u00a0byste byli schopni odst\u011bhovat. Kryje tedy elektroniku, n\u00e1bytek, cennosti a\u00a0dal\u0161\u00ed v\u011bci, kter\u00e9\u00a0tvo\u0159\u00ed v\u00e1\u0161 domov \u00fatuln\u00fdm m\u00edstem.<\/p>\n<h2>Nej\u010dast\u011bji kladen\u00e9 ot\u00e1zky \u2013 FAQ<\/h2>\n<div class=\"accordion faq \" id=\"accon0\">\n<div class=\"accordion-item\">\n        <h3 class=\"accordion-header \" id=\"head-53561\">\n            <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#item-39101\" aria-expanded=\"true\" aria-controls=\"item-39101\">\n            Jak postupovat p\u0159i \u0161kodn\u00ed ud\u00e1losti?\n            <\/button>\n        <\/h3>\n        <div id=\"item-39101\" class=\"accordion-collapse collapse \" aria-labelledby=\"head-53561\" data-bs-parent=\"#accon0\">\n            <div class=\"accordion-body\">\nV\u017edy je\u00a0nejlep\u0161\u00ed po\u0159\u00eddit fotografie a\u00a0jakmile to\u00a0bude mo\u017en\u00e9, tak\u00a0kontaktovat va\u0161i poji\u0161\u0165ovnu. Oper\u00e1tor v\u00e1m sd\u011bl\u00ed dal\u0161\u00ed postup. Hlavn\u011b mus\u00edte m\u00edt spr\u00e1vn\u00e9 poji\u0161t\u011bn\u00ed \u2013 proto si p\u0159e\u010dt\u011bte <a href=\"https:\/\/www.srovnator.cz\/clanky\/jake-skody-pokryva-havarijni-pojisteni\/\">tento \u010dl\u00e1nek<\/a>.<br \/>\n<\/div>\n        <\/div>\n    <\/div>\n<div class=\"accordion-item\">\n        <h3 class=\"accordion-header \" id=\"head-58720\">\n            <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#item-28401\" aria-expanded=\"true\" aria-controls=\"item-28401\">\n            Je auto kryt\u00e9 povinn\u00fdm ru\u010den\u00edm proti \u017eivl\u016fm?\n            <\/button>\n        <\/h3>\n        <div id=\"item-28401\" class=\"accordion-collapse collapse \" aria-labelledby=\"head-58720\" data-bs-parent=\"#accon0\">\n            <div class=\"accordion-body\">\nB\u011b\u017en\u011b povinn\u00e9 ru\u010den\u00ed v\u00e1\u0161 automobil proti \u017eivl\u016fm nechr\u00e1n\u00ed. To\u00a0pouze v\u00a0p\u0159\u00edpad\u011b, \u017ee\u00a0byste m\u011bli sjednan\u00e9 pat\u0159i\u010dn\u00e9 p\u0159ipoji\u0161t\u011bn\u00ed. Jak chr\u00e1nit v\u00e1\u0161 majetek proti \u017eivl\u016fm v\u00e1m porad\u00ed <a href=\"https:\/\/www.srovnator.cz\/clanky\/jak-chranit-svuj-majetek-v-pripade-zivelni-pohromy\/\">tento \u010dl\u00e1nek<\/a>.<br \/>\n<\/div>\n        <\/div>\n    <\/div>\n<div class=\"accordion-item\">\n        <h3 class=\"accordion-header \" id=\"head-63504\">\n            <button class=\"accordion-button align-items-start collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#item-90135\" aria-expanded=\"true\" aria-controls=\"item-90135\">\n            Jak\u00fd je rozd\u00edl mezi poji\u0161t\u011bn\u00edm dom\u00e1cnosti a nemovitosti?\n            <\/button>\n        <\/h3>\n        <div id=\"item-90135\" class=\"accordion-collapse collapse \" aria-labelledby=\"head-63504\" data-bs-parent=\"#accon0\">\n            <div class=\"accordion-body\">\nMezi lidmi panuje omyl, \u017ee\u00a0poji\u0161t\u011bn\u00ed nemovitosti je\u00a0pro\u00a0domy a\u00a0poji\u0161t\u011bn\u00ed dom\u00e1cnosti pro\u00a0byty. Takto to\u00a0ale nefunguje. Je\u00a0v\u00a0tom z\u00e1sadn\u00ed rozd\u00edl, kter\u00fd\u00a0v\u00e1m vysv\u011btl\u00ed \u010dl\u00e1nek <a href=\"https:\/\/www.srovnator.cz\/clanky\/nejcastejsi-vyjimky-z-pojisteni-nemovitosti-domacnosti\/\">Sjedn\u00e1n\u00ed majetkov\u00e9ho poji\u0161t\u011bn\u00ed \u2013 na\u00a0co\u00a0si d\u00e1t pozor<\/a>?<br \/>\n<\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ob\u00e1v\u00e1te se, \u017ee p\u0159ijdou kroupy a nejste si jist\u00ed, jestli va\u0161e pojistka na auto bude sta\u010dit? \u0158e\u0161\u00edte poji\u0161t\u011bn\u00ed nemovitosti nebo poji\u0161t\u011bn\u00ed dom\u00e1cnosti? \u010ct\u011bte d\u00e1l!<\/p>\n","protected":false},"author":6,"featured_media":9113,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5],"tags":[363,512,544,909],"class_list":["post-9108","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni-majetku","tag-havarijni-pojisteni","tag-pojisteni","tag-pojisteni-majetku","tag-zivelna-udalost"],"acf":{"znacka":"","model":"","objem":"","vyrobeno":"","vykon":"","velikost_1":"","velikost_2":"","velikost_3":"","velikost_4":"","roky":"","roky_velikost_1":"","roky_velikost_2":"","roky_velikost_3":"","roky_velikost_4":"","pocet_kalkulaci":0,"page_post_meta_bread":"","page_post_meta_bread_child":"","page_post_meta_script_head":"<script type=\"application\/ld+json\">\r\n    {\r\n        \"@context\": \"https:\/\/schema.org\",\r\n        \"@type\": \"FAQPage\",\r\n        \"mainEntity\": [{\r\n            \"@type\": \"Question\",\r\n            \"name\": \"Jak postupovat p\u0159i \u0161kodn\u00ed ud\u00e1losti?\",\r\n            \"acceptedAnswer\": {\r\n                \"@type\": \"Answer\",\r\n                \"text\": \"V\u017edy je nejlep\u0161\u00ed po\u0159\u00eddit fotografie a jakmile to bude mo\u017en\u00e9, tak kontaktovat va\u0161i poji\u0161\u0165ovnu. Oper\u00e1tor v\u00e1m sd\u011bl\u00ed dal\u0161\u00ed postup. HHlavn\u011b mus\u00edte m\u00edt spr\u00e1vn\u00e9 poji\u0161t\u011bn\u00ed \u2013 proto si p\u0159e\u010dt\u011bte <a href='https:\/\/www.srovnator.cz\/clanky\/jake-skody-pokryva-havarijni-pojisteni\/'>tento \u010dl\u00e1nek<\/a>.\"\r\n                }\r\n            }, {\r\n            \"@type\": \"Question\",\r\n            \"name\": \"Je auto kryt\u00e9 povinn\u00fdm ru\u010den\u00edm proti \u017eivl\u016fm?\",\r\n            \"acceptedAnswer\": {\r\n                \"@type\": \"Answer\",\r\n                \"text\": \"B\u011b\u017en\u011b povinn\u00e9 ru\u010den\u00ed v\u00e1\u0161 automobil proti \u017eivl\u016fm nechr\u00e1n\u00ed. To pouze v p\u0159\u00edpad\u011b, \u017ee byste m\u011bli sjednan\u00e9 pat\u0159i\u010dn\u00e9 p\u0159ipoji\u0161t\u011bn\u00ed. Jak chr\u00e1nit v\u00e1\u0161 majetek proti \u017eivl\u016fm v\u00e1m porad\u00ed <a href='https:\/\/www.srovnator.cz\/clanky\/jak-chranit-svuj-majetek-v-pripade-zivelni-pohromy\/'>tento \u010dl\u00e1nek<\/a>.\"\r\n                }\r\n            }, {\r\n            \"@type\": \"Question\",\r\n            \"name\": \"Jak\u00fd je rozd\u00edl mezi poji\u0161t\u011bn\u00edm dom\u00e1cnosti a nemovitosti?\",\r\n            \"acceptedAnswer\": {\r\n                \"@type\": \"Answer\",\r\n                \"text\": \"Mezi lidmi panuje omyl, \u017ee poji\u0161t\u011bn\u00ed nemovitosti je pro domy a poji\u0161t\u011bn\u00ed dom\u00e1cnosti pro byty. Takto to ale nefunguje. Je v tom z\u00e1sadn\u00ed rozd\u00edl, kter\u00fd v\u00e1m vysv\u011btl\u00ed \u010dl\u00e1nek <a href='https:\/\/www.srovnator.cz\/clanky\/nejcastejsi-vyjimky-z-pojisteni-nemovitosti-domacnosti\/'>Sjedn\u00e1n\u00ed majetkov\u00e9ho poji\u0161t\u011bn\u00ed \u2013 na co si d\u00e1t pozor<\/a>?\"\r\n                }\r\n            }\r\n        ]\r\n    }\r\n<\/script>","page_post_meta_leaving_screen":"cat"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kroupy a poji\u0161t\u011bn\u00ed auta - Srovn\u00e1tor.cz<\/title>\n<meta name=\"description\" content=\"Ob\u00e1v\u00e1te se, \u017ee p\u0159ijdou kroupy a nejste si jist\u00ed, jestli va\u0161e poji\u0161t\u011bn\u00ed na auto bude sta\u010dit? \u0158e\u0161\u00edte poji\u0161t\u011bn\u00ed nemovitosti nebo poji\u0161t\u011bn\u00ed dom\u00e1cnosti? \u010ct\u011bte d\u00e1l!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.srovnator.cz\/clanky\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kroupy a poji\u0161t\u011bn\u00ed auta - Srovn\u00e1tor.cz\" \/>\n<meta property=\"og:description\" content=\"Ob\u00e1v\u00e1te se, \u017ee p\u0159ijdou kroupy a nejste si jist\u00ed, jestli va\u0161e poji\u0161t\u011bn\u00ed na auto bude sta\u010dit? \u0158e\u0161\u00edte poji\u0161t\u011bn\u00ed nemovitosti nebo poji\u0161t\u011bn\u00ed dom\u00e1cnosti? \u010ct\u011bte d\u00e1l!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.srovnator.cz\/clanky\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly\/\" \/>\n<meta property=\"og:site_name\" content=\"Srovn\u00e1tor.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/srovnator\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-22T07:07:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-30T15:19:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly3.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"995\" \/>\n\t<meta property=\"og:image:height\" content=\"557\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Tom\u00e1\u0161 Mina\u0159\u00edk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Srovnator_czech\" \/>\n<meta name=\"twitter:site\" content=\"@Srovnator_czech\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tom\u00e1\u0161 Mina\u0159\u00edk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.srovnator.cz\/clanky\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly\/\",\"url\":\"https:\/\/www.srovnator.cz\/clanky\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly\/\",\"name\":\"Kroupy a poji\u0161t\u011bn\u00ed auta - Srovn\u00e1tor.cz\",\"isPartOf\":{\"@id\":\"https:\/\/www.srovnator.cz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.srovnator.cz\/clanky\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.srovnator.cz\/clanky\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/storage.googleapis.com\/wp-resources\/srovnator.cz\/ng\/2023\/08\/kroupy-a-pojisteni-auta-co-delat-kdyz-zasahnou-prirodni-zivly3.webp\",\"datePublished\":\"2023-08-22T07:07:01+00:00\",\"dateModified\":\"2026-01-30T15:19:23+00:00\",\"author\":{\"@id\":\"https:\/\/www.srovnator.cz\/#\/schema\/person\/9edfe86141eba69ff5b2149b530db68d\"},\"description\":\"Ob\u00e1v\u00e1te se, \u017ee p\u0159ijdou kroupy a nejste si jist\u00ed, jestli va\u0161e poji\u0161t\u011bn\u00ed na auto bude sta\u010dit? 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